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Join & Hold Eligible HCF Hospital & Extra Insurance for 4 Months, Get Up to $300 PP Mastercard (& 6 Free Weeks) @ One Big Switch


Health Insurance Offer

One Big Switch HCF “$300 & $100 Digital Prepaid Mastercard” Offer (MasterCard Offer)

  1. If you take up the One Big Switch HCF “$300 & $100 Digital Prepaid Mastercard” Offer (Mastercard Offer) with HCF, One Big Switch will send a Digital Prepaid Mastercard to the value of $300 for eligible families, couples and single parent families and $100 for eligible singles. To be eligible to receive the Digital Prepaid Mastercard you must take up combined hospital and extras cover with HCF (excludes Overseas Visitors Health Cover) via One Big Switch, your Policy Start Date must be between 25 March 2024 00:00 ADST and 21 April 2024 23:59 AEST, 4 months must have passed since the Policy Start Date and the Policy must be current and paid up to date (Mastercard Offer Period). Limit of one Digital Prepaid Mastercard per policy. HCF reserves the right to end the Mastercard Offer at any time. Eligible Recipients will receive a SMS with an activation code and instructions to activate their Digital Prepaid Mastercard up to 30 days after One Big Switch has confirmed their eligibility. The activation code must be used within 2 months to activate the Digital Prepaid Mastercard which is valid until the expiry date on the card (not less than 12 months from date of production). For the full Mastercard Offer terms & conditions terms & conditions see here.

  2. The $300 Vault Pays-enabled Prepaid Mastercard and $100 Vault Pays-enabled Prepaid Mastercard is issued by EML Payment Solutions Limited (ABN 30 131 436 532) AFSL 404131 and distributed by Vault Payment Solutions Group Pty Ltd ABN 66 632 373 105 pursuant to license by Mastercard International Incorporated. See Vault terms and conditions for terms and conditions, card expiry and to check card balance. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Mastercard Offer is for members who are new to health insurance or members who are switching to HCF. The Mastercard Offer cannot be taken up by existing HCF customers. You must not have been a current HCF policyholder at the start of the Mastercard Offer period, or have joined and cancelled an eligible HCF product 6 months before or during the Mastercard Offer period. You must not have previously switched to HCF through One Big Switch or any other RevTech Media channel in the previous 6 months. HCF may recognise waiting periods you've already served with your current fund. Some longer waiting periods and conditions apply. Any benefit limits used with your current fund will apply to your new HCF policy. Offer cannot be used in conjunction with any other corporate offer or discount. If you take up the Mastercard Offer and you are not already a member of One Big Switch, you will become a member upon taking up the Mastercard Offer.

Up to 8 Weeks Free Offer

One Big Switch receives a commission for each member who takes up an offer with HCF and remains a member of HCF.

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closed Comments

  • +1

    Can someone tell me how this isnt $300 for free before I sign my life away?

    • +5

      minimum holding four months, $300 for couples/families, and $100 for singles;
      pay and hold for one month to get 6 weeks free, additional 2 weeks after 12 months

      • -1

        Why do you need family cover? Aren't kids all covered under Medicare?

        Are kids like $10 a year more than a couple?

        What is the benefit of a couple policy over 2 singles? Price looks the same?

    • Better off to pay the higher premium with Bupa ATM for a few months and get 70k Everyday rewards for single and 140k for couple etc

      • This isnt for existing BUPA members already though is it?

        • +1

          signup bonuses are never for existing members

        • beware - they also class ambulance cover as existing health insurance! Ambiguous small print.

  • What's your strategy to churn your health insurance?
    I've read some start calendar year, some reset benefits financial year?
    How often do you churn? Any risks?

  • Kindly update if anyone enquired about this.
    I am with BUPA now and being there more than 2-3 years now. if i switch to HCF, should 12 months waiting period applicable or it will be referred from my current insurer so that i do not require to wait ?

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