Bankwest More Platinum MasterCard - Reduced Annual Fee $99 and 16,000 More Rewards Bonus Points

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  f4te on 03/03/2013 - 17:22

  The bonus rewards points and 'reduced' annual fee have been available for a while now. A few months ago they were offering 0% p.a. on purchases for 6 months. You can still get that but only on the Breeze card. I haven't seen the annual fee at anything but $99, so not sure what the actual full price would be, if you ever have to pay it.

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  atlas on 03/03/2013 - 20:44

  +1

  No interest free period… what's the point?

  • 

    microsnot on 03/03/2013 - 23:31

    It says 55 days but they hid the info in http://www.bankwest.com.au/cs/ContentServer?pagename=Foundat…

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  coolsteps on 03/03/2013 - 23:43

  the local branch was waiving the fee on all cards for the first 1year if you opened up a rewards account at the same time during xmas. not sure if its still going best ask at the branch?

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  DealzEddy123 on 04/03/2013 - 09:55

  I use the "Zero" Platinum card. Are points worth it? I know it depends on your individual annual spend but I've found the return to be 1% or less of annual spend (even on a platinum card. Am I right or am I looking at it wrong?

  • 

    Holysmoke on 04/03/2013 - 11:13

    +1

    Thats right, this website has a good summary.

    • 

      DealzEddy123 on 04/03/2013 - 11:40

      thanks for confirming :)

  • 

    wisc on 04/03/2013 - 11:45

    hmm maybe i should start looking at the rewards points, we spend about 36K a year on credit cards (use it as a buffer to our homeload - everything goes on the homeloan) thats 360 bux for free or 261 after the annual fee… bit of a pain in the ass though… is it worth it?

    • 

      DealzEddy123 on 04/03/2013 - 11:59

      36k for $261!!! my parents use it to claim gift cards every December to buy Xmas presents.
      I guess a little is better than nothing, but at my current spend, I cannot be bothered at the moment.]
      Content with Bankwest Platinum "Zero"'s benefits without the point scheme.

    • 

      postman on 28/03/2013 - 14:08

      Sorry for out of topic, but if you are looking for rewards point, Amex card may have better options.

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  deetz32 on 04/03/2013 - 12:42

  I really feel that the Bankwest Rewards Program is terrible. Any program that offers you points towards giftcards is not worth the effort (especially Webjet… ripoff!).

  IMHO, it's MUCH better value to earn towards a program that will help you fly somewhere that you could not otherwise afford (or prefer not to pay full price for), e.g. Business class, First Class or RTW tickets.

  • 

    Holysmoke on 04/03/2013 - 13:12

    Theres also a Bankwest Qantas Rewards Card. Very similar structure to the More Rewards card

  • 

    DealzEddy123 on 04/03/2013 - 14:29

    gift cards aren't the only thing you can claim :S

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  Foos on 05/03/2013 - 10:06

  which would be better - the "more" or the "qantas" card?

  • 

    f4te on 07/03/2013 - 10:45

    If you're after giftcards then the More card is better, if you're after flights then it depends on how you fly. For us, we usually buy cheap Virgin flights so the More card is better for that. If you buy expensive plane tickets without waiting for sales etc then the Qantas is probably better.

    Have a look at the catalogue: http://www.bankwestmorerewards.com.au, if you spend $11075 you can get a $100 voucher for flight centre (which pricematch all online deals) and hence get the cheap flight to Sydney. For the same flight with Qantas rewards you'll need to spend $14000. But that said, if you shop at Woolies and get more points that way it may be worth your while.