100,000 Flybuys Points (= $500) in 1st 90 Days & 40,000 Points in 2nd Year on The Coles Rewards MasterCard with $99 Annual Fees

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So they've upped the offer since last month's popular 120,000 point deal.
Now 140,000 or $700 worth of Flybuys points over the first 2 years.

Unfortunately I just applied yesterday.

$99 Annual fee and 14 months 0% balance transfer.

Terms & conditions

Credit criteria, fees and charges, terms and conditions apply.

~New customers who apply for a Coles Rewards Mastercard by 31 January 2020 via the link above, enter their flybuys number in the application form and make purchases (excluding Cash Advances) to the value of $3,000 or more on the new Coles Mastercard in the first 90 days of the Account approval date will, within 3 weeks of meeting the required $3,000 spend, be credited 100,000 flybuys BONUS POINTS to the flybuys account linked to the Coles Mastercard. Plus, receive an additional 40,000 flybuys BONUS POINTS within 3 weeks of the first anniversary of Account approval date. Points will be forfeited if you close your Account before they appear in your flybuys account. The Account needs to be in good standing for the flybuys BONUS POINTS to be awarded. Standard flybuys Terms and Conditions apply, see flybuys.com.au. This offer cannot be used in conjunction with any other offer.

Related Stores

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Comments

  • +1 vote

    Always the way..literally applied last night

  •  

    I closed my Coles Rewards Mastercard account 3 months ago, not sure if I am still eligible?

  • +15 votes

    Are there any consequences to lying on a credit application form when they ask about other credit you have?

    Asking for my wife's boyfriend.

  •  

    I just applied lay week to, got it today

    • +1 vote

      I applied and got what I can only assume is a rejection, even though it doesn't actually say that.

      Thank you for your recent application for a Coles Rewards Platinum Mastercard.

      In making this decision, we rely on a number of sources including information provided by you and credit reporting bodies

      and on it goes about accessing and correcting your credit report.

      For some reason Citi reject me every time.

    •  

      I applied and got approved at the beginning of this month, still havent received my card yet.

  • +3 votes

    I was rejected in earlier October, the reason is I don’t have 2 yr working experience in current industry. They said that’s fine before I submitted all my personal documents and then rejected me

    • +2 votes

      They actually told you that? All I ever get is "we can't discuss the specifics of our credit evaluation process…"

      • +1 vote

        They did actually told me. And I asked is this in your T and C? The rep said emmmmm, he doesn’t know

    • +1 vote

      They told me it was fine as well and rejected me. Also have two credit enquires for the same day because apparently I opened two applications

  • +1 vote

    frick - Applied on the weekend dammit still no response

    • +1 vote

      U will get rejected just like me - obviously for no reason

    • +1 vote

      I applied 3 weeks ago and got no response of any kind (email, SMS, etc.), rang them yesterday to be told I had been declined. I asked for the reason and got 'background checks' and 'we can't tell you for privacy reasons'. I am now waiting for a case manager to ring me and give me more excuses (based on feedback here).

      Prepare to be rejected for no clear reason

  • +1 vote

    Citi's rejection is pretty high along with NAB

  • +3 votes

    There must be some kind of cookie that the application site is using.
    If I open the deal from my normal browser, I still get offered 120,000 points. I clicked on the old deal.

    If I open the deal from an incognito browser, I get offered 140,000 points…

    •  

      same here, even I switch to incognito mode in google chrome, it still shows 120,000 points, but if I open it with Safari, it shows 140,000 points…

  •  

    So how many annual fees do you get charged? Once or twice?

  •  

    Applied for the 100-150K QFF Citibank card today with $49 fee. I assume that's still a better deal? Prove me wrong please.
    Also I'm still not sure whether it's true I need to now wait 6 months before safely applying for another Citibank issued card (such as this one).

    •  

      Wait until my results come out. I have a Qantas premier (applied 3 months ago) but also applied for Virgin money this Monday.

    •  

      Yes it's a better deal because 100,000 qff pts for $49 (ignoring min spend, because life is expensive)
      100,000 flybuys can get you $500 off Coles, or $475-$480 in equivalent cash value (Coles e-gift can be purchased @4-5% off).
      100,000 FB transferred to velocity is 43500 velocity points.

      Your deal is $49 first year, but as it's signature tier, min income required is much higher.
      Flybuys card is $99.

      •  

        What's 43,500 Velocity points in $$ terms normally? How do you encash it?

      •  

        Unless you need to transfer in a hurry, you'd probably wait and transfer in a Velocity 15% bonus deal. That's what I always do. I prefer the Citi deal too though.

      • +2 votes

        But Citi has a $15k minimum credit limit compared to$2k on this one. Big chance of rejection on the signature card

    •  

      What about the 444 fee for 2nd year? Or canx after the 50k bonus is paid?

      •  

        Math is for the initial 100k points, the second lot is 40k (or 50k) for $49, which conveniently works out about the same cost per point. You have to pay the second fee to get the second lot of points, it credits 2 weeks after that.

  • +11 votes

    Just opened my email to find out flybuy number, there is an email offer with upto 150000 flybuy points, worth applying through that special link:)
    Happy to share the link as seems generic
    https://financialservices.coles.com.au/credit-cards/rewards-...

  • +2 votes

    Email I received states up to 150,000 points. When I click on link it gives the below.

    "Collect up to 150,000
    BONUS POINTS*
    When you apply for a Coles Rewards Mastercard®
    by 31 Jan 2020. Receive 100,000 BONUS POINTS
    when you spend $3,000 in the first 90 days from
    approval, plus get 50,000 BONUS POINTS after
    your first year.*"

  •  

    Can your partner use same flybuy number to apply if I already have this card?

    •  

      I'd like to know the same, can we use the same flybuys number on different Coles CC and still get the points?

      •  

        You should have (at least) 2 flybuys accounts anyway to get the best targeted offers IMO.

        There's also a maximum of 138k per year that can be transferred to velocity, so ending up with 200k plus in one account doesn't seem the best idea.

  •  

    Silly question, but is this cc any good to use overseas? Like my ing debit card reimburses all the fees charged whenever I use it while travelling overseas.

    • +2 votes

      Used mine in America this month and the exchange rates were actually REALLY competitive thanks to MasterCard interchange rates. I went with G-Adventures tour and everyone wasn't prepared so I used my Coles CC for some of their purposes and got the money back later in cash. I never needed to withdraw cash from the ATM with my ING card. No fees! really surprised how good the rates were.

  •  

    Is this card worth keeping to use as daily spending card?

    I am currently using the Qantas Premier and I much prefer getting Flyer points but Coles is my main shopping supermarket.

    •  

      I am currently using the Qantas Premier and I much prefer getting Flyer points but Coles is my main shopping supermarket.

      Why not buy Coles e-gift @4%-5% off, earn qff pts that way, then when you shop at Coles, earn FB points as normal?

      Sure, if you shop directly with this card you get 2 FB pts per $1

      But using the above alternate method, you get 4-5% off your shopping which would easily cast a shadow over the alternate FB points…

      •  

        How do you buy e-gift card for Coles?
        I know Woolies you can do that but not Coles from my understanding.

        •  

          Suncorp rewards is 4%.. many programs have a CC surcharge of 1% for coles egift now :(
          Coles is not easy to get, you can get them through work programs/private sellers

    •  

      The Coles Rewards MC is one of the best non-amex cards for Velocity. ~$1:1 velocity point if you transfer during a bonus period.

  •  

    Does anybody know if the qualifying spend excludes all government spend (as is the case with citi products)?

  • +1 vote

    I just tried applying but it timed out on me while uploading the documents. When I go back to it, it's already submitted. Is it still gonna give me an opportunity to upload or is this rejected?

  •  

    Anyone who has this card know how (or if it can) to make the app come up with a notification when a purchase is made

    Like the Amex app does

    I’ve turned on notifications in the app and in iOS already. Still not coming up

  •  

    One of the few cards with no international transaction fees that gives points.

  •  

    Who ever got this card, did you get any information regarding the bonus points offer? I got none, found it a bit odd it wasn't in any of the paper work I received once approved.

  • +1 vote

    Jesus! Every 5th comment on here is " I got rejected".

    • +2 votes

      I got rejected then out of the blue today i got a call from them asking me to submit more documents so they could conduct a review. Guess I'll see how that goes.

  • +1 vote

    I got rejected and I know why now. It is owned by Citibank and I have Citibank QFF Citibank signature credit card that I got from the last deal.

    • +1 vote

      I got rejected. I had the Citibank signature credit card as well. But I applied for my wife, not me.

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