Have I Been Scammed? Facebook Marketplace Sold Item, Came to My House & PayID Was Done Whilst I Watched! UPDATED: 28 August

poczynek77 on 24/08/2023 - 08:52
Last edited 13/09/2023 - 07:12

Bit of a weird one and I am thinking i have been scammed but it seems different to all the ones that i have seen.

Details:

  • advertised on Facebook Marketplace on Sunday to sell my Apple Studio Display monitor
  • get a Facebook message from someone saying he would like to buy but asks for best price - i knock off $100 - and he agrees to the price
  • he says he will pick it up and asks best way to pay - i tell him direct bank deposit please - he says ok
  • he turns up on Tuesday this week and is a nice guy - we have a long chat about Teslas and him working for Star City Casino as a Supervisor there
  • tells me he lives in Homebush
  • well dressed etc (not sure that means anything but still)
  • he shows me his CBA app and him paying me by Payid and then he sends me the receipt right away by text where it shows his CBA bsb and account number. It is the EXACT receipt screen shot for a Payid payment - i literally saw him do it on his CBA app
  • the money doesn't go through straight away but the receipt does say it takes 24 hours to go through for accounts that are not known - i am ok with that
  • we chat more - he tells me about his brother and about his computers etc
  • he leaves with my Apple Studio Display
  • he texts me a few hours later asking if i can send him the receipt for when i bought the display - i say no problems and send it
  • i then contact him after 24 hours and tell him i haven't received the payment - he texts back saying it is 'pending' on his side
  • however since yesterday afternoon he is now uncontactable - if i ring his number it is always engaged and no text messages back since yesterday lunchtime and no money in my account
  • his Facebook profile i now cannot see - he may have blocked me maybe?

Is this a scam? It just seems different to the ones where it is me having to pay money etc. And it also seems strange he would come to my house and show me his CBA app and the receipt with his account details. What about if he got to my house and i didn't sell it because the money didn't get through straight away? There just seems so many ways this could have gone wrong for him if it is indeed a scam which seems like it probably is.

So i guess it is a scam?

EDIT:

This is the Payid CBA receipt i got:

https://ibb.co/jVhVD1Z

UPDATE 28 August:

Another poster was scammed the same way using the same type of receipt by the mysterious 'Deon Hong' on Saturday.

This guy … I wonder how many others he has scammed?

This is the Payid receipt that the other poster got:

https://ibb.co/cCcS6L8

These are the receipts side by side:

https://ibb.co/gZXxf7c

Mine is on the right

What we do know now:

-somehow he makes up the Payid on the spot which is pretty good for him to do that! Bravo Deon!!
-the other poster got his rego
-the other poster went to cops - I will go to cops tomorrow
-it could just be high end Mac goods?
-goes by Deon Hong on FB
-uses a photo of squid game actor

Questions now are:

-are even his account details correct as per those Payid screenshots? If he is creating the Payid receipts then why would you put your own account details?
-is his mobile number correct? REMOVED
-his rego number is possibly the only actual identifier of this person

UPDATE 30 AUGUST

We're closing in!

Third victim now who has video footage.

Deon - we are coming for you!

UPDATE 13 SEPT

We got him!

'Deon' was charged and arrested yesterday. Bail refused.

Thanks to all the victims who provided valuable identifying information to the police.

Podcast and Netflix doco to come…

General Discussion

Comments

  • Jimothy Wongingtons on 24/08/2023 - 08:54
    +34

    Scammed

    Hope for your sake it’s a once off security hold and old mate accidentally broke his phone

    Common scam is to use a photoshopped receipt.

    • kerfuffle on 24/08/2023 - 09:25
      +54

      Or schedule a payment, show the 'receipt', then cancel the payment.

    • Kranbone on 27/08/2023 - 17:03
      +2

      I think he got scammed too. The fact that the other party isn't returning calls or messages and is now "blocked" on facebook doesn't bode well for the seller.

      With gumtree, I always insist on a face to face transaction with cash. If they want to do PayID, make sure it appears on your account before you give them the goods. if not, tell them to come back later or point them to an ATM. If they want the item enough, they'll make it work.

  • Porker on 24/08/2023 - 08:58
    +33

    Give it another day perhaps. I previously accepted a Payid for $500 and got worried too when it didn't show the next day. It took something like 2 days (on memory) for the funds to arrive.

    The difference with you perhaps is the buyer also had real-time contact with me and responded - even so much as asking each morning if it had shown up.

    The closure of the facebook profile and dead phone number though appear red flags.. :\

  • Baysew on 24/08/2023 - 08:59
    +21

    asks best way to pay - i tell him direct bank deposit please

    Do the words - own goal and shoot yourself in the foot, mean anything to you?

    • ChatCPT on 24/08/2023 - 21:38
      +43

      spotted where it went wrong.
      right answer is cash

      • Kangal on 26/08/2023 - 14:19
        +10

        Cash is King.
        Repeat it, Remember it, Require it.

        • Bladeyyy21 on 26/08/2023 - 15:18
          -6

          Bitcoin aint bad either. Transactions are irreversible and the blockchain is public

        • Bullion78 on 27/08/2023 - 10:47
          +4

          Not for long sadly, unless people wake up

        • formulated on 30/08/2023 - 15:11
          +1

          Still flabbergasted living in a rural area, where ETFPOS & ATM's can go out for an afternoon and people don't have cash. With petrol stations and supermarket lines of people that should know better. My broke ass, a king with a $50 note.

    • surg3on on 25/08/2023 - 11:38
      +30

      Osko works fine if you check receipt on YOUR OWN PHONE

      • [Deactivated] on 26/08/2023 - 16:49
        +4

        Exactly, unless the money is in my account I ain't giving shit.

        People transfer me money instantly all the time.

  • Ocker on 24/08/2023 - 09:00
    +22

    Why send the receipt if you have not actually received the payment?

  • Stopback on 24/08/2023 - 09:04
    -3

    You can pay I'd like 10 cents right?

  • poczynek77 on 24/08/2023 - 09:06
    +8

    Yeah it just seems so convoluted - I have his mobile phone number and bank details. I mean i literally saw him doing the CBA payment - how could that be photoshopped?

    I am hoping it is just a couple of days thing.

    All for a monitor? And nowhere i am giving him my details or giving him money.

    Strange!!

    • EightImmortals on 24/08/2023 - 13:57
      +30

      How about a dodgy app that simulates banking software?

      And why didn't you say 'cash' when asked?

      • Malik Nasser on 24/08/2023 - 15:11
        +3

        Exactly.
        How do you know it wasn't an app which simulates the look of the banking interface?
        It would be easy enough to create, and is getting easier everyday with advances in technology.
        Unless you see the funds in your account, on your own device, then don't release the goods.
        Better yet, just accept cash. Receive final settlement as soon as the cash hits your hands, then you can release the goods.

      • RTX9090Ti on 26/08/2023 - 06:56

        Cash sometime can be faked, got $50 fake cash last time, best to check the notes first before handing the goods over.

        • EightImmortals on 26/08/2023 - 06:58
          +3

          That would be the exception to the norm though wouldn't it? But yes checking the cash is probably a good idea too.

          • Tleyx on 26/08/2023 - 09:28
            +1

            @EightImmortals: Scam through payid is an exception to norm too.

            Millions do go through

            • gromit on 26/08/2023 - 13:41
              +3

              @Tleyx: Anything that means you may not have the money in your hand or bank account immediately will be a target for scamming, payid is no different. would take literally a few minutes to create a fake bank app.

              • Tleyx on 28/08/2023 - 10:53

                @gromit: Is still an exception and if you wait for the payment how do they fake that on your phone

                You have a risk of forgery with cash too

                • gromit on 28/08/2023 - 11:26

                  @Tleyx: I expect to see a lot more fraud on payid using the age old fake apps, scheduled payments and photoshop (those alone net a lot of victims), next step though harder is reversing the transaction by declaring it fraudulent/hacked. risk of forgery for cash is extremely low in Australia, cash in hand is king when it comes to these sort of transactions.

                  • Tleyx on 28/08/2023 - 17:53

                    @gromit: I have been a victim of cash forgery but not of this pay id. So i know its only one data point but the risk is with either.

                    You can protect yourself from payid by waiting for the transfer, how do you spot a really good fake hundred?

                    • gromit on 28/08/2023 - 18:12

                      @Tleyx: fake aussie currency are generally very easy to spot and pretty rare if you are careful. regardless even AFTER the transaction you can be screwed over by payid as you can't know that they aren't going to report it as fraud or even perhaps they are using stolen accounts.

                      • Tleyx on 28/08/2023 - 18:26

                        @gromit: They cant repoet it as fraud if they got the goods. That would be fraud

                        There's some good fake dollars out there you probably just don't handle cash much, which makes it even more risky for you

                        Also what stops them giving real cash then having their mates roll you after

                        • gromit on 28/08/2023 - 18:32

                          @Tleyx: of course it would be fraud, hence why they are scammers.

                          • Tleyx on 28/08/2023 - 18:43

                            @gromit: So why would the bank take the money back and give to scammers.

                            • gromit on 28/08/2023 - 18:47

                              @Tleyx: Because they dont know that. All they know is the person claims they didnt make the transaction and that it is fraud, or if the account was stolen then the legit owner reports as fraud.

                              • Tleyx on 28/08/2023 - 19:52
                                +1

                                @gromit: Thats not how payid works they dont just believe the sender with whatever bullshit

                                Also why wouldn't you just transfer it to another bank when you receive it

                                • gromit on 28/08/2023 - 20:03

                                  @Tleyx: People have bank accounts/cards/phones/identity stolen all the time. scammers then use those accounts to purchase goods to break the money trail, they walk away with the goods and you are left holding the liability. Transferring it doesn't remove your legal responsibility, if you took payment from a fraudster you are legally required to return the money when requested, sadly you don't get to profit even though completely innocent. Just ask all of Bernie Madoffs victims that thought they had walked away with money before he was busted.

                                  • Tleyx on 28/08/2023 - 20:21

                                    @gromit: Same would happen with cash then

                                    • gromit on 28/08/2023 - 20:40

                                      @Tleyx: no, as cash they aren't going to know who the criminal gave it to unless they catch him/her.

                                    • abently on 28/08/2023 - 20:43
                                      +2

                                      @Tleyx: Well at least with fake cash, the cops will suddenly become very interested in a $500 fraud case……

    • disturboed on 25/08/2023 - 11:12
      +1

      when he entered your payid, did you see your name come up as the receiver? thats what the commbank (and I assume other banks apps) do, shows the name of the actual person you are paying when you put in their payid.

    • Saars on 25/08/2023 - 11:43
      +55

      Someone tried to do this to me but a bit more complicated

      I had agreed to cash, he turned up with less and tried to short-change me. I told him no, he needs to have the full amount, so he asked if he can PayID. I agreed

      He showed me him doing PayID to my name from his contacts, showed me the receipt, but just to be safe I said he couldn't take away my stuff until I had received the money

      We waited for about 10 minutes and I hadn't received it, but he had been trying to convince me that it was fine and it would definitely come

      I insisted to see my contact details in his phone, and he got really weird. he tried to quickly show me but I grabbed the phone ans saw that it was not my number against my name. That's when I worked out what the scam was

      Told him to get lost after that

      • DazMon on 25/08/2023 - 12:36
        +1

        Good to know!

      • Vanceer on 25/08/2023 - 16:44
        +16

        Scammers are receiving f all consequences, they're brazen enough to do scams in person now… good on you Saars for picking up on it.

      • hibijibis on 26/08/2023 - 00:09
        -1

        what does it mean if your number doesnt have your name? are they meant to save your name in their phone?

        • disturboed on 26/08/2023 - 09:54
          +2

          when you enter a PayID to pay someone, the banking app should show the name of the person who owns the account being paid into (you can usually choose how it displays when setting up your payid).

        • Saars on 26/08/2023 - 15:02
          +4

          He had my name in his contacts, but it wasn't my mobile number

          So when he selected someone to PayID, instead of putting my number in, he selected from contacts, which doesn't show the same way

          • MrTweek on 30/08/2023 - 21:46

            @Saars: The banking app should do that though. When I make Payid transfer, it'll always say "You are sending to SCAMMY MCSCAMFACE". Presumably so that you can be sure you didn't mistype the number when saving it to your contacts.

    • trongy on 26/08/2023 - 14:23
      +2

      It seems convoluted to you because you are not a scammer. For the scammer it probably took some effort the first few times, but he probably got it down pat by the fourth or fifth scam.

      I mean i literally saw him doing the CBA payment - how could that be photoshopped?

      Possibly a fake app built with a prototyping tool.

      I have his mobile phone number and bank details

      You have a mobile number, but no idea who it's registered to. It's possibly stolen. He has probably has removed that SIM from his phone until it's time for his next scam.

      You have bank details that are probably complete forgeries and not connected to any real bank account.

      All for a monitor?

      All for a monitor and anything else he wants to scam - as long as it's below the threshold for a police investigation.

    • itsme56 on 28/08/2023 - 11:01
      +3

      he called the bank during the 24hr hold and asked them to cancel the transaction. simple

    • Cave Fire on 30/08/2023 - 16:42

      Yeah pretty standard. Few of those cba apps around. You can have write down whatever you want basically.

  • Tee Rex Arms on 24/08/2023 - 09:07
    +9

    No cash no sale. Random Facebook marketplace punter can kick rocks if they don’t like it. I had a doctor (vet) turn up to purchase something and insisted on payid. I relented after a decent Facebook stalk prior.

  • JCrown9 on 24/08/2023 - 09:09
    +17

    CBA from my experiance are the only bank that can take 24hours for new accounts to do transfers too.

    just wait the time frame and see if anything is in your account. If not try take further action then.
    But yes, frustrating when people are with CBA.

    • poczynek77 on 24/08/2023 - 09:13

      Yes for sure but the transaction was completed at 1pm on Tuesday - it is almost 48 hours since then.

      • sumyungguy on 24/08/2023 - 09:28
        +6

        The 24-hour hold on first time payments allows the payer to reverse the transaction. Contact CBA to see if they can help with the scam reversal. Edit: I see you've already tried that.

      • thrillhouse on 25/08/2023 - 09:20

        Give it time, I’ve been in a similar situation with PayID taking a few days from a new payer.

        Should always be vigilant but I think people here are jumping to conclusions.

        The deleted profile is odd, but it may also be Facebook acting up (since you’ve probably marked it as sold)

      • truetypezk on 25/08/2023 - 16:05
        +1

        I would say it is 90%+ legit. I have ran into this issue with CBA on both sides (as buyer and seller) for a few times to the point that now I make it clear I do not accept payment from CBA at all when selling. If the buyer insisted on paying from CBA, I will tell them in advance about this issue and if it happens they will have to wait until the payment clears before taking possession of the items.

    • Looking4Bargians on 24/08/2023 - 09:15
      +1

      Me bank can take upto 48 to 72 hours.

    • Sidor on 25/08/2023 - 07:33

      indeed, CBA sucks big time

    • montorola on 25/08/2023 - 09:18
      +1

      Nah not just CBA.

      I'm with St George (Worstpac group) and they take 24h for new payees too

      • randomusername2017 on 25/08/2023 - 11:08
        +3

        Both Westpac & St George, smaller payments (<$1000) are instant to new payees, just get an app/SMS notification. Larger payments require SMS code but still received instantly.

    • darnmason on 29/08/2023 - 22:19
      +2

      All these comments saying to wait are hilarious. CommBank provide this feature to protect their customers from sending money to the wrong person. It gives them 24 hours to reconsider.

      If the money isn't in your account don't hand over the goods. Tell them to use a different bank that does instant transfers. Which is pretty much every other bank. Or take out cash.

      • leiiv on 05/09/2023 - 20:45
        +2

        It is hilarious because it defeats the purpose of payid, which is instant payment. The customers should be allowed to opt out of the wait time.

  • FoxJump on 24/08/2023 - 09:12
    +51

    if the payid doesn't come through. then no sale until it clears.

    i sold a car with payid.
    didnt come through immediately, i told the guy to come back when it did.

    2 days later it cleared, he picked up the car

    its like paying with a cheque

    • WhyAmICommenting on 25/08/2023 - 15:02

      Was he/she stressed about the payment?

      • FoxJump on 25/08/2023 - 15:40
        +3

        nope. i told the guy that he knows where i live

      • StalkingIbis on 21/09/2023 - 14:04
        +1

        When it happened to me I took the keys but the car stayed locked inside their garage. I thought that was a fair compromise.

    • StalkingIbis on 25/08/2023 - 17:15

      Lol was that me? SIlver prado…?

    • ChadHominem on 25/08/2023 - 22:54
      +1

      How the F did they trust to just send you money without a guarantee of getting the car in return?

      • FoxJump on 26/08/2023 - 00:10
        +1

        they came to my home.
        i wrote up a sale agreement that we both signed, where in it stated that the payment had to clear.
        i gave him a photo copy of my driver's licence.

        • leeroys_dad on 26/08/2023 - 06:17
          +2

          These days I wouldn't be giving anyone a copy of licence

          • RolandWaites on 26/08/2023 - 10:28
            +3

            @leeroys_dad: May as well. It's probably out there on the dark web already thanks to Optus, Medibank et. al.

  • FoxJump on 24/08/2023 - 09:13
    +17

    also. i hate when they ask for best price.

    • JIMB0 on 24/08/2023 - 09:36
      +7

      Less for cash.

    • batfastard on 25/08/2023 - 07:46
      +10

      Best price for you or best price for me?

      I can go as high as you like.

      :-P

    • 82norm on 25/08/2023 - 07:47
      +1

      What r you doing on ozbargain?

      • FoxJump on 25/08/2023 - 08:08

        as a Buyer, i don't ask for best price
        i tell them the best price.

    • Fuzzy Toaster on 25/08/2023 - 08:36
      +11

      This pisses me off so much. Why would I negotiate against myself? Make an offer, that's how this works..

      • FoxJump on 25/08/2023 - 08:36

        correct.

    • Loopholio on 25/08/2023 - 11:06

      I like being asked for my best price. I just want my crap sold.

      • plmko on 25/08/2023 - 18:21
        +5

        Doesn't work on Facebook. You get strange people who ask about your item and give you an offer, even if you accept they disappear.

  • capslock janitor on 24/08/2023 - 09:16
    +4

    try ask CBA about the receipt number status?

    • poczynek77 on 24/08/2023 - 09:27
      +4

      Good idea - just phoned CBA and they cannot search via the receipt number unfortunately.

      • capslock janitor on 24/08/2023 - 10:23
        +26

        whats the point of receipt number then?

        or dooya mean they cannot find in database?

        also whats ur receival bank?

        • randomusername2017 on 24/08/2023 - 10:40
          +9

          What are the odds of any bank tracing transaction receipts via cold calls from the general public?

        • Typical16-bitEnjoyer on 24/08/2023 - 19:35
          +21

          CBA call centre jockey who doesn't want to deal with OP and doesn't want to lose their job over a privacy breach
          "Soz mate, no way for me search. Damn wish I could, that sucks. Please rate me 10 on the survey if you enjoyed this call"

      • witsa on 27/08/2023 - 20:59

        So was the receipt actually from a CBA email?

  • randomusername2017 on 24/08/2023 - 09:29
    +1

    Future dated transaction?
    Cancelled after collecting the goods?
    Upload the redacted receipt?

  • Gamer Dad Reviews on 24/08/2023 - 09:32
    +33

    This is why we must not let the evil government phase out physical cash.

  • Bignudge on 24/08/2023 - 09:34
    +11

    I got scammed the same way when I sold a concrete saw about 8 years ago being young and inexperienced. The dude done a scheduled transfer that showed the green tick etc…

    Anyway, it never went through. I had the thing on CCTV and took a photo of his licence. The cops did some investigation and knocked on his door, but he said he intended to pay but the item was broken.

    Police said it was outta their hands now and for me to arrange for him to come back and return it.

    Anyway, from now on it's cash in hand or the Teller card machine.

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