brettd » user profile

Member Since 26/12/2014
Last Seen 33 min 12 sec
Badges 3
Location Perth

Recent Activities

brettd replied to timhn on Citi Premier Credit Card: 110,000 Bonus Velocity Points - $8,000 Spend in 3 Months, $300 Annual Fee @ Citibank
Yep the AFF thread mentions time between opening (this was 2019 though prior to NAB)
28/08/2025 - 08:49
brettd replied to powerhead on Citi Premier Credit Card: 110,000 Bonus Velocity Points - $8,000 Spend in 3 Months, $300 Annual Fee @ Citibank
There is an old AFF thread from 2019 that talks about 6 months between opening last card and applying for another citi card (which I have…
28/08/2025 - 00:03
brettd replied to roddo on 70,000 Velocity Points When You Access $5000 or More Credit within 3 Months (8.9% P.a., $199 Fee) @ Citi Ready Credit
I thought so too but towards the bottom it says bonus interest rate which is lower
09/08/2025 - 18:20
brettd replied to Series4Episode10 on [Prime] Makita B-53811 Drill & Screwdriver Bit Accessory Set (100-Piece) $52.15 Delivered @ Amazon UK via AU
Don’t the Phillips bits normally strip out the screw head rather than drill bit? (my experience when not paying attention)
13/07/2025 - 08:56
brettd replied to dumdum2 on Louis Theroux: The Ultra Zionists - Free Streaming @ ABC iView
Even if this was true, have you ever considered that if the IDF let in enough food then it wouldn’t be able to be used like that?
03/07/2025 - 08:41
brettd replied to jamba on Audio-Technica ATH-TWX7 True Wireless Earbuds NC $99 ($94 with Price Beat) + Delivery ($0 with Uber/ C&C) @ TheGoodGuys
Which store? I think it is oos in WA now too (no store within 500km for pickup)
21/06/2025 - 10:52
brettd replied to Quoc11 on Dyson Submarine $700 on Amazon - Is this Legit?
It arrived today, however it wasn’t a vacuum, it was a lamp :D This is the lamp btw (still a Dyson):…
15/04/2025 - 23:16
brettd replied to Atomic117 on Dyson Submarine $700 on Amazon - Is this Legit?
Thanks for this detailed reply, I bought one and it’s marked as shipped, on order details it notes it is new so maybe a grey import?
11/04/2025 - 15:58
brettd posted a forum topic Dyson Submarine $700 on Amazon - Is this Legit?
Hi everyone, Saw this Dyson Submarine on Amazon from mobileciti for $700 and just trying to figure out why price is low? It’s from…
11/04/2025 - 01:33
brettd replied to Geekomatic on [WA] Free Public Transport for all SmartRider Users from 14/12/24 through 05/02/25 @ Transperth
Im no liberal (but admittedly not a fan of the Kook). I would just point out that if the impact of resources boom (especially the…
24/11/2024 - 10:56
brettd replied to jingy on Edifier MR4 Studio Monitor Speakers (White or Black) $99 Delivered + Surcharge @ Centre Com
https://www.centrecom.com.au/edifier-r1280db-20-lifestyle-studio-bluetooth-speakers-black?gad_source=1&gclid=Cj0KCQjw4Oe4BhCcARIsADQ0csmlvCZ…
26/10/2024 - 09:14
brettd replied to Loki556 on Margin Loan Rate 6.856% p.a. (up to A$50,000) for Retail Investors @ Interactive Brokers
Cheers for that, guess there aren’t many very low risk options that would make it worthwhile for someone who has a pretty negative view…
21/09/2024 - 20:04
brettd replied to Loki556 on Margin Loan Rate 6.856% p.a. (up to A$50,000) for Retail Investors @ Interactive Brokers
No worries, so I guess you have to demonstrate the full amount borrowed is invested in an income producing asset?
21/09/2024 - 19:45
brettd replied to Hvrd on Margin Loan Rate 6.856% p.a. (up to A$50,000) for Retail Investors @ Interactive Brokers
Dumb question, but hypothetically if you wanted to go low risk on this, is there a way to borrow $50k as above, buy $10k of an ETF, then…
21/09/2024 - 19:38
brettd replied to dixy on HSBC - Variable Rate Home Loan Owner Occupy 5.69% (CR 5.70% p.a.) up to 50% LVR, $3288 Cashback on Min $250,000 Refinance
I guess a bit like the HSBC relationship managers, gets busy then has no time for new clients?
02/10/2023 - 00:53
brettd replied to AlbusDumbledor3 on 20x Flybuys Points on Airbnb, Hoyts, Gourmet Traveller, RedBalloon & Webjet Gift Cards @ Coles (Instore Only, Max 50,000 Points)
It’s worked before when I’ve done it with Apple gift cards so I assume so
10/05/2023 - 21:59
brettd commented on Fujitsu Air Conditioners: Claim up to $450 Cash Back on Selected Air Conditioner Units
Looks like the good guys have a sale on Fujitsu right now so some decent prices to be had!
29/07/2021 - 12:46
brettd commented on St George/Bank of Melbourne Home Loan: Owner Occ 1.89% Fixed 4 Yrs, 1.79% Fixed 2 Yrs 60% LVR (+0.05% 80% LVR) & $4000 Cashback
Speaking of the St George $4k cashback, does anyone know how long the clawback period is? I remember a couple numbers been thrown about the…
05/01/2021 - 00:30
brettd replied to trotsky on ANZ Frequent Flyer Black: 120,000 Bonus Qantas Points + $200 Cash Back ($3000 Spend in First 3 Months) $425 Annual Fee @ ANZ
This is fairly standard, depending on which credit agency they use there are often old credit cards still showing as open because the…
03/01/2021 - 12:07
brettd commented on Rydo - $20 off First Ride (New Customers Only)
Booked a ride with rydo, the cab driver who accepted the booking tried to call me and get a cash fare then cancelled the ride.. I miss…
15/12/2020 - 00:23
brettd replied to El-Rhi on NAB Rate Cut - Owner Occupied 4 Year Fix @ 1.98% + $2,000 Lender Rebate + Azura Rebate up to $1,000 Per Security
Yes but this year they now have a TFF at 0.1%. Rates can still go lower (right now this what is funding the sign up bonuses etc).…
05/11/2020 - 09:55
brettd commented on NAB Rate Cut - Owner Occupied 4 Year Fix @ 1.98% + $2,000 Lender Rebate + Azura Rebate up to $1,000 Per Security
Not bad for NAB considering they can borrow from the RBA at 0.25% for 3 year fixed term (and probably less soon...)
04/11/2020 - 22:28
brettd commented on Baby Bunting 15% Cash Back ($40 Cap) @ Cashrewards
Very handy thank you
31/10/2020 - 14:27
brettd replied to Wallace666 on Ring Video Doorbell (Refresh) $149 Delivered @ Amazon AU (Preorder Now) & Ring (Purchase from 3/6)
Good point, I'm thinking the same thing, it seems to be a 2nd generation standard Ring video doorbell as the Compare Checklist lower down…
01/06/2020 - 23:02
brettd commented on Dyson Light Ball Multifloor+ $399 (Was $599) @ JB Hi-Fi
Same price at TGG
19/05/2020 - 13:41
brettd commented on Up to 25% off Big Brands + Free Shipping Over $49 @ My Pet Warehouse
Good sale if they have stock of what you want (Prime Kangaroo and Lentil dry food).
09/04/2020 - 11:05
brettd commented on Miele Blizzard CX1 Excellence Bagless Vacuum $397.60 + Delivery (Free C&C) @ The Good Guys eBay
Same price on Amazon with prime if you prefer:…
08/03/2020 - 10:20
brettd replied to El-Rhi on $4000 Cashback When Refinancing Your Mortgage (>$250k) Online with St. George
Isn't there clawback on the St George $4k? I don't know exactly but I think someone said 1 year?
01/02/2020 - 11:32
brettd replied to kronicmacstigator on Heller HAP60 Air Sense Air Purifier $129 + Delivery ($0 C&C) @ JB Hi-Fi
How often did you replace your cabin air filter? Was it a HEPA one?
14/01/2020 - 12:28
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