From 09/03/2021 St George/Bank Of Melbourne/Bank SA are dropping their fixed and variable interest rates;
Fixed 2 years - 1.79% (comparison 3.43%)
Fixed 3 years - 1.88% (comparison 3.35%)
Fixed 4 years - 1.89% (comparison 3.21%)
Basic variable (with redraw, no offset) - 2.49% (comparison 2.51%)
Rates are for LVRs below 60%, add 0.05% if between 60-80%.
Annual fee $395.
Remember the $4,000 cashback ends 31st March. Terms;
For new Owner Occupier (P&I repayments) and Investment loans. Available on our Advantage Package home loans, with a $395 annual package fee and Basic home loans (no annual fee). $250k min loan per property refinanced. Excludes refinances from within Westpac Group. Apply by 31 Mar 2021, and settle by 30 June 2021. Only 1x $2k cashback per property refinance will be paid regardless of the number of loans involved. Only 1x $2k bonus cashback will be paid for the initial application regardless of the numbers of customers, properties or applications involved with a maximum LVR up to 80% at time of approval.^
I know this won't appeal to everyone, however I don't offer broker cashbacks. There are brokers on OzB that do offer cashbacks.
I am a St George Priority Broker - which means time to approval is less than halved and my refinance clients have enjoyed 100% approval rate.
Hope you find this useful,
Owner & Mortgage Broker
Link to my calender - https://www.blueowlfinance.com.au/bookings-checkout/consulta...
ABN 27 646 433 374 | Certified MFAA Member 230928 | Australian Credit Licence number 384704 | Credit Representative’s number 527699