Get the s20 Plus 5G for the price of an s20 5G through Telstra on the $50 (15GB) plan, also free earbuds+ worth $299 if you pre-order.
Total $95.8 per month over 36 months.
Or you can $118.7 per month if you choose 24 months.
Better than https://www.ozbargain.com.au/node/518149
If you after the s20+ 5g 128gb as you only get $330 off without galaxybuds+.
$95.80 per month
Min cost $3,448.80 when you stay connected on the Small plan for 36 months, and may change if the month-to-month plan price changes.