Westpac Low Rate Credit Card: $200 Cashback & 0% p.a. for 20/Mo on Balance Transfers ($59 Ann Fee, $1000 Spend Req'd)

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$200 Cashback and 0% p.a. for 20 months on balance transfers on the Westpac Low Rate Credit Card ($59 Annual Fee)

Spend $1k minimum spend on eligible purchases within 90 days of card approval.
Balance Transfer Fee is 1% request at card application to transfer balance(s) upto 3 non-westpac creditcards

Cashback: New cards only. Conditions, If you currently hold, or have held Westpac Low Rate credit card in the last 12 months you are not eligible for this offer.
T&Cs apply.

Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, payments to the Australian Tax Office, government charges, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account.

The website say it take up to 90 days for cashback credited into the account but I mine arrived in less then a week.

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