This was posted 8 months ago, and might be an out-dated deal.

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Refinance $500,000+ Home Loan with St George or ANZ, Receive $1,000 Gift Card @ Refinancer Loans


Hi OzBargain,

Anyone keen to refinance to 1.79%, receive $4,000 cashback and a $1,000 voucher? (details below)

We have had such a fantastic result with our first offering that we wanted to provide something even sweeter.

Once again, we will continue to do everything we can as long as everyone is respectful and understanding.

We have been operating for 3 years and have a team of 20 that service Australia wide. (online mortgage brokers)

It is our intention to provide great refinance offerings to those who are qualified and organised and we thought OzBargain would be perfect. We will also gauge the success of this campaign for future one's based on feedback. We have 10 brokers in house with a large team so our point of difference will be quality of service combined with great deals

We are offering a $1,000 gift card on your refinance settlement for those who provide details over our website for the following 2 lenders with a loan (net of offset) of $500k or higher..

St George/ Bank of Melbourne Refinance + $4000 cashback + $2000 cashback per additional property with loan $250k minimum

Owner occupied rates below are 60% or under. if LVR is above 60% please add 0.05%

2 years fixed = 1.79% CR 3.33%
Variable = 2.54% CR 2.95% with offset account
Variable = 2.44% CR 2.46% basic rate with redraw no annual fee

Investment rates below are 60% or under. if LVR is above 60% please add 0.05%

2 years fixed, P+I = 2.19% CR 3.84%
2 years fixed, IO = 2.39% CR 4.21%
Variable = 2.99% CR 3.03% with offset account
Variable = 2.74% CR 2.76% basic rate with redraw no annual fee

*Recommendation: fixed and variable split for home so you can offset and fix for investment.

ANZ + $3000 cashback with loan $250k minimum (can do offset on 1 year fixed)

1 year fixed = 2.04% CR 4.13% with offset account
2 years fixed = 2.04% CR 3.97%

*Recommendation: 1 and 2 year fixed split for home. The 1 year split acts as your offset.

Gift cards include: Coles, Woolworths, Myer, Jb Hifi, Amazon, Good guys.

We are also looking for long term relationships with clients, if you intend to refinance again or sell within 12 months, the banks actually claw us back on our upfront commission completely so we would be unable to help in these circumstances. I will do my best to reply to all comments.

Click this link and looking forward to working with you :)

You can also click this link to book a time to chat with me

2021 Refinancer Pty Ltd. ABN 42 843 128 571 is a corporate credit representative 513 922 of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit License 391 237)

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St.George Bank
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closed Comments

  • I Should also specify that our existing offer of a $500 voucher for a $250k+ loan is still available during this timeframe!

    • what happen if i refinance after 12 months lets say in 18 months time, still you receive the commission or should i stay for 2 years?

    • Just to clarify if I refinance a 250k-499k loan to ANZ I'll receive 3k cashback and a $500 gift card?


      • We are only interested in business when our clients stay in the loans for 2 years. It's not worth the risk of losing our commission, especially when we are provided an extra benefit. We would need a 2 year commitment.

      • That is correct on the condition that you commit to a 2 year stay! feel free to get in touch

  • What rate does the ANZ fixed rate revert to on this option:
    1 year fixed = 2.04% CR 4.13% with offset account

  • What about Westpac Flexi plus variable

    • Yes it's a good option, we can help with this as well

      • Thanks for the reply what are the options we have? Is there any further cashback on those?

  • +1

    Any bonus for new first home buyer ?

    • This deal is just for refinances, the time taken to assist first home buyers doesn't stack up for us

  • I can’t see the 2.54 with off set on st George website. I can see the other 2 but

    • Yes we need to get a pricing discount to get this, the big banks don't advertise these.

  • what are Investment rates for 80%LVR ?

    • Generally 2.24%, 2 year fixed P+I or 2.44%, 2 year fixed, interest only. Happy to chat further and see if this works for you

  • Any bonus gift card for new PPOR loans? Thanks.

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