2% Cashback (Max $30 Per Transaction) Using Tap & Zip (Excludes Fuel Stations & Grocery Stores) @ Zip

1029

Hi All, Zip have brought back their cashback! (Finally)

2% Cashback Using Tap & Zip (Excludes petrol / groceries)

Full details here
Note: I found this deal whilst in the IOS app

Ends August 31 2021

Must add your Zip card to Apple Pay or Google Pay

Note: $30 must be accumulated in cashback by 31/08/2021 in order to be rewarded. Otherwise cashback will be voided

Referral Links

Referral: random (444)

$10 for referrer & referee, if referee applies for account within 14 days of invitation and completes a transaction within 14 days of account approval. Those wanting a referral should PM users their email or phone number, to be sent an invite. You may like to PM a few members to avoid waiting. Users receiving a PM for a referral should send an invite to that member's email or phone number. Once you have received an invite, you won't be able to be invited from other members.

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Comments

      • +4 votes

        Without fuel/groceries, it is pretty much impulse purchases of $1500 with only 2% incentive. No deal. You can get way better gift cards (and instant discounts) elsewhere.

    •  

      Only one good use I can think of is when Big W(Swap/Ultimate cards)/Target(TCN cards)/AU Post run giftcards sale. It is still more convenient than HSBC 2% cashback for $100-.

  •  

    Seems
    To be targeted. Not showing in my zip
    App

    •  

      Go into your zip> under your balance there will be a notification to setup rewards (something like that) > follow steps

      •  

        Under my balance only have option to make payment, nothing else.

  • +7 votes

    2% + $30 redemption units makes this pretty useless, few are going to hit it and it's going to piss off customers - not a good move Zip.

  • +3 votes

    Before HSBC this deal would have been ideal, but with better options available without minimum redemption makes this a trap.

  •  

    Zip Pay is a Zionist Israel backer. I will not be silenced!

    https://imgur.com/9IajNKs

    •  

      Kogan is also in your list :)

      • +1 vote

        Arslan Kogan or whatever his name is basically Jewish and has long been a supporter of Jewish communities in Australia and Israel. Not gonna insult him for being who he is but I can choose not to buy from Kogan.

  • +6 votes

    I don’t mind only 2% but $30 minimum is a showstopper…. Not a smart move Zip!

  • -2 votes

    I can't believe all the time inefficient whatever's that don't mind `^ing around 1 card at a time at the shops with their HSBC card .
    Nice Play ! Enjoy your $10 ph .

    And the negs I know its hard to spend $1500 in 3 mths when you have no clue of gift card power !

  • +2 votes

    I have close to $35000 tuition fees to pay by July so 35 odd trips to the post office later I will bag around $700 with this offer so a win for me

    •  

      What tuition fees?

      •  

        It's likely he/she is oversea student.

  • -2 votes

    On the Zip Pay app, I am told my available balance is $1,000.00.
    So, once a single transaction (via tap and go) exceeds this balance, it will be rejected, right?

    This seems like a waste of time.

    • -1 vote

      Correct and you can't overpay your limit either.

      •  

        So, Zip doesn't want you to complete the promotion in one go. What 'effing pricks!

            • +2 votes

              @popsiee: There is no such thing as abuse, if they want to limit how much rewards they want ppl can earn with the Saturday promo they should have just put it in the T&C. There is no such limit. And this makes it not even possible to spend on Saturday if your transactions during the week not posted by Saturday. This is plain stupid and dodgy.

          • +2 votes

            @deliriouss: The one that ppl in this post is trying to take advantage of AusPost takes 3-4days to be posted. Even WWs, Chemist Warehouse and many shops took 2-3+ days to be posted. Coles one is the fast one, usually posted the next day but it is no use for this deal.

            Zip should have reflect the pending transation amount off the available balance so at least it can let you pay back up to the credit limit to use again but they don't do that.

  • +3 votes

    Will use that at Bunnings.
    PS: Love their one time Visa Card generator - this is a killer feature for me.

    •  

      Love their one time Visa Card generator - this is a killer feature for me.

      Isn't this bad if you ever need to get a refund (for warranty or whatever)?

      •  

        I assume it would work similar to Apple Pay, i.e. the merchant performs the transaction against a virtual layer which the middle man (Zip, Apple, etc.) can relay back to the correct account.

      •  

        No refunds work just fine had a few within 30 days on same temp card number, not sure about longer though

    •  

      PS: Love their one time Visa Card generator - this is a killer feature for me.

      This is the one thing that keeps me using their app.

      • -1 vote

        me too, Zip Pay is quite advance with all these features like Virtual card in GooglePay/ApplePay and one-time card. Afterpay has nothing until recently that they have Virtual card.

  • +2 votes

    1.5k spend by aug 31 to get $30 seems doable . ie everyday spending and pay large bills like the rates and if theres a shortfall at the end of august just purchase a gift card at the post office to reach the 1.5k target.

  •  

    Last time this reward launched it was cheat-able as you still get rewards accumulated with online shopping via Apple Pay.

    E.g., add the card to your Apple Pay Wallet app and just pay online as usual.

    Not sure if they have fixed this loophole.

    •  

      Anyone had a try and can confirm either way?

      • +1 vote

        used it in app to pay for uber eats via Apple Pay, got rewards for it.

        •  

          Excellent!

  • +3 votes

    This promo is a bit of joke given the $1500 min and exclusions

  • +1 vote

    Tried to pay online on a site using Google pay and zip as the card, I got the cashback.

    •  

      I did too with GYG google pay

  •  

    Anyone pay their rates yet ?
    `^ its hard to get over 1.5K :)

  •  

    Just in time as I'm planning to pay $1800 for a professional body fee.

  •  

    I was wondering if I can prepay my car rego with it

  •  

    Offer still hasn’t appeared in my app.

  •  

    Can confirm it works at Costco both in the general cashier and food court.

    The category in my other bank credit card is not showing as grocery

  •  

    Can you pay your rate in auspost Using zip? My rate is about $2000 is it possible to split payment using zip?

    •  

      What you should do is to pay your rates in quarterly instalments. There’s no savings by paying in full all in one go.

      You would then be paying 4x $500 - so the $1500 zip limit won’t be a problem

  • -1 vote

    Bought some gift cards at Woolworths and Coles, the offer doesn't seem to work? I didn't buy groceries!

    •  

      Yeh, it's not just for "groceries" - everything at the "grocery store" will not work, no matter if you buy cigarettes or shoes.

      •  

        So this means I should really only for for electric shops like JB,HN,Myer and David Jones etc?

        •  

          That's right. Any store that's not a "grocery store" or "petrol service station" should work. Doesn't have to be just electric stores. K-mart, Clothing stores like Uniqlo, all restaurants, Bunnings, etc - they should work.

          Example - if you go buy a coffee at the BP service station - won't work.

          The exception is Costco - seems to work. For some reason they don't categorise Costco as "groceries"

  •  

    Will you get 2% cash back at Chemist warehouse?

    •  

      Should be able to. It’s not a petrol store or a grocery store.

      The type of store is the key.

      Example:

      • Buy skin lotion at Woolworths - no cash back
      • Buy skin lotion at chemist warehouse - yes cash back

      • Buy USB thumb drive at Shell Express - no cash back

      • Buy USB thumb drive at JB - yes cash back
      •  

        What if they put CW into grocery category? Did anyone actually try CW using ZIP?

        •  

          I don’t think so - however I can’t say that I have tried so can’t give you a definitive answer.

          Maybe you can try, or buy something small and cheap first to see if it works.

  •  

    A good way to build up the 2% is to pay your bills at Aus Post and don’t pay them online.

    Print out the bill and go to post office. That way you can use tap & pay with Zip and therefore earn the C 2% cash back