$50 off First Eligible AfterPay Purchase (Min $51 Spend) for The Month of May (First 120,000 New Customers Only) @ AfterPay

1210
NEW50

First 120,000 customers only.

Simply spend $51+ at a participating store and $50 will be directly taken off of your order.

Select T&Cs: (Please read the full T&Cs here)

  • Promo runs until 11:59PM 31/05/25 AEST. Use code NEW50 in the Afterpay app to get AUD$50 off your first ever Afterpay purchase. Min spend AUD$51, first 120,000 AU customers only.
  • For use only at participating Afterpay retailers (excluding DoorDash, GoSeeTravel, Motorhome Republic, Airport Rentals, Kogan, Aussie Broadband, Wondershare, Zurich, Butter Insurance, Jetstar, Into the Wild Escapes, Equalution, Vitable and MOSH)

Referral Links

Referral: random (510)

Referrer and Referee receives $30 off next eligible Afterpay purchase of $50 or more. Maximum of 15 referrals per customer.
Please private message a user and ask for their referral link from their app, you will need to use the app to sign up. The links can change so re-check every time someone asks for your link.

Related Stores

Afterpay
Afterpay
Third-Party

Comments

  • -2

    no can do for me

  • +6

    Damn, new customers only :(

    Used this promotion last time.

  • stacked with the last XMay2025 from BigW - lego fortnite battle bus for $75 bucks delivered

    • +4

      Did you see from June 1 they are discontinuing the Big W 10% off code? Not happy, Jan!

      • And I only just became aware!

  • +1

    Now what do I need want that costs exactly $51.

    • Fuel, and gift cards for Woolies/Coles. There's a lot of places that accept it on their website.

      • +1

        New accounts can’t purchase GCs right away.

        • +1

          in store gift cards at JB

        • some can, some cant… its weird

    • +1

      A Giant Feast on KFC via DoorDash

  • +1

    Wow nothing for existing customer ?

    • +23

      Debt

    • not uncommon

  • Any work around to make a 2nd account for Afterpay?

    • +9

      New identity

      • +10

        Ahh simple

      • +1

        Legitimately, any idea what exactly this is tied to in order to be considered new?

        • IIRC, you would have had to close your account for at least 2 years.

          BTW, Afterpay never really get rid of your data even after you request account closure.

          • @DoctorCalculon: no company is likely to. They don't have to and you can't demand it #BenefitsOfAustralianLaxkOfPrivacyLaws

    • +6

      Walk around Redfern and negotiate people on the street for 50/50 split.

      • +2

        For.$25 and risk being mugged? Pass

  • What’s the penalty fee if I miss one of the 25c monthly payments

    • +1

      Just pay all the remaining now and forget about it

    • $10 and a naughty mark

    • +1

      I missed one because their system failed to bill my card for some reason (I simply clicked to manually retry and it went through), $10 fee that they refused to refund. Ironically the $10 fee automatically went through on my card, so they had no real excuse that the actual payment wasn't going through.

      No impact to credit score.

      • I've managed to get our of most sticky situations with them. Thoubh I do have special directives and info in my file that said God knowns what but they will only respond support over the phone with me. I lodge online, request a digital response , they still call

        EDIT: I have used capital letters in email and freely spoken my mind over a few issues in a short time. Nothing that want warranted (eg. my accrued rewards points being cut by 90% after announcing the end of the program)

      • +1

        If a payment fails, you get both a text and an email.

        If you then manually pay before the end of the day the payment is due, there is no $10 fee.
        So, I am not sure why you were charged a late payment fee unless you made the manual payment after the payment due date.

    • What's the charge?

      • Eating a succulent Chinese meal.

  • +3

    This seems like a great deal but I really don't want to sully my good name by associating it with afterpay…

    • +7

      Being a Billion dollar company, they don't want your name neither associated to them.

      • -8

        That's not the burn you think it is.

      • I would have thought they do want users and money..

    • If you didn't publicise it, who would've known ?

      • Pretty much everyone in the likely event they have a data breach.

        • And that's going to impact you how, and how many breaches have already exposed your details in past (it's more than you think ) which has already been tied together with your browsing habits by data aggregation firms and spread across the globe to the network of firms and their customers ?

        • To find.out: www.haveibeenpwned.com

          There was alot more Australian companies in recent years that never made headlines which was the most worrisome part

  • +5

    Anyone who hasn't used Afterpay by now has good reasons not to, and probably can't be enticed with 50 dollars.

    • -4

      Anyone who is human has a good reason not to use Afterpay.

      Payments to Afterpay or similar on your statements/banking records are a huge red flag on home loan applications, no matter or not if they're paid off or you did it just for incentives.

      • +7

        Afterpay has made no impact on my loan applications or refinance.

        Maybe if you are borderline getting approved.

        • -2

          It may not make an impact, credit assessors still assess it, but it is a red flag they strongly consider. Refinance it's likely not an issue because you'll already have a good credit score from a mix of secured and unsecured loans + decent repayment history.

          It would more likely impact borrowing power on a new loan more than anything; makes it look like you're possibly reliant on credit. As it doesn't show on credit reports they don't know what your limit is and may assume it's higher than it actually is. Rule of thumb your borrowing power reduces by 10x your available lines of unsecured credit, so that's at least $5,000 less if they assume the minimum of $500. If there's many transactions and they assume higher, it's potentially $20,000+ less borrowing power.

          • @Dyl: They credit checking these days? They didn't 3hrn I signed up but II was an early adopter

          • @Dyl: Of course they assess it, all credit is assessed.

            But it's not a massive red flag as you suggest, it's assessed no differently than a credit card.

            Stop scaremongering.

            • @Jessie Ryder: It is a bit…. Not quite pay day loan bad, but as you said, assessed like a credit card in that your assumed to be on debt of the entire amount, but with the negative coniption that you cannot afford things in life deemed non essential yet spend 5he money anyway ….

              I have a CR over 700. I cannot get a mobile phone contact I have a home loan with 0 missed oarments over a decade, 8 don't missed payments on anything but I'm denied year after year and I cannot figure out why

              I should note afterpay doesn't appear on my credit report nu must joined prior to the new legislation

      • Afterpay don't report debts to debt collection agencies I'm told, and it's in their T&C, however people have been chased after debts so I'm not too sure. I've been using it responsibly and irregularly for a few years, has come in handy.

        Credit cards through … You're definitely right.

        • They don't report to credit agencies, correct.

          If it's on your bank statements the credit accessor assumes you have a line of unsecured credit available with them though, and assumes the amount. They also may assume you're reliant on credit after seeing it. This subtracts from your borrowing power.

          Doesn't impact credit card applications or most other loans where you don't provide statements / share data via open banking.

          Edit: Found public info so I can be specific - software like XAI Validate flags "adverse and highrisk transactions". This software is used by multiple online lenders. Aka the credit accessor literally gets a big red flag that you have Afterpay/Zip pay/Payday loan transactions and has to dismiss it manually.

          https://www.illion.com.au/wp-content/uploads/2020/04/TicToc-… page 5

          The XAI models assess income, expenses, assets and liabilities. Additionally they flag adverse and highrisk transactions.

          Assessment results can be compared to your customers’ stated financial position, automating decisioning within configurable tolerances.

          One lender slipped up on the phone to me and confirmed my loan application was denied automatically on the basis of a single Centrelink payment. I received the payment as I was a term-based worker at a school, so would work ~10 weeks then 2 weeks off, meaning I never met the 13 week Centrelink cut off and would receive single payments during the break(s). Didn't matter that I earnt enough in the ~40weeks/year to borrow nearly double what I requested, had a permanent contract, etc. Never went to a human, system denied it.

          They can configure similar automation for other high risk transactions. It's up to the lender how they configure their systems / balance risks.

          • @Dyl: Disability pension is possibly the most stable income there is… And with a CR apparoaching 750, a homeloan with 0 missed payments in over 10yrs, but even got denied Alinta Energy at one point citing "credit score call them we cant help" called them up and they were like nah cannot see a single item on your credit that would raise a flag, they're lying. If one those two humans would speak to each other, i might be able to get a phone plan oneday!

            • @parad0x: This was Youth Allowance when I was younger, I kept getting 4 payments/year until I upped my work to full 52 weeks a year instead of 40. Not sure if it's changed but back then you could get $0 payments for I think 13 weeks before it cut off, so I was still eligible and kept my health care card for around the first 2-3 years of working.

              It was stable work (permanent in public sector), my estimated borrowing power was almost double what I was requesting, credit score was 900… Just that one red flag and the automated system knocks it back. Never been knocked back for anything else (credit cards, phone plans, etc).

              DSP is considered unstable for loans because they legally can only recover 20% of your DSP to recover debts, and that 20% is split among ANYONE they owe debts to so it may be even less. It's good, solid, guaranteed income if they make the payments, but if they don't that 20% issue is a big risk. It would take literal years to recover credit card debt if they maxed one out and only 20% of their DSP was paying it off. This really doesn't apply to phone or energy plans though; it's very stable income for that. It more applies for credit cards where there's high interest rates to be paid too, they'd barely meet the minimum payments with that 20%.

              • @Dyl: Mobile phone plan or energy is hardlt Higher Loans category…

                Tell me about this "legally can only recover 20% of your DSP to recover debts" is this only in context of loans or all debts? And thats 20% per payment until full amount is paid right?

              • @Dyl: These days they (CCs) all have income requirements that exceed DSP

                • @parad0x: There's some with 30k income requirements (1-3k limits), but they won't accept DSP still. Just too risky, if they stop paying rent, utilities, etc, they could easily get into $10k+ debt quickly and the debtors have to all share ~$100/wk for recovery.

                  If they're working a payment plan is negotiable and it's easier to recover debts a lot quicker

                  • @Dyl: 30k is more than DSP

                    • @parad0x: It's about right on $30k I get from DSP once you include energy and pensioner supplements, but I've got investments on top (I basically retired a few years back after a Workcover claim)

                      Also remember DSP isn't taxed - that usual requirement is $30k before tax. No lender will even look at it though, hence why I keep my credit cards open so I can manage cash flow easier still (always pay them off in full though). Gave up on bothering buying a house, don't particularly want 15-30 years of debt anyway.

                      • @Dyl: energy supplements? Such as? What is a pensioner supplement exactly? Neither are income in amy event. Sounds like you're referring to concession.
                        $30k before tax, so that directly applies to DSP because it is untaxed therefore its before tax. Actual taxed income is 26k. Still more than DSP

                        • @parad0x: DSP is just under $30k/year (literally $29,900 or something) with the energy and pensioner supplements (extra payments they give on top of the actual rate fortnightly)

                          • @Dyl: So regardless its UNDER 30k which was the point to begin with. Apologies my disabled and overtired brain was working on 22 fortnights…. My fortnighly rate as measured by me is what lands in my account. It makes no difference to me how they break it down! But yes, 29250 is the number i just came up with… ignoring the additional 9c thats on there per ftnite

  • Thanks OP

  • +1

    Is this a good deal? Or do they do better offers sometimes?

  • -1

    Doesn't work for me unfortunately

  • could stack this with The Gamesmen Switch 2 preorder - https://www.ozbargain.com.au/node/902431

    would bring it down to $703.95 for the bundle

  • Does it work if you previously had an account but havent in a while?

  • Not working, is it expired

    • Na, just worked for me now

    • +2
      1. Title: "Possible Credit Checks"
      2. Body: "assess your eligibility for spend limit increases" ….. "and we may need to conduct a credit check"
      3. Afterpay: "In Australia, it is fast and free to join Afterpay without a credit check. "

      Used to be if you dont request increase, you wont get checked. Pay on time and over time theyll give you more

      HOWEVER and likely the reason for this promo: FROM JUNE 10th Afterpay WILL conduct credit checks in accordance with federal regulatory requiorements

      https://help.afterpay.com/hc/en-au/articles/19344354765209-New-BNPL-regulations-announced-in-Australia

  • stacks with the referral $30?

    • I have both offers on my account, dunno if one will expire if I use the other… anyone know?

    • did you get an answer for this?

  • Does this code work if you have an account but have never used it?

    • +1

      Just worked for mine!

      • Thanks. Just tried with my account by promo code is invalid :(

  • +2

    there is no reward for loyalty.

    • If you don't use the service for a while they'll do a 'come back pls' coupon.

  • Account was frozen so has to reactivate, but worked for me.

  • +1

    Just made $150. Can create multiple After pay accounts just need a different:
    Mobile Number
    Email
    Address
    Form of ID

    • how can you get different ID

      • family

      • +1

        Different form of ID

        You can use license, passport, Medicare maybe, I don't remember… unfortunately I've done it two or three times in the past and burned all of mine.

        Might nick the missus' passport to get MarioKart for a cool fiddy bucks.

        • Yo, this acatually works?? Multiple accounts under one name as long as ID is different each time?

          • @Uncle Roger: I used my license, same numbers and all, like three times last time they did this, and just changed the phone number, email (obviously), and address. Fortunately I've always got a couple active SIMs floating around, and you can write any address you want so long as the place you're buying from gets your real one anyway.

            • @TheDukeOfNukem: hold up, so you used one piece of ID, multiple times??? That's crazy

              • @Uncle Roger: If you write the same address, it pings you. If you change it, it doesn't seem to care. At least that's been my experience.

                Might try my hand later again tonight, (profanity) it, maybe I will get Mario Kart at launch after all.

              • @Uncle Roger: I guess they don't store your ID details just use it to verify you exist on sign up

            • @TheDukeOfNukem: And need a payment method not used on any account.

              • @the hairy bear: If you have two cards or access to your partner, mom, friend, etc. you can cycle one in and out, ie,

                Acc. 1, card 1, pay, done.
                Acc. 1, add card 2, remove card 1.
                Acc. 2, add card 1, pay, done.
                Acc. 2, add card 2, remove card 1.

                Rinse and repeat, only actually paying anything with the same original card.

      • 3 forms of ID: Drivers, Passport, Medicare

  • +1

    They are pretty desperate to get people in their short term debt business model

    • Cuz of the changes come June 10th to fall in line with federal legislation for BNPL services

  • Can someone help ,where to apply the code , couldnt find a field

  • +1

    Works with refferal promo as well.

    • I was able to add both referral and this code… but does this mean both actually work to redeem, or once you use one, the other expires?

      • +6

        I first added the new 50 code. Then added the referral code. Purchased GC -> it used the 30$ code and then the 50$.
        Can’t stack have to be different transactions.
        Have successfully used the vouchers to get 125$ GCs for 45$ reason being you can only buy gf in default amounts.

        • i wonder if i can add 50 code first to get bigger discount, do the transaction, then add referral to save the 30 for later?

          • @ozchobie: *UPDATE: signed up using referral, then added the 50 code before making any transactions. It used the $30 discount automatically on first purchase.

    • it auto added referral and didn't add the $50 off.
      Thought you didn't have the option to add or stack another promo.

    • I have both this and referral promos, but was only able to use them on separate transactions. Doesn’t stack on a single purchase.

      • That’s correct. It doesn’t stack.

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