• expired

American Express Qantas Ultimate Card - 100,000 Bonus Qantas Points ($450 Annual Fee w/ $450 Qantas Travel Credit)

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This deal is back. Unfortunately I still have 6 months left on my 18 month period :(

Receive 100,000 bonus Qantas Points when you apply online by 14 April 2020, are approved and spend $3,000 on your new Card within the first 3 months. T&Cs apply. New Card Members*.

Minimum Annual Income: $65,000
Annual Fee: $450

Offer Expires: April 14th 2020

*Bonus & Eligibility: 100,000 bonus offer is only available to new American Express Card Members who apply online for the Qantas American Express Ultimate Card by 14 April 2020, are approved and spend $3,000 on eligible purchases on their new Card in the first 3 months from the Card approval date. This is a limited time offer which may be withdrawn or changed at any time without notice. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited, in the preceding 18 month period are ineligible for the bonus Qantas Points offer. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. Please allow 8 to 10 weeks after you have met the spend criteria for the 100,000 Qantas Points to be credited to your Qantas Frequent Flyer account. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

Referral Links

Business Explorer Card: random (5)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (6)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

Related Stores

American Express
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closed Comments

    • Nope - get the bonus points, you pay the fee

    • Nope for sure ;)

  • any way to check out when we last joined them? I think I havent been with them for just over a year so hopefully im safe? unless its 18 months

    • +1

      You could make a credit savvy account. It has a list of your old credit cards within a few years, along with their recorded close dates.

    • Just call them?

    • +2

      I usually just search my emails for the last time I got a statement from X card. A more organised person would probably just make a note somewhere!

  • The travel credit is really hard to use, prices are way higher via the AMEX TRAVEL PORTAL (which you have to book through) vs anywhere else

    • I booked labour day (Vic) weekend in Cairns, hotels on sale on amex, same price as Agoda, beachfront room for 3 night's X $130 and sorted my own flights separately for cash.

    • +1

      I booked an urgent trip to New Zealand last month. Price was virtually identical to qantas.com.

      What I found though was if you’re booking for multiple people, you can’t mix and match checked baggage vs no checked baggage. I had to pay for checked baggage for everyone. Luckily that’s what I needed but YMMV.

      • Qantas offer everyone checked baggage included in their fare.

    • +2

      Not in my experience. Used credit twice over the years and prices were exactly the same as Qantas website.

    • Sell it via ozb classifieds.

      • You can't sell it on here anymore, the classifieds section doesn't allow it after changes mid last-year (from memory) - that said, people can still posted 'wanted' ads for it, and you can reach out to them

        *still trying to find a way to use (or flog) my own credit!

  • Does the income of $65k include rental income and dividends

    • Yes.

  • I'm still in my 18 month cooling-off period. The wife could apply for this, but she was a supplementary cardholder on my account. Any idea whether supplementary cardholders are considered to have "previously held any card product"?

    • +2

      Supplementary card holds are eligible. This is NOT counted as having an AMEX card.

      • Thanks!

      • Hi, off topic to this post, but do you know whether that rule applies to all other credit cards too?

        Looking to get my partner on the westpac 80k points card, but she was a sub card holder of my account within the last 12 months.

        Would she still be eligible for the bonus?

        Cheers

        • She’ll be fine. Credit card applications are only done in a single name, so if she was a supplementary account card holder she will be fine. But to be sure you can check with them and they’ll tell you.

      • Yes! I was just going to ask this question via chat. Good to know °!

  • Noob question but what are the advantages of using a card like this over a normal debit card? How do the benefits outweigh the $450 annual fee?

    • +2
      • $450 travel credit
      • purchase protection
      • refund protection
      • travel insurance
      • AMEX + Qantas lounge access
      • earn QFF points on purchases
      • higher QFF points earn rate vs other “basic” credit cards
      • no cap on earning QFF points vs other “basic” credit cards
      • it’s credit so you’re using someone else’s money (not your own as with debit cards) so this can help improve your cashflow; you can then use your own income for other things e.g., if you have a mortgage, a common strategy is to link that to an offset account and leverage your improved cashflow to reduce your mortgage interest payments
      • AMEX offers
      • AMEX cardholder only benefits during events e.g., Vivid Sydney lounge access, Sydney OpenAir Cinema lounge access, etc

      source: I have this (and other) credit cards :-)

      • +1 The AMEX offers alone you will likely over 12 months get back more than $450 YMMV but im over $1000 after less than 12months

      • +1

        Thanks, that sounds awesome! Now I just need to get a job. :D

  • can i convert these to QATAR points?

    any1 know the value to upgrade from economy to business, from sydney to doha (their website is confusing to me).

    • +1

      No, but you can redeem QFF points for flights on Qatar.

  • I lose track of my last membership? Do I just call? Probably only around 12 months

    • Yes, they will tell you if you call up.

      • How long do we wait from last cancellation?

        .

  • +1

    I want to sign my girlfriend up to this deal, and get the 40,000 MR referral points, but I also was planning to cancel my AMEX Explorer before the annual fee kicks in in 5 weeks. The online agent is saying I won't get the referral points because they take 8-10 weeks to post to my account.

    They also say, I can keep the card to 24th April and then requent cancellation and annual fee will be refunded, as long as I don't use the travel credit.

    can I confirm from someone if all this is true?

    • In my experience referral points post within 2 weeks.

  • If my business have AMEX Business Card currently, am I still eligible for the 100k points?

    • Slightly different as I have an AMEX Corporate card, but wondering the same.

      Might have to give the online chat a go to find out.

  • I have amex

    I think the customer service is excellent, their online chat can actually get things done like cancel bookings etc.

    Amex travel can be 50:50. Overall most flights are similarly priced compared to online sites etc, however they don't have budget airlines.

    Amex travel for accommodation is fair as well

    Amex travel for car insurance- no go, so far i can only book the bare minimum i.e. can't book compleete excess insurance.

  • +2

    For those wondering:

    With Amex there are 4 types of card groups which are all separate and allow you to earn a bonus in a different group/family of cards, these are:

    Amex Corporate cards (not to be confused with business cards)
    Amex Westpac cards
    Amex David Jones Cards
    Amex (direct issued such as: Explorer, Edge, Ultimate, VA platinum etc)

    Taken from here

    • Does this one fall under the Amex direct issued?

  • Assuming you aren't likely to take full advantage of the $450, this deal seems better: https://www.ozbargain.com.au/node/474918

  • Does anyone know if buying that cheap Qantas carbon offset still triggers the Qantas spend to get the lounge passes? GF has this card and the year is almost up and hasn't spent with Qantas yet.

    • How about a Qantas gift voucher?

      • Possibly does, but you can do the carbon offset for 10 cents, and in the past this used to count as the eligible Qantas spend

    • +2

      Yes. Spend $1 or more and you should be fine. I've seen reports that under $1 could fail.

    • +1
    • +1

      It does - just did it a couple of weeks ago. $40 to Jakarta with a lounge pass after using credit and then using the Qantas carbon offset website. Can't complain.

    • I just found out about this and have purchased a $1+ offset. May not find out in time though, as I'm approaching my one year anniversary and will be cancelling.

      The T&Cs state that the following spend is required:

      "(i) Qantas passenger flights with a QF number, purchased directly
      from Qantas.com.au using your Qantas American Express
      Ultimate Card;
      (ii) Qantas Frequent Flyer and Qantas Club membership joining and
      annual fees.

      Excludes Jetstar, Qantas Holidays, Qantas Freight, Qantas Cruises,
      Qantas Box Office, Qantas Wine, Qantas Insurance, Qantas Shopping,
      Qantas Merchandise Store or any other Qantas branded goods and
      services other than those items outlined in (i) and (ii) above"

      They could very well argue the carbon offset does not meet the criteria but worth a shot anyway, for the price and what it's for.

  • This sound like a good deal for a big spender? Is there anything better which also has a VISA or Mastercard? If not, I'll settle for this

    • You can have more than one card simultaneously. 4 is the maximum I have held at one time.

  • +1

    Thanks to whoever used my referral link!

    Owe you big time!!

  • +3

    Used a random referral link. Application took 2 minutes and was approved straight away. The limit of $3K on the card is so low compared to all my other 100K+ point earning cards (which is a good thing).

    • do you get referral points + bonus 100k points?

  • Does holding a corporate Amex exclude one from availing the points and Qantas cash?

    • No

  • Churn and burn fellas

    These credit card companies never learn

  • Worth jumping on the chat to check eligibility if you can’t recall exactly when you last closed your card/what that card was. I thought I was ineligible but turns out the last AMEX card I held was a Westpac card, meaning I am in fact eligible.

  • Does OZB have a platform so we can make deals with potential referrers?

  • Do anyone know if i can apply any of a credit card ANZ FF black, NAB, this AMEX with working casual 2 places clearing up $2000 p/w
    with rental income include? I am scared to get rejected and hurt my credit score lol

    • +1

      1) you would need to provide all your expenses as well as your income, as well as other credit cards, mortgages, loans, lines of credit
      2) even if you provided all of the above nobody could ever reliably tell you whether youre going to get approved or not

      • Do you think working Casual especially in 2 places will make it less favourably from full time job? I guess i wouldnt know if i didnt try lol. I had few credit cards back when i was working full time last year.

        • +1

          It will certainly have an effect but who knows whether that would tip the scales for or against you? Like you said you won't know til you try

  • Anyone have real world experience on how quickly you receive the points after hitting minimum spend?

    • Usually in the same billing cycle as you meet the spend. Points are then transferred to your account at the end of the billing cycle.

  • Can AMEX travel credits be used with Qantas codeshare bookings?

    Need to buy a KIX-CGK flight later this year and it won’t be a Qantas flight.

  • Just got mine approved and some lucky refferal gets to enjoy their 60000 points.

    If my wife has a supplementary card can she still apply for her own card?

    • +1

      Yes.

    • Did they call you to verify something before approved?

  • Does anyone know from experience how long it takes for the bonus points to post after hitting the qualifying spend?

    • Usually in the same billing cycle as you meet the spend. Points are then transferred to your account at the end of the billing cycle.

  • Hi All - is the $450 Qantas voucher only redeemable for flights? Assume you cannot use it for say Hotel bookings?

    • Correct, Qantas flights only via the AMEX Travel site.

      • Is there any upper limit on the flight cost. Eg Flight cost can be 1200 so out of pocket would be 1200 - 450 = 750? Is that correct?

        • Yep that's correct. Pretty straight forward and is detailed when booking flights.

  • Happy Valentine's day honey, I got you 100,000 Qantas points!

    rubs hands in glee at 20,000 more Krisflyer miles

  • +1

    Anyone done the math on whether Qantas points or Amex rewards are better value?

    • Yes, Qantas points are better now. MR are devalued, hence why I am converting all MR to krisflyer and then cancelling my card.

      Next card I get will be for Qantas points, or Velocity if they are the same bonus point amount, and then converting those to Krisflyer.

      • what's the ratio for Qantas/Velocity to Krisflyer?

  • That 18 months is such a killer. Amex has deals all year especially with shopsmall promos so hard for me to cAncel my essential card and wait out 18 months without Amex

  • +1

    Just applied and approved within 5 mins…

    • Did they call you to verify something before approved?

      • +1

        No, it was all done on Amex website and approved straight away.. (took me less than 5 mins?) and received the card yesterday..

        • Do you have any other Amex card opened?

        • Thanks for that. I've just applied, conditionally approved + uploaded docs today.

          Hopefully I receive tomorrow, or next Monday

          • +1

            @sssbp: You should be fine. I found AMEX is generous in approval.

  • Has anyone had any experience in signing their spouse up, but linking it to the same QFF account that was originally used?

    • +2

      In my experience they do need names of the card holder and the QFF account to match.

      It might accept it initially while applying for the card but once points are transferred for the first time, they will bounce back and Amex will send you a letter asking for you to look into correcting the mismatched details

      The best way for you to sign up your spouse would be to just apply for a QFF account in their name (there are plenty of codes floating around to waive the joining fee). Then do a family transfer of their bonus points to your main account (if you want all your points in one place) later on

  • How long does it typically take for AMEX to process applications?

    I applied on Saturday night and have yet to receive an email to even acknowledge my application.

    In no rush, just wondering if it's normal.

    • +1

      It’s not unusual to hear nothing and just receive the card in the mail

    • I applied on Monday morning, approval email received and got the card delivered next day…

      • I got nothing in response to my application yesterday, not even an emailing confirming the application number. But today, out of the blue I got an emailing with a code for a complimentary Qantas Wine Premium Membership, and the email had my new card number in the corner!

        • Yep, not surprised there!

        • After you got the wine email how long did it take to receive the card after that? Or how long from applying to receiving the card?

  • Can I use bpay with amex to make payments to third parties? If so does that cover the minimum spend?

  • +1

    Ty op

  • when does my 3 months start?
    is it upon receiving the card or activation?

  • Currently have ANZ Black cars with $15k limit. I apply for cards every 3 - 4 months.

    Even with requesting a $3k Amex limit what are my chances of being approved? Currently earn around $80k?

    • Correct me if I'm wrong - sound's a bit tough if you already have a CC with $15k limit, and wanting another CC with $3k limit on 80k.

      • @ssbp - I couldn’t agree more, but wanted to get a second opinion.

        I do like the ANZ card, but I do t want to close it off and then AMEX reject me.

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