Hi OzBargain community,
We have extended this till the end of May, get in quick!
This is our first offering on here so please don't go too hard on us!
We have been operating for 3 years and have a team of 20 in South Australia but service Australia wide. (online mortgage brokers)
It is our intention to provide great refinance offerings to those who are qualified and organised and we thought OzBargain would be perfect. We will also gauge the success of this campaign for future one's based on feedback. We have 10 brokers in house with a large team so our point of difference will be quality of service combined with great deals.
We are offering a $500 gift card on your refinance settlement for those who provide details over our website for the following 2 lenders with a loan (net of offset) of $250k or higher.
St George/ Bank of Melbourne Refinance + $4000 cashback + $2000 cashback per additional property with loan $250k minimum
Owner occupied rates below are 60% or under. if LVR is above 60% please add 0.05%
2 years fixed = 1.79% CR 3.33%
4 year fixed = 1.89% CR 3.16%
Variable = 2.54% CR 2.95% with offset account
Variable = 2.44% CR 2.46% basic rate with redraw no annual fee
Investment rates below are 60% or under. if LVR is above 60% please add 0.05%
2 years fixed, P+I = 2.19% CR 3.84%
2 years fixed, IO = 2.39% CR 4.21%
Variable = 2.99% CR 3.03% with offset account
Variable = 2.74% CR 2.76% basic rate with redraw no annual fee
*Recommendation: fixed and variable split for home so you can offset and fix for investment.
ANZ + $3000 cashback with loan $250k minimum (can do offset on 1 year fixed)
1 year fixed = 2.04% CR 4.13% with offset account
2 years fixed = 2.04% CR 3.97%
*Recommendation: 1 and 2 year fixed split for home. The 1 year split acts as your offset.
Gift cards include: Coles, Woolworths, Myer, Jb Hifi, Amazon, Good guys.
We are also looking for long term relationships with clients, if you intend to refinance again or sell within 12 months, the banks actually claw us back on our upfront commission completely so we would be unable to help in these circumstances. I will do my best to reply to all comments.
If I had to provide an unbiased rating out of 5 of this offering (compared to others out there it would be)
Lender Deal = 4.5 / 5
Lender turnaround times = 2 / 5
Our bonus offering = 3.5 / 5
Our capacity to assist = 5 / 5
Sustainability as a business over long-term = 5 / 5
Click this link and looking forward to working with you :) https://www.refinancerloans.com.au/get-started/refinance
You can also click this link to book a time to chat with me https://meetings.hubspot.com/dtrimboli/refi
2021 Refinancer Pty Ltd. ABN 42 843 128 571 is a corporate credit representative 513 922 of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit License 391 237)