This was posted 1 year 6 months 25 days ago, and might be an out-dated deal.

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10% off $100 & $250 Mastercard Gift Cards ($5 & $7 Activation Fees Apply) @ Coles

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10% off $100 & $250 Mastercard Gift Cards ($5 & $7 Activation Fees Apply) @ Coles
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AssociatedTaegukgi @ Best Aussie Online Marketplace Deals on 15/10/2022 - 09:00 imgur.com (7364 clicks)
Last edited 04/04/2023 - 18:13 by 2 other users

Time to stock up again.

$100 gift card = $5 activation fee
$250 gift card = $7 activation fee

Woolworths will have a promo on Myer gift cards.

10% OFF $100 & $250 Coles Mastercard Gift Cards

Limit 5 Gift Cards per customer. 10% discount will be applied to the value of the card including the applicable activation fee. Total cost for $100 gift card is $94.50 ($90 for card and $4.50 for activation fee) and for $250 gift card is $231.30 ($225 for card and $6.30 for activation fee). Offer valid only in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. Excludes $50 Coles Mastercard Gift Cards. While stocks last, no rainchecks. Please note Coles Mastercard Gift Cards will have a minimum 4 hour activation delay. Coles Mastercard Gift Cards cannot be used to purchase any other gift card sold at Coles. Offer valid from 19/10/22 to 25/10/22. Refer to individual gift card for terms and conditions. Coles Mastercard gift cards are issued by Heritage Bank Limited ABN 32 087 652 024 AFSL/ACL No. 240984 pursuant to a license from Mastercard International Incorporated. For Coles Mastercard Gift Card Terms of Use and Conditions, go to www.colesmastercardbalance.com.au.

Offers valid until Tuesday 25 October 2022

Full credit to Best Aussie Markdowns member

Financial Gift Card MasterCard Prepaid Credit/Debit Card

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closed Comments

  • Mr Joker on 15/10/2022 - 17:01

    Hey peeps, keen to use this to reduce how much I have to pay for my tax return.

    Question, what is the process using multiple gift cards to pay for tax return?

    I see that under my accounts summary, I have an account name (which is my income tax). Within this account name, I can see that there is a payment option and clicking through I can see the various ways to pay for it. I assume I would load up money through this account first before submitting my tax return or it doesn't matter..?

    Cheers in advance!

  • CyberMurning on 15/10/2022 - 17:08
    +1

    Omg someone please put link to the hacked thread as sticky

    https://www.ozbargain.com.au/comment/12807105/redir

    @dealbot @moderator

  • monkeyfood on 15/10/2022 - 17:10

    when does the offer finish?

    • CyberMurning on 15/10/2022 - 17:12
      +2

      Probably finished before it started

      • monkeyfood on 15/10/2022 - 17:18
        +13

        that is not how winners think

  • ssd01 on 15/10/2022 - 18:08

    Does anyone know the expiry date of these cards?

    • frazel on 15/10/2022 - 18:25

      In think all gift cards are 5 years now

    • WookieMonster on 15/10/2022 - 18:25
      +2

      You can see the expiry date on the back of the gift card packaging, but the only hint I'll give you here is that it is more than three years from now (which is a legal requirement).

      I will not post an actual expiry date here, as that is one piece of the puzzle an attacker needs to make fraudulent transactions on (aka "hack") a Coles Mastercard gift card.

  • TheGuru on 15/10/2022 - 18:14
    +1

    When’s the next apple gift card sale?

  • OzBoganYeah on 15/10/2022 - 19:32

    Wish these were available online ws well

  • Ozpe1903 on 15/10/2022 - 20:17

    Hi all,

    Reading about these cards being hacked really stresses me.

    What if I spend them as soon as I get them by using my strata and water bill in advance. Can it still be hacked?
    Thanks

    • Aureus on 15/10/2022 - 20:24

      You will be fine. I wouldn't hold these cards for months, but if you are going to spend it straight away you are safe IMO.

    • team teri on 15/10/2022 - 21:06

      After reading about this I used the last 2 ones from the June offer this morning, and they were fine.

    • Matt P on 15/10/2022 - 22:32

      Exactly what i've done in the past. Purchased and paid council rates straight away

  • Vulgar on 15/10/2022 - 21:36
    +2

    Why is it every time this offer appears, I've already finished churning a credit card. I swear that they're tracking my credit applications and transaction history. Guess I'll just use my basic AMEX card to purchase these. Hope none of them get hacked.

  • ben5000 on 15/10/2022 - 22:23

    Is this a nationwide offer or does it exclude certain states like last time? Thanks.

    • trixieb on 15/10/2022 - 22:42

      @ben5000 From the OP at Best Aussie Markdowns: 10% off $100 (plus fee) and $250 (plus fee) Coles Mastercard gift cards at Coles nationwide 19/10 to 25/10

  • tramperleo on 15/10/2022 - 23:50
    +10

    Bought several last promotion
    May not worth the hassles
    1. Pin can be changed by anyone having the card without any verify needed and may also can be bypass instead using signature even you set a pin already(I didn't try to verify this). One card lost in shopping center. Found lost just after walking 5 meters away. back there in less than 10 seconds and already been picked by someone. Because I set pin already and recorded all card details, so drove back home directly around half hour and want to use up balance left online. But found all $99.00 left has been used by someone already.
    2. Another card used to buy something $150 at bunnings. When neither signature paper nor receipt print out, the cashier pressed some button on POS. then everything stuck. Because no receipt printed out, they said I was not charged and ask me to try again. But when I try again, the payment was declined. So I checked card balance on mobile and found the amount was charged already and so only $100 left in card and not enough for double pay……40 minutes there, changed 3 staffs and they did many phone calls. They keep insisting they didn't charge me and refuse give me product though my balance detail shows just paid bunning $150.. After lots of argues, finally though they admit my card was charged, but said they can't find it in their system. So they can not give me product. They let me back home to see if it will be refunded to me in 3 days. I have no choice, had to back home and waiting. Then nothing happened over 10 days, lots phone calls to bunnings and card issuer during.
    Don't know what's really happen there. finally got this amount back into my card on the 14th day…
    Quite annoying! Never again!

  • Tleyx on 16/10/2022 - 00:24

    Can you get raincheck on these?

  • [Deactivated] on 16/10/2022 - 06:47
    +1

    It's a bit concerning these are being hacked, esp for someone like me whom doesn't use them straight away it seems risky.

  • Tenzin on 16/10/2022 - 07:28

    I know Cashrewards GC portal states you cannot use these to purchase gift cards there, but are these Coles GCs still okay for purchasing a Shopback SuperSwap card? I thought that would be a good way to avoid the hack but still make use of the decent free dollars. Would like to mitigate the risk by immediately buying gift card/s via Shopback or elsewhere after the card has been activated at Coles.
    All input appreciated, thanks.

    • Yola on 16/10/2022 - 08:22
      +1

      Do not know about SB but WookieMonster has reported these cards can be added to Paypal. You could then purchase GC's from Prezzee but not get a second discount.

    • WookieMonster on 16/10/2022 - 09:13
      +1

      You can actually use Coles Mastercard gift cards as a payment method on the Cashrewards gift card portal. True Rewards (the operator of the gift card portal) are not actually enforcing that rule.

      • Tenzin on 16/10/2022 - 09:41

        Oh, right, perhaps worth a shot, yes.
        Safe to assume I can use to purchase Shopback Superswap?
        Thank you.

        • truetypezk on 16/10/2022 - 11:07
          +2

          You can use these for both SB and CR. SB enforces a vague/hidden limit on how many cards you can use in a short time though.

  • musiwei on 16/10/2022 - 08:31
    -1

    Can anyone tell me if I can load all the cards into my PayPal account, then move the money back into my bank account? Sometimes I need to purchase stuff more than $250 and if feels safe to do it in my bank account.

    • AssociatedR n b @ Coles on 16/10/2022 - 10:10

      I don’t think so.

  • Markoov on 16/10/2022 - 08:49
    -7

    Just purchased 2 X $100 and paid $210 and the balance is $100 at each card!! Where is the 10% off the $100 MasterCard gift card?

    • Yabadabadoo on 16/10/2022 - 08:55
      +4

      LOL Go back on Wendsday and try again 🤣

      • Markoov on 16/10/2022 - 09:04

        Could you explain that? Isn't the offer from 15 to 21 June or I'm wrong?

        • Tenzin on 16/10/2022 - 09:05
          -1

          18th mate.

          • SnoozeAndLose on 16/10/2022 - 09:09

            @Tenzin: Or 19th wednesday?

            • Tenzin on 16/10/2022 - 09:37

              @SnoozeAndLose: 18th 11pm, technically. Not that we could actually purchase then. So 19th is better, yes, sorry.

          • Markoov on 16/10/2022 - 09:17

            @Tenzin: So why all $250 cards disappeared if the promotion starts on 19th?

            • WookieMonster on 16/10/2022 - 09:20
              +3

              @Markoov: People are hiding them in the store… or taking them home with them and returning on Wednesday to purchase/activate them.

              Either that, or the staff at the store are removing stock from the shelves now to try and preserve stock levels until the deal starts… or until they receive more stock via mail in a few days (assuming they receive more stock).

              • Markoov on 16/10/2022 - 10:21
                -1

                @WookieMonster: So the gift card can be refunded if not opened or used?

                • WookieMonster on 16/10/2022 - 13:18
                  +2

                  @Markoov: You can only get a refund for the purchase of gift cards if Coles is legally required to give you a refund. Usually, this means the gift cards would need to have breached Australian Consumer Law (ACL) in some way (e.g. not of acceptable quality, not reasonably fit for purpose). Even then, you would need to get a manager to agree to do this, as ACL is (intentionally) vague and it will not be easy to convince a manager to do this, so it may involve dragging Coles off to your local Fair Trading office if you are convinced that they somehow have breached ACL in your case.

                  You are effectively asking for a change-of-mind refund, as you no longer want the gift cards. Coles is not legally obliged to grant a change-of-mind refund on anything you purchase from their stores, so you cannot legally force Coles to refund a gift card because you no longer want it.

                  The activation of most gift cards sold at Coles (including Coles Mastercard gift cards) is actually handled by a third-party on behalf of the gift card issuer, and Coles is merely the agent who facilitated the sale. The store will have no way of reversing the activation of a gift card, as once a gift card is activated, it will remain activated until it expires or is cancelled/suspended by the gift card issuer. The store also has no way to verify that the gift card you say you purchased was actually the one you purchased unless they check the balance on the balance check. In your case, that means opening up the gift card packaging… And before you say “but the first six digits and last three digits of the purchase barcode match the numbers on the receipt”, that is not sufficient evidence alone. The first six digits printed on the receipt are used for many different gift cards, and there are many Coles Mastercard gift cards that would share the last three digits printed on the receipt.

                  If you think about it, it is a good thing that you cannot reverse the activation of a gift card at a store, otherwise some people would use this as a way to commit card fraud or money laundering (especially if a staff member is not careful to make sure the refund goes onto the same card or payment method as the one(s) used in the original purchase).

        • a1234my on 16/10/2022 - 09:27

          Isn't the offer from 15 to 21 June

          If he referring to this Jun
          Not wrong but is expired

  • Markoov on 16/10/2022 - 10:18
    -4

    Promotion starts on Wednesday 19th October and isn't mention in the title or details, and the photo image quilaty is bad.

    • HereToSave on 16/10/2022 - 10:27
      +3

      It says in big letters. In 3 days.

      • Markoov on 16/10/2022 - 20:19

        My bad, didn't pay attention to that, thanks for that, I'm still learning the Ozbargin way.

    • Peck on 16/10/2022 - 12:38
      +3

      You deserve better! I suggest that you resign from OzB and give another group the privilege of your membership.

      • Markoov on 16/10/2022 - 20:22

        I'm still trying to find my way in Oz bargin, if I would take your advise, shall I submit my resignation to you boss?

  • fatming on 16/10/2022 - 10:57
    +9

    I recommend people NOT PURCHASE THESE if you are not a riskful person. I went with the crowd last time & bought the 5. I used them probably a week later for a $200 purchase but it declined. Sweating bullets I checked & surely enough there was some Amazon purchase on it stating $55 which wasn’t made by me! The card was sealed & not tampered with! I had to contact Cole’s who told me to go back to the store who told me to ring head office again & I got no where. In the end after days of time wasting back & forth, Cole’s gave a $60 gift card saying it was good will! NEVER AGAIN! It’s not worth the risk of losing all for a discount!

    • Neoika on 16/10/2022 - 11:07
      +2

      The correct way to do it can be found at the back of the card. It is a 3rd party product that not is managed by Coles.

      T&Cs sheet can be found in the package.

      • truetypezk on 16/10/2022 - 11:09
        +4

        I think it is still governed by ACL and the retailer should be responsible when it is not fit for purpose (i.e. the ability to buy $250 worths of stuffs)
        By contacting Coles, Incomm and your credit card company, you might be able to triple dip the recovery on the loss.

    • eddieboy2 on 16/10/2022 - 13:21
      +1

      I have used these types of cards many times and never had a problem.

  • billsa on 16/10/2022 - 12:54

    Does anyone know if the deal is only in certain states? e.g., Vic or Nsw

  • eddieboy2 on 16/10/2022 - 13:13
    -6

    This doesn,t apply in S.A. I just tried it and no discount here.

    • Neoika on 16/10/2022 - 13:15
      +1

      OK, negged.

    • Poor Ass on 18/10/2022 - 17:58

      hahahaha you're not suppose to buy today, you're suppose to hide them to buy tomorrow man

  • eddieboy2 on 16/10/2022 - 13:20

    I wonder if this deal will be in S.A. in next week's Coles catalogue?

    • [Deactivated] on 16/10/2022 - 15:04

      Everytime this deal has been on, my local Coles has heaps of them.

      Most people don't care about an $18 saving unfortunately.

      • Poor Ass on 18/10/2022 - 17:58

        you live in the sticks?

      • capslock janitor on 19/10/2022 - 00:52
        -1

        i wanna buy some discounted monehhh !!

      • BargainBenno on 19/10/2022 - 06:59

        What area? I will come over. I want $5000 worth to pay for 18 months of health I insurance.

        • JHoliday on 19/10/2022 - 10:52

          Thought you could only pay 12 months in advance?

  • Eugklng on 16/10/2022 - 14:02
    +7

    Still vulnerable to brute force attacks and so much hassle to get back the refunds. Totally not worth it and a negative vote from me.

    • Poor Ass on 18/10/2022 - 17:59
      +1

      you buy them and then put on your bills ASAP

      • capslock janitor on 19/10/2022 - 00:52

        whats best way u do that?

        • Poor Ass on 19/10/2022 - 09:28

          Usually pay or prepay your council rates, water bill, electricity, gas, phone bills, tax bills, anything that you can use a credit card to pay online. Buy discounted gift cards online.

  • wiz on 16/10/2022 - 15:16
    +3

    No deal. It's shocking that these cards still exist after so many of them got hacked.

    • CyberMurning on 16/10/2022 - 15:28
      +8

      I have asked op and mod to put warning at the top.

  • sicinadan on 16/10/2022 - 18:14

    Good time to use the new CITI card LOL

  • RandomChallenge on 16/10/2022 - 22:08

    Can u do cashout with your own POS machine?

    • t25 on 16/10/2022 - 23:05

      Doubt it. You could buy things from your own store I suppose.

      • CyberMurning on 16/10/2022 - 23:06

        Damn having abn and a business is soo good

  • greycoffeebean on 16/10/2022 - 23:10
    +5

    Unfortunately, I’ve been one of the victims where the card I bought got compromised. Hardly worth the effort!

    • Yola on 17/10/2022 - 08:46
      +1

      Did you get the money back?

      • greycoffeebean on 19/10/2022 - 15:47

        Yeah I did in the end, but it took a two months.

        • capslock janitor on 19/10/2022 - 15:50

          Why so long
          What did the process involve?

    • yolow on 17/10/2022 - 09:23
      +3

      what colour was the packaging when you bought these cards?

      • Eugklng on 19/10/2022 - 15:44

        packaging/phyiscal security is not the issue. The issue is with the online brute force attack as the card number can be easily guessed and many sites out there today still does not require CVV.

        • greycoffeebean on 19/10/2022 - 15:50

          It was the 250 yellow one that got compromised.

      • greycoffeebean on 19/10/2022 - 15:48
        -1

        100% agree. The first hackers transaction was a small one through Google Playstore. I think it was to test the balance. Then more transactions got put through.

    • capslock janitor on 19/10/2022 - 00:53

      r u alive

  • Dealor on 17/10/2022 - 08:59

    Yesterday I saw in Woollies their Prepaid Visa cards are covered in kind of an envelope and it clearly states that dont buy it this is scratched or teared. Is it not a case with Coles cards?

    • WookieMonster on 17/10/2022 - 09:15

      There is text on the packaging of the Coles Mastercard gift cards thar tell you to not purchase it if the packaging has been tampered with.

      I find it harder to open a Coles Mastercard gift card or Vanilla Visa gift card without leaving evidence of tampering when compared with an OnlyONE Visa gift card or an Activ gift card (which are the prepaid Visa gift cards sold at Woolworths and BIG W), although the cardboard of an Activ gift card rips less cleanly than an OnlyONE Visa gift card.

  • AssociatedR n b @ Coles on 17/10/2022 - 09:45
    +3

    Im buying prepaid/gift cards from last 6-7 yrs, this is first time my card has been compromised. Filled the dispute forms 2 weeks ago, no response yet. My card was charged with yuanda farm inc .

    • fatming on 18/10/2022 - 07:50
      +3

      Exactly! Apparently there’s some system these hackers can randomly generate gift card numbers & when the numbers work…..it’s bingo free money for them……so don’t even need to tamper the card

  • The Delray Misfits on 17/10/2022 - 10:25
    +2

    whats the best way to mitigate getting hacked?

    was thinking of buying a grands worth of cards, not so sure anymore

    • t25 on 17/10/2022 - 10:56
      +6

      Spend it quicker than the hackers.

      • Peck on 17/10/2022 - 11:49
        +5

        I will be spending mine ASAP on Super Swap (2% cashback) , Woolies (5% off @ SeniorsCard NSW), and Aldi (0.5% fee) Gift Cards.

    • Tenzin on 17/10/2022 - 11:54
      +3

      Once you've passed through the Coles checkout, open the ShopBack app and purchase a Shopback Superswap card, or some other electronic gift card (ideally with another % profit on it). That's my plan.

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