This was posted 1 year 10 months 11 days ago, and might be an out-dated deal.

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$100 Referral Bonus (Was $50) When You Create a New Account and Request a Wage Advance (5% Fee, Minimum $5.00) @ MyPayNow

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$100 Referral Bonus (Was $50) When You Create a New Account and Request a Wage Advance (5% Fee, Minimum $5.00) @ MyPayNow
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Outatime13 on 15/06/2022 - 20:43 mypaynow.com.au (1939 clicks)
Last edited 16/06/2022 - 12:05 by 2 other users

To earn money through the MyPayNow Refer a Friend Program:

$100 is only for today only and expires at midnight.

Your friend must be a brand new MyPayNow customer.
Your friend must create an account using your share link.
Your friend must meet eligibility criteria, be approved and draw a wage advance before midnight tonight.

Yes you do login to your bank online through a secure third party browser so they can scan for your wages in your account.
Yes the bonus money is instantly deposited into your account
No a credit check is not done

Refer to the website for full terms and conditions.

Expires midnight 15th June 2022

Make sure you use the referral links to get your free $100 well essentially it’s $95 free as it’s a $5 fee to get the $100 out.

Hello everyone i signed up, put in my details and did a wage advance. Literally no more than 5 minutes work and i had my wage advance and an extra free $100 instantly transferred straight to my bank account.

Mod: Use referral randomiser below, no referral requests or solicitation in the comments.

Referral Links

Referral: random (22)

$50 for referrer and referee after referee takes wage advance.

Financial Loan

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MyPayNow
MyPayNow

closed Comments

  • zozuc on 15/06/2022 - 22:37

    I got $500 available. They list some options 100, 200, which one I chose? It confused! Any advice please? Thanks

    • bargain4all on 15/06/2022 - 22:39
      +3

      Just get $100. Fee will be $5.

      • zozuc on 15/06/2022 - 22:47

        Hi, I did it and I saw this one, Advance: $100.00 on 15th Jun and Repayment $105.00 on Wed 29th Jun. Just wonder how can I get $100.00. Thanks

        • bargain4all on 15/06/2022 - 22:49
          +1

          It should be credited already to your bank account. Check it once.

          • zozuc on 15/06/2022 - 22:51

            @bargain4all: I did not get it yet. Hope I get it soon. Thanks for your help.

          • noskich on 15/06/2022 - 22:59

            @bargain4all: I got nothing after choosing the 100 dollars option, is there any additional step after choosing the 100 dollars please? Thanks.

    • lordra on 15/06/2022 - 23:11

      The lowest /cheapest as it's a 5% interest rate. So in order to meet the terms of this deal, just go with $100.

  • homsai on 15/06/2022 - 22:37
    +1

    Thanks OP. Sure easy, got my $290 ($95 + $195 from partner). Remember to change bank password after

  • Pub Envelope on 15/06/2022 - 22:38

    It won't let me pay back by credit card :(
    Can confirm this works! Took all of 5 mins. Money was deposited instantly. Changed bank password after as a precaution.

  • Zi on 15/06/2022 - 22:39

    Cheers, got it immediately

  • onceupon8 on 15/06/2022 - 22:39

    Thanks to whoever used my referral code :)

  • Ceri on 15/06/2022 - 22:39

    Does anyone know if this affects credit score? Assuming yes?

    • onceupon8 on 15/06/2022 - 22:42

      No they don't do a credit check.

      • Ceri on 15/06/2022 - 22:50

        cool. didnt know how the 2 are exactly linked. cheers!

    • [Deactivated] on 15/06/2022 - 22:42
      +1

      no, but it may effect your ability to get credit if they check your bank statements

    • douevenozbargain on 15/06/2022 - 22:44

      Have a read of the post

    • dv1den on 15/06/2022 - 22:53

      If you read the post or half the comments you would know.

  • nickeybird on 15/06/2022 - 22:40

    Nothing has hit my account after taking the advance - anyone with the same issue?

    • ruskiromka on 15/06/2022 - 22:43

      I've got nothing as well - I have OSKO in my bank account

    • nickeybird on 15/06/2022 - 22:43

      Nnm - My pay now sent an text saying it may take a while due to bank issues

      • OzBerghainer on 15/06/2022 - 22:48

        Me too. Probably overloaded. Osko and nothing yet

      • mrhugo on 15/06/2022 - 22:49

        Same, maybe there is a limit on this promotion.

      • littlesoldier on 15/06/2022 - 22:55

        I also haven’t get anything, but already pay off the $105

        Now I have no profit but $105 deduction :(

        • littlesoldier on 15/06/2022 - 23:06

          Just get below sms:
          We just processed your advance but unfortunately your bank rejected our Osko (fast) payment. If today is a business day the funds will clear later today. If it is a weekend or public holiday the funds will clear in the afternoon of the next business day. Regards, the MyPayNow team.

  • Pelicannn on 15/06/2022 - 22:43

    Easiest $95 i've ever made. It's posts like these I come to OzB for.

    P.S for those worried, just change your IB password after login. I'd argue loging in here is no less safe than storing your debit/credit cards with Amazon so you can checkout faster next time etc.

  • dinglejerry on 15/06/2022 - 22:44
    -5

    Pretty crude assessment process. Got paid a 10k bonus in my last pay, because of that my "wages were inconsistent" and it refused to proceed any further. Ah well.

    • douevenozbargain on 15/06/2022 - 22:50
      +3

      Super sorry for your misfortune. Send a link to your gofundme

      • dinglejerry on 16/06/2022 - 07:37
        -2

        Would a picture of my bum be sufficient? Done.

  • itsmytemp on 15/06/2022 - 22:44

    I haven’t received bonus. Not sure why. When clicked on the link, it showed up that both the referee and referrer will receive $100. I want to close this account but there’s no option to close. I can’t even find any contact details anywhere, not in the login or in the email. Anyone has any idea?

    • douevenozbargain on 15/06/2022 - 22:52
      -2

      I'd put my $100 on the reason you didn't receive the money being that you didn't read the post

  • shazzagraz on 15/06/2022 - 22:47

    Anyone with Bank Of Melbourne successfully get this to work? I can't get past the "We need to review your bank statement" screen. Just keeps returning me to the same login details screen each time I enter my details.

    • whatif on 15/06/2022 - 22:50

      There was a drop down and changed to password and it worked for me. I am with HSBC.

      • shazzagraz on 15/06/2022 - 22:59

        No dropdowns anywhere on the Bank login screen. Just access/card number, security number, and password. I know it's recognising that I'm entering the correct details because when I intentionally enter incorrect details it tells me so. Think I'm just gonna give up on this one.
        EDIT: And now I can't even access my online banking. I'm guessing they've locked me out after too many attempts via this site. Great.

  • io on 15/06/2022 - 22:47
    -3

    Try to imagine why a money hungry payday loan provide is giving away $95 + $100 referral bonus for free. They do not even forget a cent from due payment and try every possible way to get double or tripple the amount which they have provided you. Now imagine what is the catch. There is no such thing as “free money from payday lenders” in this world.

    • donkcat on 15/06/2022 - 23:00
      +7

      Your average ozbargainer isn't who they are attempting to target with this promotion. Their aim will be to entice those living pay cheque to pay cheque to sign up, eg those most likely to actually utilize their service beyond this promotion. They will be hoping that those who currently utilize their service also have social circles of people doing it tough who would be enticed by the $95 bonus.

      • dumdum2 on 15/06/2022 - 23:06
        +7

        We have probably nuked their marketing budget today

  • MrSprinkles on 15/06/2022 - 22:49

    Id consider requesting an account deletion if you don't plan on using the service as they are probably collecting your banking activity

    • Pelicannn on 15/06/2022 - 23:22
      +2

      Change your password to IB and they ain’t getting shit.

      • MrSprinkles on 15/06/2022 - 23:27

        i don't quite follow
        are the API's they use to collect banking data linked to the password? I would've thought they won't need it and are able to access the data through the consent given in the t&c's

        • Pelicannn on 15/06/2022 - 23:52

          You log into your account once through a third party so they can match the transaction amount you say you get paid but after this step you can just change your IB password. They will obviously still have your BSB and ACC no.

        • blighst on 16/06/2022 - 07:44

          Nah they're not using open Banking (the legit method of getting Ur data), but screen scraping.

  • DadBangr on 15/06/2022 - 22:54
    +5

    Just realised I signed up not using the referal link coz I'm a complete moron. FML.

    • baldur on 16/06/2022 - 00:00

      You aren't alone. But it's on the description as well, most crucial part is at the end of it. Plus, it says we must refer to a friend to get 100$

  • OzBerghainer on 15/06/2022 - 22:54

    For those who’s haven’t come yet but signed up successfully, do you think they will honour it past midnight?

    • rabbit71 on 15/06/2022 - 23:17

      No I don't

  • proudwanderer on 15/06/2022 - 23:06

    Signed up. Nothing received. Just got this text:

    Hi XXXX, We just processed your advance but unfortunately your bank rejected our Osko (fast) payment. If today is a business day the funds will clear later today. If it is a weekend or public holiday the funds will clear in the afternoon of the next business day. Regards, the MyPayNow team.

  • OzBerghainer on 15/06/2022 - 23:06

    Got the $100 advance, took about 20 minutes. No sign of the bonus yet

    • noskich on 15/06/2022 - 23:07

      30 minutes later nothing.

  • hotdog85 on 15/06/2022 - 23:09

    Have yet to receive the bonus or even the advance. Did make the repayment though.

  • noskich on 15/06/2022 - 23:10
    +1

    SMS: We just processed your advance, but unfortunately your bank rejected our Osko payment.
    This is Commbank. Got 3 separate SMSes

    • proudwanderer on 15/06/2022 - 23:10

      Same as I posted above. Also Commbank

      • noskich on 15/06/2022 - 23:12
        -2

        Not happy how this 'deal' turned out…

    • KEANU on 15/06/2022 - 23:12

      Same, Commbank as well

    • truetypezk on 15/06/2022 - 23:19
      +2

      Commbank is pretty notorious when it comes to sending/accepting payments to and from stranger accounts. They are probably overly zealous trying to "protect" customers or rather themselves.

    • thekensai on 15/06/2022 - 23:50
      +1

      commbank is the dipshit when it comes to 'fraud protection'. last time i tried to use poli to pay $3k into tiger broker's account which is also with commbank. they froze my account becoz they think it was a scam. ffs

  • whatif on 15/06/2022 - 23:11

    Got the $100 advance, no sign of the bonus!

  • jsediv on 15/06/2022 - 23:11

    Cheers OP. Worked for me after 9pm AWST

  • rabbit71 on 15/06/2022 - 23:13
    +1

    I'd rather refer my friends to cigarettes.

  • simon 84 on 15/06/2022 - 23:15

    20 minutes passed.
    Still receive nothing.
    current lost $105…

    same OSKO error message.
    I thought my bank Suncorp should support OSKO?

    • noskich on 15/06/2022 - 23:16
      +1

      In the case of Commbank, it is an OSKO pioneer, so it does not check out…

    • ruskiromka on 15/06/2022 - 23:22
      +1

      I'm with Suncorp, supports OSKO, no money, no SMS for me.

      • simon 84 on 15/06/2022 - 23:22

        I guess at least, sms will come

  • noskich on 15/06/2022 - 23:15

    By the way, does anyone know how to close this service once we (hopefully) get the bonus? Thanks.

    • hotdog85 on 15/06/2022 - 23:17

      From the FAQ -

      You will need to use the help option in the side-menu of the app to request that your account be disabled. Please note we cannot disable your account while you have an outstanding advance.

      • noskich on 15/06/2022 - 23:19

        I saw that as well and still not clear how to close it which is why I asked the question.

        • hotdog85 on 15/06/2022 - 23:21
          +2

          This is what I'm going to do.

          • noskich on 15/06/2022 - 23:24
            -1

            @hotdog85: Good luck to us all in closing this crap. I get paid weekly so they could have a go at charging me 5 dollars per week for who knows how long…

            • Wildesy on 15/06/2022 - 23:36
              +2

              @noskich: ? That's not how it works. You took a single advance, it's not a weekly thing.

  • lordra on 15/06/2022 - 23:15
    +1

    Can confirm that this worked for me.
    Mobile.
    Chrome.
    Anz
    Received 2 x $100 payments.

    Now I'll pay back early and be done with.

  • lordra on 15/06/2022 - 23:16

    Referral links have jumped up from 240 to 270 in under 20 minutes. 😁

    • onceupon8 on 15/06/2022 - 23:23

      Hopefully the ozbargain website checks for duplicate referral links across ozbargain accounts.

      • lordra on 15/06/2022 - 23:30

        🤔😳🧐

        I didn't think of this! That's an evil thing to do, but quite easy. Yes, I hope they can check for such things. Very small Window of opportunity here though.

        Now up to 300 referrals! It climbed up pretty quick!

      • Moderatorneil on 15/06/2022 - 23:39

        Yes it does.

  • dm02 on 15/06/2022 - 23:19
    +1

    Had my referral code in the randomiser, received this text a few minutes ago, I assume someone used my code:

    Hi Daniel, We just processed your advance but unfortunately your bank rejected our Osko (fast) payment. If today is a business day the funds will clear later today. If it is a weekend or public holiday the funds will clear in the afternoon of the next business day. Regards, the MyPayNow team.

    FWIW I'm with CommBank.

    • lordra on 15/06/2022 - 23:21

      Did you get your original 2 x $100payments yet?

      • dm02 on 15/06/2022 - 23:21

        Oh I signed up like 6 months ago or something when this service first hit OzBargain lol

    • noskich on 15/06/2022 - 23:21

      Seems like plenty of us who applied 40 minutes ago and later got the same message. They might be cutting the promotion down prematurely.

  • onceupon8 on 15/06/2022 - 23:24

    25 minutes to go everyone!!

    • dm02 on 15/06/2022 - 23:26
      +1

      Wouldn't it be 35?

      • lordra on 15/06/2022 - 23:27

        He's cutting it down prematurely.

        • noskich on 15/06/2022 - 23:30

          Easy for you to joke around, you got your money, we are only -105 for now.

          • [Deactivated] on 15/06/2022 - 23:47

            @noskich: how are you out 105? surely at most 5

            • noskich on 16/06/2022 - 00:00

              @[Deactivated]: Since we got no money at all from this service yet.

              • [Deactivated] on 16/06/2022 - 00:15
                +2

                @noskich: did you give them any money?

      • onceupon8 on 15/06/2022 - 23:32
        +1

        Allowing a 10 minute time to get it all done 😄

        • noskich on 15/06/2022 - 23:34

          And now one hour later after applying, still no money…

          • dm02 on 15/06/2022 - 23:35

            @noskich: If you got the SMS then wait a business day as the text says.

            • noskich on 15/06/2022 - 23:39

              @dm02: "If today is a business day the funds will clear later today." Today IS a business day. And there is 22 minutes left for the funds to clear. Why am I not holding my breath that they will clear indeed.

              • dm02 on 15/06/2022 - 23:39
                +1

                @noskich: it's outside of business hours, wait until tomorrow. i imagine their automated SMS wasn't made with people getting referral bonuses at 11pm in mind

  • threesixty on 15/06/2022 - 23:32

    We're sorry but we're unable to process your request as you did not meet our automated assessment criteria. Please try again after your next pay.

    oh well.

  • lordra on 15/06/2022 - 23:32

    Does the
    "$50 for referrer and referee" bonus happen automatically? Do we get notified via email or sms? Is there anything the user needs to do to get the $50 out?

    • truetypezk on 15/06/2022 - 23:38
      +1

      It is all automatic and $100 before midnight. You will get the $100 directly into your bank account as soon as someone signs up via your link. Like literally straight away without any delay.

      • lordra on 16/06/2022 - 13:12

        Thank you!

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