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Kogan Money Black Credit Card, $500 Kogan Credit with $500 Spend in 30 Days

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Kogan Money Black Credit Card, $500 Kogan Credit with $500 Spend in 30 Days
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[Deactivated] on 29/11/2019 - 08:29 koganmoney.com.au (8221 clicks)
Last edited 20/01/2020 - 15:41 by 3 other users

Special Black Friday Deal

No annual fees
That’s right, $0 annual fees on this card.

Earn $500 Kogan.com Credit
Bonus launch offer – spend $500 in the first 30 days from approval on eligible purchases and you’ll receive $500 in Kogan.com Credit.

Uncapped rewards points
Earn up to 2 rewards points per dollar on your eligible purchases at Kogan.com and 1 rewards point per dollar on your eligible everyday spend, uncapped.

Complimentary Kogan Membership
Get complimentary Kogan First Membership, currently valued at $99 per year.

0% p.a. for 12 months on balance transfers
No interest free days apply while you have a balance transfer. Reverts to cash advance rate.

Up to 4 additional cardholders at no cost
All eligible spend by additional cardholders contributes to your rewards!

Visa payWave
Simply wave and go.

FRAUDSHIELD® and Visa Zero Liability
Security and fraud protection with FRAUDSHIELD® and Visa Zero Liability.

Eligibility
Earn more than $35,000 a year.
Be 18 years or older and a permanent Australian resident.
Have a valid email address and mobile number.

Financial Credit Card Kogan Kogan Money Membership Store Credit VISA

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closed Comments

  • cocomelon on 05/03/2020 - 16:31

    anyone here thinking to close the card once $500 credit hit your account?

    • Beachberry on 05/03/2020 - 16:38
      +2

      You have to spend the $500 before you close it.

      • sfac on 06/03/2020 - 09:21

        Is this part of the T&C?

    • [Deactivated] on 06/03/2020 - 12:12
      +1

      You get free shipping with Kogan First while you keep your card, so why bother cancelling it?

  • ziggyy on 05/03/2020 - 16:33

    Haven't received anything yet, hit the $500 on 21 Dec, so it should in by the next few days…. I hope.

    • Beachberry on 05/03/2020 - 16:37

      It's all about when it was approved. Mine was approved 10th December - no email yet. So hopefully within the next week.

      • ziggyy on 05/03/2020 - 17:13

        Got it. Mine was 6 Dec. I'll post back here if (once) I get mine.

        • ziggyy on 17/03/2020 - 12:53

          Didn't get the mail but got the credits:)

  • Ozbargainasaurus on 05/03/2020 - 16:42

    The wife just got the email!!!

    "You have been awarded $500.00 kogan.com credit"

    Now just waiting for mine

  • tg786 on 05/03/2020 - 17:20
    +1

    Got mine today as well looks like they are coming through

  • qu4ng88 on 05/03/2020 - 22:41

    Got my email today as well

  • cocomelon on 06/03/2020 - 09:08
    +4

    someone need to start a new forum of “what did you spend on your $500 kogan credit “

  • latenight on 06/03/2020 - 09:38
    +2

    Anyone know if you can split the $500 credit across multiple orders or does it all need to be used in one transaction.

    • ricerocket on 06/03/2020 - 11:40

      You can split, luckily.

  • [Deactivated] on 06/03/2020 - 14:36

    https://www.kogan.com/au/buy/bulova-mens-anolog-high-perform…

    With a dollar to spare

  • Beachberry on 06/03/2020 - 14:46
    +1

    I got my $500 credit just then! Approved 10th December. Happy spending everyone!

    • frogduck on 06/03/2020 - 15:05

      Same boat :)

  • socceroofan on 06/03/2020 - 14:52

    Meeee toooo!!!

  • ady211 on 06/03/2020 - 14:53

    Got mine as well. Was told over phone I will receive on 12th March so 6 days early not bad.

  • paullew on 06/03/2020 - 14:53

    Wife and I just got ours too! 💸

  • snensnay on 06/03/2020 - 14:54
    +1

    I suprisingly got mine today, even though I wasn't approved until 7 January.

  • kloner on 06/03/2020 - 15:03
    +1

    Card Approved: 11 DEC 2019
    Card Activated: 16 DEC 2019
    $500 Credit Received: 06 MAR 2020

  • ulun-lpg on 06/03/2020 - 15:05
    +1

    same here, got the credit today.

  • hubs1982 on 06/03/2020 - 15:11
    +1

    Got mine about 30 minutes ago!

    Going to keep me busy during the long weekend!

  • watwatwat on 06/03/2020 - 15:15
    +1

    Got my credit! WOOOOOO!!!!!!!!!!!!!!!!!!!!!!!!

    Approved on 4th Dec.

  • 1kaDoubleScheme on 06/03/2020 - 15:20
    +1

    Got mine too as well. Thanks guys for this incredible offer

  • lostinsydney on 06/03/2020 - 15:25
    +3

    Got mine few seconds ago, and first thing I wanted to do was share with ya'll.

  • ttkc on 06/03/2020 - 15:26
    +2

    Got mine too. What are you buying guys? They don't have Switch consoles but I am buying a PS4 Pro I think.

  • sinners007 on 06/03/2020 - 15:32

    Approved 24/12.
    $500Cr 6/3.

  • Getshwifty on 06/03/2020 - 15:33
    +2

    just got mine wooooooooo!!!!! what a mission haha

    it's been nice sharing this post with you all gentlemen and gentleladies.

    Happy shopping!

  • whey4000 on 06/03/2020 - 15:34
    +1

    Just got mine. Does it all need to be spent in 1 shop?

    • kloner on 06/03/2020 - 15:44
      +1

      Question asked above and response was it could be used across multiple purchases.

  • Seven8Nine on 06/03/2020 - 15:38
    +1

    Came through .. credits applied late Dec

  • TimCinel on 06/03/2020 - 15:44

    Got mine, 9 Jan approval.

  • amanvell on 06/03/2020 - 16:25

    FYI kitchenaid mixers are on special. Grabbed a ksm150 and scraping paddle, with the $500 credit and points for spending the original $500, only had to pay $8.79

  • Make it so on 06/03/2020 - 16:38

    Got the credit. Approved 4 Dec.
    I hope Kogan will get some decent pricing on the S20.

  • bargrin on 06/03/2020 - 16:38

    Got my credit today as well, after they told me come by 15 March

    I did spend in Dec

    • badarz on 06/03/2020 - 16:48

      Got credit also. Easiest $500 ever made on ozb?

  • Deezy88 on 06/03/2020 - 16:54

    Finally got my credit time to splurge.

  • kacak on 06/03/2020 - 16:58

    Got mine too (early Dec approval).
    Geez, Kogans marketing budget must be huge on this promo 😀

  • Beachberry on 06/03/2020 - 17:06
    -3

    Guys, buy $500 worth of these!!

    https://www.kogan.com/au/shop/?q=toilet+paper

  • easternculture on 06/03/2020 - 20:05
    +1

    I have some FREE kogan $50 off $379 promo codes that can stack with this credit (so you get $550 worth). FIRST COME FIRST SERVE

    Pm me if you want one or reply here
    https://www.ozbargain.com.au/node/522572

    Codes expire tomorrow

    • frogduck on 06/03/2020 - 20:33

      Thanks for the heads up EC, posted in your thread.

    • ady211 on 09/03/2020 - 10:16

      Thanks have requested. Planning to buy S50 Roborock vaccum.

  • asc on 06/03/2020 - 22:10

    Can one cancel the card n maintain the $500 credit?

    • Qroozn on 06/03/2020 - 22:30
      +1

      I would assume so… but would you then lose the free delivery?

  • martialmonk77 on 07/03/2020 - 10:19

    Got my credit (approved 12 Dec). Note: They didn't send me a notification email to say the credit has been applied, had to check the website to see the credit.

    • frogduck on 07/03/2020 - 10:29

      Checked spam folder?

  • easternculture on 07/03/2020 - 10:32

    If anyone wants a $100 OFF code for LG V40 phone I have one , reduces it to $499 (from $599) and can throw in a $50 off $379 code that should stack to reduce it to $450.

    First in first serve

    • SgtBatten on 18/03/2020 - 04:58

      I would love a $50 code if you still have one.

  • Geese on 07/03/2020 - 12:08

    Has anyone gotten a kogan branded pc monitor or Android tv (series 8 or 9)? Are they any good? I'm not sure what to get with my credit now haha

    • edrift on 07/03/2020 - 12:10

      Get an Xbox or PS4 if you don't already have one. That's what I used my credit for

    • watwatwat on 07/03/2020 - 13:42
      +1

      kogan branded pc monitor

      Yep, absolute junk and multiple failed after a few months.

    • SgtBatten on 18/03/2020 - 04:57

      I have both. 120 hz monitor and 55 inch smart tv.

      I've never owned expensive brands of these and I am very satisfied with both of them.

  • watwatwat on 07/03/2020 - 14:17

    Damn, gf spent over the spend but a Service NSW transaction didn't count as it's a government transaction so get nothing. You win, Kogan.

    • kizzy on 10/03/2020 - 15:42

      Uh-oh. Did they confirm you wouldn't be receiving the credit? I spent on a gov service but it didn't show up as that on the statement and I did get my Kogan points. Fingers crossed anyway.

      • watwatwat on 10/03/2020 - 15:57

        Didn't receive points and on live chat they said the requirements weren't met.

  • haha1 on 10/03/2020 - 16:44
    -1

    Partner and I just got $500 each, Can the $500 be used together to get a $1000 item?

    • pyramid on 10/03/2020 - 16:45

      I suspect credit would be linked with your kogan account.

      • frogduck on 10/03/2020 - 16:48

        Yep linked to my account when I got it.

    • TEER3X on 11/03/2020 - 13:08

      You would think you could try to figure that out on your own

  • frogduck on 10/03/2020 - 16:49

    Also noticing that many people who got $500 didn't up vote this post. Don't know what people need to do for some gratitude around here.

    • frogduck on 11/03/2020 - 13:04
      -1

      Downvote must be from one of the people who didn't vote the deal up :)

  • Trip on 11/03/2020 - 19:24

    Didn't receive an email but just checked my Kogan account and it's showing $500 credit. Happy days.

  • activ8newbs on 15/03/2020 - 12:59

    Approved mId Jan

    Still haven't gotten the credit :(

    Anyone else in the same boat?

    • evocable on 15/03/2020 - 18:35
      +1

      Yep, due April according to live chat

      • activ8newbs on 15/03/2020 - 18:56

        Thanks mate. Appreciate it

    • kizzy on 16/03/2020 - 12:29
      +1

      I'm still waiting. Live chat aren't much help.

  • wako on 17/03/2020 - 19:23
    +1

    My 500 credit in account!

    Click the person icon top right

    And click
    Credits

    I have been checking the kogan credit rewards waiting but noticed it in this section in today..

  • SgtBatten on 18/03/2020 - 04:54

    Anyone know if you can use the credit in multiple transactions. $200 now and $300 later for example?

    • wako on 18/03/2020 - 07:42

      Yes

      I spent almost same and left over ballance there

  • Make it so on 18/03/2020 - 17:02
    +1

    For those interested, you can stack your $500 account credit and card rewards (credit card points) to use both in one transaction.

    • watwatwat on 18/03/2020 - 19:21

      How much did your points end up being worth?

      • Make it so on 19/03/2020 - 00:40
        +1

        $94. Tried to channel all expenses through it since December.

  • Make it so on 21/03/2020 - 14:24
    +3

    Warning - Kogan lets you overdraw by default which may affect your credit rating

    I applied for the lowest limit possible, and have been funneling all expenses through this card since I got it to get points and buy a phone from Kogan (always pay off my balance btw). I got a letter that I exceeded my limit by $30, and that they may share this information with credit reporting bodies.

    I asked kogan why they did not simply decline the payment as I did not authorise overdraw, but they said "this is their default unless customers ask for payments to be declined instead".

    So watch your balance or ask then to decline payments when you bit your limit.

    I'm really not impressed that my credit file may be affected. She couldn't even tell me if it would, and told me to phone Equifax. Most incompetent bunch ever.

    • Danstar on 22/03/2020 - 11:47

      Pretty sure Kogan is just the name. Citi group runs to credit side of it

      • Make it so on 22/03/2020 - 14:02
        +1

        True, but the conditions and processes around the Kogan card are new, poorly defined, and poorly understood by their own team. So you get a different experience. Even worse than normal Citibank.

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