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AmEx Explorer: 160,000 MR Points (Worth $800) + $395 Credit + $400 Travel Credit ($3000 Spend in 3 Months - $395 Annual Fee)

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AmEx Explorer: 160,000 MR Points (Worth $800) + $395 Credit + $400 Travel Credit ($3000 Spend in 3 Months - $395 Annual Fee)
Go to Deal
Associatedpohaau on 12/07/2021 - 17:18 pointhacks.com.au (6722 clicks)
Last edited 13/07/2021 - 08:27 by 1 other user

3 DAY FLASH DEAL - Offer Ends Midnight Thursday, JULY 15 - 2021

AMEX are offering an increased signup bonus of 160,000 Membership Rewards Points (worth $800 in Gift Cards). Plus, enjoy a $395 Statement Credit, which can be put towards offsetting the first year $395 annual fee. This is a limited time "3 Day Exclusive" offer that is only available through PointHacks.

The 160,000 bonus Membership Rewards (worth $800 in Gift Cards) & $395 Statement Credit offer is now live until Thursday, July 15th 2021.

Details include:

  • 160,000 bonus Membership Rewards (worth $800 in Gift Cards) + a $395 Statement Credit when you spend $3,000 on eligible purchases within the first 3 months of approval.

  • Earn 2 Membership Rewards points per $1 on all purchases except government bodies where you will earn 1 point per $1 spent (uncapped).

  • $400 Travel Credit every year.
  • Up to US$100 credit when you book a two consecutive nights stay with The Hotel Collection.
  • Free access to the Sydney or Melbourne Airport American Express lounge twice a year.
  • Complimentary Hilton Honors Silver Status
  • Included Insurances - smartphone screen insurance and various travel insurances (PDS).
  • Apple Pay, Google Pay & Samsung Pay support.
  • Access to American Express Plan It
  • Up 4 Additional Cards for family members or friends, at no extra fee.
  • Plus, receive up to 40,000 extra bonus points with Shop Small. Get 3 extra MR Points per $1 spent when you save the offer to your new Card via the Amex app, and spend in-store or online at participating shop small business by 31/03/2022.
  • Min Income: $65,000
  • Annual Fee: $395 (Statement Credit offsets 1st year Annual Fee)
  • Ends Thursday, July 15th 2021

View the full offer details only at PointHacks.

Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer.

This 3 Day Offer is only available exclusively through PointHacks and not available through any other channel, including if you go to AMEX directly or use a referral link (the offer there remains no bonus points).

Financial American Express Credit Card Membership Rewards Reward Points Statement Credits

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closed Comments

      • tabboy on 13/07/2021 - 09:12

        Correct, got the ANZ Black $800 gift cards now I've signed up for this also. Have a large tax bill to pay this year so I'll easily get the minimum spend. Love free money :)

  • fegis on 12/07/2021 - 18:11
    +1

    160,000 bonus Membership Rewards (worth $800 in Gift Cards)

    How easy is it to claim these gift cards?
    Is there a website I can see who accepts them? (or are they like a pre-paid card?)

    • TheCad on 12/07/2021 - 18:13
      +3

      like very easy, you can just use points to cover like most charges on your card pretty much.

    • budgetman on 12/07/2021 - 19:50

      Use the points for flights with Singapore Airlines.
      28000 miles for one way to Asia plus about $100 in taxes. Same for the return.
      Or go business for 124000 miles plus about $200 in taxes.

  • qazadex on 12/07/2021 - 18:12
    +1

    Any tips to get accepted for a credit card? Never had one before. I tried a few months ago with a similar ANZ deal, but got rejected. Do CC companies reject you because of too low spending? Should I pretend I spend more than I do?

    • DrRalph on 12/07/2021 - 20:10
      +1

      Amex approval is the easiest of all.

  • No ONE on 12/07/2021 - 18:15

    Good deal but

    Only for new members.

    Op put [New members*] in title

  • freefall101 on 12/07/2021 - 18:15

    I assume the $395 is paid upfront and the credit comes way down the track?

    Can't see a reason not to do this except I'm worried I won't hit $3k in spend, just paid for a lot of stuff pre-EOFY. Unless I can just buy a pile of giftcards.

  • PeeDee on 12/07/2021 - 18:16

    CC rewards just keeps getting better and better. Jumped the gun for previous amex deal now there's this.

  • seekingalpha on 12/07/2021 - 18:16
    +2

    "American Express is offering a Point Hacks exclusive 160,000 Membership Rewards Points (worth $800 in Gift Cards) plus $395 back for new Card Members of the Explorer who spend $3,000 or more on eligible purchases within the first 3 months of approval."

    • how do i find out what are considered "eligible purchases"?
  • TheCad on 12/07/2021 - 18:17
    +2

    awesome deal, but sad times for loyal amexers!

  • [Deactivated] on 12/07/2021 - 18:18
    +2

    Any decent guides for churning credit card offers? I get the general idea of it but would prefer to read up on it to minimise risk of messing anything up I guess.

    • pw87 on 22/07/2021 - 12:20
      +1

      Search point hacks

  • Galaxyman on 12/07/2021 - 18:20

    So this can give me$800 in gift cards with no first year annual fee cost? Sound very much like a lovely bargain 👍😀

    • squarepants on 12/07/2021 - 19:21

      Pretty much, just costs you a credit check. But if you’re not getting a mortgage anytime soon, then doesn’t really matter.

  • rarelyscene on 12/07/2021 - 18:26
    +2

    Trying to decide between this deal and the Qantas Amex: 90,000 QFF Points + $249 Cashback ($249 AF).

    • hishaken on 12/07/2021 - 19:02

      which one is better?

      • hishaken on 12/07/2021 - 19:07

        I did realize that when you spend $3,000 on eligible purchases within the first 3 months of approval for explorer suits any type of purchases but Qantas AMEX is digital wallet.

      • kokita on 13/07/2021 - 09:13

        Amex Explorer only includes Amex Lounge. (Hilton Silver Status)
        While Qantas Amex includes Qantas Lounge + Amex Lounge. Choose this if you want to fast track your Qantas points.

    • Klokan on 12/07/2021 - 20:27

      I have the same dilemma…

  • BuyLowLetsGo on 12/07/2021 - 18:30
    -1

    God damn what a bargain. What's the catch yo?!

    • Juggernauto on 12/07/2021 - 20:45
      -3

      It's Amex, lots of shops don't take it

  • deniz on 12/07/2021 - 18:32

    Weird went through everything and it asked me to upload a document to proof my income. Closed it, redid it a little while later and it didn't ask me for any documents the 2nd time around.

    • Hallaj on 12/07/2021 - 18:36

      They'd probably contact you later for the proof if they feel like asking.

  • Freeskater on 12/07/2021 - 18:37

    Anyone knows if David Jones Amex card holder eligible?

    • squarepants on 12/07/2021 - 19:22

      Should be.

      • Freeskater on 12/07/2021 - 22:03

        Hmmmm. I don't think so as it was also issued by American Express Australia Limited.

      • Freeskater on 13/07/2021 - 15:01

        My applogies. Confirmed DJ Amex is eligible.

        • Valjew on 15/07/2021 - 00:27

          Freeskater - would you mind commenting on how you have confirmed this? I've found text saying that DJ bonuses are eligible if you hold other AMEX products, but not vice-versa.

          • Freeskater on 15/07/2021 - 14:30

            @Valjew: I confirmed via chat with AMEX DJ, I was told DJ card holders still eligible for all other bonus offers. I think there was someone else echoed this somewhere in this thread.

  • lxstr on 12/07/2021 - 18:38
    +1

    I am not sure how strict they are with the 18 months rule.
    I applied for one in January this year even though I already have another current Amex issued card.
    I used a different billing address and the card was approved.
    All bonus points and travel credit were received.

    • bluecoral on 12/07/2021 - 19:18

      I cancelled mine Jan 25 last year. Am wondering whether I should try my luck since I’m only a week or so off

      • lxstr on 12/07/2021 - 19:29

        Just do it. I just checked both of my cards, both have the same year for "Member Since".
        This tells me they know I am the same person when I applied for the new card with new member benefits.

        I was able to receive new member benefits even though I already have an existing still active Amex card.

        • bluecoral on 12/07/2021 - 21:48

          Out of curiosity, what was your first card and and what was the new one in Jan?

    • ck009 on 12/07/2021 - 19:57

      never heard of anything like this.
      Out of curiosity, how old was your first AmEx card when you applied for the new one and are you the primary card holder of the first AmEx card????

      • lxstr on 12/07/2021 - 20:00

        I am the primary card holder for both cards, the first one since 2010.

        • ck009 on 12/07/2021 - 20:04

          then, well done.

      • fedex11 on 13/07/2021 - 12:00

        Another way to ask is if there are any others who have applied when already have an active Amex/ less than the 18 months window and whether the points were knocked back after the criteria is met. If there are others who have tried this and got knocked back, this may be an exception case. I suspect we don't know because not many, if any at all would apply in the first place. But for those who do, curious to hear the outcome.

    • Frankensnore on 12/07/2021 - 20:19

      Chances are that they can only match people based on name, dob and address. These are highly sensitive data, and unless they build an application system to detect these people automatically, they have to do this manually with risk of privacy breach. license or passport numbers are out of question.

      So as long as you don't sign up using the same customer number or email, you may get away with it. The risk is $395.

    • [Deactivated] on 12/07/2021 - 21:10

      I'll have to sleep on this tonight and check if it's worth the risk. I'm only 12 months in since I cancelled my Qantas Ultimate but have moved addresses since, and can use another email address. This deal might just be too good to not give a shot. Can always use the travel credit for work trips

    • donbot on 12/07/2021 - 21:22

      I know it used to be like this when I started churning about 5 years ago… I think 8 had every Amex card and every sign up bonus inside 9 months! Then the 18month exclusion started being enforced.

      With that said, you've perked my interest. Just under 14months into being sidelined, but the payoff here is huge - $0 fee for 160k points and $400 travel credit.

      I'm tempted!

    • astroboy23 on 12/07/2021 - 22:27

      you can chat with amex rep and ask them. I did 2 months ago via chat, I asked them to let me know when is my 18 months period finish

    • FSTB on 13/07/2021 - 09:20

      Which card please

  • igoforthebest on 12/07/2021 - 18:38

    18 months is a lot! Wouldve jumped on it but i closed my amex account only 12 months ago :(

  • raptormesh on 12/07/2021 - 18:41

    Dang, not eligible.

  • LikezDaBargainz on 12/07/2021 - 18:42
    +1

    Checked with rep, after Westpac cancelled the Amex at the start of the year - was eligible.
    Submitted app, really easily and conditionally approved in minutes. Thanks OP, wanted to get back to Amex.

    • profaner on 12/07/2021 - 18:46

      Did you swap over to the Elevate Premium or did you cancel?
      Wondering if i am eligible if i have the Elevate Premium Amex which was the Amex Black by Westpac.

      • LikezDaBargainz on 12/07/2021 - 18:58

        No I didn't take their crappy replacement. I cancelled and took another deal elsewhere. So I had no amex since Jan.

  • szy2k on 12/07/2021 - 18:44

    Thanks for the great deal, applied and approved.

  • zdb97 on 12/07/2021 - 18:47

    Strange amex website is giving 175,000 points away on the card: https://www.americanexpress.com/au/credit-cards/explorer-cre…

    • cook99 on 12/07/2021 - 18:51

      Your link shows a lot less for me:

      Receive 50,000 Bonus Membership Rewards® Points

    • theoracle30 on 12/07/2021 - 18:51
      +1

      I think it's worth swapping 15k points for $395 back on the card in the first year.

    • flyboysyd on 12/07/2021 - 19:25

      Yes, be careful of cookies when you are browsing these offers.

      "This offer may not be available if you leave the web page and return later."

      It seems the 175K points on the Amex direct doesn't include a refund of the $395 fee, so yes this would be a better deal as it's fee free.

  • nightelves on 12/07/2021 - 18:53

    Does anyone know if it's still a rate of 4:3 when converting Amex points to airline points with the Explorer card?

    • theoracle30 on 12/07/2021 - 19:09

      No it's 2:1 now for most airlines.

      • squarepants on 12/07/2021 - 19:42

        It’s 2:1 across the board now for all as theoracle30 had mentioned.

        • warney on 12/07/2021 - 23:38

          Do these 2:1 get the bonuses that happen for like an extra 25% etc?
          I remember seeing something along these lines for possibly AMEX cards?
          I will be moving off a QANTAS AMEX to this and just wondering.
          Cheers

          • squarepants on 13/07/2021 - 08:11

            @warney: Ovassionally, but there’s no telling when these promotions happen. It’s just keeping an eye on your emails or frequent flyer websites such as OP’s or others.

  • mcbargainmeal on 12/07/2021 - 18:53

    Anybody can confirm if the Qantas Amex Premium is included in the list of cards issued by American Express Australia Ltd?

    EDIT: yes.

    • DrRalph on 12/07/2021 - 19:49

      Of course.

  • hishaken on 12/07/2021 - 18:54
    +1

    This or Qantas American Express Premium: 90,000 QFF Points ?

    • ck009 on 12/07/2021 - 19:59
      +1

      Definetely this….for me.

      • lookwithin on 12/07/2021 - 20:05

        Trying to decide too.

        Can you explain why (for you?)

        Thank you.

        • ck009 on 12/07/2021 - 20:08
          +1

          flexible points (can transfer to a variety of reward programs/points)
          no Annual Fee in first year
          $400 travel credit for free
          no brainer ….to me

          • lookwithin on 12/07/2021 - 20:30

            @ck009: Thank you :)

          • PeeDee on 12/07/2021 - 21:09

            @ck009: Agree, QFF pts conversion seems much lower than others

            • squarepants on 13/07/2021 - 08:14

              @PeeDee: There’s no conversion for the Qantas Amex Premium card, it earns direct to QFF and the 90,000 points is also Qantas points already so no conversion required.

              It is also first year fee free, but has a few more hoops to jump through with having to spend $25 10x via the mobile wallet.

  • Sleepfaster on 12/07/2021 - 19:02

    Are you eligible if you hold an Amex as a secondary card holder?

    • squarepants on 12/07/2021 - 19:44
      +2

      Yes.

      • superm86 on 12/07/2021 - 21:16

        can you point me to source of this information please?

        • DrRalph on 13/07/2021 - 00:19
          +1

          I'll can be the source if you like. The advice you have received is correct. It's a long standing fact.

          • squarepants on 13/07/2021 - 08:15

            @DrRalph: Thanks. Haha. Could probably dig up the tncs somewhere, but DrRalph is spot on. It is a fairly long standing fact and has been discussed to infinity in all Amex card deals tbh.

  • [Deactivated] on 12/07/2021 - 19:09
    -2

    Can the banks able to identify us as the same customer if we use different emails?

    • FutureTech on 12/07/2021 - 19:11
      +3

      nice try - the credit report will be the same

  • DryScissors on 12/07/2021 - 19:09

    Just got approved for Suncorp and already have a coles MasterCard. What’s are the chances of getting approved?

  • slimdevil on 12/07/2021 - 19:12
    +2

    Nice. It's more than 2 years since I cancelled my AMEX card. Now it's time to apply it again.

  • georgegates5 on 12/07/2021 - 19:28
    +1

    does payment made on zip pay counts towards min spend ?

    (adding amex to zip pay)

  • SBOB on 12/07/2021 - 19:32
    +1

    14mths since last amex cancelled… so close :/

  • hishaken on 12/07/2021 - 19:41

    how long would it take to approve the card?

  • drprox on 12/07/2021 - 19:42
    +1

    You beauty! Rkn I have hit the 18 months so I'm in!

  • sidneysaad on 12/07/2021 - 19:50

    Never had Amex card, guess it's time I jump in.

  • JackMa101 on 12/07/2021 - 19:51

    Does anyone know whether Qantas Amex consider as card product issued by American Express Australia Limited?

    • squarepants on 12/07/2021 - 19:58

      Yes it does Mr Ma.

      • littlesoldier on 12/07/2021 - 20:04
        +2

        Mr Ma should have enough cash, doesn't need a credit card LOL

  • hotdogwater22 on 12/07/2021 - 19:54
    +1

    Is this or the ANZ Black Rewards card better?

  • expatOz on 12/07/2021 - 20:08

    "We have captured and are processing your application for The American Express Explorer Credit Card. We will notify you of the outcome within 5 - 10 working days."

    Does that mean FO? :\

    I've been rejected by AMEX twice (2016 and 2018) although I'm eligible probably because my Equifax score is just "average" (was "below average" until last month) while my Experian score is excellent. Amex seems to use Equifax.

    • drprox on 12/07/2021 - 20:19
      +1

      na mate, I got the same and won't be declined :D

      • expatOz on 13/07/2021 - 10:41

        Got declined. Never applying ever again for AMEX now.

  • Keplaffintech on 12/07/2021 - 20:14

    What does elegible expenses mean? I can't find information anywhere.

  • 28kb on 12/07/2021 - 20:16

    time to cancel my qantas discoveryy

  • activ8newbs on 12/07/2021 - 20:16
    +1

    I just signed up for the HSBC CC with 120k points with $3k spend in 3months as well..

    I'm eligible for this…but just have no idea how I'm going to spend $6k. Anyone have any ideas? Are discounted Gift Cards (Woolies) Eligible? What other things could I buy?

    • blueboy410 on 12/07/2021 - 20:21
      +14

      I can help you spend $6k.. just pm me the card's detail

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