100,000 Bonus Flybuys Points When You Access $500 or More Credit within 3 Months ($99 Fee, Save $100) @ Citi Ready Credit

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mickmac on 10/05/2023 - 15:14 www1.citibank.com.au (1029 clicks)
Last edited 08/07/2023 - 23:36 by 2 other users

Received an email from Citibank for a ready credit offer - as usual this may be targeted. (This may not be targeted, if using the link below, as it’s a separate product from a citibank credit card)

The offer is 100,000 flybuys points with the following conditions:

$99 establishment fee
6.9% interest
Access above $500 to obtain the 100,000 flybuys points.
3 months minimum to be eligible for the Flybuys points

Roughly a $107 spend for $500 in flybuys points, if directly converting to a gift card and full repayment made at month 3. May have additional value through other rewards.

EDIT: Made a mistake on the interest. It’s actually 6.9% PA. Which will reduce the cost to around $107. The 20.5% applies after the interest offer period expires.

EDIT2: See if this link works for you: https://www1.citibank.com.au/personal-loans/ready-credit-fly…

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Citibank Australia

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    nightelves on 24/07/2023 - 16:24

    Still waiting for mine since last month when I received the email and inputted in my flybuys number. Not sure why it's taking so long.

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    Evostar on 06/08/2023 - 05:44

    Yes. got mine 24/07. and have closed the Citi account easily over the phone.
    https://ibb.co/wCDZ7jF

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  perox on 21/07/2023 - 15:33

  Looks like this offer has been extended to 31 October

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  bokka on 22/07/2023 - 17:36

  Still no points for me yet

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  mickmac on 23/07/2023 - 15:00

  +1

  I spoke to live chat yesterday as I was a little concerned that I had paid back the full balance transfer, they mentioned that the points had a fulfilment order in already and would be credited within the next 5 business days. I believe I added/received the “add flybuys number” email on the 19/6 for a little context here.

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    BellaWii on 23/07/2023 - 16:47

    Also got the flybuy email on 19/6 so wonder if we will all get the points next week. Let's hope so.

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      nightelves on 24/07/2023 - 16:26

      Been waiting since 19/06 as well. They told me the points would credit within 8 weeks from when the email came out.

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  mickmac on 27/07/2023 - 16:27

  +6

  Just got my points into my flybuys account.

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    BellaWii on 27/07/2023 - 16:38

    Just went to check the app, mine is there as well!

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      nightelves on 27/07/2023 - 17:14

      Just got mine as well. Woohoo!

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        bokka on 27/07/2023 - 17:25

        Got mine too

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    johnmelb on 27/07/2023 - 22:32

    Got mine too

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  dealsgrabber on 27/07/2023 - 19:10

  Anyone used the spend $300 and receive $50 cashback offer? Did you receive the cashback? If so, how long did it take from the day of spend?

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    whey4000 on 27/07/2023 - 19:13

    I have spent the $300, I believe the $50 will be credit within a few weeks from the end of the campaign so haven't received it yet.
    Also just received another promo spend $600 in August and September for another $50 cashback.

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      dealsgrabber on 28/07/2023 - 08:26

      Thanks. Does the interest on the $300 get charged at the promo discounted rate or the full actual rate?

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  dumkaze on 27/07/2023 - 21:51

  Best way to close citi ready credit account?

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    whey4000 on 27/07/2023 - 22:32

    Pay off the balance when your flybuy points come in and then just close it on the website

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      dumkaze on 28/07/2023 - 07:03

      +1

      Just received the points…. Will do thank you

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      dumkaze on 30/07/2023 - 10:45

      +1

      I couldn't find the option to close online. I texted the live agent and they closed it.

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        BellaWii on 30/07/2023 - 13:16

        Thanks for the tip, couldn’t find it on the website either, thought it was just me.

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  chrisharry53 on 29/07/2023 - 11:26

  Points paid yesterday.

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