This was posted 6 years 10 months 21 days ago, and might be an out-dated deal.

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Get $50 for Opening an Everyday Account with IMB (Must Have Entered Win a Mini Competition)

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Get $50 for Opening an Everyday Account with IMB (Must Have Entered Win a Mini Competition)
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Lbod311 on 05/06/2017 - 18:43 imb.com.au (8434 clicks)
Last edited 15/06/2017 - 14:40 by 2 other users
MINI

Open an Account with IMB by 30 June 2017 and receive $50 by 5 July 2017. Make sure you enter the code MINI in the promotional code box to get your cash bonus.

No deposit or other requirements, just open up the account. The Everyday Account (not the Everyday Unlimited Account) is monthly account keeping fee free if you select a IMB Cash Card and not the VISA card, so there should be no cost to participate.

Ensure you enter the MINI promotion code after your application is submitted.

  • EDIT: The terms and conditions have been updated this morning as follows:

"This offer is available for individuals who entered our Win a Mini competition and who are new members who open an IMB transaction account online and enter the promotional code "MINI" by 30 June 2017."

Financial Bank Account Transaction Account

Related Stores

IMB Bank
IMB Bank

closed Comments

    • citygal on 07/06/2017 - 14:09

      Just wait til July to see if they honour the $50 first

  • skimp on 07/06/2017 - 00:22
    +4

    Come on guys, just let it go and save everyone and yourself the trouble. Spend your energy on the next bargain. It's worth more than the $50 that was never yours.

    • dins on 07/06/2017 - 00:37
      +4

      Amen! Some ppl just take things too far. It was obviously an error on their part. Time to build a bridge and get over it.

      • Choc83 on 07/06/2017 - 09:30
        +12

        I did a trade - my personal data for $50
        I kept up my end of the bargain - so should they.
        If they don't, I will complain to FOS (which costs me nothing, and costs them hundreds).

        Watch them fold when you mention FOS

    • demiurge on 07/06/2017 - 00:47
      +15

      I'm all for letting go, if only IMB would let go our our accounts and personal infos!

  • umoddbro on 07/06/2017 - 01:54

    Luckily I didn't sign up. I knew it was too good to be true.. IMB? haven't even heard of them before.

    • illumination on 07/06/2017 - 11:34
      +1

      Me too. I was in the process of signing up but they didn't like my address. It said there were "server" problems, so I gave up and intended to come back later.. and now I see this sh!tstorm LOL

    • idonotknowwhy on 15/06/2017 - 14:46

      It's not "too good to be true" though.
      I got $40 for signing up to Macquarie bank. I get $100 every time I refer someone to ING.

  • djevoultion on 07/06/2017 - 12:10
    +1

    Can someone upload a screenshot of the original terms? I want to lodge a complaint. Don't care if the link was sent in an email. The page was on their website for us to access and original T&C didn't mention anything about a competition.

  • dfaktz on 07/06/2017 - 12:29
    +5

    It's my understanding that they are currently under heavy internal legal review today. (Using their own services)

    • Abbi on 07/06/2017 - 14:01

      What does this mean? How would you know?

      • dfaktz on 07/06/2017 - 14:05
        +2

        Means they are having a serious think-tank about it with serious legal-aid involved if I'm to trust where I got it from - a disgruntled employee that divulged in a relationship and conversation with me through customer service a few levels deeper than he/she should have.

    • Reveen on 07/06/2017 - 16:08

      The power of OzBargain.

      • Iggemo on 07/06/2017 - 19:22

        "You got the touch…

        you got the powerrrrr… " da nah nah nahhh

        Stan Bush should provide OzBargain's theme song .. haha, you got the power to send banks into administration rofl

    • Choc83 on 07/06/2017 - 21:48
      +4

      So, you're saying their in-house lawyer is having a busy day?

      I'm not exactly surprised.

      Someone in marketing would have alerted their manager that they've blown their entire year's budget in one evening.

      That person would have had some more tough conversations upwards.

      The resident numbers expert has been dragged in to model the impact of paying out all of the claimants vs the option of denial and estimating how many people may end up going to the FOS.

      Eventually they will settle on the advice that it will be a lot less painful for them to pay the $50 and learn a valuable lesson, perhaps even making the most of an influx of new customers.

      Source: former employee of an ozbargain "victim"

  • Ms Bargainer on 07/06/2017 - 21:27

    Where do you find your member number to log in?

    I only have an account number and password?

    • demiurge on 07/06/2017 - 21:36

      in the email

      • Ms Bargainer on 07/06/2017 - 23:04

        Thanks demiurge. I have checked again, but there is no email from IMB.

        • [Deactivated] on 09/06/2017 - 17:23

          Same here

  • spuderump on 08/06/2017 - 15:25
    +2

    Do we have any update on how this is being handled?

    • [Deactivated] on 09/06/2017 - 08:54
      +5

      badly

    • WillKillfor5Cents on 10/06/2017 - 12:26

      I would be interested hearing any update as well… Luckily there is an IMB branch nearby, I'll just close the account if this does not happen.

  • [Deactivated] on 09/06/2017 - 19:20
    +1

    I feel like OZB is not trying hard enough… I just called them and the rep I spoke to had no idea about Ozbargain and all the new accounts

    • [Deactivated] on 10/06/2017 - 13:36
      +2

      is there a point to the rest of that story? did they say you're getting your 50 dollars they promised everyone before they illegally modified their terms and conditions?

  • j4ck on 13/06/2017 - 15:51
    +2

    Turns out I entered the Win a Mini comp, so I've applied for the account.

  • [Deactivated] on 15/06/2017 - 09:14

    my account is open and internet banking etc works, yet they havent bothered sending me my bank card.

    not off to a good start, first problem was you can't use special characters in your banking password….. it says "you must make it secure….no special characters"

  • Abbi on 15/06/2017 - 11:24

    Yep, nothing here yet. No paperwork, no documentation through the mail, no emails, no nothing.

  • [Deactivated] on 15/06/2017 - 13:27
    +7

    Thanks for opening your new transaction account with us!

    It's great to have you on board. We notice that you opened your account using the promotion code MINI. We have reviewed our list of eligible entrants who entered our Win a Mini competition and, unfortunately, you're not on the list so are ineligible to receive the offer.

    We'd still love to have you as a customer though, so if you're still keen to bank with us, please click 'yes' below to activate your account. We'll have your Visa Debit card sent to you and you can start using your account right away.

    Yes

    If you don't want to keep your account, you don't need to do anything; we'll close the account automatically in 30 days from the date of this email.

    You may have become aware of this offer through the OzBargain website after someone posted it incorrectly as a public offer. This offer was sent exclusively to people who entered our Win a Mini competition and was only valid for these people as stated in the promotion's email and web page.

    We understand the disappointment expressed by some people on the OzBargain forum after becoming aware that they were not eligible to participate in this offer.

    But, we really hope you will join us so we can provide you with a banking experience you deserve, though we'll understand if you decide not to do so at this time.

    Yours sincerely,

    Stephen Pender
    Senior Manager Marketing

    • MissKitty on 15/06/2017 - 13:34

      Hahhahahhha. Same.

      • alz on 15/06/2017 - 13:49

        Same here HAHAHA. How did they know?

        • idonotknowwhy on 15/06/2017 - 14:53

          Probably HTTP referral headers in their logs?
          They're watching us now

        • Ryxxi on 15/06/2017 - 15:28

          @idonotknowwhy: Same here..what a waste of time!

    • Iggemo on 15/06/2017 - 23:27
      +1

      at least they will close the account without the hassle of us having to goto a branch as first thought so that's something, it could've been a real nightmare if that was the case

  • stickyfingers on 15/06/2017 - 13:28

    Not eligible.

  • EFC94 on 15/06/2017 - 13:28

    Just got an email saying I'm not eligible as I didn't enter the "Win a MINI" comp, anyone have a copy of the terms and conditions where this is stated?

  • markj on 15/06/2017 - 13:28
    +1

    A pity - they've sent this email! No $50 it seems

    Thanks for opening your new transaction account with us!

    It's great to have you on board. We notice that you opened your account using the promotion code MINI. We have reviewed our list of eligible entrants who entered our Win a Mini competition and, unfortunately, you're not on the list so are ineligible to receive the offer.

    We'd still love to have you as a customer though, so if you're still keen to bank with us, please click 'yes' below to activate your account. We'll have your Visa Debit card sent to you and you can start using your account right away.

    If you don't want to keep your account, you don't need to do anything; we'll close the account automatically in 30 days from the date of this email.

    You may have become aware of this offer through the OzBargain website after someone posted it incorrectly as a public offer. This offer was sent exclusively to people who entered our Win a Mini competition and was only valid for these people as stated in the promotion's email and web page.

    We understand the disappointment expressed by some people on the OzBargain forum after becoming aware that they were not eligible to participate in this offer.

    But, we really hope you will join us so we can provide you with a banking experience you deserve, though we'll understand if you decide not to do so at this time.

    Yours sincerely,

    Stephen Pender
    Senior Manager Marketing

  • jemichae on 15/06/2017 - 13:29
    +1

    Email received…

    "It's great to have you on board. We notice that you opened your account using the promotion code MINI. We have reviewed our list of eligible entrants who entered our Win a Mini competition and, unfortunately, you're not on the list so are ineligible to receive the offer.

    We'd still love to have you as a customer though, so if you're still keen to bank with us, please click 'yes' below to activate your account. We'll have your Visa Debit card sent to you and you can start using your account right away.

    If you don't want to keep your account, you don't need to do anything; we'll close the account automatically in 30 days from the date of this email.

    You may have become aware of this offer through the OzBargain website after someone posted it incorrectly as a public offer. This offer was sent exclusively to people who entered our Win a Mini competition and was only valid for these people as stated in the promotion's email and web page.

    We understand the disappointment expressed by some people on the OzBargain forum after becoming aware that they were not eligible to participate in this offer.

    But, we really hope you will join us so we can provide you with a banking experience you deserve, though we'll understand if you decide not to do so at this time."

  • Turd on 15/06/2017 - 13:30

    LOL DAMMIT

  • Monty1089 on 15/06/2017 - 13:31

    Yep got that dreaded email just then. It was too good to be true :(

    • Wolfy on 15/06/2017 - 13:46

      Same, too good to be true. And I can't win the Mini either!

  • polstralian on 15/06/2017 - 13:38
    +6

    It's a smart email. If you click YES - keep the account, you will then acknowledge that you are no longer getting $50. If you do nothing at all, they will close the account… Although the account should be credited with $50 on the 4th of July so if we go by the original Ts&Cs it's smarter to ignore the email. Any thoughts anybody?

    • forumninja on 15/06/2017 - 15:05

      And if you have some money in the account they will have to send you a cheque when they close it.

  • spuderump on 15/06/2017 - 13:38
    +1

    Should forward them a copy of their T&C's before they changed it ask them to specify where a competition had to be entered.

  • alz on 15/06/2017 - 13:50
    +3

    Just got rejected by their Marketing Senior Manager. If you are reading this Senior Manager Marketing go sit on fat one and rotate :)

  • INFIDEL on 15/06/2017 - 13:52

    Ah, a 4 year member but L plated Ozbargainer posted their first deal (I assume they received in an email after entering the mini competition) without posting the fine print - that unless we received the email invite to open an account, we are ineligible for this deal :-(

    TARGETED to the more than 4600 people who entered the IMB Bank competition

    Never was a deal unless received targeted email - so not available to the rest of us.

    OP should have made us aware of conditions that applied to this deal, if they were aware.

    It's happened before in other deals with a lot of upset people, & unfortunately will likely happen again.

    • [Deactivated] on 15/06/2017 - 14:05
      +3

      Keep your account open. Fund it with 1 cent every year for the rest of your life.

      It'll cost them well over the $50 to administer.

      Revenge is a lifelong mission.

      • INFIDEL on 15/06/2017 - 14:10

        I'd rather move on to the next deal, rather than be stuck in the past - for a lifetime.

        This deal is already costing IMB ;-)

        There were comments from almost the beginning (2nd comment) that deal was too good to be true - and almost 8000 clicks later - we found out it was ;-(

        • [Deactivated] on 15/06/2017 - 14:34

          I may have been joking.

        • INFIDEL on 15/06/2017 - 15:04

          @Mr Gradgrind:
          Really? 😀
          I've opened a cheap bottle of red & waiting for the fireworks to really start 🎆

      • Choc83 on 15/06/2017 - 20:01
        -1

        They're gambling on inaction.
        If you threaten to take it to the ombudsman, they'll give you your $50 instead of copping the fee.

        In order to use the ombudsman, you must have lodged a complaint with the bank first.

        • INFIDEL on 16/06/2017 - 22:52

          You do realise IMB representatives will be taking an interest in comments here. Implied treats against the bank (your strategy to "threaten to take it to the ombudsman") will likely be presented to the Ombudsman. I don't think the Ombudsman will take kindly to such abuse of the complaints process.

          So good luck. I can think of better things to do with my time. If you calculate the time involved against what you could earn in the same time, the aggravation is hardly worth it for a potential $50. I've taken a much stronger case before a different ombudsman & lost. Admittedly you are just proposing to threaten the bank!

          As IMB never made the offer directly to us, & we did not enter the Mini competition to qualify, I don't see how IMB would even consider your attempt of coercion to extract $50 from them. You can't point to any evidence IMB offered you $50. So can't see any legal basis for your complaint. Disappointing of course.

          IMB would have received legal advice on this matter. The Ombudsman would be very unlikely to become involved in your complaint.

        • INFIDEL on 19/06/2017 - 12:31

          @Infidel:
          Also as we were not IMB customers, we may have no legal standing to make a complaint to the FOS.

    • INFIDEL on 15/06/2017 - 17:22

      Response from OP below.

      Little indication in email this was targeted deal only to those who entered competion.

      The email begins with…
      EVERYONE IS REWARDED WITH IMB BANK

      OP shared in good faith. It's entirely IMB's stuff up.

  • kevitkotw on 15/06/2017 - 13:59
    +12

    IMB will forever be black marked at Ozbargain…

  • kevitkotw on 15/06/2017 - 14:03
    +4

    I replied:

    Thank for you email informing me of my ineligibility.

    This is a courtesy email from myself, informing IMB of it's ineligibility to receive any further business from us. This includes the planned Home loan change and business accounts.

    Please remove me from any and all mailing lists.

    Warmly,
    Kevin

    • OzBrogains on 15/06/2017 - 14:17
      +5

      You sure showed the unattended inbox who's boss.

      • INFIDEL on 15/06/2017 - 14:29
        +3

        And did it so Warmly - take that unattended inbox 📩💥 😱!

        • kevitkotw on 15/06/2017 - 16:03

          I hope my thinly veiled sarcasm was obvious

        • INFIDEL on 15/06/2017 - 16:52

          @kevitkotw:
          We liked it, but IMB seems to miss even the obvious. Try less thinly veiled next time.

  • [Deactivated] on 15/06/2017 - 14:12

    To IMB

    https://giphy.com/gifs/season-3-the-simpsons-3x10-l2Je508RKO…

  • Chef-Johnson on 15/06/2017 - 14:30
    +3

    Pricks, met all criteria so pay me

  • idonotknowwhy on 15/06/2017 - 14:49
    +2

    Will it help if I copy and paste the email here like everyone else is doing?

    Notice the page has changed:
    http://www.imb.com.au/mini
    "If you entered our Win a Mini Competition we have your everyday banking covered"

    But look at the thumbnail for this deal
    "We have your everyday banking covered"

    lol…

    I found this complaint process: http://assets.www.imb.com.au/files/imb-bank/policy/Our_Commi…

    Worth doing imo, we sold our personal information for $50, and didn't get it.

  • INFIDEL on 15/06/2017 - 15:06

    And so Operation OzBargain ShitStorm begins.
    The long awaited follow up to the always popular You've Been Ozbargained!

  • Ryxxi on 15/06/2017 - 15:24

    Thanks for opening your new transaction account with us!
    It's great to have you on board. We notice that you opened your account using the promotion code MINI. We have reviewed our list of eligible entrants who entered our Win a Mini competition and, unfortunately, you're not on the list so are ineligible to receive the offer.

    We'd still love to have you as a customer though, so if you're still keen to bank with us, please click 'yes' below to activate your account. We'll have your Visa Debit card sent to you and you can start using your account right away

    • Ryxxi on 15/06/2017 - 15:39

      op never posted a link 6o enter this competition..

      • Iggemo on 15/06/2017 - 23:24

        it closed in april or something so how could he

  • Chef-Johnson on 15/06/2017 - 15:47

    I sent a complaint via online form and oddly enough they texted me "we didn't publicise the web page but when we realised that others were accessing it we added some more information for these people from the email"

    • [Deactivated] on 15/06/2017 - 16:01
      +2

      Threaten to go to financial ombudsman

    • citygal on 15/06/2017 - 16:09

      How long does it take to receive a response from them?

      • Chef-Johnson on 15/06/2017 - 16:53

        Took less than hr

        • citygal on 15/06/2017 - 16:53

          You just received the response from internet banking?

        • Chef-Johnson on 15/06/2017 - 17:37

          @citygal: i sent an online form for complaint and they sent a personal text to me as a reply,

        • citygal on 15/06/2017 - 18:22

          @Chef-Johnson: Personal text? you mean sms on your phone?

        • Chef-Johnson on 15/06/2017 - 19:03

          @citygal: as in non generic reaponse

        • citygal on 15/06/2017 - 23:18
          -1

          @Chef-Johnson:
          I understand it's a generic response. But where did you find this response - Is it from internet banking?

  • kevitkotw on 15/06/2017 - 16:04
    +4

    Any lawyers want to take on an Ozbargain Class action? Surely they'd settle.

  • carwashhair on 15/06/2017 - 16:10
    +6

    Not banking with these IMBeciles now >:[

  • bod311 on 15/06/2017 - 16:48
    +1

    Sorry for all disappointment this has caused some of you. If it helps any of you who want to take it further here is a copy of the email message. You will see there is no mention of entering the competition in t&c's. I suppose the email at the top does say "we would like to offer you a little something for taking part", whether this limits the offer I can only leave you to decide/argue.

    Link to screenshot: http://tinypic.com/r/2br8l5/9

    • [Deactivated] on 15/06/2017 - 16:53
      +1

      Hey m8

      They changed the t&cs mid way through the deal so your argument is redundant

    • INFIDEL on 15/06/2017 - 16:59

      Thanks for clearing that up. They don't make it at all clear, as IMB seemed to imply, that this offer was targeted only at those who entered the Mini competition. (Enjoy your $50 💰)

      After all the banner of the email reads
      EVERYONE IS REWARDED WITH IMB BANK

      (…WELL WE'RE NOT!!!)
      I think we're part of the EVERYONE!

      That promo slogan will come back to bite them! Would hate to be that bank's PR person at the moment. It's a bit like the United Airways stuff up, in a minor way. That seemed like a simple oversight at the time.

      IMB email to us read
      This offer was sent exclusively to people who entered our Win a Mini competition and was only valid for these people as stated in the promotion's email and web page.
      Seems that part in bold was not correct, after reading email! Promotion's web page has been updated to only now exclude us.

      Had thought you may have missed sharing some important details… But going by that email, if I'd received it I would have shared it as well.

  • ruskiromka on 15/06/2017 - 17:37

    Does anybody have a legal opinion on this? No use complaining to the FSO if the whole thing is dead in the water.

    • FutureTech on 15/06/2017 - 17:48

      so now it's us vs their legal department?

    • INFIDEL on 15/06/2017 - 18:02
      +2

      Not a lawyer, but have won a case I took against a business (out of court settlement during pre-trial arbitration - got everything I asked for) - where lawyers gave no hope of winning. My successful action is used as a basis in fighting similar cases.

      As we were not personally sent the offer, but was shared without authority;
      the offer stated "we would like to offer you a little something for taking part" in the Mini competition which we did not participate in;
      and IMB have sent emails to many requiring us to click Yes - (probably foregoing our claims to the offer) to open the account, which is required for the offer…
      I don't think we're on stable ground.

      But the promo's slogan was…
      EVERYONE IS REWARDED WITH IMB BANK

      I feel very rewarded IMB - THANKS🙍

  • INFIDEL on 15/06/2017 - 17:43

    Don't forget to post your thoughts on their Facebook page! Have fun 🙅

  • Ryk on 15/06/2017 - 19:02
    +1

    By clicking "yes" you're agreeing to waive their obligation to pay you $50, in return for nothing.

    • [Deactivated] on 16/06/2017 - 12:41

      it's a good way to get people to give up their 50 dollars, don't think they spent all this time not thinking of ways to trick people out of it :)

      this is probably the first of many to come

  • 8200 on 15/06/2017 - 20:17
    +4

    i am going to open a FOS case against them, not at all satisfied with the outcome

    https://www.fos.org.au/resolving-disputes/before-you-lodge-a…

  • chowmanly on 15/06/2017 - 20:19

    I didn't get my bonus. 👎

  • [Deactivated] on 15/06/2017 - 21:12

    I just go the rejection email in regards to the $50 for opening an account.

  • [Deactivated] on 16/06/2017 - 12:16

    I still haven't received a card in the mail, my internet banking works though. Not even an email response from IMB.

    Funny thing is I'm in the area and all of my family banks with them. Left them a 1 star review on productreview. Will lodge a complaint with FOS for being scammed out of the bonus despite their T&C's and then will lodge one for being refused an ATM card despite opening my account successfully.

    • [Deactivated] on 19/06/2017 - 08:52

      Review submitted.

      Note for others - free $5 Coles gift card for submitting two reviews.

  • Ryk on 16/06/2017 - 16:41
    +1

    activated my account with a transfer in of 25c

  • [Deactivated] on 19/06/2017 - 01:13
    +1

    I'm not even joking, do we want to start a class action or what would be the next appropriate step?

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