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28 Degree Mastercard: Spend over $900 and Get $20 Credit in Your Account

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28 Degree Mastercard: Spend over $900 and Get $20 Credit in Your Account
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KaraZorEl on 06/02/2020 - 12:37 28degreescard.com.au (335 clicks)

This appears to be targeted offer. Expires: 29 Feb 2020

Terms:
*This offer is strictly limited to the recipient of this email only. Open to Australian residents 18 and over. You have been specifically selected for this offer and it is not transferable. Does not include cash transactions, extended interest free or other promotional purchases. Offer is valid from receipt of email to offer end date.

To qualify customers must activate this offer and fulfil on the terms of the offer. $20 will be credited to your account within 60 days of the offer end date. The account must be open and not in default of the credit contract when the credit is applied. A customer can only qualify once for this offer.

Financial 28 Degrees Latitude Finance Australia

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28 Degrees Card
28 Degrees Card

closed Comments

  • Taegukgi on 06/02/2020 - 12:39
    +2

    Mine is spend $700.

    • brisdaz on 11/02/2020 - 10:00

      Ditto

  • Magicmannn on 06/02/2020 - 12:42

    Mine is also spend $700

  • kgb007 on 06/02/2020 - 12:47

    Mine is also $700

  • so_fetch on 06/02/2020 - 13:24

    I got a $700 offer also.

  • woodsy175 on 06/02/2020 - 13:28

    I got $400

    • Shadowsfury on 06/02/2020 - 14:14

      I got $400 too

      5% return - so I think worth it.

    • euroblue on 06/02/2020 - 14:33

      $400 too

  • jag007 on 06/02/2020 - 13:48

    Hey Guys,
    just checking with users hows this credit card. Do you guys recommend it?

    Thanks, heaps in advance for your valuable thoughts.

    • cyrax83 on 06/02/2020 - 13:54
      +1

      Works fine - the only thing that sucks is they charge you for paying the account with BPay - so instead you need to use their payment facility which is sometimes down, or only allows one payment every 3-4 days.

      • jag007 on 06/02/2020 - 14:01

        Great thanks for your response. I am thinking to apply it so thought to ask the experts. :)

    • UncleCheapSteam on 06/02/2020 - 14:05
      +3

      its free, use it mainly for purchases in foreign currencies. i contacted their customer service few times over the years, was quite happy with their resolution each time.

      the surcharge for Bpay payment sucks.

      • jag007 on 06/02/2020 - 14:13

        Thanks mate. hmm looks like Bpay charge lots of money

        • UncleCheapSteam on 06/02/2020 - 14:15

          its like 95c each time, that is $1.14 per year, it all adds up

      • Looking4Bargians on 06/02/2020 - 14:28

        Can i use this card in Bali to payments?

        • timhn on 06/02/2020 - 22:54

          As long they accept credit card payments.

    • supersaverdude on 06/02/2020 - 14:06
      +1

      Hey,

      I got this card a couple of years ago ahead of a big overseas holiday and haven't looked back. Use it daily. Let me know if you have any specific questions about it.

      • jag007 on 06/02/2020 - 14:14

        @supersaverdude thanks mate for sure. I think they have a price drop policy as well?

        • ngengerous on 06/02/2020 - 14:29

          They did for a while but I believe it's not available for new applicants anymore.

          • wfdTamar on 06/02/2020 - 19:44
            +1

            @ngengerous: Which is a shame as it's a good one price protection from any store (not just the one you bought from) for 6 months. There may be limitations on what stores - like ebay etc.

            • ngengerous on 06/02/2020 - 20:00

              @wfdTamar: It definitely is excellent, even more so because it's 12 months for me, and it works for any non-perishable purchase.

              • wfdTamar on 06/02/2020 - 20:13
                +1

                @ngengerous: Wasn't the old version 12 months but from the original store only, but they changed it to 6 months from any store?

                • ngengerous on 06/02/2020 - 20:30
                  +1

                  @wfdTamar: I believe mine is 12 month, and they've accepted claims from multiple stores.

          • jag007 on 08/02/2020 - 02:50

            @ngengerous: Thanks mate, I will try and see if I will get any update

    • Brooklyn99 on 06/02/2020 - 16:06

      They charge a transaction fee when make your monthly repayments

      • chigga on 06/02/2020 - 18:57

        Pay your balance off before they generate your statement and you won't get charged.

        Edit: I meant that in regards to the price protection fee.

        • wfdTamar on 06/02/2020 - 20:24

          I have a claim/issue raised with the ACCC (or some body like that) about this. 28 D claim if you pay in full, no premium. So you set up a direct debit to pay in full, but that doesn't work because they work out the premium on a different day to when the direct debit comes through. Add to that you can't Bpay without a fee, can never work out what your balance is going to be due to delays in processing, can't overpay (in their web site) if you happen to know what it's going to be. It's ridiculous.

          Multiply that by everyone that it happens to and it's a nice earner for them.

  • SnoozeAndLose on 06/02/2020 - 13:58
    +2

    I had 2 promotion before with 28 degrees, both of them need to chase up multiple time for the promotion credit.

    • ifuggedxyz on 06/02/2020 - 15:21

      Happened to me as well.

      • SnoozeAndLose on 06/02/2020 - 15:49
        +1

        I truly believe that it is intentional

        • ifuggedxyz on 06/02/2020 - 16:31

          I agree with you

  • UncleCheapSteam on 06/02/2020 - 13:59

    got the $700 offer so its like 3% credit, worse than ebay

  • bdl on 06/02/2020 - 14:10
    +4

    Mine is spend $0 get $0 :(

    • UncleCheapSteam on 06/02/2020 - 14:15
      +2

      mate, you have been using this card too much

      • shinkenred on 06/02/2020 - 14:57

        I must be in the same boat - no offers for me either. I use my card all the time, but I’ve been getting heaps back with the price protection insurance so I’m not too fussed.

        • UncleCheapSteam on 06/02/2020 - 14:59

          did you ever try to claim an iphone from it?

          • shinkenred on 06/02/2020 - 15:04

            @UncleCheapSteam: Not yet, but I’ve claimed a MacBook Pro I got from JB when Wireless1 had a 15% off coupon on eBay

            • UncleCheapSteam on 06/02/2020 - 15:09

              @shinkenred: whatabout the Merchandise Protection? you buy an iPhone, get damaged, they give you a new one?
              repeat every 2 years

              "If you buy an item anywhere in the world for more than $10 with your Latitude 28° Global Platinum Mastercard and within 12 months of its purchase the item is lost, stolen or damaged, we'll pay to your account, at our option, either:

              the original purchase price, or
              the cost of repair or replacement.
              This also applies to items bought for someone else as a gift."

              • shinkenred on 06/02/2020 - 19:25

                @UncleCheapSteam: The merchandise protection isn’t as simple to claim as the price protection. They want a paper form filled out with a copy of the receipt. I’ve only had to do it once, and the claim got paid, but it’s more hassle. With the price protection, it’s an online form and you just entered the price paid and the lower price you found. They don’t usually ask for any proof, but I keep screenshots anyway.

                Regarding phones, I’m sure they have ways to check if you’re constantly claiming for the same type of thing getting damaged though. When I did my damage claim, I had to call up Latitude and get my customer number off them (different from the 28 Degrees card number) so it stands to reason that they’ve got a file on each customer with all of their insurance claims listed.

  • wilnor on 06/02/2020 - 14:29

    Mine is also $700

  • johnlev on 06/02/2020 - 16:03
    -2

    My wife had a credit card with 28°
    Extremely difficult company to deal with . Add extra charges and promised to reverse them and never did.
    Not worth the $20 for the amount of aggravation that comes with it

  • bailbondsh on 06/02/2020 - 16:51

    I just bought a computer over $700 (The e595), but I don't think i received an offer anyway. Was it through email?

    • hamza23 on 06/02/2020 - 18:22

      Yes.

      Subject "Shop and you'll have a $20 credit in the bag*."
      From [email protected]

      • bailbondsh on 06/02/2020 - 18:27

        i don't think they trust me. Didn't pay off my credit card last month….

  • asubtleviolence on 06/02/2020 - 19:58

    Didn’t get this one, it seems.

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