AmEx Westpac Altitude Black Card Bundle with Altitude Qantas - 100K QFF Points $3K Spend ($349 Annual Fee 1st Year) @ Westpac

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LJamesrulez1 on 17/02/2020 - 22:34 westpac.com.au (385 clicks)
Last edited 18/02/2020 - 00:28 by 1 other user

Honestly worst 100K deal around but hey if you have the capacity then go for it.

Alternatively, a much easier card would be the non bundle westpac card (only 80k points though): https://www.westpac.com.au/personal-banking/credit-cards/rew…

Fees are high, you need to get 2 credit cards and the minimum credit limits & spends on both cards are high.
Also unsure if this works if you have existing AMEX card.

Altitude Black Bundle
Essentials
Earn up to 3 Altitude Points or 1.25 Velocity or Qantas Points per $1 spent on eligible purchases in Australia, uncapped6
$349 annual card fees in the first year, $449 thereafter^^
Benefits
All the benefits of the Altitude Black Card
Up to 4 complimentary lounge passes3
Access to Amex Offers and American Express Invites.

Special offer
Earn up to 140,000 bonus Altitude Points or up to 100,000 bonus Velocity or Qantas Points. Minimum spend of $4k on Mastercard, $3k applies on Amex. Conditions apply.^~

Related Stores

Westpac

American Express

• 

  Lunchguy on 17/02/2020 - 22:38

  +12

  "Honestly worst 100K deal around"

  So why post it??

  • 

    Jamesrulez1 on 17/02/2020 - 22:39

    Could run out of cards to churn (where I'm at right now) but still have spending capacity.

    Also posted the non bundle which is 20K less.

    • 

      H E B on 18/02/2020 - 10:45

      Pretty sure churners don't need to come to ozbargain to find a 'deal' for credit card churning…

      Barely a 'deal' sorry.

    • 

      jstar168 on 19/02/2020 - 11:57

      Hi mate I am starting to try and churn at the moment, is there anyway to avoid the annual fees? Thanks

      • 

        H E B on 19/02/2020 - 16:33

        I'm not a churner at all but from the discussion I haven't heard of any way to avoid annual fees when churning. Just accepting the deals on offer. At the moment there's not a lot of annual fee free deals for points churning by the looks of it.

        Look at the credit card page. Notable deals include:
        - Amex $450 fee in exchange for $450 travel credit
        - Comm Bank $0 fee ($2500 monthly spend) but not really a pure churner card
        - ANZ $95 fee 100,000 anz rewards ($2500 spend)
        - Virgin Card $129 fee in exchange for $129 voucher and $4500 spend

• 

  Maestrok on 18/02/2020 - 00:09

  Was comparing to Anz, have they removed the "minimum income" requirement statements? Don't seem as visible as before….marketing ploy? or change in rules?

  This one is clear.

  Actually they don't mention the income requirements for the altitude black one either. Hmmmm

  • 

    douglasac10 on 18/02/2020 - 00:33

    It used to be $75k. Not sure if it's the same still, but.

  • 

    [Deactivated] on 18/02/2020 - 02:33

    Is there a minimum earn on that ANZ? Definitely was 75k

    I need minimum 2 new cards, have alot of out goings and can't do Virgin, St George or AMEX.

• 

  muncan on 18/02/2020 - 00:43

  Who doesn’t like a complimentary PP
  Oh, OP mentioned the lounge passes3. Nevermind.

• 

  [Deactivated] on 18/02/2020 - 02:47

  +5

  On a separate cooldown to regular amex cards so good for those waiting out the 18 months who still want an amex for reasons.

  This is a better non-bundle alternative than the one you linked though OP. Same card but first year annual fee waived ($250 saving), choice of 80k velocity or 80k qantas (both with $50 fee) or 150k altitude points (no fee).

  • 

    muncan on 18/02/2020 - 10:20

    See this then this. Might get charged AF.

    • 

      [Deactivated] on 18/02/2020 - 16:10

      or open a bank account and become an existing customer.

      • 

        muncan on 18/02/2020 - 16:24

        <taps forehead/>

  • 

    [Deactivated] on 18/02/2020 - 17:46

    Doesn't say you need to be a current customer. It looks like a pretty good card to me!

• 

  tunzafun001 on 18/02/2020 - 10:33

  Not much on the credit card no annual fee first year front at the moment (and I have some big spends in March).

  Might have to default to a low tier Virgin or Qantas card (Ie $69 fee, but includes a $128 flight credit).

• 

  AirbusA389 on 21/02/2020 - 18:49

  i'm a aspiring churner. how many cards can i churn in a year without impacting my credit score? i pay off all my bills on time, sometimes even before the end of the transaction period.