Happy 2021 and stay safe!
St George / Bank of Melbourne BOM is currently offering the most bank rebate in the market.
$4,000 bank rebate + $2,000 per additional property (>$250k)
$1 LMI 85%LVR for first home borrowers (<$850k)
Owner
1.89% (CPR 3.90%) fixed 4 years owner occ P&I.
1.99% (CPR 3.68%) fixed 1-3 years owner occ P&I.
Rates are <60% LVR fixed owner occupied (for <80lvr +0.05%)
Investor
2 Year Fixed - 2.39% P&I - (3.87% comparison) <60% LVR
3 Year Fixed - 2.39% P&I - (3.77% comparison) <60% LVR
2 Year Fixed - 2.44% P&I - (3.97% comparison) 60-80% LVR
3 Year Fixed - 2.44% P&I - (3.87% comparison) 60-80% LVR
Investment Interest Only
2 Year Fixed - 2.59% - (4.14% comparison) <60% LVR
3 Year Fixed - 2.59% - (4.03% comparison) <60% LVR
2 Year Fixed - 2.64% - (4.24% comparison) 60-80% LVR
3 Year Fixed - 2.64% - (4.13% comparison) 60-80% LVR
St George Basic Product
No annual fees, free online redraw, no offset.
2.54% (CPR 2.56%) owner occ variable P&I (further -0.05% for <60% LVR = 2.49%)
2.99% (CPR 3.01%) investor variable P&I (further -0.05% for <60% LVR = 2.94%)
St George Package
$395 annual fees, offset account, free redraw, premium credit card.
Further reductions for loans over $500k+. Ie
From 2.59% (CPR 3.53%) owner occ variable P&I. (further -0.05% for <60% LVR)
3.04% (CPR 4.08%) investor variable P&I (+0.2% for investor interest only) (further -0.05% for <60% LVR)
Bundle Property Broker PLUS up to 0.4% broker rebate
Up to $4000 Broker rebate for purchase or refinance (available via broker only, not via the bank)
In ADDITION to bank rebates, we have 0.3% - 0.4% broker rebate egift card (based on net of offset/redraw ie balance owing) for ANY bank or product. (Sorry we can't help for net owing loans under $250k).
For example:
$300k x 0.3% = $900 Broker rebate
$500k x 0.3% = $1,500 Broker rebate
$700k x 0.3% = $2,100 Broker rebate
$1m + x 0.4% = $4,000 Broker rebate
(Paid as eGift cards 50/50 at 2 and 24 months after settlement).
Contact us for other great bank offers incl $4000 bank rebates and we have achieved 2.15% discounts.
Len
Bundle Property Home Loans
T: (02) 9698 7186
M: 0422354868
E: [email protected]
ACL 445947