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75,000 Bonus Qantas Points with $2500 Spend/3 Mths on the ANZ Freq Flyer Platinum ($0 Annual Fee 1st Year) @ Point Hacks

2400

Offer Ends Wednesday, AUG 19 - 2020

ANZ are offering an increased signup bonus of 75,000 Qantas Points. Plus, enjoy $0 annual card fee, in the first year. Saving you $295. This is an "Exclusive" offer that is only available through PointHacks.

The 75,000 bonus Qantas points & $0 first year fee offer is now live until Wednesday, August 19th 2020.

Details include:

  • 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months of approval.
  • Complimentary Qantas Frequent Flyer membership.
  • Six complimentary insurances.
  • Access to Visa Platinum Concierge and Visa Platinum privileges.
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above.

  • Annual fee 1st Year: $0

  • Ends Wednesday, August 19th 2020

View the full offer details only at PointHacks.

This offer is only available exclusively through Point Hacks and not available through any other channel, including if you go to ANZ directly or use a referral link (the offer there remains no bonus points).

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closed Comments

  • +2 votes

    So I don't know if this will work for anyone else, but when I signed up for this deal earlier this year I also applied for a 2nd cardholder and (I'm guessing as a result of this) received 2x 75k bonus points. I usually apply for two cards when there is no fee, and this was the first time I've had this happen.

    However, this was the only pleasant surprise of the whole ordeal. Dealing with ANZ over the few months I had that card was consistently one of the worst and most needlessly difficult interactions with a bank I've ever had…Examples include still relying on fax or post for some forms (no online submission available) and regularly being shuffled between 3+ different staff both on the phone and in a branch due to lack of authority to perform what I assumed were extremely basic tasks.

    • +1 vote

      I also signed up for this deal earlier in the year but did not do any extra cardholder stuff.

      After I reached the required min spend I ended up with double the points (Eg: 150k) lol. No complaints here

      •  

        Same for me. Only single card holder but credited with 150k points. Pretty chuffed!

        •  

          Huh, well there you go, I just assumed it was the 2nd cardholder that caused the error, but good to hear others were able to find the same outcome!

    • +1 vote

      To make matters worse, their entire 'credit team' has been 'down' for at least 4 months now…operating on a 'Don't call us, we'll call you' basis, totally impractical
      I've vowed never to use the ANZ (for anything) ever again

  •  

    If we got declined for the 60k offer a month ago, should we try apply again?

    •  

      Similar situation. Did you try to reapply?

      •  

        Will most likely, as wasn’t sure why the first time had been declined think it might be because of working for 3 months at my job. Did you know why yours got declined first time?

    •  

      Think you have to wait 3 months in between to reapply again.

      •  

        thanks will try again in few months then

        •  

          They usually keep the application open for 84 days. You can call them and ask for a review of the declined application. Ask to speak with a supervisor (they are usually available from 3PM Aussie time onwards). I got mine reviewed and was successful in getting the approval.

          •  

            @ck009: Yeah I have called them, but they said theres nothing they can do and it is still in review and has been like 4 weeks. How long did it take for you to get approved after being initially declined?

            • +1 vote

              @pingualien: @pingudog I just dug thru the emails and can confirm - I got the approval 63 days after the application was initially declined. They asked me a few additional docs but I went overseas and sent the docs after I returned. I called them and gave them the case number - while I was on the phone sent the documents via email and asked the rep to pick it up from the queue. Asked to process it while on phone and was transferred to a supervisor who approved the application. Think the call lasted nearly 25 minutes.

              •  

                @ck009: Hi @ck009 when ANZ reviewed your application did you see an additional credit enquiry on your credit report/credit score changed?

                •  

                  @kencfl: No, there was no additional enquiry other than the initial one.

          •  

            @ck009: What number did you call?

            • +1 vote

              @discount888: I called them on 1800 076 113.

              •  

                @ck009: thanks a lot! So I guess it is just a waiting game then for them to give me an update on the application!

  • +6 votes

    Minimum income?

    •  

      Job seeker pay.

    • -1 vote

      And minimum spend required in 3 months?

  • +2 votes

    If this gets approved, just in time to purchase iPhone 12 Pro Max, should easily cover the minimum spend…

  •  

    Any idea how they are going about applicants who usually are on a 6 figures plus salary, but are currently stood down/on JobKeeper?
    Will I get treated as though I’m a min wager, or will the fact I’ve had a decade of solid earnings help get it? (don’t mind either way, but no point copping a credit enquire if I will be flat out rejected.) Cheers!

    • +2 votes

      I got told to try again once things are back to normal. I assumed this was due to being stood down and on jobkeeper.

  • +6 votes

    Waiting on a decent deal on a non-ANZ or Amex credit card

    •  

      Same here :)

  •  

    I have the Qantas black since last year, and there is one very annoying thing which ANZ did not fix.

    ANZ is sometimes charging some oversea fees for some online transactions in AUD !

    Example : purchased last weeks some equipment on Nike.com.au, and I got the bad surprise of getting 3% fees…

    Very painful as it can stack up to a few hundred $ of unjustified fees over the year….

    Pay very attention to your online statements.

    •  

      Wouldn't that be merchant issue? I would take it up to Nike for clarification.

    • +1 vote

      I believe it's common for banks to charge an overseas fee on merchants that might be situated overseas - have had this on all cards that don't waive overseas transaction fees.

      You might be buying everything in AUD but if it's an overseas merchant they slap you with the fee.

    •  

      It's not an ANZ issue, it's the merchant. I got charged too on my Latitude Infinity card.

  •  

    does it work when i only cancelled the ANZ Black Card back in February/March? 6 months ago….i know previously it had to be around 12 months to get the bonus points…

    • +1 vote

      12 months gap as per T&Cs. You can try but probably will be told no bonus points.

  •  

    good idea for someone new to the creditcard game?

    •  

      abso-fkn-lutly Sire!

  •  

    Does Bpay count as eligible spend? I checked the Tc’s but it doesn’t mention BPay.

    •  

      Pretty sure BPay is treated as cash advance if paid via credit card?

      •  

        Thank you!

      •  

        Not from my cc.
        Always use bpay and never charged cash advance

        •  

          Yes, NAB cc was fine from experience but all others I found it was treated as cash advance.

  •  

    What can you spend for $2500 in 3 months?

    •  

      Stockpile that TP ;)

    •  

      childcare and groceries, you could also buy woolies gift card with 5% reduction to reach $2500, I ll be happy to have issue spending $2500 in 3 months :)

  •  
    1. Has anyone cancelled their Rewards Travel Adventures credit card and signed up to this deal?

    2. Does the 12 month waiting period apply to the Rewards Travel Adventures credit card?

    • +2 votes

      The Reward Travel Adventures card (the Virgin point earning one) is independent from the list of exclusions for this card. It's basically a different rewards program (VFF vs QFF). So yes you can mix both, and yes my spouse has done exactly this (ANZ QFF black, got bonus points, closed, then 4 days later applied for ANZ travel adventures for VFF points) - got approved for both and got the bonus points for both.

      •  

        Thanks for the reply. That's really helpful to know.
        There is a large volume of Rewards Travel users who are looking for a new card with QFF over Virgin.

  •  

    Great increase.

    Apologies if this was answered earlier but just to confirm, if you get this card, you're also ineligible for ANZ black card promotions for 12 months as well?

    • +1 vote

      Ineligible for 12 months for the ANZ Frequent Flyer Black card but not the ANZ Rewards Black card. They're two separate card rewards system (i.e. one's Qantas, the other ANZ Rewards).

      •  

        Thank you!

  •  

    Ignore me. Its in the heading….

  •  

    Will it still work if i have the anz adventure card?

    •  

      Should do, so long as you haven't opened or closed a ANZ Frequent Flyer credit card in the past year.

  • +1 vote

    What is better value, thia deal or 100k points but no free annual fee($425, but does come with $150 cash back)?
    https://www.anz.com.au/promo/personal/credit-cards/frequent-...

    • +1 vote

      This, if you take into account that 1 point is worth 1c..

    • +1 vote

      This deal

  • +4 votes

    Lets see if i get rejected again like 6 months ago.

  • -2 votes

    What a bargain Purchase rate of 20.24%

    • +1 vote

      Not an issue if you pay it off every month.

    • +7 votes

      Hopefully no OzBargainer is paying interest on their credit cards!

    • +1 vote

      if you don't pay full statement each month, you shouldn't be on ozbargain :)

  •  

    This is a better deal than previous Qantas additional 30k points offer from Qantas which only offered additional 50k points from ANZ but costed $100 for first year.

  • +1 vote

    I got this last time around and they sent me 2x 75,000 points :D lucked out

    •  

      I thought I was the only lucky one :)

      I hope they don't take it back, it's already in my qf account though…

  •  

    It says 'and no annual account fee for the first year' but then it says:

    1. For ANZ Frequent Flyer Platinum, a Total Annual Fee of $295 applies which includes a $240 Annual Account Fee and a $55 Rewards Program Services Fee.

    Is this $55 fee still charged? or is that actually included in the 'no annual account fee'?

    • +1 vote

      Nah you won’t get charged.

      •  

        Cheers, all good, midway through applying it states:

        The ANZ Frequent Flyer Platinum Annual Account and Annual Rewards Fees (together 'Annual Account Fee') will be waived in the first year.

  • +2 votes

    Got rejected. Wow, just wow.

    No other cards. Decent income, low expenses.

    • +3 votes

      It's probably because they can't extract anything from you. Next time put expenses around $1500.

      • +1 vote

        Yeah, you want to meet all the criteria, have a good credit report, and but I suspect you want to look like you're low to very low risk, but not no risk, i.e. you probably want to have some expenses. Also suspect ideally: pre-tax income - expenses > min income requirement (assume that's $35,000 pa for platinum cards like this).

        Also check your credit report. I use credit savvy - bit of a faff to set up, but it's free, I haven't received any calls or spam that I know of from joining it, and it sends you monthly updates, and once it's running it's totally painless for checking that what should be on your credit file actually is. It's also good to see yourself from the perspective of the financial institutions. There are other services, but that's the one I'm happy with. https://www.ozbargain.com.au/deals/creditsavvy.com.au

        • +1 vote

          I haven't had a credit card for a few years. They used to ask about your assets on the form back in the day. Now they don't bother and want to know at a fine detail what you spend things on. It's the same level of detail for a $10k credit card as a $1m loan - that's nuts!

          My financial position is very healthy like I said above. It's confusing.

          • +1 vote

            @poulay: The application is definitely more detailed than what I recall the last time I applied for the ANZ FF Black (early 2018). They did ask about assets as well this time.

            • +2 votes

              @heytherehoney: I did notice that so I reapplied with my asset details also included. Straight rejection again.

              It's their loss in the long run, I won't consider them for a home loan in future.

              • +2 votes

                @poulay: I retract my suggestions. I had all the stuff I suggested (met criteria, good credit report, some expenses but covered by provable income), and I got rejected too. I honestly have no idea why. As you say, all they really care about now is income and expenses, and don't really pay any attention to assets. I find that weird - I mean if a workmate forgot their wallet and wanted to borrow $20 to buy lunch, I wouldn't ask for their tax return, I'd ask whether they have money in the bank. But instead they're treating it like a home loan application that lasts for decades (sorry anz, but most probably we were talking 3 months tops). And my income was a little bit higher and my expenses a little bit lower than the last time I successfully applied end of 2018. Oh well, plenty more banks in the ocean ;-)

                •  

                  @nickj:

                  all they really care about now is income and expenses, and don't really pay any attention to assets.

                  That view would certainly be shared by retirees with millions in assets who cannot get a credit card.

                  I mean if a workmate forgot their wallet and wanted to borrow $20 to buy lunch

                  Lending someone a trivial amount once off is not a good analogy. Financing someone's revolving credit on an ongoing basis would be more like giving someone your credit card. They can rack up debt (that you're holding) and carry that debt forward (and grow it) by only making minimal monthly repayments.

                  I could see why finance providers could be more interested in income and expenses than assets. I don't necessarily believe that's what they do, and I don't necessarily agree that's the best way of assessing credit card applications, but (if it is actually what they do) then I could see why.

    • +2 votes

      Me too. Same scenerio.
      Also wondering how the reject rates are.
      My first credit card application.
      Still think I can do a new application after taking notes and changes of the replies as others suggested?

  •  

    Damn I'm currently holding the Rewards Travel Adventures card which I guess makes me ineligible? Or am I okay because it's a card that earns ANZ points and not a FF program?

    • +1 vote

      You're good to apply and get the bonus points because it's two different rewards program.

  •  

    For those thinking of selling qff points, what are they worth these days lol

    I emailed my usual guy and he didn't even reply

    • +2 votes

      I just buy crap from the qantas store. I've been told it's better spent on flights, but I am not going to fly anywhere anytime soon, so might as well get that vinyl player that I'll never use.

      •  

        Time for a new coffee machine.

      •  

        This - classic reward booze (e.g. gin for 10,000 points) or store sales.

      •  

        I am the same, I keep enough for flights, but "buy" stuff from time to time, obviously only when the qantas store runs specials :)

        •  

          I know, right. Just purchased a QC 35 II for the missy as a present and she seemed thrilled until I told her that I scored it for $32 (in addition to 65000 points or so of course).

  •  

    damn how many ANZ deals are there!

  •  

    What’s the usual turn around time for approval after you’ve uploaded your income documents?

    • +2 votes

      For some people it's quick, some people it is quite slow. I applied nearly 2 weeks ago, on the previous 60 K offer, met the criteria, good credit score, supplied the requested docs on application; was then called and asked for even more docs, which I supplied on the same day (that was a week ago). I'm still waiting to hear back from them. I've emailed them and asked for an update, still no response, still in application limbo, and you can't phone them (if you call their number you get an automated msg that they're not answering phones at the moment), you can only email them (and hope that someone contacts you back). I'd echo the comments about the application processing needing to be faster, and less onerous (the number of docs they want is ridic), and for them to be easier (or even just possible) to contact by phone or even by email with one-business-day turnaround for a response.

      •  

        Thanks very much! What were the additional docs they asked for?

        • +1 vote

          ATO notice of assessment, most recent personal tax return, associated company most recent tax return and financial reports (P&L and balance sheet).

          All up, the initial and additional docs came to a whooping 38 pages of documentation.

          Then they called me and went line item by line through expenses. (I'm not even kidding when I say my mortgage application needed less detail than this, for far more over a far longer period of time).

          Then they sent me an automated rejection notice, hahaha!

          •  

            @nickj: Yikes, what a pain! They called me and asked for a few more payslips today, so hoping that is sufficient for them. 🤞

    •  

      For mine it was super quick - applied last night, received approval this afternoon. Supplied 3 months of payslips, no further info requested. $10k limit requested and approved.

      Only issue is the online identification verification isn't working for me (can't seem to enter my country of citizenship) so I'll go in to a branch and do it.

  •  

    If I am currently a supplementary card holder for a family member who has this card, am I eligible to take up the offer?

    •  

      Yes, you are eligible.

      •  

        Anywhere I can reference this to? Thank you

        •  

          This was two years ago, but my partner got a card while being a supplementary card holder on my card on a similar deal. I reckon I rang them and they said it should be OK, and it was.

  •  

    Edit: ignore this comment