This was posted 3 years 4 months 22 days ago, and might be an out-dated deal.

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ANZ Rewards Platinum Credit Card - 100,000 Reward Pts with $1,500 Spend in 3 Months, $95 Fee ($50 Cashback 1st Year)

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ANZ Rewards Platinum Credit Card - 100,000 Reward Pts with $1,500 Spend in 3 Months, $95 Fee ($50 Cashback 1st Year)
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endolphin on 02/12/2020 - 22:46 anz.com.au (5784 clicks)
Last edited 02/12/2020 - 23:48 by 1 other user

Nice little churner for those between Qantas cards.

Note that the ANZ Qantas Frequent Flyer cards are on a different reward system and therefore it doesn't matter if you have held one of those cards in the last 12 months. Just have to make sure that you haven't held an ANZ Rewards card in the last 12 months. It used to be the case that the ANZ Rewards Travel Adventures card was treated separately as well, but I note that this is now specifically included in the 12 months exclusion clause as well.

$50 back makes the annual fee of $95 effectively only $45 in the first year.

Spend requirement is only $1,500 in first 3 months, which is lower than it usually is for this card.

100k ANZ Reward points can be converted to 50k velocity points or 33.3k Krisflyer points.

22.2k ANZ Reward points can also be converted to $100 Coles or WISH eGift Cards, which makes this bonus worth around $450 total. You can also use the 100k ANZ Rewards points for straight cashback of $400.

Financial ANZ ANZ Rewards Credit Card Reward Points VISA

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closed Comments

        • ruztynail on 10/12/2020 - 11:23

          darn. and but them sending a letter to explain the decision is unheard off.. do banks need to explain why?

          • kehuehue on 10/12/2020 - 11:36

            @ruztynail: never in my experience, curious to see what it has in there lol

  • Unacceptable on 08/12/2020 - 20:02

    Finally got approved today. Hate to deal with ANZ credit cards, not so impressive with their processes even though all my incomes come into ANZ account over the last 20 years. They once rejected me on the ANZ black card listed early this year, ridiculous.

  • twig on 08/12/2020 - 20:43

    I got denied too, not sure why.

    • ruztynail on 10/12/2020 - 10:48

      to those that got rejected. did you have to call the bank? or did you receive an email?

      • twig on 10/12/2020 - 19:03

        no email, but they said they'd send me something via snail mail within the week. no idea why

        • ruztynail on 11/12/2020 - 08:56

          they called you to inform about a snail mail?

          • twig on 12/12/2020 - 11:28

            @ruztynail: no the website said they'll mail me something

  • watertight on 09/12/2020 - 14:20
    +2

    six figure salary, own a house and $170K in the bank - rejected….Go figure

    • Ozbargainasaurus on 09/12/2020 - 18:39
      +2

      They probably know they won't make much cash from you

    • Feeblely on 10/12/2020 - 00:48

      what's your current credit limits?

    • ruztynail on 10/12/2020 - 10:48

      to those that got rejected. did you have to call the bank? or did you receive an email?

      • watertight on 10/12/2020 - 22:51

        Received an Email immediately after applying.

  • dinglejerry on 10/12/2020 - 22:05
    +2

    I do find ANZ is one of the worst banks to deal with in credit card applications - bizzare reasons for rejection and very opaque process. (I have a FF Black Card).

    • ruztynail on 11/12/2020 - 08:59

      i called ANZ yst to check on my application status, the lady said she has no idea because apparently their credit card approval team is based in india and they are not linked! Because of covid and the influx of applications she recommend me emailing them instead… or she can get them to call me..

      like what?!! one of the big 4 and they have no oversight of the status of people's applications here in OZ?! geezzzz.. defeats the purpose of have a number to call for cc applications.

      • dinglejerry on 11/12/2020 - 09:04

        Doesn't surprise me. I can't see myself staying with them long term for my banking

      • Unacceptable on 11/12/2020 - 15:40

        Hahaha. Right. ANZ sms me to contact them re the credit card application and I rang their number but told that they cannot connect me to their credit card team. I had to email them to ask to ring me instead.

        • deeeno on 14/12/2020 - 14:38

          Same, sent me SMS saying same thing. Called the number and it goes "due to COVID, we are answering via email only". So put in an email telling them to call me… jumping through hoops indeed.

  • PaperplaneXXX on 13/12/2020 - 18:37

    approved for 6000. existing 15 000 citi card and 325 000 in a mortgage
    hm….lucky

    • endolphin on 13/12/2020 - 19:27

      It is all about serviceability. Mortgage amount means nothing without mentioning income. $325k mortgage might be a problem on $40k per year, but not a problem on $120k.

  • DealBreaker85 on 14/12/2020 - 09:18

    Has anyone here received their card yet? I got approved on the 4rth but haven't received it yet. Ta.

    • szy2k on 14/12/2020 - 12:06

      Also applied on the 4th, received all the T&C in the mail last Friday, no card arrived yet.

  • CrypticM on 14/12/2020 - 10:22

    I applied on 4th, haven't heard anything since then…is anyone like me here?

    • onetwothreefour on 14/12/2020 - 11:53

      I applied on the 3rd, they called me on the 4th and asked me to send payslips even though I get my salary paid into my ANZ account. Not heard anything since although seeing some of the people's comments above getting rejected I don't hold much hope of getting approved.

  • ruztynail on 14/12/2020 - 12:18

    rejected.. just because my payslip has this "salary sacrifice" which makes my net lower.. but that salary sacrifice goes straight into my bank acc at a higher amount cause of tax purposes.. idiots shouldnt be behind this application processes if they cant read the payslip properly!

    • Fancydancer on 14/12/2020 - 12:49

      They struggle with that one sadly, got approved a while ago eventually but they couldn’t grasp this concept at all at the call centre

  • DealBreaker85 on 14/12/2020 - 12:55

    And I checked with them for the other ongoing offer of a $500 gift card. They said that I can't take up that offer since my card has been approved already, and on checking my file, they mentioned that there is no annual fee anyways for the first year (while applying it said $95 for the first year with $50 back after the $1500 spending). Is it the same with peeps who were approved?

  • Unacceptable on 14/12/2020 - 16:52

    My welcome kits mail arrived but without actual creditcard in it. There are thick brochures in the envelope. Is it same to you who got the mail?

    • szy2k on 14/12/2020 - 16:57

      YES

    • DealBreaker85 on 16/12/2020 - 13:09

      Yes. The card will follow soon. Confirmed with ANZ.

      • Unacceptable on 18/12/2020 - 13:44

        Received the card today in Sydney.

  • PerthectDeal on 18/12/2020 - 12:47
    +1

    Finally got approved. Involved multiple phone called to confirm financials.
    Applied for +20 credit cards over the years for point offers and never experienced anything like this, dont think I have ever spome to anyone before - all online. Usually have the approval in a day and the card in my hands under a week. I applied for this over 2 weeks ago!!! They have really made me work for my free $450…

    • Pufff on 22/12/2020 - 10:56

      cant be worse than st george

    • jakxon on 29/12/2020 - 13:37

      likewise here… it was a frustrating process!

  • zpohc on 21/12/2020 - 13:30

    My application just got approved today. Person at ANZ actually called me again a couple of hours later asking for payslips, but I told him it was already approved and he realised he called the wrong person.
    I also asked whether the approved application was for the $0 annual fee first year and $500 gift card (which it is not unfortuantely), and he confirmed "yes" twice. It really does not instil any confidence I have in ANZ.

  • CrypticM on 22/12/2020 - 15:35

    Finally my card approved today. Applied on 4th December. Multiple calls on same topic ' Who pays your salary and how much'.

    • desparito on 22/12/2020 - 19:55

      Can you share on the number that you called?

      • CrypticM on 23/12/2020 - 11:24
        +1

        They called me. They are not accepting any calls to credit card department.

        • desparito on 23/12/2020 - 11:32
          +1

          Thanks, I have emailed them twice to call back but no progress. I got the same message when I tried to contact that department.

  • Feeblely on 22/12/2020 - 16:21

    Can I use Zip pay and paypal to meet the minimum spend?

    • kgree92 on 03/01/2021 - 10:29
      +1
      • 1 interested with this also. I've paid off $1.5k worth of zip balance using the ANZ card. Waiting to check if the rewards points are showing
      • Feeblely on 03/01/2021 - 22:23

        Would be interested to hear if you met the minimum spend!

  • bozbargain on 24/12/2020 - 11:22

    I got a call 24h after applying requesting pay slips, I had already uploaded them to the portal but they couldn’t see them which is a concern. I then emailed them through via the address provided and got approval 24h later.

  • Unacceptable on 24/12/2020 - 13:54
    +2

    Got charged with annual fee plus rewards program fee ($95). Slow approval process, but super quick charging process.

  • CrypticM on 27/12/2020 - 11:59

    whats with the electronic verification process? i got approved but got a sms for id check. this process is taking forever.

  • deeeno on 30/12/2020 - 21:22
    +2

    Applied 6th of Dec, approved 29th Dec.

    Had to resend a payslip, then constantly had missed calls from ANZ every second day. Then randomly received the approval email.

    I rate the application process 1 banana out of 10 mangoes.

  • thestig on 04/01/2021 - 17:56
    +1

    Applied Sunday night, uploaded docs immediately, approval received 5:30pm Monday, less than 24 hours later. No phone calls or other requests for info. This is the 7th bank I've had a credit card through in the last 12 months, easiest application by far. Card expected to arrive in 3 to 5 days, will update if it doesn't.

    • Fancydancer on 04/01/2021 - 21:43

      No, Amex even easier yesterday, didn’t even upload docs.

      • thestig on 04/01/2021 - 21:59
        +1

        I hadn't included Amex in the bank ones. My wife needed to upload doc's with them, I didn't so 50/50 hit rate with them.

        • deeeno on 05/01/2021 - 13:11
          +1

          Citibank is arguably the best, I forgot to upload payslips then bank proceeds to call me and give me more bonus points for uploading them.

  • DealBreaker85 on 07/01/2021 - 04:48

    Anyone here who has met the $1500 spending criteria, and received 100000 points?

  • shavo30 on 07/01/2021 - 15:40

    I submitted the form on 4th jan and got approved today (7th jan). They just called for more payslips and that was it.

  • Miso on 11/01/2021 - 14:30

    This card used to have no overseas transaction fee. Doesn't seem to be the case anymore.

    Or was that just the Velocity one?

    • thestig on 11/01/2021 - 14:46

      That was the ANZ Rewards Travel Adventures card, which still has no overseas fees. I'm not sure if this card will exclude you from sign-up bonuses on that card but it probably will.

      • Miso on 11/01/2021 - 14:58

        Ah - that's the one. Thanks. Wonder if that deal with the flight and bonus points will come back now that Virgin are getting their house in order. Agree it will one or the other.

        More interest in velocity points since they announced that Air Canada tie up. Gives me confidence. Very few deals atm though

  • kgree92 on 13/01/2021 - 10:32

    Anyone got the bonus points + cashback already? already met the spending requirement

    • nightelves on 14/01/2021 - 15:29

      You should get it on your next statement.

    • chintu123 on 31/01/2021 - 15:12
      +1

      I have received 2 statements and still not received it.

      Met the criteria in first statement itself.

      Anyone in same boat ⛵ ?

  • XLBob on 15/01/2021 - 18:28

    how you check and redeem the bonus points if you don't have ANZ account / online banking? I am not ANZ customer but just
    applied for this credit card

  • nightelves on 16/01/2021 - 18:41

    Anyone know if bpay is charged as a cash advance?

    • endolphin on 16/01/2021 - 20:34

      No, and you also get rewards points.

      • nightelves on 16/01/2021 - 20:48

        Awesome thanks a lot!

  • whatif on 20/01/2021 - 14:57

    Signed up on 3rd Dec, met the spend on 4th Jan. Got statement yesterday, no bonus points. Also got charged total of $95 in fees.

    • Fancydancer on 20/01/2021 - 17:55

      Same here, will wait until next statement and call them if still nothing

  • chintu123 on 25/01/2021 - 14:42

    Anybody got their bonus points yet? I have just hit 2nd statement and I have done the minimum spend but no points yet.

  • onetwothreefour on 25/01/2021 - 15:02

    Anyway you can pay your monthly mortgage payments with a CC without it being a cash advance?

  • muncan on 25/01/2021 - 17:10
    +3

    The 100,000 bonus Reward Points and credit will be credited to your ANZ account and the $50 will be credited to your credit card account within 3 months of the eligible spend criteria being met.

    Patience

  • watwatwat on 30/01/2021 - 12:03

    The offer that was posted after this where people get $500 net bonus instead of this bonus ($400 net bonus) has already been paid out. I guess they invested more in the new systems to give out gift cards than the old system to give out points.

  • junet on 11/02/2021 - 10:09
    +2

    I've received the $50 credit after my 2nd statement. Haven't got the points yet but looks promising.

  • ycon on 11/02/2021 - 12:27

    Hey, when/how does the $50 cash back happen? Only when do minimum spend?

  • kgree92 on 11/02/2021 - 19:48

    Also got the $50 after 1st statement. Still waiting for points

  • whatif on 11/02/2021 - 23:31

    Also got $50 credit but no bonus points yet. Will see if it's in statement.

  • Hunter14 on 12/02/2021 - 13:40
    +1

    Also haven't got my bonus points or email to claim gift card.

    My wife applied for the later deal with annual fee waived and already received her gift card a month ago.

  • watwatwat on 12/02/2021 - 20:29

    Also got the $50 but no points.

    This is very slow compared to the other deal which was both a higher reward and quicker to get.

  • basketcase86 on 13/02/2021 - 11:32

    Check your points balance now. Received my points today, 2-3 days after the $50 cash back. $450 worth of Coles gift cards received. ;) Time to cancel the account.

    • endolphin on 13/02/2021 - 12:10

      Yep, also just got bonus points, just after the $50 back.

      I closed my ANZ Travel Adventures card in Nov 2020 so technically I should have been exempt from this, but I ran the gauntlet and it paid off.

      Perfect timing for bonus points too. I suggest most should convert to Coles egift cards and use to buy the 10% off Coles mastecards.

      • Danger on 15/02/2021 - 14:37

        What do you mean by 10% off coles mastercards

    • szy2k on 13/02/2021 - 12:21

      Thanks for the update, just checked mine and the points came through as well.

  • watwatwat on 13/02/2021 - 12:31
    +1

    Got my points !!!! Congrats all. :D

  • muncan on 14/02/2021 - 23:26

    $50 + 100K. Happy Valentine’s everyone 😘

  • kgree92 on 15/02/2021 - 22:23
    +1

    Ahh very nice! Just redeemed for $450 woolies gift cards.
    I’ve got 3k rewards points leftover… dang it not enough for any

  • endolphin on 15/02/2021 - 22:42
    +2

    I used my $450 Coles egift card to buy $450 worth of Coles prepaid mastercards plus $30 left over for groceries. Not bad.

  • CyberMurning on 16/02/2021 - 11:10
    +2

    this is actually very good deal, profit $405 after annual fee if you convert coles giftcard

    • endolphin on 16/02/2021 - 14:19
      +1

      Well, I would agree because I posted it. Pretty good deal, but nowhere near as good as the old 100k Qantas points deals that could be sold for $1200, and $0 annual fee.

  • whatif on 18/02/2021 - 15:16
    +1

    Just checked on ANZ Rewards and have got my Bonus points. Looks like it's dated 08/02/21 "NEW CREDIT CARD BONUS POINTS"

    Enjoy!!

    • CyberMurning on 18/02/2021 - 15:19

      after how many months after you met the spending requirement?

      • hforhun on 18/02/2021 - 16:57

        Got mine too. First transaction 27/1/21.
        Hit the $1500 spend requirement within the first month obviously. Used it to clear some transactions for ZIP Pay.
        Bonus 100k pts came in 8/2/21.
        $50 credit came in on 10 Feb too.

        • CyberMurning on 18/02/2021 - 17:52

          thats fast. first transaction 27/1 and get bonus 8/2 is like 12 days ?

          • hforhun on 18/02/2021 - 18:50

            @CyberMurning: Yep. Super surprised.
            I got approved early Jan, and only got the card 2 weeks after.

  • jakxon on 18/02/2021 - 16:59

    Appears that many of these transactions came in around 8-10 Feb if you met your spending requirement in Jan

  • freestyle18 on 19/03/2021 - 09:49

    hit my spend on my 3rd statement… guess I can't expect points till the my 4th. how's everyone's points coming in?

  • endolphin on 19/03/2021 - 10:45

    yep, card arrived end of Dec, met the spend early Jan, points arrived early Feb and was closed straight away. Moved on to St George.

    Also just refinanced my home loan.

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