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$4000 Cashback for Home Loan Refinance from 4.44% Variable @ ANZ Bank

22

Hello All Ozbargainers

ANZ has new offer for the Simplicity Loan variable rate and offering an $4000 Cashback on all refinances for owner occupied and investments

Principal and Interest Owner Occupied HOME LOAN
Variable - 5.44% (CPR 5.45%) FOR LVR <60%
Variable - 5.49% (CPR 5.5%) FOR LVR <70%
Variable - 5.59% (CPR 5.60%) FOR 70% <LVR <80%
1 year fixed - 5.99% FOR LVR <80%
2 year fixed - 5.99% FOR LVR <80%

Principal and Interest INVESTMENT HOME LOAN
Variable - 5.64% (CPR 5.65%) FOR LVR <60%
Variable - 5.69% (CPR 5.70%) FOR LVR <70%
Variable - 5.79% (CPR 5.80%) FOR 70% <LVR <80%

Apply by Monday 29th August 2022, and settle within 120 days from submission date. Owner Occupier (P&I repayments) and Residential Investment loans, with LVR up to 80%. $250k min loan. Only one $4K cashback offer available per primary applicant within a 12 month period. Excludes refinances from within ANZ. Only applies for refinances not purchase. Please find attached terms and condition.

We also offer the following product as well
St George- 5.24% for Owner Occupied + $4,000 cashback
Westpac- 5.14% variable rate for Owner Occupied up to $4000 cashback
Ubank- 5.24% variable rate for Owner Occupied up to $5000 cashback for Refinances + Purchase

Heroes Home Loans are also providing an additional incentive broker rebate of up to $4,000 if user our service (note this applies to all products). https://www.ozbargain.com.au/node/728069 https://www.ozbargain.com.au/node/736812 Extended to 31/3/2023 Expired 31/12/2022

Please feel free to email me at [email protected] or text/call me on 0477 200 670 and I would be happy to answer all finance related questions

Wilson Yuan
Managing Director
Credit Representative Number is 530101 under Australia's Services Australian Credit License (ACL) 389328 © 2021 HEROES HOME LOANS AUSTRALIA PTY LTD
http://heroeshomeloans.com.au/

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closed Comments

  • +3

    I'm pretyy sure you should be showing your ACL and rep on the post. How is this a bargain?

    • +8

      OP should be marked as third party. They know how to do this because they've been told how to by the mods. If they can't follow rules here despite being told or get the details correct, can you trust them to broker your home loan?

      Edit: Mod has fixed the post, however my point remains. This isn't the OP's first rodeo.

  • +1

    Apply by Monday 29th August 2022, and settle within 120 days from submission date - small error here, please update the date (unless I'm reading it wrong)

  • And update on cashback. Thanks

  • So is this $8k total cashback? $4k from ANZ and $4k from broker?

    Is there a minimum loan size?

    • What? Dont think so. He's just advertising ANZs current offer…
      Edit - wait, I missed the other bits in the deal. Appears to be the case, yes.

    • +1

      Your loan needs to be $2mil plus to get the 8k.

  • My current rate is 4.69 on $450k loan and honestly it makes me resent my life even with a decent pay idk what ppl with bigger loans do.

    • unfortunately median house prices in Sydney are $1.5 million

  • i just refinanced 2 months ago, so am i still can do it ? any impact ?

    • yes you can still aplly

  • Only one $4K cashback offer available per primary applicant within a 12 month period

    Is this 12 months from settlement date to settlement date, or application date to application date?

    • 12 months from rebate paid date

  • Hi,

    I have a mortgage of $550k (house 950k)

    Can i set up a new anz loan for say $500k and reduce my other loan to $50k with suncorp to keep my banking with them?

    • No, you’d need to fully discharge the mortgage with Suncorp

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