• expired

$2000 Cashback for Refinance, Rates from 1.99% 2 Yrs Fixed, $395 Annual Fee @ Newcastle Permanent


One of the lowest 2 year fixed rates in the market, they also provide FREE 60 DAY RATE LOCK and allow additional repayments up to $25,000 per annum. Plus, $2,000 cashback when your customers refinance with us.

P&I Owner Occupied
1.99% for 2 years fixed for home loans (CPR 3.68 %)
2.34% for 3 years fixed for home loan (CPR 3.65%)
2.74% for 4 year fixed for home loan (CRP 3.69%)

P&I Investment
2.49% for 2 years fixed for investment loans (CPR 4.04%)
2.84% for 3 years fixed for investment loans (CPR 4.02%)
3.24% for 4 years fixed for home loans (CPR 4.07%)

Variable rates are subject to pricing. Please contact us for details.
rates are subject to lender changes

Fees for Newcastle Permanent Premium Plus home loan
Annual fee - $395
Establishment fee - Nil

APPLICATION MUST BE SUBMITTED BEFORE THE 17th of DECEMBER 2021 and SETTLED BY 28th of FEBURARY 2022. Rate will be increasing by the 1st of December
Term's and Condition are below
^Cashback Offer available for loans refinanced from another financial institution. Applications must be submitted by *17/12/21 and funded by 28/02/22. $2,000 Cashback will be deposited after settlement to an eligible NPBS deposit account. Only one (1) Cashback Payment per eligible loan. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. Terms and conditions.


We are a Sydney Based Broker that has several years experience in mortgage industry and have access to 45 different lenders. Please call us or message us for a consultation. Thank you.

Wilson Yuan
Managing Director
M : 0479107213
E : [email protected]
W: www.heroeshomeloans.com.au
Credit Representative Number is 530101 under Australia's Services Australian Credit License (ACL) 389328 © 2021 HEROES HOME LOANS AUSTRALIA PTY LTD

This is part of Black Friday / Cyber Monday deals for 2021

Related Stores

Newcastle Permanent
Newcastle Permanent
Heroes Home Loans
Heroes Home Loans

closed Comments

  • +1

    I don't suppose this comes with offset/redraw?

    • That's correct, but they allow you to pay additional $25K on to the loan every year without any penalty.

  • +1

    If you're looking to lock-in for 2 years there's probably better deals for Owner Occupier. Keep in mind the below lenders probably have garbage customer service and slow processing times.

    2 years fixed with HSBC for 1.88% (packaged)

    Or Beyond Bank Australia's Total Home Loan Package for 2 years fixed at 1.79% if you have 60% LVR

    If you want the benefits of repaying early, Pacific Mortgage Group has 1.94% product called Fixed Home Loan (Principal and Interest) 2 Years which has no-fee unlimited redraw - so it functions the same but requires 24 hours to access money from your loan.

    If you're dead-set on the offset functionality and a 2 year fixed provider, Hume Bank is probably your best bet which has 2 years fixed for 2.04%

Login or Join to leave a comment