• expired

10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au

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Here we go again…. Good luck

I’m taking a gamble on posting since the last deal flopped but here are a couple of notes:

  1. A lot of users have had their payments failed, purchase with caution. You may receive a pending charge on your card for some days, if this happens.

  2. Thanks to Skido, ensure that your pending charge does drop off after a few business days. Otherwise contact customer service to organise a refund.

  3. A number of users are reporting that the pending charge did not drop off, we advise that you call or email Coles Gift Cards now:
    Email: [email protected]
    Phone 1300 304 990 (Press 0 to speak with customer service. Have the numbers of the credit cards you used handy, in case asked for the last and first digits).


Receive within 4 hours or on a day of your choice. Funds are ready to use within 24 hours. Digital Account may be used online, over the phone or through mail order everywhere Mastercard® is accepted. Digital Account cannot be used to obtain cash from any ATM or Point of Sale transaction.

10% off Coles Mastercard​ offer

Terms and Conditions apply. 10% discount applied to value of card incl. applicable purchase fee. Cost for $250 gift card is $231.30 (made up of $225 for card + $6.30 purchase fee). Excludes $50 and $100 virtual Coles Mastercard’s. Offer available from 16/8/23 9am to 23/08/23, While stocks last. Offer only available on purchases from giftcards.com.au. Maximum order value $2,500. One order per customer. Card can only be used for online purchases. The virtual Coles Mastercard® Digital Account is issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to licence by Mastercard International Incorporated. Card usage is subject to the Terms and Conditions available at www.mybalancenow.com/#/cardholderAgreement. Card is not redeemable for cash. Card cannot be replaced if lost or stolen and funds remaining on card at expiry will not be refunded. No order refunds provided. Refer to the ordering gift card T&C’s. Refer to individual gift cards for T&C’s We reserve the right to cancel any or all promotions at any time if we suspect error, fraud or any other abuse of the promotion is occurring.

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closed Comments

  • +5

    Before you buy, make sure you know what kind of risks you might be taking, whether it's money or time.

    13/06:
    So, during the last deal for physical cards, I went ahead and got five of them. Things started out fine, but then out of nowhere, one of the cards got declined, and I couldn't even check my balance online. So, after waiting for almost an hour, I gave their customer service a call. I explained that my card wasn't working, and after asking me for some personal info, they said a new card would show up in about 30 workdays. But they didn't tell me why my card just stopped working suddenly.

    21/07:
    Guess what? No card showed up. Just like I expected after reading other people's comments. So, I made another call, which was a bit better. I only had to wait for about 45 minutes this time. They then told me that the person who dealt with my previous call got my case mixed up, so nothing was done, and nobody contacted me. I asked this new person to fix it and told them I changed my address and gave them the details. This time, they told me I'd get the new card in like 14 to 21 workdays. By now, I'm pretty sure it won't be that smooth.

    17/08:
    And surprise, surprise, still no card. So, just now, I had my third call, which took about 25 minutes to connect. Clearly, they didn't send out my card. This time, the reason was I needed to email InComm and give them proof of my address so they can update where they're sending it. But the previous person didn't even mention that to me. What can I do? I can only send that email and who knows how long it's gonna take or if I'll even get the card.

    Yeah, you get some free money, and customer service is trying to help you out, but honestly, the risk is pretty darn high. Besides the fact that these cards are like super easy to steal, the whole customer service thing feels like a joke. They've messed up setting up the case, didn't even tell me I had to email them to change my address. Waiting forever, using up my time and energy, all for what? I don't get it.

    • I lost a $100 card which randomly did not work and I could not check the balance :l

      Receipt gone as well.

      Lesson is to immediately use them and keep all your receipt. Lucky I bought so much that it covers that loss

  • Guys i am keep getting Error saying

    " Transaction failed, please contact customer service. "

    is this normal ?

    • Read above.

    • Yes, getting the same. No issues yesterday

    • Party might be over? I tried today, getting the same. Anyone having any luck?

      • +1

        Just bought 10

        • Interesting. Did you buy any yesterday? Use different cards, accounts, details?
          I've tried 3 different cards, with the same details but it's failing every time now. Yesterday no issues

          • @slickvic: Yea, I've been buying 10 everyday using all the same details and same card

  • what can we do with the last few dollars left on card? like below $5

    • +3

      Shopback has $1 Amazon gift card

    • +2

      U could: buy an amazon gc, prepay bills (as long as it's > their minimum payment amount), prepay toll accounts etc. Prepay anything that allows it.

    • +2

      Send me card details , i can help you

  • Anyone having issues adding their cards to PayPal? Was working fine for the last bunch, started last night and still having issues.

    • If you’re adding to Paypal via the website and it says payment decline then they’ve blocked your transaction. Happened to me last night as well while holding onto 9 giftcards and sweating if I was gonna get hacked or not. But called them up and that’s what they told me.

      • Messaged their support and they said to just try again in 24 hours time.

        Have added over 40 cards now and it seems to have flagged a security concern. If you try add cards via their chat you get a similar message outlining this.

        • Yeah happened to me as well. Was sweating the whole night and contemplating life's decisions 😂

          • @nightelves: How long did it take you to being able to start adding cards again?

            Had it happen during the same deal earlier this year and it started working after a few hours… this time it’s taking a fair bit longer

            • +1

              @Bigboy97: It started working after 2-3 hours for me.

              • @nightelves: Cheers, will try give it the full 24 hours support recommended. As you said, pretty nerve racking holding these cards for longer periods of time 😅

                • @Bigboy97: Seems to be every third card triggers a block I think. Maybe I’ve been adding it too fast.

  • A dumb question, can we use these cards to make payments in post office in person? I have just received my HSBC credit card statement and they accept post bill pay. However, they require you make the payment in post office in person as the statement has a barcode that cannot be read by Australia post app.

    • +1

      Card can only be used for online purchases.

    • +2

      These gift cards can only be used for card-not-present transactions (i.e. transactions where you do not need to present a physical card (or a card stored on a mobile wallet), which includes - but not necessarily restricted to - online purchases.

      You can only use these gift cards to make payments in-person at an Australia Post outlet if you can make a payment via MOTO mode (which is where you manually punch in the card number and expiry date). I would be extremely surprised if that was something Australia Post allowed in the first place, because it would increase Australia Post’s exposure to fraudulent transactions (and is especially problematic when you consider the services available at an Australia Post outlet).

      The other issue is that I would be surprised if HSBC allowed you to use a Mastercard to pay off their credit card statements. My guess is that when you get to the Australia Post outlet and scan the barcode, you would only be able to use cash or a cheque (or maybe even eftpos SAV/CHQ) to pay off the credit card statement. Billers can specify the types of payment methods allowed in-person for their bills via Post Billpay, and I know that some billers specifically exclude Mastercard and Visa payments.

      • +1

        Thanks a lot mate!

      • You can use these cards to pay your bill at Post Billpay if your bill has Billpay code. Just tried in the app.

        • I was about to say Post Billpay. You beat me to it.

          May I know what app is the screenshot?

    • I took a physical coles mastercard into Aus post to pay a fine. They said they dont accept any form of debit mastercard. Seems extreme.

      Could try calling HSBC and see if you can pay over the phone? Unlikely, but HSBC do their own thing.

      Report back results.

      • It happened to me as well. One post office does not accept these Coles Master card to pay for my regno. I went to another one and they are happily accepting them. They like to make up some rules on the fly.

  • Purchased 10 and received within a few minutes

  • anyone been successful in using these to buy discounted gift cards on woolworths.com.au? keeps saying 'something went wrong. Your payment has been unsuccessful'

    • +1

      Use PayPal

      • thanks will try.

        also not having any luck with prezzee

        • +1

          Prezzee blocked purchases with all pre paid cards

    • +2

      It has not been possible to directly use Coles Mastercard gift cards as a payment method on Woolworths Group’s gift card portal for many months now. Woolworths Group is known to block a number of prepaid gift cards as payment methods on their portal (including ShopBack Supermarket Visa gift cards, Activ Visa gift cards, Vanilla Visa gift cards, Coles Gift Mastercards and Coles Mastercard gift cards).

      You will encounter similar problems with Prezzee, because Prezzee’s payment processor usually will not directly process payments from a Coles Mastercard gift card.

      The issue is prepaid gift cards are payment methods that are not linked to a bank account and not linked to a verified cardholder, which means that a merchant (e.g. Woolworths Group) cannot ask the cardholder whether they are the one who is initiating the transaction. This increases their risk to fraudulent transactions, which would be especially problematic for gift card portals.

      As already suggested, if you link a Coles Mastercard gift card to PayPal, you should be able get around these issues at both Woolworths Group and Prezzee.

  • Do most checkouts recognise partial payments? For example if I want to buy something for $1000 will 4 x $250 debit cards work? Or is it strictly suck it and see?

    • +1

      It can only be used online and it depends on the retailer whether they will accept it.

  • -2

    Can these be used online at like jb hifi or other retailers online or to buy gift cards like prezzie or amazon? Sorry late for this post..

  • anyone have any luck getting payment through today that haven't previously bought?

    • I tried many times with my amex card and the supplementary amex card but it states transaction failed, please contact customer service. Then I tried with citibank rewards card and it works. It did work with my amex yesterday. So not sure why the amex is not going through today.

      • Amex are seeing a repeat transaction and blocking it. Call up to unblock (they will probably call you eventually anyway).

        • I called them and they said they did not see any activities at the time I was trying to buy. I've done it over 5 times at a span of 2 hours. They said1 0 activity…

    • Just ordered 1, payment went through and got the card within 5 minutes.

    • BOUGHT 17 ON 18/8, 4 ON 19/8

  • Anyone know work around for post bill pay that only has pay in Australia Post shop, there's a barcode can I use digits on barcode for online post bill pay?

    • +2

      Can not.
      Some Postbillpay do not take cc payment, only savings, cheque, cash.

    • +2

      Yes, you can if this option is on the bill.

  • OMG I just transferred $250 via paypal, the amount didn't arrive and doesn't show in paypal recent activity. In mastercard balance it shows $0 balance, -$250 paypal pending. Uhm did I just lose my money? Wasn't a delay when I did it the previous time.

    • Payment reversed, tried again and it worked instantly. Phew!

    • @Bdawg - transferred where?

  • +1

    apart from buying supermarket giftcard from shopback/woolies and paying bills, where can I use the giftcard in our daily? any good ideas?

    • Lottery

      • -2

        I dont gamble….I just wanna lower the cost of living…..but thanks for your suggestion mate!

        • You can buy all kinds of gift cards you want from Shopback or Prezzee…
          Buying a lottery ticket for $5 or $10 a week is not gambling, it is buying hope…

          • -1

            @jimojr: Winning a lottery is as likely as getting struck by lightening. I hope you can understand lol

        • +3

          Buying this card is a big gamble.

    • and, if I add all my giftcards to my paypal (tp protect my card from being used by someone), can I still use the same card to pay council rates online? (My council doesnt accept paypal, I will need to enter giftcard details to pay for the rates.) TIA

      • +6

        Adding your card to Paypal won't protect it. The only way to protect it is to spend the entire balance.

      • If you add it to Paypal it just says the card is associated with another Paypal account but it doesn’t stop someone spending it.

    • Entertainment

  • -5

    It seems it is over.

    • +1

      still working.

      • -1

        Over for me in that case, i have tried a few cards

        • +1

          tried incognito mode. Smaller amount?

  • +2

    Such a great deal! 33 cards in and my tax bill is pretty much paid off.

    • How long for it to show up in your account?

      • +1

        Payments from early Thursday appeared late Friday. I imagine those from Friday will show up on Monday.

  • Been trying using amex card and it keeps failing "Transaction failed, please contact customer service." Tried incognito as well. Didn't work either.

    Really need to buy them with Amex to pay for my rego. Any suggestions?

    • Did your Amazon $5 promo credits arrive immediately? I had the first $5 arrive almost immediately, but not the 2nd or 3rd purchases (yet).

      Should I just put my faith in Amazon it will arrive in 2 days? These $5 promo credits are so hard to track…

  • It's not working for me. The bank flagged it as a fraud payment, I got that restriction lifted. Even then the transaction failed. The giftcards website says they will forward the request to their IT dept, I will pass lol

    Too much work for bunch of giftcards!

  • Just remember that you can lodge a complaint to AFCA (Australian Financial Complaints Authority)

  • -1

    I want to use this card to pay for BPay payment bankwest homloan. Biller Code: 9118. Do you know which compmany will allow that. Spiip does not allow. Anyy other company like Spiin do you know.

  • Anyone having issues with adding it to Shopback for gift card purchase? Swapped 3x gift card then getting error adding it. 5 more to swap from Shopback.

    Error:
    Unable to link card
    For security reasons, you can't link this card to this ShopBack account. Use a card from a different issuing bank and try again.

    • lodge complaint to SB then they will fix it

      • Thanks, I just raised the complaint, hope they fix it.

        • Did SB fix it? I had sent email to them over a week, they said keep investigating

    • There's a limit to the number of cards u can add per day. Don't add too many at the same time.

  • I know the last deal had lots of issues, but did anyone have any issues with this deal yet?

    • -1

      only my citi card is going through, but have been able to purchase $20k+ with it

      • Could the issue be credit card vs. debit card? If it’s debit card, it could go through easier since it’s cash?

        • not sure tbh, I dont tend to use any debit card because I miss out on the points earn haha.

          All of my visa credit cards have failed with the transaction error, but Citibank mastercard (prestige) has gone through every single time pretty much without a issue

          • @mrfuku: Ok thanks

          • @mrfuku: Out of curiosity, did citi prestige classify this as supermarket spend which would have gotten 2 citi points rather than 1 per $1 spend?

            • @fedex11: Mine is still pending, but the charge is from Coles Group, so it could be classed as supermarket spend.

  • +1

    continually saying transaction failed, even with new card, new email etc. anyone getting through and able to purchase?

  • Just purchased my 9th batch of cards. Used Microsoft edge and also my CIti Prestige card.

    • +2

      Do you use same email, phone number etc wach time?

      • Yeah I used same details each time, even same card for the 29 cards today. Not one transaction failed.

        Funnily enough the one transaction that did fail was my Amex Essentials that I only use for statement credits, and my mum only managed to get one lot in before her subsequent attempts failed (CBA Diamond)

        • there doesn't seem to be a consistent way that transactions don't work. i wonder if it is related to IP address.

          • @wearabloodymask: can check if yours on any public blacklists by searching "what is my ip address" and another search "ip address blacklist check" paste your IP into a whole lot of blacklist search tools and see if anything pops up

            i run multiple bandwidth sharing apps and a mysterium vpn node, when it appears on blacklists i've had reports others cannot watch binge even though it let them buy subscription and noticed a lot more CAPTCHAS especially on Amazon (only when browsing) only payment issues have been when trying to activate a kogan mobile sim however never any problems with boost which some report issues

            this deal has worked fine for me except my current IP has only been 'level 3' permanently blacklisted for sending out SPAM, if on a dynamic IP it'll eventually change anyways a modem restart will do the trick if it's not a sticky IP otherwise either wait longer or ask for a new one from ISP

          • @wearabloodymask: Didn't use VPN, same IP Address everytime. Though i did have issues on Chrome when i first did it. But never any issues with Microsoft Edge

        • -5

          So you spent $7,500? For what exactly?

          If they get hacked, what then? That's a lot of cards for a couple not to get hacked.

          • +4

            @[Deactivated]: I spent them on council rates, utilities bills, and anything online.

            I buy them, and spend them within 5 minutes of receiving them. I don't keep a balance on them.

          • +6

            @[Deactivated]: To save ~$500 on expenses that otherwise are difficult to obtain discounts on. Lots of people use them to pay the ATO. Getting a discount on your tax is one of (boring adult) life's true pleasures.

            • +2

              @wavesgreen: Plus 3x points on amex plat edge which will convert to a free flight at some stage.

              I'm very thankful for all the tips and tricks I've learnt here. Its hard work but gave me the opportunity to experience Singapore Airlines Business Class using points.

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