This was posted 12 years 5 months 8 days ago, and might be an out-dated deal.

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ANZ Qantas Frequent Flyer Program (Visa/AMEX) 16,000 Points + Annual Fee Waived (for first yr)

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ANZ Qantas Frequent Flyer Program (Visa/AMEX) 16,000 Points + Annual Fee Waived (for first yr)
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thushan on 11/11/2011 - 21:48 anz.com (976 clicks)
Last edited 12/11/2011 - 13:51 by 1 other user

Mod: Added to title that annual fee is waived for first year only

This offer seems back on and now expires 30th November! Compliment your trip to Hong Kong on the A380!

Join and you'll get 16,000 Qantas FF points with a Visa & AMEX card.

1 point per $1 spent on purchases using ANZ American Express® card
1 point per $4 spent on purchases using your ANZ Visa card

Rates and fees
- Up to 44 days interest free credit on purchases
- $0 Total Annual Fee for the first year for new applicants
- Interest rate of 19.74% p.a. on purchases and 20.99% p.a. on cash advances

Note this bit from T&C:
For ANZ Frequent Flyer an annual account Fee of $49 applies. An annual $10 Additional Cardholder Fee applies per additional cardholder on the account.

Having talked to a consultant on the phone and at a branch, they've mentioned it will be waived for the first year, subsequent years will be charged. Essentially its a free credit card for a year and 16,000 points which will be credited after 3-4 months of use - call them there after otherwise.

As an extra bonus, if you're on the Telstra plans with unlimited local/STD calls which exempt 13 numbers, you can call ANZ on (03)9683-9999 :)

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Terms and Conditions
Cards are offered, issued and administered by Australia and New Zealand Banking Group Limited. Terms and conditions are available on application. Fees and charges apply. Australia and New Zealand Banking Group (ANZ) is the credit provider and credit licensee (or registered person) under National Consumer Credit laws. All applications are subject to ANZ's credit assessment criteria.

New applicants only. The 16,000 Qantas Frequent Flyer points and $0 annual fee waiver offers apply only once per new ANZ Frequent Flyer account. You must apply and be approved by 30 November 2011 to be eligible for the 16,000 Qantas Frequent Flyer points. An eligible purchase is a purchase made using your ANZ Frequent Flyer account excluding cash and cash equivalent transactions. This offer is not available in conjunction with any other offers or promotions or when you transfer and close other ANZ credit card accounts. The bonus Qantas Frequent Flyer points will be credited to the cardholder's account within three months of card activation. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving application.

Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (please call13 13 14 for a copy). Purchases exclude cash and cash equivalent transactions. An Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points. A joining fee may apply. Membership of the Qantas Frequent Flyer program and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. Classic Awards are subject to capacity controls and availability is strictly limited. Some flights may not have Classic Award seats available. To find out more visit qantas.com.au/frequentflyer. The Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Points earn rate on both their ANZ Frequent Flyer American Express® card and/or ANZ Frequent Flyer Visa card. Existing customers should call 13 22 73 for information regarding the Points earn rate that applies to their account.
Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use.

For ANZ Frequent Flyer an annual account Fee of $49 applies. An annual $10 Additional Cardholder Fee applies per additional cardholder on the account. ANZ reserves the right to increase the Annual Account Fee at any time provided notification is made to the customer 30 days prior. Existing customers may be subject to a different Total Annual Fee and should call 13 22 73 for information regarding the Total Annual Fee that applies to their account.
Standard variable interest rate is 19.74% p.a. on purchases and 20.99% p.a. on cash advances as at Friday, 14 October 2011 and is subject to change.
This joining fee waiver is offered by ANZ. It is available to new applicants or existing ANZ Frequent Flyer credit card account holders who are not already Qantas Frequent Flyer members and who apply for membership online at qantas.com/joinffanz. This offer is non-transferable and not available in conjunction with any other offer. Qantas Frequent Flyer membership and each application is subject to approval by Qantas.

Financial American Express ANZ Frequent Flyer Qantas Reward Points VISA

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closed Comments

  • superforever on 11/11/2011 - 22:01

    Where can I got with 16,000 points?

    • thushan on 11/11/2011 - 22:09

      According to Where Could I Go

      Melbourne to.. Points Charges/Taxes^ (AUD)
      Operated by Qantas Adelaide # 16,000 return $58.70 25,000 return Inclusive
      Operated by Qantas Canberra 16,000 return $75.92 25,000 return Inclusive
      Operated by Qantas Devonport 16,000 return $58.01 25,000 return Inclusive
      Operated by Qantas Alice Springs 12,000 one way $37.13 16,500 1 way Inclusive
      Operated by Qantas Brisbane # 12,000 one way $24.30 16,500 1 way Inclusive
      Operated by Jetstar Gold Coast 12,000 one way $26.15 16,500 1 way Inclusive
      Operated by Qantas Hobart # 16,000 return $48.77 25,000 return Inclusive
      Operated by Jetstar Launceston 16,000 return $48.31 25,000 return Inclusive
      Operated by Qantas Mildura 16,000 return $65.43 25,000 return Inclusive
      Operated by Jetstar Newcastle 16,000 return $61.42 25,000 return Inclusive
      Operated by Qantas Sydney # 16,000 return $47.06 25,000 return Inclusive

    • aboutconfig on 11/11/2011 - 22:09

      Qantas Frequent Flyer

    • INFIDEL on 11/11/2011 - 22:39
      +1

      Otherwise 14,500 points will get you a $100 gift card at Woolies, etc

  • thushan on 11/11/2011 - 22:05

    There's also the Westpac Earth card which also gives 16,000 points and .5 point per dollar on the Mastercard (compared to .25 per dollar on Visa) but the Annual fee is $75.

    • martyn on 11/11/2011 - 22:53

      Woolworths Qantas card is a better deal, 1 point per dollar spent, no annual fee for first year, $70 annual fee.

      • ShortyX on 11/11/2011 - 23:49

        Agreed

  • joannatan on 11/11/2011 - 22:17

    reading the term and condition below, it seems annual fee free but still got charge $49 to get your point. it is pointless

    "Note this bit from T&C:
    For ANZ Frequent Flyer an annual account Fee of $49 applies. An annual $10 Additional Cardholder Fee applies per additional cardholder on the account."

    • INFIDEL on 11/11/2011 - 22:22

      Did you note this from same T&C… "$0 annual fee waiver".
      Stated above by op, as in offer last time… waived for first year.
      Up to you if you think $49/yr is worth it in second year.
      Most would take the money/points & run.
      You get over $100 worth of points just for joining.

  • disa1377 on 11/11/2011 - 22:47

    Qantas frequent flyer pts are awarded only if you are qantas frequent flyer member. And it cost $82.50 to join… unless apply for the credit card automatically let u join for free…

    "An Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points. A joining fee may apply. "

    anybody can clarify?

    • INFIDEL on 11/11/2011 - 22:53
      +1

      It is a Qantas FF card - so needs to be linked to a Qantass FF account. FREE to join - T&C above… "This joining fee waiver is offered by ANZ. It is available to new applicants or existing ANZ Frequent Flyer credit card account holders who are not already Qantas Frequent Flyer members and who apply for membership online at qantas.com/joinffanz."
      Also free to join if you get free Everyday Rewards card from Woolies!

      • disa1377 on 11/11/2011 - 22:55

        Got it, thks! :)

    • INFIDEL on 11/11/2011 - 22:55

      Not much use getting a FF credit card if the points can not be put on a FF account.

    • ShortyX on 11/11/2011 - 23:14

      Just join for free using Woolworths Everyday Rewards

      EDIT: Ignore…too slow

  • coolsteps on 12/11/2011 - 00:04

    anyone know what the minium income is to apply for the anz cc? I thought it was 15k in the terms but the wife got rejected dont know if its worth reapplying this year for it?

    • INFIDEL on 12/11/2011 - 00:16

      Yes, 15K is minimum income, BUT…
      Here is a copy of my letter to ANZ over refusal a few weeks ago. I meet all their stated criteria, but was refused & ANZ won't give any reason…

      Hello, as you do not outline the reason for refusal, just if my 'circumstances change in the future' you will be happy to consider a new application, how can I know what changed circumstances may help me in my application?
      I already am an ANZ customer, own my own home, have investments, but apparently I am a credit risk?

      • joannatan on 12/11/2011 - 00:21

        do you have cc from other bank?
        do you have personal loan or other loan?

        • INFIDEL on 12/11/2011 - 00:31

          No, only Visa for years with ANZ with $4k limit
          Asked for QFF AMEX/Visa ($2k limit)
          Offered to swap existing Visa over
          No loans at all. Nearly $1M in house & investments but refused by ANZ

        • joannatan on 12/11/2011 - 12:53

          if you got other credit card with them, normally they won't give you this item, this is promo to attract new customer (marketing trick mate). no benefit for the company to give the current existing customer 16000 points.

      • coolsteps on 12/11/2011 - 14:06

        Yes, i know it says 15K is minimum income required to apply in the terms but when you call up they say 20k. its just like bankwest in their printed materials it says 15k but when you talk to them its $19500. maybe their printed marketing material is out of date and needs to be adjusted for the cpi etc. when i got a loan with anz they said the minimum income was 20k on the phone to be approved so maybe its the same for their credit cards. why don't you just reapply and put down 20k+ i think you will get approved? lets us know? btw if you have over 1 million in loans and investments with anz apparently you can apply for private banking , and get the Platinum ff cc annual fee waived for life?

        • INFIDEL on 12/11/2011 - 17:34

          Um… the house is the major asset. Not a cent with ANZ, just a basic free credit card which I offered to close. Was told that was not necesary to get this deal. They told me they will give students one of these deals. I'm on a part-pension with over $20K income on my application. Friend (non ANZ customer) was also refused with no explanation, despite a lot of investments & meeting requirements. I wonder who qualifies for this deal?

          As for banks not wanting to sell products to their existing customers & make more money from them - dream on! This offer is available to existing ANZ CC customers - it says so in the T&C! They would be moving me from a free card to a full fee card. Banks love to make more money from existing customers - it is cheaper for them.

          Interestingly, their standard rejection letter offered me "An alternative solution to credit" - a Visa Debit card, when I already have a Visa credit card with them!

        • joannatan on 13/11/2011 - 00:07

          may be because of your pension situation, bank prefer people that have regular income. when i was doing lending before, if you get pension payment, the bank normally take consideration 30% of your payment, so if you get 20k, the bank might consider your regular income only 6k only. but that was for home loan, i wasn't sure with credit card credit assessment.

  • coolsteps on 12/11/2011 - 17:55
    +1

    Maybe if didn't put down a pensioner as your main job it may be a different outcome? ie any part time job put that down as your job title it may help.

    • INFIDEL on 12/11/2011 - 18:32

      Work - haven't done that in years? They only have a few categories for employment (student, employed, unemployed, retired, etc), closest was retired. Once you say you work - they usually want employer details. When I chatted on the phone, I told them I holidayed overseas 9 months a year - that is why I wanted the Amex card. (The title on my 'business' card says Traveller.)
      Thanks!
      I won't bother with ANZ again. Just interested that others have been refused.

      • Funky Moose on 12/11/2011 - 19:56

        Get a free AMEX card from somewhere else if that is what you are after. The BMW ones is a good option. There's also the Qantas one as well.

        The ANZ deal isn't that good long term. The Woolies mastercard is better for a points earning visa/mastercard and aforementioned AMEX cards are better. The BMW one even has 55 days interest free.

        • INFIDEL on 12/11/2011 - 21:37

          Sorry - was not wanting an Amex card, just the benefits of the Fee Free 1st year & over $100 in points! That is what this deal is all about.
          (I TOLD ANZ I wanted an AMEX card (have a Visa CC with ANZ), just as an excuse to change cards & get the points. I like a bargain.)
          The long term benefits of the offer are fairly irrelevent as people change cards based on the current best deal for them.
          Not a bad deal - if they would only let me have it.

        • INFIDEL on 12/11/2011 - 21:44

          Some people like myself have been refused the deal without reason. I satisfy ANZ's stated criteria. Without indicating grounds for the refusal, it is difficult to know the best approach for those on a lower income ($40k for some cards) to apply for this offer. That is what was being discussed.
          But no longer working, I can not satisfy most providers income criteria, despite nearly $1M in assets. So I don't think BMW will offer me a CC when ANZ declined! LOL

        • INFIDEL on 12/11/2011 - 21:47

          http://www.creditcardcompare.com.au/frequent-flyer-credit-ca… gives a comparison of FF cards. You can set your income level etc & see what you can apply for. This ANZ offer has a minimum income level of $15k.

  • coolsteps on 12/11/2011 - 22:10

    brucefromaustralia my partner got rejected for the anz ff card even though she earned over 15k but got approved for the cba amex card. next time try putting down student as the job title, maybe it is easier like my partner did. im sure they don't check to see if you are a current student, you can always say you do self study online etc. i know some banks don't even process the application pass stage 1 if you chose unemployed or pensioner as the job title they just reject it straight away i reckon without even doing a credit history check and other checks. i wouldn't even bother applying for an Amex in australia unless your income is 40k plus even though they say on the application form its 25k for the BMW amex card but when you call the credit card approval dept they say dont even bother applying if you aren't earning 40k+. Amex issued cards are great for rewards, promos etc if you can get one. with an AMex issued card you can simply do product transfers. you can always trying getting an amex issued card overseas and then transfer the card to Australia if you meet the more relaxed criteria of some other country's.? btw CBA also issue amex cards and their criteria seem to be easier to meet if you put down being a student or some other job title. don't put down being unemployed or pensioner as im sure they will reject it right away. you can always request to convert your current anz cc over to a frequent flyer card but then you wont get the points and probably loose the no annual fee on your current card which would defeat the purpose. btw how did you manage to get an anz no annual fee credit card for life? The best ive been able to do so far is call up and get the $49 waived every year.

    • INFIDEL on 12/11/2011 - 23:21

      Thanks Coolsteps - it seems you have researched the area thoroughly. Your name appeared when I looked up the BMW Amex offer! Thanks for the good ideas!

      But putting down 'student' and age (in my early 50's) may not be accepted either. Student to the bank would indicate future income prospects = profits, not so much when you are nearing normal retirement age.

      Had an Amex card from NAB 3 years ago - same offer as this but with Virgin points. Had no problem qualifying, even as a pensioner. So I think different banks vet their applications differently. (Was interested in the Amex only for the offers posted on OzBargain.)

      As for no fee on the ANZ - can't remember the deal it was so long back - investments or minimum spend I think. Will be moving banks now as closed last investment with ANZ. Noticed reference to people asking for waived fees in these forums. Earlier had a free CBA Visa CC with Rewards for years. There were less than 50 of those original cards issued in Queensland. Just said I was starting a business! Can't understand why people pay for CC when there are free ones.

      This was the first time I have been rejected for a credit card, and I have a lot more money now. It is no big issue. But I always felt left out when Jetstar repeatedly offered a CC which I could not apply for as it required $30K income. Most are like that. Because I do not qualify for the card, I miss the free offers & had to pay a higher fee for a booking out of Tokyo. Strange for a discount airline (that I travel with to Japan each year) having a restriction like that. (I know it is not really their card.)

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