ANZ Rewards Platinum Credit Card - $500 Gift Card with $1,500 Spend in 3 Months, $0 Annual Fee 1st Year via Finder

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ANZ Rewards Platinum Credit Card - $500 Gift Card with $1,500 Spend in 3 Months, $0 Annual Fee 1st Year via Finder

johnno1987 on 09/12/2020 - 12:47 finder.com.au (9491 clicks)
Last edited 09/12/2020 - 14:23 by 1 other user

~~Be one of the first 2,000 applicants~~ Available for a limited time and only via Finder, the ANZ Rewards Platinum offers a $500 gift card when you spend $1,500 on eligible purchases in the first 3 months from approval. This offer also helps you save on card costs, with a $0 annual fee in the first year (normally $95) and a balance transfer rate of 0% p.a. for the first 20 months with a 1.5% balance transfer fee.

Gift card can be redeemed at JB HiFi, Myer, Woolworths Supermarket, Amazon, The Iconic, Uber Eats, Caltex Woolworths and Appliances Online.

Eligibility:
To apply, you need to
Be 18 years of age or over, and
Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa
Have a good credit rating.
Ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months and meet all other offer eligibility criteria

Financial ANZ ANZ Rewards Credit Card Reward Points VISA

26 Dec 2020 9:00am

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bym on 09/12/2020 - 12:53

+3

Any eligibility criteria that prevents this deal if you've had an ANZ card previously?
- johnno1987 on 09/12/2020 - 12:59
  
  +4
  
  You don’t currently hold and haven’t opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months
  - hoyanikon on 09/12/2020 - 13:11
    
    Does ANZ travel rewards and frequent flyer platinum count?
    - Drakesy on 09/12/2020 - 13:21
      
      Anz travel rewards - yes
      Frequent Flyer Platinum - no
      - nomekop on 09/12/2020 - 13:42
        
        @Drakesy: Sorry to ask again. I have a Qantas frequent flyer card visa platinum, can I apply?
        
        Drakesy on 09/12/2020 - 13:42
        
        @nomekop: yes
      - ol mate on 09/12/2020 - 15:42
        
        +1
        
        @Drakesy: Doesnt look like the Rewards Travel Adventure is specifically excluded? The ANZ Reward card is another standalone (base) card in the Reward range.
        
        nanoxz on 09/12/2020 - 16:11
        
        @ol mate: Tempted. Anyone knows how will the gift card be delivered, mail or email? I will leave Australia two months later. The Citibank credit card reward was delivered by email.
        
        cheaponos on 09/12/2020 - 16:19
        
        @ol mate: That'd be great if having held the ANZ Rewards Travel Adventures card in the last 12 months is exempt.
        
        Drakesy on 09/12/2020 - 17:05
        
        @ol mate:
        
        Ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months and meet all other offer eligibility criteria
        
        I read this as all ANZ rewards cards
        
        Please read the T's & C's guys it's not hard
        
        ol mate on 09/12/2020 - 19:27
        
        +2
        
        @Drakesy: I read that bolded part as referring to this card, otherwise why call out the black and platinum cards out separately?
        
        Please look at the ANZ range of cards guys it's not that hard
    - plentifoo on 09/12/2020 - 21:00
      
      the travel rewards card is a lemon now that they took free flights away - most cardholders including myself are cancelling, this would be a good way to recapture the outgoing members, would be stupid to not exclude this card imo.
      - endolphin on 10/12/2020 - 10:44
        
        +1
        
        @plentifoo: Interestingly, the previous deal that I posted has the same blurb up front "Ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months and meet all other offer eligibility criteria", but, includes this in the fine print.
        
        "Offer not available where you currently hold an ANZ Rewards Classic, ANZ Rewards Platinum, ANZ Rewards Black or ANZ Rewards Travel Adventures credit card, or have closed, or qualified for bonus Reward Points or a credit back on, any of those ANZ Rewards credit cards within the previous 12 months"
        
        Whereas, for this deal that sentence is NOT present.
        
        To be honest, I applied and was approved for the previous deal before I noticed that the Rewards Travel Adventures card was included in the exclusion list (up until recently it was not mentioned in the fine print). Based on the more vague blurb up the front, I am definitely going to fight for my bonus if it is denied.
        
        johnmelb on 10/12/2020 - 10:59
        
        @endolphin: And fight we will …
        Last time I had a discussion with a financial institution about fees, it did take a few weeks (a fee was charged, where it was initially mentioned there would not be any fees).
        After insisting and escalating the complaint, I ended up getting $100 as "compensation for the troubles I had to go through" (that's on top of a refund of the fees).
        Never give up!
        
        plentifoo on 10/12/2020 - 13:51
        
        @endolphin: thanks for your help trying to make mud clear on exclusion t&cs. i've applied anyway, and if they approve it, then they're approving my eligibility for the bonus gift card as well. there's no way i'm signing up to yet another sh!tty ANZ credit card without something to show for it.
nightelves on 09/12/2020 - 12:59

+1

You're eligible for this offer if you haven't held an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months.
runamuck on 09/12/2020 - 13:03

+10

First 2000. So how do we know how many have applied?
- bohn on 09/12/2020 - 13:08
  
  +11
  
  bleh. hate stupid requirements like that.
- totom on 09/12/2020 - 13:24
  
  +6
  
  Yeah might as well apply directly with ANZ and get 100,000 points (worth around $450). There's a deal posted a few days ago.
  
  At least we know with certainty we'll get the points.
  
  Here we have to hope that we belong to the 1st 2000 applicants. Meh
  - Viper8 on 09/12/2020 - 13:35
    
    +1
    
    But that has $95 fee with $50 credit. So total profit only $405 compared to this $500.
    - neyo on 10/12/2020 - 07:21
      
      -1
      
      Or $0
  - dealmaker on 09/12/2020 - 15:14
    
    …..
    
    Sheh.
SoylentGreen on 09/12/2020 - 13:11

+1

ANZ if you are going to post 'upgrade' cards in the mail, make it an upgrade to the best you have. We cut n bin anything less, whilst we ponder other offers and say goodbye to anz.
- Ironic fear on 09/12/2020 - 18:20
  
  Somehow I don't think ANZ is going to be reading your comment.
  
  Also small point but this is a third party offer not direct from ANZ.
Lengjaimarco on 09/12/2020 - 13:22

It didnt mention if minimum income requirements exist, very weird…
kizashi on 09/12/2020 - 13:41

+7

Spoke to finder and got told this article was last updated Oct.7, 2020 I think it would be highly unlikely you would still be in 1st 2,000 now. As others better to apply directly with ANZ and get 100,000 points (worth around $450)
- Anonymous101 on 09/12/2020 - 13:42
  
  +1
  
  Would anz be able to tell if there has been 2000 applications already for this offer ?
  - kizashi on 09/12/2020 - 13:45
    
    They might and only ones would know (finder told me they cannot see numbers as done through ANZ website). Doubt though they will be giving you this information.
    - Anonymous101 on 09/12/2020 - 13:48
      
      +1
      
      I applied for the 100K rewards point and the application is in progress. Then I saw this and was thinking to switch to this one instead. Reached out to ANZ credit card team via email since they don't do phone support anymore. Let's see what they say.
      - rvsure on 09/12/2020 - 13:58
        
        +1
        
        @Anonymous101: F
        
        Anonymous101 on 10/12/2020 - 14:05
        
        +1
        
        @rvsure: ok, doesn't look like it's possible. I am on income verification stage with my current application. I asked the lady on the phone and she said she doesn't know anything about certain offer. She asked me to call 132273 instead. I have been finding 132273 pretty annoying to navigate through and to get to the right team. So I gave up after some time.
        
        So I am going to withdraw my previous appliation and apply for this. Hopefully it wont affect my credit score and get me rejected.
- reivaxX on 09/12/2020 - 14:10
  
  +1
  
  It shows at the top they have last updated yesterday 8 Dec 2020.
  
  Available for a limited time and only via Finder, the ANZ Rewards Platinum offers a $500 gift card when you spend $1,500 on eligible purchases in the first 3 months from approval.
Viper8 on 09/12/2020 - 13:48

+2

When you click the link to ANZ it states the offer you're applying for and makes no mention of the 2,000 cap. I think its reasonable to assume that once 2000 people have applied the link will simply divert to a page telling you the cap has been reached.
cerealsmok3r on 09/12/2020 - 13:53

I just applied for this yesterday for the previous sale. Would I be eligible?
- spiff on 09/12/2020 - 15:53
  
  Cancel application and go again
Danger on 09/12/2020 - 13:55

+1

Oh no.. Yesterday, I got approved for the previous deal.
Serathis on 09/12/2020 - 13:58

+1

fck me i just applied this last week
taffy711 on 09/12/2020 - 14:04

I don't see any reference to the first 2,000 applicants requirement, has it been removed?
hotdogwater22 on 09/12/2020 - 14:04

Should I be getting this if I'm 20yo with an income of around $75,000 p/a and don't really need a credit card…? I wouldn't mind using the $500 towards a new phone or something.

I know I'll be able to pay back the balance but wondering if applying, spending the minimum amount to receive the GC, and then closing the card after will adversely affect my credit score?
- dealmaker on 09/12/2020 - 15:16
  
  -2
  
  No
  No
  - blinkybro on 09/12/2020 - 15:22
    
    +1
    
    ? why not I would say yes @jr64, good income just don't use it for anything you wouldn't use it for without it. free $500 credit and make safe for any problems.
    - dealmaker on 09/12/2020 - 15:24
      
      +2
      
      Yeah true. Should have been
      Yes
      No
- ely on 09/12/2020 - 19:01
  
  +3
  
  If you're responsible with money - i.e. don't actually increase your spending, just change how you spend it (change debit card to credit card) and pay your balance in full every single month, then yes.
  
  If on honest self assessment that's not you, then don't get it.
ffhound on 09/12/2020 - 14:11

+1

Just applied but was not approved. Very surprising as my income and assets should easily have met criteria. I can only think that the 2000 limit has been reached.
- Yeahyeahok on 09/12/2020 - 16:55
  
  Have you recently applied for a credit card elsewhere?
  - ffhound on 10/12/2020 - 17:07
    
    Not in the past 2 months.
watertight on 09/12/2020 - 14:13

+9

six figure salary, own a house and $170K in the bank - rejected….Go figure
- aka nioh on 09/12/2020 - 14:35
  
  +7
  
  Buy some anz shares and get the $500 back in dividends
  - Frogprince7 on 09/12/2020 - 18:30
    
    +1
    
    Hi !
    
    How much do I need to spend on anz shares to get $500 back?
    Thanks in advance
    - ely on 09/12/2020 - 19:03
      
      +1
      
      About $20,000 at current share prices.
  - watertight on 09/12/2020 - 22:08
    
    +1
    
    Then pay tax on those dividends.
- nanoxz on 09/12/2020 - 16:14
  
  How many cards do you have hold now
- mrvaluepack on 09/12/2020 - 16:22
  
  +1
  
  How much you owe on the house?
  - watertight on 09/12/2020 - 22:09
    
    Zero. I own it outright. Well, there is a mortgage on it but it’s completely offset.
    - fredblogs on 10/12/2020 - 12:08
      
      I suspect they don't consider it paid off if using offset.
- Ss-ss on 09/12/2020 - 17:57
  
  +2
  
  It’s the ozbargain account that ruled you out
- funnysht on 09/12/2020 - 18:08
  
  +6
  
  they prob realise that you actually won't use your credit card much or can easily pay it off— they want someone who has a hosue but makes only 50k a year so goes into debt, racks up interest debt because has trouble paying it off and then they can take the house. Banks.
- apiecost on 10/12/2020 - 01:54
  
  -2
  
  Annoying fact. If you invested that in Tesla 12 months ago it'd be worth 1.6 million now.
  - watertight on 10/12/2020 - 13:10
    
    20 20 vision in hindsight.
cryptowiz on 09/12/2020 - 14:13

+1

"enjoy a $500 gift card when you spend $1,500 on eligible purchases"… so I have to spend $1,500 at specific stores or what?
- pippohippo on 09/12/2020 - 16:38
  
  +1
  
  usually mean any purchases (shopping and bills). Does not include anything that's a cash advance (cash withdrawals, gambling etc)
- Transient on 09/12/2020 - 17:37
  
  From the ANZ offer website footnotes: Eligible purchase means purchases which are eligible to earn Reward Points. Purchases which are not eligible to earn Reward Points are described in the ANZ Rewards - Rewards Program Terms and Conditions, for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases.
coldazure on 09/12/2020 - 14:13

Where in the Finders site or the ANZ application form does it say first 2000 applicants only?
- johnno1987 on 09/12/2020 - 14:23
  
  It was originally 2000, looks like its been removed now and just says limited time.
aka nioh on 09/12/2020 - 14:34

+3

Applying for new credit affects your credit score even if you cancel the card. The reasoning is that you are considered a risk if you apply for credit alot despite closing the credit card. So only apply if you dont need a loan etc.

I found out the hard way as energy australia knocked back my application for a free tesla powerwall over a 7 year fixed energy plan due to my credit score. I checked my score as ive never missed a payment for any bill and saw all the credit cards ive applied for and cancelled after getting my rewards for signup.
- itzSTARSCREAM on 09/12/2020 - 17:39
  
  How do you improve your score? Is there a certain time period the score goes up after cancelling credit cards? Eg cancel in Mar-20 and by Mar-21, it's one year so the score goes back up?
- ely on 09/12/2020 - 19:04
  
  I go through about four a year pretty steadily, generally holding for ~11 months before cancelling.
  
  Credit score is "excellent" from the three major AU providers.
  - driew on 09/12/2020 - 21:21
    
    Hey mate, do you think it's better to hold this card for a longer period of time whilst always paying the closing balance or to close it as soon as you get the gift card?
  - valleyrain on 09/12/2020 - 22:26
    
    It doesn’t matter what your credit score is and whether or not it’s ‘Excellent’. They look at the number of credit enquiries and the amounts and a decision is made based on that.
    - ely on 10/12/2020 - 06:51
      
      The comment I was replying to mentions their score repeatedly, and so I addressed that. That said, in theory that sort of thing (number of enquiries, amounts of enquiries) is part of what goes into computing a score anyway - not that they seem to be very good systems.
      
      Beyond that, I think you overestimate the amount of care and attention that lenders put into a credit card assessment. Lots of enquiries has never been a problem for me getting another card, or getting a home loan for that matter.
Ohz on 09/12/2020 - 14:35

Can anyone explain '$1,500 on eligible purchases'? specific store? specific product?
- timhn on 09/12/2020 - 14:49
  
  Click on the link and go to ANZ website, scroll down to the T&C, you'll see :
  
  Purchases which are not eligible to earn Reward Points are described in the ANZ Rewards - Rewards Program Terms and Conditions, for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases.
  - AlphaC on 09/12/2020 - 21:04
    
    +1
    
    Is there an exclusion for payments to government bodies- eg if I pay Rego does that count towards the 1.5k spend?
ozvictor on 09/12/2020 - 14:44

+2

Can you buy an iPhone on apple website and get a 500 gift card
- BarryBargain88 on 09/12/2020 - 14:49
  
  Yep
TomGum on 09/12/2020 - 14:45

So this offer is valid until 31st Jan?
- timhn on 09/12/2020 - 14:51
  
  Available for a limited time
  
  Your guess is as good as mine!
[Deactivated] on 09/12/2020 - 14:47

Purchases which are not eligible to earn Reward Points are described in the ANZ Rewards - Rewards Program Terms and Conditions, for example interest charges, fees, cash advances, cash equivalent transactions, balance transfers and transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases.
- cryptowiz on 09/12/2020 - 14:49
  
  Thanks for the clarification… makes perfect sense.
- Ironic fear on 09/12/2020 - 18:23
  
  I wonder if gift cards count as cash equivalent transactions.
  - nahkk on 10/12/2020 - 20:05
    
    They do not if buying from a retailer/superstore. ANZ will see EFTPOS transaction of the retailer. They won't know what you bought in that transaction.
  - [Deactivated] on 10/12/2020 - 23:05
    
    ‘Cash Equivalent Transaction’ means transfers of funds
    to or from other financial institutions, foreign exchange
    transactions, travellers cheque purchases, gambling
    transactions, utility bills paid in person at a bank or Australia
    Post or any bills paid using the Card in conjunction with
    the BPAY scheme (if the billing merchant does not accept
    credit card payment using the BPAY scheme) and any other
    transaction that is treated as a cash advance.
tryingtohelp on 09/12/2020 - 15:09

Before you make a final submission, please bear in mind that the form that you have to fill is going to the very detail of your income and expenses.
I had been disapproved by them in the previous offer without any particular reason where in i have been offered the card from AMEX.
Don't ruin your credit report for $500 GC.
- BarryBargain88 on 09/12/2020 - 15:37
  
  +7
  
  I filled out like one box out of 20 and got approved. I think people are way too honest in these applications. I know I’ll pay it back before being charged interest. The application just becomes a box tick. I tell them what they want to hear.
  - Booster on 09/12/2020 - 16:06
    
    Filled out the basics and needed to supply last 3 months payslips before the application can progress. Was your approval immediate?
    - Ironic fear on 09/12/2020 - 18:24
      
      +4
      
      I got asked that, didn't supply anything, and a day and a half later got the approval email.
      
      Last had a card with them about 2 or 3 years ago. Go figure
      - montorola on 09/12/2020 - 18:46
        
        @Ironic fear:
        
        didn't supply anything, and a day and a half later got the approval email.
        
        Lol nice one
[Deactivated] on 09/12/2020 - 15:10

-4

ANZ hahahahahahahahahahahahahahahahahah
- spiff on 09/12/2020 - 17:53
  
  +11
  
  Let me guess, you've been rejected in the past.
Shane34 on 09/12/2020 - 15:29

Anyone know what the minimum income level to apply is? Looks like a $6k minimum credit line so I'm thinking it might be high
- BargainGeezer on 09/12/2020 - 16:16
  
  +1
  
  $35k is the typical amount for one of these $6k limit Platinum cards, so not high at all.
ruztynail on 09/12/2020 - 15:37

sigh. i applied with the previous deal! darn it..
fomal on 09/12/2020 - 15:38

damn I just applied for the prev deal :(
kamikaze_ozbargain on 09/12/2020 - 16:09

+7

Just got off the phone with ANZ, seems you can do it without going to finder.

https://www.anz.com.au/promo/personal/credit-cards/rewards-platinum-exclusive-offer-finder/?sourcecode_1=IYZV&cid=af|3631403|24635476|1263465|289317696&dclid=CjkKEQiA5bz-BRDq8veX5OrczrEBEiQAKuS-EVXM2ijVMsiYEi2Yl1AsL1zEjxga1qXg_Pat_NdVsuXw_wcB.
- bohn on 09/12/2020 - 16:16
  
  https://www.anz.com.au/promo/personal/credit-cards/rewards-p…
nahkk on 09/12/2020 - 16:14

Thanks OP!. Applied.
oswade on 09/12/2020 - 16:17

+3

Sounds like u need to do a balance transfer to qualify, can anyone confirm?
- krazek on 09/12/2020 - 16:20
  
  +4
  
  Offer only available to new and approved credit card applicants who apply for an ANZ Rewards Platinum credit card account with the balance transfer.
  
  Yep seems you are right
  - dealbrry on 09/12/2020 - 19:48
    
    I can’t see that on the ANZ page after clicking through the Finder link
    
    This offer applies only once per eligible customer. Your application must be approved and you must activate the card and make $1,500 worth of eligible purchases within 3 months of approval to receive the bonus $500 Gift Card and waiver of the ANZ Rewards Platinum Annual Account Fee (“annual fee”) for the first year.
- HappyXD on 09/12/2020 - 16:41
  
  to qualify for what?

This was posted 3 years 4 months 16 days ago, and might be an out-dated deal.

ANZ Rewards Platinum Credit Card - $500 Gift Card with $1,500 Spend in 3 Months, $0 Annual Fee 1st Year via Finder

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