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Up to 30K QFF Points for Joining Qantas Life Insurance Approx $17 Per Month. 60 Day Minimum

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Up to 30K QFF Points for Joining Qantas Life Insurance Approx $17 Per Month. 60 Day Minimum
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spuderump on 08/03/2017 - 11:53 qantasassure.com (10639 clicks)

Hi All,

Stumbled across this deal where if you sign up to Qantas Life Insurance and also add another service such as total disability cover you can get 30,000 points on sign up.

What I did was put the lowest possible cover for Life Insurance which was $100,000 and then the lowest possible for Total Permanent Disability Insurance and the total came to $16.87 per month.

The best thing about this is that the 30,000 QFF points are credited after 60 days, so essentially you are looking at 30K points for around the cost of $34.00.

T&Cs simply state:
1 Policyholders will earn 10,000 Qantas Points for purchasing one Qantas Assure Life Protect Insurance and 30,000 for purchasing two or more. Qantas Points will be credited after the policy has been held for 60 continuous days. Not available to existing Qantas Assure Life Protect policyholders.

When I change my policy cover the bonus points remains the same, so I only assume they will provide the points to you after 60 days, does not mention anything about a minimum specifc for coverage.

Good luck all and have a play around with the various types of minimum cover to see if you can get it cheaper.

Referral Links

Health Insurance: random (91)

5000 points for referrer and referee on select products. Details

Qantas Wellbeing App: random (499)

150 Points for the referrer (up to 20 times) and referee for signing up to the app.

Financial

Related Stores

Qantas Insurance
Qantas Insurance

closed Comments

  • dumkaze on 08/03/2017 - 13:41
    +1

    So Many question.. .. I stopped in the middle…

  • nightelves on 08/03/2017 - 13:41
    +1

    Was anyone able to purchase the Life Insurance?

  • tajid on 08/03/2017 - 13:46

    Lowest TPD & Life Insurance, other than occupation, answerred everything honestly. $7.66 pm.

    I believe we can also unlock Qantas Assure points for purchasing this. Anyone can confirm?

    • realfancyman on 08/03/2017 - 14:57

      what details did you use (no need to tell us the exact figure, just a range)?

      • tajid on 08/03/2017 - 15:27

        20s, average salary, mostly no's, gym, 10% bmi discount. What else?

  • jabroni on 08/03/2017 - 13:56
    +1

    got it for under $10 a month as a 36 yr old office worker

    so $30 for 30k points is worth it - thanks op!

    • 11112007 on 08/03/2017 - 13:58

      Lol WTH, how?

      EDIT: Ok i see how :)

      • nightelves on 08/03/2017 - 14:00

        You do at screen 4/5 before payment. Allows you to adjust the figures from there

      • jabroni on 08/03/2017 - 14:03
        +1

        so chose non smoker, 1-20 units of alcohol per week with no to everything else and less than 10% manual duties in job

        then tweaked on the final page before purchasing to get the amount down with 100k on insurance and 100k TDP

        • 11112007 on 08/03/2017 - 14:05

          Thanks for tips guys :)

  • spuderump on 08/03/2017 - 13:56
    +3

    jesus I return from lunch to 80+ comments.

    Further to my application, I got a follow up call from a rep from Assure, who confirmed everything with me and that I would get the 30K points after the 60 days which is fine.

    Seems to be a new product they are offering in conjunction with the Assure Private Health. She was hell-bent on getting me to download the app to earn more pts.

    • [Deactivated] on 08/03/2017 - 13:57

      thanks for the update

    • tajid on 08/03/2017 - 14:02
      +1

      Yes I think can get extra points from Assure App.

      So do we need to be on the cover for 3 months or 2 months (ie cancelling the last day of the 2nd month)?

    • nightelves on 08/03/2017 - 14:11
      +1

      How many more points do you get with the app?

      • tajid on 08/03/2017 - 14:18
        +1

        up to 3000 pts.

        I got 500+ during 30 day free trial so I'd say approx 800-1,000 over the 60 days.

        • nightelves on 08/03/2017 - 14:19

          Did you have to do anything or just install the app?

        • tajid on 08/03/2017 - 14:25

          You get points by achieving your daily, weekly step goals etc.
          I don't think the free trial is still on and therefore once your insurance is on, the app should start unlocking the points.
          Mine's locked now because I assume it takes a few hours/days for the app to know an insurance has been bought.

        • Shuey on 08/03/2017 - 15:05

          @tajid: Yea, I managed to get close to 700 points during the trial period and almost 1.3K (locked points) which is pretty nifty. Will take a look at this to get the 30K, definitely less huffing and puffing.

        • Homr on 08/03/2017 - 15:05

          @tajid: Interesting, so free points for doing dailys. I'm in!

        • tajid on 08/03/2017 - 15:22

          @Shuey: Deleted the app once the trial ended… Should've kept haha if I knew I was going to buy the insurance.

          Then the later you buy the insurance the more days you can unlock at once, no?

        • tajid on 08/03/2017 - 15:23

          @HarveySpecter:

          Harvey, just stay being a lawyer, I doubt you'd get many steps done daily! :)

        • Shuey on 08/03/2017 - 16:00

          @tajid:
          AFAIK, when locked you can accumulate up to 3,000 QFF points which will be unlocked upon you buying the insurance. I believe as long as you have the insurance policy, the QFF points will continue to tick over. 150 points a week (walking + cycling) isn't too bad

  • dufflover on 08/03/2017 - 13:57
    +1

    euhhh, Qantas should focus more on their flying arm, and not just the usual cost cutting stuff ….

    • railspider on 08/03/2017 - 14:13

      The margins in Australia for insurance are pretty juicy, hence why they're pushing Assure so hard

  • iSamurai on 08/03/2017 - 13:59

    I'm just wondering how many hurdles you need to jump through to have this policy cancelled on the 60th day. Remember you have to cancel before you get billed the third month!

    Edit: looking at the post above it seems like you need seven days notice for cancellation so you'll be paying a minimum of three months. In my case the minimum spend is $30, so effectively $1 buys you 1000 points.

  • carwashhair on 08/03/2017 - 13:59

    Thanks OP, on it. Great price for the points.

  • canon1989 on 08/03/2017 - 14:01

    Sorry NAME, it appears you are not registered for the Qantas Assure Life Protect Self service portal. If you recently purchased a policy, we would like you to know that it may take up to a day to complete your policy registration. Please try again later, or if you think it takes longer than expected, please call us on 13 49 60.

    Who else gets this message when trying to login to the assure page?

    • tajid on 08/03/2017 - 14:04

      I did. I'd wait a day.

    • m9 on 08/03/2017 - 14:33

      If you recently purchased a policy, we would like you to know that it may take up to a day to complete your policy registration.

  • starburstyellow on 08/03/2017 - 14:01

    Any mention out there to say if there is a cancellation fee if I leave on day 61? Would hate to be charged a 2 year cancellation fee!!

  • [Deactivated] on 08/03/2017 - 14:03
    +1

    for anyone interested the cancellation date 60 days from now is May 7th

    • kokomo1978 on 08/03/2017 - 14:07

      the phone lines will be super busy that day! (unless you can cancel online?)

    • tajid on 08/03/2017 - 14:13

      Not 6th May?

      IF cover starts today 8/3 then 6th May is 60 days from now (2/5 is 56th day). No?

  • unco on 08/03/2017 - 14:04
    +1

    Got mine down to $7.90pm for 30K points.
    Happy to pay the 3rd month at this price to ensure the points are deposited to my account.

  • spuderump on 08/03/2017 - 14:06
    +12

    I would hate to be working in retention on the 8th May…

    Poor employee's stats will be horrible from the mass hordes of ozbargainers cancelling.

  • ameel on 08/03/2017 - 14:07
    +2

    Cheapest I can get mine to is $7.55 with life insurance + TPD, all legit answers and excluding illness cover and sports cover. Also got 10% discount for healthy BMI. Thanks OP!

    • spuderump on 08/03/2017 - 14:10

      Cheapest so far I think….

    • hashtagbargain on 08/03/2017 - 14:22

      When/where is this question about BMI asked?

      • tajid on 08/03/2017 - 14:26
        +1

        About you. Before you are asked if you suffer certain illnesses etc. It'll ask your height & weight.

      • chin on 08/03/2017 - 14:26
        +2

        They dont specifically ask BMI. They ask you weight, Height & age in separate questions and thats how they calculate BMI

  • kathartic on 08/03/2017 - 14:11

    thanks OP! Anyone getting stuck at the purchase page? Everytime I click Purchase Cover it just refreshes this page. No emails, no charges. Just nothing!

    • nightelves on 08/03/2017 - 14:13

      Don't click to many times next thing you know you have multiple Cover

    • unco on 08/03/2017 - 14:18
      +1

      Mine went through to the confirmation page fine.
      No emails or anything yet though.

    • Mister Miser on 08/03/2017 - 16:48

      I had the same problem, had to complete the purchase over the phone.

  • ezza on 08/03/2017 - 14:12

    Nice one!

  • Windemere on 08/03/2017 - 14:19

    Thanks OP, I fiddled for quite a bit following the same steps as many others here, $100k Life and $100k TPD, all options removed, answered No to everything, young early 20s working professional - got my number down to $10.21 per month, and approved on the spot. Cheap QFF!

    • nightelves on 08/03/2017 - 14:25

      WTH you didn't get a call back? Lucky!

    • tajid on 08/03/2017 - 14:27
      +2

      Did you get email confirmation? Never got mine.

      • Windemere on 10/03/2017 - 11:12

        I just got the "Welcome Pack" email this morning, about 16 hours after the fact.

  • Heybargain on 08/03/2017 - 14:23

    What happens if I already have life insurance through my super? Can I double insure myself?

    • chin on 08/03/2017 - 14:25
      +1

      Yes you can. They do not need to know you have 2 policies. You would want to cancel this policy after 2 months anyway if you are just after QFF point boost

      • Heybargain on 08/03/2017 - 14:45

        Thanks. Got mine for $7.56/mth. and my wife for $6.71.

  • chin on 08/03/2017 - 14:23

    got it down to $8.07 per month. Thanks OP

    • 11112007 on 08/03/2017 - 14:26

      $8.09 per month. Can't be stuffed playing around it with anymore. $24.27 for 30,000 points is good enough.

      • chin on 08/03/2017 - 14:27

        why $24.27? I thought 2 months premium is enough to get the points.

        • iSamurai on 08/03/2017 - 14:42
          +2

          you need three months because there is a seven day cancellation notice.

  • shiraj on 08/03/2017 - 14:25
    +1

    Anyone get an email confirmation yet?

    • melay0326 on 08/03/2017 - 14:31

      no email confirmation apparently.. chatted with their agent and told me welcome pack will be mailed within 3-5 working days

    • haydent on 08/03/2017 - 17:13

      I got about 3 confirmation emails after I did mine over the phone. Took about 20 mins to do and half an hour to come through

  • duwee on 08/03/2017 - 14:31

    Hi guys, I'm actually in the market for some life and income protection insurance. Does anyone actually use Qantas Assure for insurance purposes =)?

    • illumination on 08/03/2017 - 14:35
      +16

      All of us here do.. for 30K Qantas points ;)

      • nightelves on 08/03/2017 - 14:42
        +1

        My Santa's Little Helper has life insurance as well now. Now just needs to transfer his points across to me

      • duwee on 08/03/2017 - 14:51

        I guess you get what you pay for ie. POINTS!

  • Ozymandias on 08/03/2017 - 14:35

    Only able to get it down to $11.85 using the lowest life insurance and trauma. 21 and in retail, non-smoker, healthy BMI. Wonder what's preventing it from going down further? Hard to complain at this price though.

    • nightelves on 08/03/2017 - 14:43

      you have to adjust the costing on screen 4/5 before payment.

      • Ozymandias on 08/03/2017 - 15:11

        Yeah, I did that and got rid of all the extra cover and reduced the payout to minimum, that's how I got it down to $11.85.

  • Homr on 08/03/2017 - 14:35

    Got my premium down to $12.73 with only Life insurance and TPD insurance active

    I'm 29 and accountant as occupation. How did you guys get to $7 premium?? lol

    The life insurance is costing me $7.23 and TPD is costing me $5.5

    • Blackfyre on 08/03/2017 - 14:39
      +3

      At page 4, go into Options for each insurance and tick only Accident Cover

      • Homr on 08/03/2017 - 14:42
        +1

        HAHAHAHA

        You're a legend mate!!!

        $7.55 now LOL

        Cheers.

        • haydent on 08/03/2017 - 14:54
          +4

          Surely a successful New York lawyer doesn't need to scrounge for QFF points?

        • shiraj on 08/03/2017 - 15:04
          +2

          @haydent: I don't think anyone got the SUITS reference …. :)

        • AncientWisdom on 09/03/2017 - 13:54

          @shiraj: Pretty sure allot of people did ;-)

  • Ash-Say on 08/03/2017 - 14:37
    +1

    Got it for $8.07 per month and was accepted immediately.

  • andyhui01 on 08/03/2017 - 14:42
    +1

    Does cancelling a life insurance policy have any knock on effect when you do decide on to get life insurance later in life?

  • Homr on 08/03/2017 - 14:48

    Seriously, is putting down 0 units for alcohol too big of a lie? But then again I'm here for the points anyway lol, I'm not going to claim regardless

  • princess_nik_nak on 08/03/2017 - 14:50

    I got my LI and TPD down to $6.58

  • MadMaxBargainRoad on 08/03/2017 - 14:51

    Dang, gotta pay $90 to join QFF. That pretty much kills the deal for me.

    • Homr on 08/03/2017 - 14:52
      +1

      Nah, plenty of sites here that allows you to join QFF for free. I'm sure someone here knows how and will post it. I don't know it on top of my head :(

    • starburstyellow on 08/03/2017 - 14:54
      +2

      No you don't, its free when you click the link:

      Please continue as a guest and if you join Qantas Assure, you'll receive free Qantas Frequent Flyer membership - saving you $89.50

  • Homr on 08/03/2017 - 14:54
    +4

    Purchased. Thank you OP

    Thanks for choosing Qantas Assure Life Protect.
    Your application has been successful and soon you'll receive a digital copy of your Welcome Pack with details of your cover, that you'll need to check and confirm are correct.

    Anyway to confirm if the 30K points is part of this deal once you finished signing up?

    They accept AMEX to, so 1.5 points for the $7.55 premium per month. :D

  • Zinger on 08/03/2017 - 15:05

    thanks OP. great find!

    got mine down to $7.51 using the tips above and summarised below

    30 years old

    software engineer

    $50,000 salary

    full time

    1.75cm height
    70cm weight

    Victorian postcode

    Life insurance and TPD insurance ($100,000 cover)

    No to all questions

    On Page 4, remove all the extras to only leave Accident Cover

    And of course.. 0 unit of alcohol (i assumed the question was for alcohol consumption before lunch)

    • Homr on 08/03/2017 - 15:07

      software engineer

      $50,000 salary

      Is that your real salary or did u purposely lower ur salary to decrease the premium?

      • Zinger on 08/03/2017 - 15:09

        i am an accountant and this is not my actual salary. just wanted them to feel sorry for me :)

        • Homr on 08/03/2017 - 15:10

          well played, well played indeed.

    • starburstyellow on 08/03/2017 - 17:22

      lul you weigh 70cm.

  • icedtea229 on 08/03/2017 - 15:23

    Thanks OP. Got mine for $6.42/mth. I took Life Insurance and TPD with min. cover $100k each. Like other people have mentioned, on Page 4, remove all the extras to leave only Accident Cover for both policies.

    • stockpimp on 08/03/2017 - 15:37

      Accident cover isn't an option for me under Trauma Insurance, only Critical Injury Cover which is $7.80 per month making my total $11.30…can't seem to go lower than this.

    • WinterySkys on 08/03/2017 - 15:52

      Same. Got mine to $6.31/mth

  • starburstyellow on 08/03/2017 - 15:29

    Thanks OP. got it to $8.50 in the end. very happy. will cancel on the 61st day.

  • ohbargain on 08/03/2017 - 15:34

    great found~ OP

  • Maglia Nera on 08/03/2017 - 15:41

    could only get it down to $30/mth.

  • starburstyellow on 08/03/2017 - 15:44
    +1

    Anyone else going to join the wellness program? Going to earn some more points for next 3 months.

    https://www.qantasassure.com/wellness/qantasassureapp

    Free 150 qff for joining.

    • bonezAU on 08/03/2017 - 17:00
      +1

      Yep, I'm going to do it, just installed the app on my phone.

      • starburstyellow on 08/03/2017 - 17:15

        same here. will earn while I exercise

  • chowmanly on 08/03/2017 - 15:55

    Geat. I signed for $10.40 a month. Thanks OP

  • DingoBilly on 08/03/2017 - 15:58

    Cheers. $24 for $300 worth of points.

  • denmec90 on 08/03/2017 - 16:13

    Answered honestly and managed to get this for $7.80 /month

    26, IT Tech (office).

    Did Life insurance and the TPD both @ $100k . Removing the bottom two choices. I was in the Healthy BMI for the 10% off.

    Approved on the spot, said i would get a confirmation email.

  • mopo on 08/03/2017 - 16:32
    +1

    thanks, $8/month for life and TPD. removed all but cheapest.

    even paid by qantas amex ultimate for extra points :)

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