Next week's upcoming Coles gift card deal!
Look, whilst you can break even and make a profit here, and it is one of the better deals on prepaid Gift Cards we’ve seen this year, maybe don't go too crazy with it. Coles, if you're reading this, we'd much rather 2000 Flybuys Points on this, or, better yet, 10% off. Please and thank you.
Any questions, check out the FAQs - Credits to WookieMonster
Enjoy!
Prefer the Coles Mastercard offer with 2000 Flybuys that we saw a few weeks ago. Vanilla cards can't be used on half the websites and in person use requires a signature due to not being 3D verified.
Agreed, and the Mastercard offer was more generous, but this is still better than what Woolworths have offered all year on Prepaid gift cards.
in person use requires a signature
I am not so sure that is still a requirement anymore.
About a week ago, I noticed that Coles (and Woolworths) replaced their (Vanilla) Visa gift cards with a newer version that now expires in 2030. I bought a couple of these from Coles and noticed there are a number of changes, including:
The balance check website and support number is the same as Coles/Vanilla Mastercard gift cards.
The Cardholder Agreement now includes references to setting your own PIN (basically the same as Coles/Vanilla Mastercard gift cards). I can also see the option to (re)set a PIN on the balance check website.
Of course, if the Coles store(s) in your area are still selling Vanilla Visa gift cards with 2029 expiry or earlier, signature verification is still the only option for verifying a transaction in-person.
That's good to know, turns a bit embarrassing when paying with these in person and the transaction needs a signature.
I read 2030 as if it's 10+ years away
First time I've noticed a Coles offer for Visa Vanilla cards. Usually it's 2000 points for the Mastercards.
I wonder how many people will buy the wrong card and be upset.
Usual question: are these cards ATO friendly?
Vanilla cards arent ATO friendly
I used a Vanilla Visa gift card with 2030 expiry (i.e. the new version) a couple of days ago at the ATO. I assume it still works.
However, it looks like PayPal is currently blocked, as my attempt to link a gift card to PayPal was declined by InComm (the gift card scheme owner) due to "security policy". I made sure I correctly entered the card details…
Have you tried another Paypal account? I havent tried the new VV cards yet but with VM/CM cards, Paypal now seems to restrict how many cards you can add over a period of time, a bit like Shopback.
It was declined by InComm, not PayPal.
I went to the balance check website and it showed the attempt to link to PayPal as a $0.00 transaction with a description of Declined - Security Policy.
The PayPal screen also said it was declined by the card issuer and to check with the card issuer.
@WookieMonster: I think that description is irrelevant.
I got the same when I added it to my Paypal wallet successfully. lol
@WookieMonster: The Declined - Security Policy message seems prevalent lately for the VM/CM cards. I've come across it on Amazon, Paypal and Doordash but they still worked despite this message.
@WookieMonster: Sorry it might be a different message, this is the VM/CM card so not sure if the VV one might have a different message.
https://files.ozbargain.com.au/upload/187505/124099/decline.…
This is what I got when adding the card on these 3 platforms, which all subsequently worked successfully.
@WookieMonster: Interesting, anyway we will have plenty of chances to explore the new card when the sales is on next week.
@WookieMonster: Lol very true. Hopefully Incomm will make it similar to the VM cards, which are probably the best ones out there at the moment, despite the hyper-sensitive card blocking.
Didn’t work on ATO about a year ago for me.
Just a reminder that if you get/use Coles spend $xx offers, these gift card purchases will significantly increase (aka ruin) your spend amount.
Not in my case.
Last promo I bought $500 worth gift cards for two different accounts, didn't affect it at all.
I load up on $500 worth of cards every time and my Flybuys 4x spending offers are always $50.
It did ruin the offers years ago, but Coles/FlyBuys appear to have fixed it.
Good to hear that, just dont want to ruin the family accounts for little gain 😀. If there is more commentary like yours will give it a go on one account, but hardly worth it for $1.50 profit
I have spent on average $500 on gift cards at Coles each week so far this year and scanned my Flybuys card every time, and the minimum spend for my four-week Coles/Flybuys offers has been either $50 or $60. The increase to $60 for one offer coincided with me actually doing larger weekly grocery shops in the weeks leading up to that offer, so I am sceptical that gift cards these days influence the minimum spend for those offers.
Nah it doesn't, or at least hasn't for me. I buy 1250 worth everytime Coles Master card offer comes up and my last 4 weeks offer was at $60pw
so, 0% discount on $250 GC, and 1.46% discount on $100 GC. Maximum $7.75 profit per Flybuys account
$1.55 profit, and maybe they're hacked? Hmm
1.55% really doesn't seem worth it. I've used well over 60 similar gift cards and never had a problem with hacking, but the reward seems too small especially if they don't work with the ATO.
I will ask the staff to cut all the cards open before I make payment on these.
Last time I bought these and opened at home, 4 digits and CVV were scratched off. Took me 5 months and complaining to AFCA to get my replacement cards sent.
still luckier than mine, waited 6months got replacement but one of them had no value. now long waiting procedure again after called today
F*&^ !! That must be such a pain
Very bad deal.
We used to have 10% (7.3%) off Vanilla Visa once a year.
Now this is only 1.55% off. What a joke!
VIC, TAS:
https://www.ozbargain.com.au/node/867429
https://www.ozbargain.com.au/node/798943
https://www.ozbargain.com.au/node/724018
NSW, ACT
https://www.ozbargain.com.au/node/835123
https://www.ozbargain.com.au/node/763606
https://www.ozbargain.com.au/node/681528
I didn’t neg you. But would I would say is, whilst I agree with your reasoning, we have to appreciate what Coles and Woolies will offer us. They’ve had some shockers this year, which I have personally downvoted, but given you do have the option to break even on this one, I figured it was worth a post. Again, I’m not saying I want this be the new norm, but in terms of what’s been offered to us this year, this is certainly a better offer.
whilst I agree with your reasoning
Thanks :)
we have to appreciate what Coles and Woolies will offer us
I don't.
This deal is only offering 1.55% off in the form of flybuys points. It's not instant savings.
On the other hand, we can always get much better discount in Coles/ OW/ Kmart/ Bunnings gift card.
We are actually worse off if we take this deal.
We need to stop encouraging people buying from this shit deals.
Otherwise, Coles/WW will never offer good deals, when they find shit deals can attract great demand.
I wouldn’t say Coles and Woolworths exactly know what they’re doing when it comes to picking a promotion each week, at least not Woolworths, anyway. They’ve ran the same BS offer of 10x EDR points on Eftpos cards but excluding variable loads, more times than I can count on one hand over several months.
gee, you make it sound like they are a business trying to make a profit!
we have to appreciate what Coles and Woolies will offer us
I'm pretty sure coles/woolies are making money on all these promos - 10% off included. We're doing them a favour, not the other way around.
too many people hand in the pie
I think you can sweeten the deal by paying with category choice groceries gift card for 3% off at Amazon ATM?
Yeah absolutely.
This vanilla giftcard cannot pay Deft and Ato
I was able to use one at the ATO two days ago.
Are you saying the ATO has been blocked in the last two days?
not in last two days but in july this year.
Lukewarm deal for most circumstances, but thanks for posting all the same.
Does anyone know if these work with Sniip?
I am not sure.
I tried using one (with 2029 expiry) a couple of months ago and it was declined by InComm. I was able to link to my Sniip wallet, but when I attempted payment, I got an error message. l called InComm and was told it was a Do Not Honour error, but the rep was extremely unhelpful when I asked why that error happened.
I have not tried with the new (2030) version yet, so I do not know what the go is with that.
From what you said so far the new version seems more like a rebranded VM card, so it probably works on Sniip.
Can either the visa vanilla or mastercard be used online for transactions in foreign currencies?
They could have given 2000 bonus points. Wtf deal. It would be for the better if everyone boycott.. otherwise next time they'll do 1200 or 850 points
Limit of five gift cards per Flybuys account For anyone that didn’t click the FreePoints link.