ING is launching a new special offer tomorrow with a rate of 3.99% p.a. (4.19% p.a. comparison rate) on their Orange Advantage product (this is their fully featured account with offset).
Their terms and conditions are:
-New residential lending with new to ING DIRECT security property(standard minimum loan amount applies)
-LVR less than or equal to 80%
-Owner occupied loan purpose
-Principal & Interest repayments
There is a $199 annual fee however they are currently waiving the first years annual fee on that as well.
Currently, where an owner occupied 3 year fixed rate is combined with an Orange Advantage, the current 3 year fixed rate will reduce to 4.13% p.a. (comparison rate 4.44% p.a.).
ING also has 1% cash back on monthly home loan repayments of up to $3,000 provided you deposit your pay ($1,000+/month).
If you have any questions just let me know in the comments.
Shannon, dont know if you are still looking into this thread, but hoping you or another broker can help.
What happens if you change your name after you sign up to ING. Do you necessarily have to go through the process to change the name on the loan documents with ING/Gaden prior to discharging the loan or is a marriage certificate/name change certificate enough?