Was logging into UBank the other day after they jacked up my 1.99% to 2.24% and found the following new loan. (UBank merged with "86400") and they have added new loans.
the neat home loan is 1.89% with up to 60% LVR.
they also have offset with a 2.14% rate for LVR of up to 60%
I have an existing loan, I called them and they matched it. I was a little hesitant to post this as they said they would be lifting it on the phone in the next few weeks and adding the 0.25% rate hike onto it. (which would bring it up to 2.14 - which is still good i guess.)
|Loan to value ratio (LVR)||Interest rate p.a.||Comparison rate p.a.1|
|Up to 60%||1.89%||1.90%|
|Up to 70%||1.99%||2.00%|
|Up to 80%||2.09%||2.10%|
|Up to 85%||2.54%||2.55%|
|Neat standard variable rate|
|Standard base rate referenced in our loan contracts||3.75%||3.77%|