This was posted 1 year 10 months 10 days ago, and might be an out-dated deal.

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$100 Referral Bonus (Was $50) When You Create a New Account and Request a Wage Advance (5% Fee, Minimum $5.00) @ MyPayNow

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$100 Referral Bonus (Was $50) When You Create a New Account and Request a Wage Advance (5% Fee, Minimum $5.00) @ MyPayNow
Go to Deal
Outatime13 on 15/06/2022 - 20:43 mypaynow.com.au (1938 clicks)
Last edited 16/06/2022 - 12:05 by 2 other users

To earn money through the MyPayNow Refer a Friend Program:

$100 is only for today only and expires at midnight.

Your friend must be a brand new MyPayNow customer.
Your friend must create an account using your share link.
Your friend must meet eligibility criteria, be approved and draw a wage advance before midnight tonight.

Yes you do login to your bank online through a secure third party browser so they can scan for your wages in your account.
Yes the bonus money is instantly deposited into your account
No a credit check is not done

Refer to the website for full terms and conditions.

Expires midnight 15th June 2022

Make sure you use the referral links to get your free $100 well essentially it’s $95 free as it’s a $5 fee to get the $100 out.

Hello everyone i signed up, put in my details and did a wage advance. Literally no more than 5 minutes work and i had my wage advance and an extra free $100 instantly transferred straight to my bank account.

Mod: Use referral randomiser below, no referral requests or solicitation in the comments.

Referral Links

Referral: random (22)

$50 for referrer and referee after referee takes wage advance.

Financial Loan

Related Stores

MyPayNow
MyPayNow

closed Comments

  • 26ers on 15/06/2022 - 23:38
    +1

    Andddddd, im with UBank.. RIP free $100 :(

  • Ridiculous Panda on 15/06/2022 - 23:39

    Stupid me registered with the main link as I didn’t read the instructions carefully and rushed it before going to bed! Now I feel so stupid and can’t sleep.
    At least I added my code hopefully I will get some easy moneys..

  • a1234my on 15/06/2022 - 23:43

    Nab, but nothing come through nor SMS

  • cristobaljames on 15/06/2022 - 23:46

    Crappy way of adding the referral link, nothing like what was on the actual page once I'd registered.

    Hope someone gets the $100 duckets after my click from the random referral :)

  • jacobrus on 15/06/2022 - 23:46

    LOL Thanks OP!

  • BargainBum on 15/06/2022 - 23:47
    +1

    Yeah got this message.
    I've been working for the same place for more that 6 years.

    "Our system could only identify one salary deposit. In order to assess your income, we require two consistent deposits of your salary on your bank statement.

    Please update your employment details or try again after your next pay."

  • Tacooo on 15/06/2022 - 23:48

    Can't use with UP bank so I submitted a request to cancel my account. Oh well.

  • thekensai on 15/06/2022 - 23:52

    how to repay the $105? are they going to direct debit after one month from the account they paid you?

    • hotdog85 on 15/06/2022 - 23:53

      You have to repay through the app/website. Open the menu on the right

  • nightelves on 15/06/2022 - 23:53

    Still have not received any payments. Am I doing something wrong? It's been 20 mins.

    • hotdog85 on 15/06/2022 - 23:55

      It has been 50 minutes for me (Westpac). Right now I'm down $105.

      • SydOzber on 16/06/2022 - 00:09

        same for me. I'm with ING

  • SuperBoi on 15/06/2022 - 23:53

    Im still waiting for my deposit hmmm it’s been 15 mins

  • cristobaljames on 15/06/2022 - 23:54

    Don't we get paid $100 for signing up or only if someone uses our referral?

    I may have misread the OP, dang!

  • firestint on 15/06/2022 - 23:58

    NAB, signed up and asked for advance 10mins ago but no payment came in yet. Hopefully as per OP, we just have to initiate the payment advance to be eligible to get $100 bonus

  • 0FoxGiven on 16/06/2022 - 00:00

    Finally somebody used my referral! Thanks OP!

  • noskich on 16/06/2022 - 00:03
    +2

    So now I cannot log in to the site at all, I get a message: "We are currently rolling over your employment information. Please check back soon!" This is all after applying for the 100 amount hour and a half ago, and paying the 105 early. 3 referral clicks. No money received at all. No referrals, no bonus, no 100 dollars advance. 0. They also changed my referral code.
    This is dodgy as hell.

    Total timewaster for me. https://i.ibb.co/8DcWb61/Screenshot-2022-06-16-000454.png

    • Turd on 16/06/2022 - 00:34

      My referral code was changed too.. wtf

      • noskich on 16/06/2022 - 00:42

        It changes every time you return to the area with the code.

        • Turd on 16/06/2022 - 00:51

          Oh

          Does that mean the referrals don't work then

  • dumdum2 on 16/06/2022 - 00:04
    +1

    Referral clicked 5 times and no referrer bonus… maybe I did something wrong. Grateful for the $95 though

  • akafinal on 16/06/2022 - 00:06

    It's been 20 mins and I have not received any money. I have repaid them and changed password though.

  • ronafios on 16/06/2022 - 00:21
    +3

    As a TRUE ozbargainer I won't pay back until I have to, gaining an extra 10c in my offset account by having the $100 there for a fortnight. A free $95.10 - thanks OP!

  • catbug on 16/06/2022 - 00:44

    It still works! $50 bonus instead of $100 til 30th June :-)

  • Davbar24 on 16/06/2022 - 02:49
    -2

    Good way to kill your credit score. Try getting a loan after using a pay day lender. I work in finance and makes it difficult to get a loan with a pay day lender enquiry.on your credit file.

    • nxllson on 16/06/2022 - 04:26
      +1

      "No, there is no credit enquiry made on your file." - FAQ

      • Davbar24 on 16/06/2022 - 06:29
        -5

        Wow sounds very dodgy

  • wizza16 on 16/06/2022 - 06:36

    Yet to receive $100 or the referral credit to my bank (nab) did receive an sms noting osko fast payment was rejected
    With the early payout with credit card - anyone confirm if this is a credit card purchase or cash advance? (Gathering it should be a purchase)

    • wizza16 on 16/06/2022 - 10:45

      Confirm I got the $100 and the $100 referral paid this morning :)
      Just paid back the $105 - they only take debit cards FYI

  • Silentninja7 on 16/06/2022 - 06:38

    8 clicks and no bonus :(

  • internet-stranger on 16/06/2022 - 06:38

    8 clicks and no referrals.
    Interesting…….

  • Silentninja7 on 16/06/2022 - 06:40
    +2

    So the referral code on the app is different now, so seems all my clicks were pointless

    • dumdum2 on 16/06/2022 - 07:11

      Yeah bunch of BS that

      Sent a request in help about my referrals to the "old" code but not holding my breath.

    • firestint on 16/06/2022 - 08:27

      Is it because the bonus has gone back to $50 hence a different code?

  • Silentninja7 on 16/06/2022 - 06:41

    However the referral code still points to join up with bonus, so I guess everyone can have multiple referral links.

  • noskich on 16/06/2022 - 08:12
    +2

    Something is very fishy here with a bunch of people not getting anything, no payments at all…

    • OzBerghainer on 16/06/2022 - 08:20

      Or the payments are just not going through Osko, which can take a few hours on a business day or even up to a day…

      • noskich on 16/06/2022 - 10:12

        It just doesn't make sense. Some users applying later than me reported getting the payments and using the same bank as me. There is no pattern to not receiving anything as far as I can see from the replies here.

    • internet-stranger on 16/06/2022 - 08:22

      It looks like they changed the referral codes and are not paying bonus on any old codes used?

    • firestint on 16/06/2022 - 08:29

      Didn't receive anything too, both the $100 advance and $100 bonus. but I would be more worried if I only received the advance payment, maybe it's just OSKO slowing things down.

  • Turd on 16/06/2022 - 08:27

    12 clicks using old referral link

    I got 2x$100 yay!

    • dumdum2 on 16/06/2022 - 08:29

      Could have got $1200 though :')

      • Turd on 16/06/2022 - 08:30

        I only changed the referral link after the 12 clicks.

        Oh well. Not ad good as the 4k I got from macqbank bank back in the day!

        • dumdum2 on 16/06/2022 - 08:34

          That's interesting, maybe referrals are just broken in general. Can't imagine 10/12 failed the signup.

          • Turd on 16/06/2022 - 08:34

            @dumdum2: Not sure..

            Maybe some didn't get approved?

        • Bambini88 on 16/06/2022 - 08:35

          Did you get any referral after 12 am?

          • Turd on 16/06/2022 - 08:43

            @Bambini88: No

          • a1234my on 16/06/2022 - 09:19

            @Bambini88: Back to $50 / $50

            • Bambini88 on 16/06/2022 - 09:23

              @a1234my: Only asked because I referred someone before 12 am, but they haven’t received their loan advancement nor have we received our referral. So just curious

              • iBennyz on 16/06/2022 - 09:31

                @Bambini88: Same boat at the moment

                • a1234my on 16/06/2022 - 09:48

                  @iBennyz: No $ come through to my account at all. Only SMS and debt contract

  • blocky27 on 16/06/2022 - 08:35
    -4

    PSA: Any form of wage advance is an instant black flag for major bank lenders, often they will refuse lending based on this with no exceptions.

    • dumdum2 on 16/06/2022 - 08:52
      +3

      Thx for PSA after deal expired

      With no credit check, just wait 3 months and it won't be on your statements either, banks will never know

  • Goldberg on 16/06/2022 - 09:16
    +1

    Although the $100 referral has finished, it has since reverted to $50 for both referrer and referee. Free is free!

  • cya on 16/06/2022 - 09:25

    5 clicks, 4 X $100 in my account this morning! Thank you :D

    • Bambini88 on 16/06/2022 - 09:32

      How do you know how many clicks?

      • cya on 16/06/2022 - 09:33
        +1

        it should say under your refferal code. (This post where the referral link space is)

    • TomGum on 16/06/2022 - 09:33

      How do you check the clicks?

  • OzBerghainer on 16/06/2022 - 09:32

    I’d say it’s not gonna work. Signed up at 11pm, I’ve got the advance $100 but no bonus. Might just give up

    • Bambini88 on 16/06/2022 - 09:34

      I signed up after 11 pm and got it before it the delay issues came into place

      • noskich on 16/06/2022 - 10:08

        I signed up at 10.30pm and still got nothing at all. 0 dollars.

        • Bambini88 on 16/06/2022 - 10:28
          -1

          Yeah my mate signed up a bit after me and hasn’t gotten loan nor the referral bonus…

  • colssrg on 16/06/2022 - 09:55
    +3

    I missed the $100. I guess I can still get $50 from the referral.

  • firestint on 16/06/2022 - 10:36
    +1

    Signed up yesterday 15 minutes to midnight, only received 2x $100 like 5 minutes ago, so don't give up!

    • Bambini88 on 16/06/2022 - 10:43

      What bank may I ask?

    • kivz on 16/06/2022 - 11:41
      -1

      Same here, just got my 2x $100 (ANZ)

  • LittleTicket on 16/06/2022 - 11:31

    This thing is cooked. I’ve just been advanced $100 despite the fact it won’t let me join as it can’t prove my salary. And I’ve received a $100 referral bonus with a completely different transaction description. Anyone else have this happen?

  • whatif on 16/06/2022 - 11:51
    +2

    Just checked my HSBC account, got 2 X $100 deposited. Had 2 clicks on my referrals here. Finally!

  • aman00024 on 16/06/2022 - 12:00

    I signed up yesterday but for some reason was unable to fetch my comm bank statements and this morning received en email saying approved.

    No $100 received.
    Trap?

  • proudwanderer on 16/06/2022 - 12:00

    Still nothing - Commbank. Signed up 10:30pm

  • KEANU on 16/06/2022 - 12:00

    Any one with CBA have received the money? I did it last night around 10:30, still got nothing at all.

    • Goldberg on 16/06/2022 - 12:02

      Yes but i did it around 10pm

    • kuwahshi on 16/06/2022 - 12:14

      I'm with commbank and requested the advance around 11:30pm and haven't received it yet.

      • noskich on 16/06/2022 - 12:20

        10.30pm CommBank nothing yet

    • SuperBoi on 16/06/2022 - 12:38

      Nothing yet as of 11pm last nite

      • noskich on 16/06/2022 - 12:45
        +1

        Just received advance only 100 dollars. No bonus and no referral money.

        • SuperBoi on 16/06/2022 - 12:48

          Thanks same here…..no bonuses….this sucks

          • noskich on 16/06/2022 - 12:51

            @SuperBoi: It's just the sheer amount of time lost and frustration that is the problem for me. I don't care about the 5 dollars lost.

            • proudwanderer on 16/06/2022 - 12:55

              @noskich: $5 may not be a huge amount, but it's not the amount. It's the principle.

              I'm not okay with even 1c - if it was "STOLEN" from me!

        • proudwanderer on 16/06/2022 - 12:53

          Same here. Just received the $100 advance. No bonus

          Not even a $50 bonus?

          So basically they've stolen $5 from us!

    • KEANU on 16/06/2022 - 13:10

      I just mine as well, 100+100

    • wherestherice on 16/06/2022 - 13:19

      Yep I got it straight away

  • plentifoo on 16/06/2022 - 12:05
    -4

    was wondering how this works - essentially they're just loaning you money @ 5% interest until you pay them back your salary -_-.
    kinda lame and more simplistic than i thought.

    • ronafios on 16/06/2022 - 12:17
      +1

      Actually, asssuming you borrow the money for 1 week and pay it back, a $5 fee is in fact a 260%PA interest rate.

      • proudwanderer on 16/06/2022 - 13:13

        Of course without the bonus, none of us will be "borrowing" any money with a $5 fee!

        BTW - I just tried to do a "Payout Early" with my credit card and got this message:

        "Sorry we only accept debit cards"

    • plentifoo on 16/06/2022 - 12:22
      +1

      got downvoted by simps lol.
      fair enough if you're in it for the $100 cash grab.
      otherwise avoid like the plague. it's loansharking/bnpl just re-modelled with a fancy interface.

  • dbui8743 on 16/06/2022 - 13:02

    got 4 clicks, hopefully 2 eventualise at least lo.

  • OzBerghainer on 16/06/2022 - 13:33

    Just got my extra $100 finally. Commbank

    Edit: second 100 too! Thanks random ozbargainer

  • test8888 on 16/06/2022 - 14:36

    finally bonus 95 in (and to one lucky random). was trying to refer partner before midnight but she "forgot password"! had to complete in day time since already registered, not bad got instant bonus $45+50 for happy extra.

  • kgree92 on 16/06/2022 - 15:20

    Thanks OP for this! I tried to sign my mrs too but unfort both of our wages go to same account :(

  • Alrightm8 on 16/06/2022 - 15:25

    Signed up after 11:30pm last night with Commbank and both $100 & bonus have just come through to my bank account.

  • SuperBoi on 16/06/2022 - 17:34

    Hey I got my bonuses. Cheers

  • cristobaljames on 16/06/2022 - 19:13

    I'm confused.. Did I make an advance and get $100 extra for signing up or only from a referral?

    I had two deposits today of 100 duckets each..

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