• expired

10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au

44256

Here we go again…. Good luck

I’m taking a gamble on posting since the last deal flopped but here are a couple of notes:

  1. A lot of users have had their payments failed, purchase with caution. You may receive a pending charge on your card for some days, if this happens.

  2. Thanks to Skido, ensure that your pending charge does drop off after a few business days. Otherwise contact customer service to organise a refund.

  3. A number of users are reporting that the pending charge did not drop off, we advise that you call or email Coles Gift Cards now:
    Email: [email protected]
    Phone 1300 304 990 (Press 0 to speak with customer service. Have the numbers of the credit cards you used handy, in case asked for the last and first digits).


Receive within 4 hours or on a day of your choice. Funds are ready to use within 24 hours. Digital Account may be used online, over the phone or through mail order everywhere Mastercard® is accepted. Digital Account cannot be used to obtain cash from any ATM or Point of Sale transaction.

10% off Coles Mastercard​ offer

Terms and Conditions apply. 10% discount applied to value of card incl. applicable purchase fee. Cost for $250 gift card is $231.30 (made up of $225 for card + $6.30 purchase fee). Excludes $50 and $100 virtual Coles Mastercard’s. Offer available from 16/8/23 9am to 23/08/23, While stocks last. Offer only available on purchases from giftcards.com.au. Maximum order value $2,500. One order per customer. Card can only be used for online purchases. The virtual Coles Mastercard® Digital Account is issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to licence by Mastercard International Incorporated. Card usage is subject to the Terms and Conditions available at www.mybalancenow.com/#/cardholderAgreement. Card is not redeemable for cash. Card cannot be replaced if lost or stolen and funds remaining on card at expiry will not be refunded. No order refunds provided. Refer to the ordering gift card T&C’s. Refer to individual gift cards for T&C’s We reserve the right to cancel any or all promotions at any time if we suspect error, fraud or any other abuse of the promotion is occurring.

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closed Comments

      • Won't the other person just request a chargeback and reverse your transaction? So the problem won't really go away.

        • 🤷

      • Keep all your email receipts in case the other buyers lodge a claim

    • Had that happen last time this deal was around… annoying but quickly spent the full $250 on gift cards to save the headache of reaching out to support.

    • +1

      It's probably due to recycle card number

    • That sucks… It's so strange that something like this can happen, when all it takes is just a simple check of the database of active cards before issuing, which they must have. They also don't need to do this at speed, so they can queue it up to happen sequentially. If they're randomly selecting the 12 numbers, the chance of getting an active number is extremely small, since there are a trillion possibilities. Just seems like someone coded the back-end poorly or something…

  • easypay - Trying to Pay ATO - declined. ?Anyone getting this

    • Other comments have said there's a limit of 5 payments through EasyPay every 12 hrs.
      I only get a declined error when I tried to a 6th one. My 5 payments went through fine. Did this about 1.5 hrs ago.

      • Can you pay ATO even though there is no ATO debt? When can you receive a refund?

        • +1

          Highly recommend not to use ATO to launder $. You have to submit a rrquest for them to process your refund and they might refund it back to the gift card

          • @littleburrito: I second this. They refunded $83 I had sitting in my tax account that I wanted to keep there. Was a pain to go back and find which (physical) card it was refunded to

          • +1

            @littleburrito: I asked my accountant, he said that ATO can only refund the amount back to a saving account?

        • Agreed with littleburrito. I was just using EasyPay to pay off some HECS debt.

  • yesterday bought 10
    This morning bought 10
    just bought another 4, all came through instantly.

    I have enough and paid 2X council rate = $2210 & $3233.

    • still thinking should I get more for my Medibank bill.

    • Assuming you have prepaid your council for this FY, and also assuming you have some sort of home loan at 6%. That’s an approximate $300 of interest you will need to expense.

      • +1

        Or about half that. Only the final payment misses a year of interest. The first instalment is only a few weeks of foregone interest savings.

      • I have due date for my council rate on 01/Sep/2023 and 04/09/2023, so paid them off using those prepaid now.

        • 3k per quarter for council rate? where is your properties (which city)? how much does it worth? just curious.

          • @OrangeBJ: Sorry if I confused you all, those are 2 properties different council for the full year, 2023/2024, one for $2210 and another one for $3233.

          • @OrangeBJ: Why not a full year?

            • -1

              @kendo: You basically lend money interest free to your council? for a whole year. They would thank you very very much. They would benefit the most from this deal instead of you.

  • Be smart Be careful! For me, I am still waiting for my previous deal refund…

    • +1

      Just do a credit card chargeback then,

  • +1

    Ordered 10 with no problem and came through nice and quickly. Paid 9 into the ATO before hitting the limit, will try the last one tomorrow.

    • Can you pay to ATO even if you have no tax debt?

    • +2

      Use the payment website with the ato website

      I think the ato website is 9 payments every 12hrs and the govt payments website 5 every 12hrs

  • Anyone knows how to pay rego, greenslip, and car insurance split payment? i heard aupost isnt allowed split payment for rego? what about cash and card?

    • +1

      i dont think anyone ever found out, only some council rate, Medibank, and some have been mentioned here but not to pay rego, greenslip, and car insurance split payment.

    • +2

      For rego in Vic, can change to quarterly payment and its about $200+, not sure about other states..

      • Yeah, i'm in VIC looking at it now. It looks like if you change to 3 or 6 month payments, you'll get charged $2.50 per transaction.
        Which is still winning I guess.

        I want to know if you can just pay off the four "3 month" installments straight away so you're done for the year.

    • +1

      In Vic, I was able to call VicRoads (on behalf of my dad) and have them split the rego, so first 6 months can be paid now with gc and the second 6 months they will send out in March, so I cant prepay that second 6th month. Cant split my RACV insurance, has to be paid in one go.

  • Anyone getting error from Paypal?

    • No error, just added 3 now.

      • Dam adding card in paypal is failing for me.

  • Are we able to use these cards for BPAY payments ?

    • Yes, via Sniip. There’s a 0.85% fee

  • Can we use it for buying Preeze cards?

    • +3

      Yes, you have to add it to Paypal first.

  • Any luck adding these to your Google Pay wallet?

    • +1

      You can add to Gpay but not use for mobile (tap to pay) payments. You can use it for Google subscriptions and Play store purchases.

  • so we split the council rates right?

    • +1

      Yes, I use Australia post online bill payment.

  • +3

    Sorry for all those who have trouble with this deal but it's my favorite. Free money. Just great for council rates and ATO payments. Thanks OP!

    • Pay down that Hecs bill

      • CPI is added to your hecs on June 1st 2024. So even if you pay off your hecs now you still pay interest on the full amount come June 1st 2024. So you should pay off your hecks in May 2024.

        • I paid off the hecs in May 2023. And will be paying off semester 2 2023 now. I guess no interest payable then ?

  • +1

    just got 10*250 cards and goes well with ATO payments.
    Thanks OP!

  • Amex failed but NAB visa worked for 5. received cards in 3 mins.
    I emailed their support to ask what is up with my amex. (worst luck cant call them easily as am overseas at the moment).

    Either way am happy with 5.. if they sort out my amex then will get more.
    (tried vpn/diff browsers and my phone also but amex still failed)

  • Has anyone tried using the physical gift card to buy this? I know Coles stop allowing this sort of purchase, but how about using online to buy this?

    • Yeah tried previously and doesn't work - transaction failure.

  • -4

    Bought 30 pretty quickly in 3 goes, then getting transaction denied.

    Spoke to the bank they said its not them.

    Maybe they have limits??

  • -1

    How do we pay our individual tax return if we haven’t lodged one

    • Log into your ATO account and you'll should see 'Find my payment reference number' on the front page.

      It will take you to your Accounts Summary where you'll see your Income Tax Payment Reference Number. Click on "Payment Option" which will take you to the payment page where you can make 10x payments. You can also use the Payment Reference Number to make payment 5x through EasyPay (https://www.governmenteasypay.gov.au/payato)

      I recommend doing this only if you are 100% certain you have a tax bill.

      • sorry bit new to this but is there a way to check the balance in my ato account after making the payments?

        • +1

          It'll appear in your account summary after 2-3 days

  • -2

    Hi guys,

    I have managed to purchase 80 x $250 giftcards on 2 credit cards. Now it's stoping me from purchasing any further. It keeps saying "Payment failed, contact customer service".

    Even if I use a brand new name, address, email, phone number and various different new credit cards, different combination of chrome, edge, incongnito, with different IP's. The only things in common among them is the credit card's authdication number remains the same. Do you guys think if that's how they know it's the same client?

    I have tried to change the phone number on bank's portal. The payment still didin't go through. Any suggestions guys? I have a massive tax bill to pay for my business.

    Thanks

    • Dont know confidently. But $10k is generally the threshold when red flags light up for merchants or banks

      • Yep, Anti-Money Laundering and Counter-Terrorism Financing trigger under Commonwealth Law.

    • +3

      WTH this is not the end of the world mate, slow down, leave some for us.

    • Lucky, mine stopped at $7500. There might be a day limit per card.

  • Okay, looks like its near safe to make an order.

    Just to confirm, its one order per account up to $2500?
    So don't test one car of $250, as I wont be eligible after that?

    Is that correct? Then create a new account?

    • Yeah I bought 10 with no probs tonight, in within 5 mins, used them straight away to pay school fees.
      Others here have bought tons, use different email address for another purchase (up to 10 per email).

    • don't bother

      Transaction failed, please contact customer service

      • Yeah, been getting a a lot of failures this evening.

  • +1

    If they can add a feature where user can add a password to protect the card, that would alleviate the unauthorized use issue. Hope that someday they can solve this issue and let us have some peace of mind buying it.

    • is not the way and would be really annoying if a password is compulsory

      believe it or not the digital ones are not so much being hacked like the physical ones but giftcards.com.au are actually sending the same card to multiple people!

  • +1

    I bought 8 and all come with in 10”, already used to pay council bill via Aust Post. Thanks OP

    • 10 seconds. That must be a new record.

    • Does post bill pay allow a council rate to be paid in $250 segments?

      • +1

        yes

        • Thanks.

          That means if I want to pay for a $2500 council rate, I just need to pay for the same Billpay code + Reference No. 10 times. It will automatically update to the council.

          If that works, should car regno works the same?

          • +1

            @fatice: for postbillpay yeah do it 10 times, it works

            car rego depends may need one full payment

  • Tried to buy Amazon GC with this card on Bupa Rewards, but it won't accept the card. Anyone know if it works on Entertainment Book to buy Amazon GC?

    If not is the best bet via ShopBack for 1.75%?

    • +1

      Search Giftcard on shopback, scroll all the way to Amazon, some 100 and 50$ GC are at 2%.

      Bupa failed to take this card for me too. 3% was the profit there.

      You can get the Priceline pharmacy card as well at 5% if you have kids lol

      • Thanks hopefully someone with Entertainment Book membership can check this for me before I sign up to that

        • Entertainment also 3%, if it works there then you'd get a total of 10.5% discount on Amazon GC

        • +1

          Entertainment is 3% plus 1.25% credit surcharge.

          Easiest way is to open a Macquarie Bank account and purchase gift cards from Macquarie marketplace at 3%

          • @k1vnwng: Thank you for confirming. Might just use the Coles ones to purchase Amazon GC from SB then.

          • +1

            @k1vnwng: Macquarie uses your linked bank account balance to purchase gift cards, not a credit card.

  • I tired to buy 1 with CommBank, it worked, then tried to buy 10, 9, 7, every time I get Transaction failed, please contact customer service

  • Bought 2 used one on council and another one was declined by deft and woollies gift card. Got a dud.

    • It’s them not you

      • Yeah I gathered that as I did 20 cards successfully on the last deal. Lucky I capped my risk this time by going 2 to try my luck. Seems it might not be worth the risk anymore :(

  • For anyone who has purchased multiple batches can you just add a +1 to the email address or do you need a brand new one?

    • I have tried with different email address but same CC. It worked 3 times so far.

    • I've bought the following, all with the same email address over 3 days:
      3 on HSBC card
      10 on NAB card
      10 on same HSBC card (NAB card failed)
      10 on Citi card

      • Oh good to know I don't need multiple emails

      • Are your numbers gift cards or batches of gift cards?

        • +1

          Gift cards. 33 total cards listed above.

          Plus another 3 and then 5 since then on the Citi card.

  • Has anyone tried using it to load Revolut?

    • +1

      Can confirm it doesn't work.

      • Thanks for the reply!

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