$500 Conveyancing ($1000 off) + Disbursements for CommBank Home Loan Customers @ Home-in App

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amaneight on 30/03/2023 - 19:07 home-in.com.au (136 clicks)
Last edited 31/03/2023 - 12:00 by 1 other user

Commbank subsidiary Home-in app helps buyers in home buying process.

Home-in app pricing:
Legal fees competitively priced at $1,500 (incl. GST) plus disbursements, which includes advice on up to two contracts.

As a CommBank home loan customer, you’ll also get $1,000 off your legal fees when you settle your property using Home-in.

To be eligible for the offer
1) Settle on a property with a CommBank home loan, and
2) Use the in-app legal services provided through Home-in. To secure the offer you will need to engage the services of Home-in’s partner law firm via the Home-in app

Related Stores

The Home-in App

Commonwealth Bank

• 

  dcep on 30/03/2023 - 19:11

  +3

  $1000 discount on Legal fees competitively priced at $1,500

  $500 is what i paid for conveyancing

  • 

    amaneight on 30/03/2023 - 19:13

    Where and when?
    It’s approx. $850 now in Melbourne with 3 free contract reviews

    • 

      SupaSanz on 30/03/2023 - 20:42

      +5

      Always use a property lawyer. Conveyancers are a waste of space as they can't give you legal advice and proper legal representation - especially if things go pear shapped. A lawyer shouldn't cost more then 1k plus GST and disbursements, if you're paying more you're getting ripped off.

      AND free contract reviews aren't worth the paper their written on. My go to lawyer charges only $250 for a proper 'head to toe' review, best money you can spend before committing to a purchase transaction worth hundreds of thousands of dollars!

    • 

      samehada on 10/04/2023 - 16:43

      I paid $770($700 +gst) conveyancing fee for stand alone house. He is quite good and I believe this is the cheapest I can find in Melbourne. I can share his detail if anyone needs.

  • 

    Niceguy14 on 30/03/2023 - 19:15

    Can you share (PM me) the details of your conveyancer?

  • 

    [Deactivated] on 30/03/2023 - 19:21

    Chpeast ive heard for sure.

  • 

    bemybubble on 30/03/2023 - 19:25

    +1

    One can’t help but question the quality for anything under $1k by my experience

    • 

      clubhonda on 30/03/2023 - 20:24

      Conveyancing is about being able to settle on time mostly. You don't tie cost to quality that way mate. If things go pear shape, you still need to go to a solicitor anyway.

      • 

        bemybubble on 31/03/2023 - 08:00

        You don't tie cost to quality that way mate

        Sure you do - the amount of conveyancers who stuff up simple settlements is actually disturbing. Then I look at what they charged and think ahhh, that makes sense.

        • 

          clubhonda on 01/04/2023 - 00:17

          -2

          @bemybubble: How would you be able to view data on how many conveyancers stuff up, and what they charge on a wide basis? That doesn't sound plausible at all.

          • 

            bemybubble on 01/04/2023 - 06:42

            +1

            @clubhonda: I’m an accountant who deals with property transactions regularly. Things don’t add up. Properties purchased in wrong names. Monies sourced or deposited in wrong accounts with PEXA. Seen it all

            • 

              clubhonda on 01/04/2023 - 08:50

              @bemybubble: I'm a Private Banker who oversees property transactions from the bank side and I speak with conveyancers all the time, and I can tell you that there are good and bad conveyancers and it really boils down to them as a person, not the fees charged. There's been good ones that charge really cheaply, and god awful ones that charge more than double the going rate. The two examples you quoted above doesn't happen if the client takes out a mortgage as we control the documentation as well as the disbursement.

              • 

                bemybubble on 01/04/2023 - 09:05

                @clubhonda:

                The two examples you quoted above doesn't happen if the client takes out a mortgage as we control the documentation as well as the disbursement.

                And yet it does.

                To be fair to you, you wouldn’t know if it went to the wrong account or party if the conveyancer is directing you. If they direct you to deposit funds in bank account X and it settles that way. Then no stuff up. It’s not until someone like us sees it and goes “hang on. Why did settlement proceeds go here?”

                We’ve directed conveyancers to purchase in an individuals name and put in joint names. And vice versa.

                The worst I’ve seen is an SMSF purchasing a property. We supplied deeds and details and they still managed to stuff it up. Was an absolute $h!t show to sort with the SRO and titles office.

                I can tell you that there are good and bad conveyancers and it really boils down to them as a person, not the fees charged.

                Whilst I agree with you as I was generalising. But there is a correlation between price and service. Subjectively speaking.

                • 

                  clubhonda on 05/04/2023 - 20:06

                  @bemybubble: That is very true. The settlement team acts on instructions from the solicitor, so if the source is wrong, we as a bank can't tell.

                  I've seen some really good conveyancers, and some really bad solicitors over the years, and I personally think it boils down to the actual person. Even with private bankers or some of our high flying clients, some are really intelligent and good at what they do, and others you wonder how they ever got their jobs (if they're a professional).

• 

  deme on 30/03/2023 - 19:34

  +1

  Home-in is a brand of CBA New Digital Businesses Pty Ltd ABN 38 633 072 830 trading as Home-in Digital.CBA New Digital Businesses Pty Ltd is a wholly owned but …

• 

  Dealking on 30/03/2023 - 20:09

  This has been around for some time now. I used it late 2021 when the the home-in app was just launched. At first I found it a bit difficult, but later on was easy. They used Galilee solicitors from memory and interestingly although I am in Sydney and the property I was buying was in WA, my solicitor was in Adelaide. All communication with the solicitor had to be done via the app. I probably only spoke to him like 2 times during the whole transaction. Overall worked out ok as I couldn’t have found a solicitor for $500.

• 

  AAN on 30/03/2023 - 20:47

  I am currently dealing with them, all communication has to be through their portal via support tickets which is annoying at times. FYI Disbursement charges are on top of conveyancing charges

  • 

    djsydney on 02/05/2023 - 10:38

    Hey mate - I am now planning to use home-in. Can you please let me know what the disbursement fees are?

    • 

      AAN on 02/05/2023 - 17:26

      +1

      These fees are government fees for title search, water transfer etc for me it was approx $200

      • 

        djsydney on 02/05/2023 - 17:26

        Thank you.

• 

  justtoreply on 30/03/2023 - 21:10

  I hope their fees don't start at $1500. That's about what the max should be on a $2m property

  • 

    StuBargainHunter on 30/03/2023 - 21:34

    I bought 12 months ago using this deal and after all the discounts, fees + disbursements were ~$750

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  190978314 on 31/03/2023 - 11:54

  If I am currently on a CBA homeloan, but would like to selling my property, am I still qualified getting the $1000 discount?

• 

  Undead-007 on 12/04/2023 - 07:21

  Ok, ive used these guys quite recently.

  IF you are a first home buyer DO NOT DO THIS!

  My first PPOR purchase was quite intense and my lawyer at the time was amazing to guide me through the process and always ready on the phone to answer any questions or hiccups we had.

  I bought my investment through these guys a few months ago and it was horrid, There is no way to contact them apart from the messaging service and there is normally a 12 hour turnaround time depending on how busy they are.

  Lastly the pricing is not correct, their fees end up going up due to "additional required searches" and end up being on par with market, so not only are they getting a kick back from commbank but also end up charging market price to the end user. FYI, it was a small unit purchase <$250k, should not have been complicated like this.

  This was just my experience, yours may differ but I would tread carefully.

  Happy hunting :)