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10% off $100 & $250 Mastercard Gift Cards ($5 & $7 Activation Fees Apply) @ Coles

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10% off $100 & $250 Mastercard Gift Cards ($5 & $7 Activation Fees Apply) @ Coles
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AssociatedTaegukgi @ Best Aussie Online Marketplace Deals on 15/10/2022 - 09:00 imgur.com (7364 clicks)
Last edited 04/04/2023 - 18:13 by 2 other users

Time to stock up again.

$100 gift card = $5 activation fee
$250 gift card = $7 activation fee

Woolworths will have a promo on Myer gift cards.

10% OFF $100 & $250 Coles Mastercard Gift Cards

Limit 5 Gift Cards per customer. 10% discount will be applied to the value of the card including the applicable activation fee. Total cost for $100 gift card is $94.50 ($90 for card and $4.50 for activation fee) and for $250 gift card is $231.30 ($225 for card and $6.30 for activation fee). Offer valid only in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. Excludes $50 Coles Mastercard Gift Cards. While stocks last, no rainchecks. Please note Coles Mastercard Gift Cards will have a minimum 4 hour activation delay. Coles Mastercard Gift Cards cannot be used to purchase any other gift card sold at Coles. Offer valid from 19/10/22 to 25/10/22. Refer to individual gift card for terms and conditions. Coles Mastercard gift cards are issued by Heritage Bank Limited ABN 32 087 652 024 AFSL/ACL No. 240984 pursuant to a license from Mastercard International Incorporated. For Coles Mastercard Gift Card Terms of Use and Conditions, go to www.colesmastercardbalance.com.au.

Offers valid until Tuesday 25 October 2022

Full credit to Best Aussie Markdowns member

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closed Comments

        • Yola on 15/10/2022 - 21:50
          +1

          They are more secure from tampering with the physical card but not hacking.

      • Doyeon on 15/10/2022 - 10:46
        +4

        One of mine hacked last time…
        It was used for healthy massage and it hasn’t been refunded for 2 months!!!

        Don’t buy them…..

    • maccam01 on 15/10/2022 - 09:26
      +8

      Yes I had two that had been used and it took months to get refunded. Package had not been tampered with. My best advice is not to give as gifts, and use them as quick as possible.

      • cloudy on 15/10/2022 - 10:14

        Did you have to complete the fraud form and email them back? Did you have to follow up repeatly?

        I also got hacked cards, filled in the form 3 weeks ago and have heard nothing since. Not sure if I should just wait or continue to haggle them..

        • Doyeon on 15/10/2022 - 10:50
          +3

          Mine was hacked, and I filled out the form waited for 2 months, still got nothing.

          Called them couple of times to follow up, and I was told to wait more..

          • cloudy on 15/10/2022 - 16:58

            @Doyeon: wow, thats bad. I hope you get it eventually, was it a $200+ fraud at healthy land massage?

            • Doyeon on 15/10/2022 - 17:35

              @cloudy: I know! It is $95 at healthy massage …..

      • Stopback on 15/10/2022 - 10:51
        +1

        Eventually these cards will have two factor

    • Cluster on 15/10/2022 - 10:30
      +1

      I have used maybe 50 cards over the past few years. None have been compromised. I even take a few months to use all of them. No problems.

      The problem exists, but it doesn't look to be wide spread.

      • Cisco123 on 15/10/2022 - 10:37
        +7

        Would you think it’s wide spread if your 51st card gets hacked? If you can find several users here who have taken time to share their experiences, don’t you think there are several more who haven’t done so?

        • Bdawg on 17/10/2022 - 13:15

          I've used around 30 and no problems. Who knows how widespread it is.

    • Dr Cheapo on 15/10/2022 - 11:32
      +6

      Yes I lost $250 last time, card issuer or Coles would not help my case at all. Despite proof of receipt

      • HereToSave on 15/10/2022 - 12:24

        Did you find out where the transactions were? You can check yourself when you check the balance.

  • ChaseTheSun on 15/10/2022 - 09:10
    +21

    @WookieMonster was right about the timing of the next mastercard gift cards!!

    • t25 on 15/10/2022 - 09:33
      +11

      WookieMonster should be named the expert in all things gift cards

    • daanish on 15/10/2022 - 09:47
      +17

      Link to WookieMonster picking the date. https://www.ozbargain.com.au/comment/12275593/redir

      • alphaoasis on 15/10/2022 - 11:46
        +1

        So it is every four months on Wednesday. Next it will be on 15th February 2023.

        • WookieMonster on 15/10/2022 - 12:33
          +7

          Actually, my prediction would have been 08 February 2023.

          Let's see if either of us are right!

          • alphaoasis on 15/10/2022 - 15:05

            @WookieMonster: Yeah probably better before Valentines Day.

          • webjockey on 22/10/2022 - 20:57

            @WookieMonster: @WookieMonster, do you think next one would be around Feb or we have another one during Christmas?

            • WookieMonster on 22/10/2022 - 22:20
              +2

              @webjockey: I don’t think there will be another 10% prepaid gift card deal around Christmas (not a nationwide one, anyway). I strongly suspect the next one would be in February, as it would give time for new prepaid gift cards to be manufactured and distributed.

              Traditionally, gift card deals at Coles or Woolworths or BIG W are usually quite underwhelming (at least for OzBargain standards). I doubt brick and mortar retailers would want to deal with the shenanigans of people trying to find 10% off prepaid gift cards during a generally busy period of the year (at least for retail).

      • Peck on 15/10/2022 - 12:59

        I am waiting for Wookie's prediction to come true re 5% off physical Ampol Gift Cards! hehe

    • WookieMonster on 15/10/2022 - 10:02
      +14

      I’ll be honest, I was starting to get worried that my prediction was off.

      • cryptowiz on 15/10/2022 - 10:54
        +1

        Well done WookieMonster! I was sure it would be in December but you picked it.

      • HereToSave on 15/10/2022 - 12:24
        +2

        You were spot on and I’d already prepared thank you.

  • ilovefullprice on 15/10/2022 - 09:10
    +2

    Can these cards be loaded into Apple/Google Pay?

    • jimojr on 15/10/2022 - 09:33
      +2

      No, but you can add to Paypal.

      • ilovefullprice on 15/10/2022 - 09:44

        Thanks!

      • ilovefullprice on 15/10/2022 - 10:31

        Is there a fee charged when adding this card to PayPal?

        • ChaseTheSun on 15/10/2022 - 11:13
          +1

          None

        • payless69 on 15/10/2022 - 11:25
          -6

          Biden just authorized a $2500 fee for Paypal to be taken from your account if you sympathize with human rights abusers. I am sure our head of S. will just do a head movement like that Ms.Harris does all the time.
          Your choice!

          • DoctorCalculon on 15/10/2022 - 13:33
            -1

            @payless69: Keep shouting "Lets Go Brandon PayPal" from your rooftop to see if anyone actually cares. LOL!

            • payless69 on 15/10/2022 - 13:45
              +1

              @DoctorCalculon: I mainly meet refugees who escaped Melbourne seeking a real life. Feel free to donate to whoever you want.

  • checkingthisout on 15/10/2022 - 09:11
    +3

    Isn’t that 9.5% off and 7.75% off? With the fees per card.

    • BargainsGrabber on 15/10/2022 - 09:17
      +6

      $100 gift card for $95 (5% off) = $5 profit
      $250 gift card for $232 (7.2% off) = $18 profit

      • checkingthisout on 15/10/2022 - 09:22

        The optimist view!

      • nicholasv on 15/10/2022 - 09:23
        +11

        You'll get 10% off the service fee too, so $231.30 (7.48% off)

        • checkingthisout on 15/10/2022 - 09:25
          +3

          The plot thickens!

          • Tenzin on 15/10/2022 - 09:38
            +6

            @checkingthisout: Plus Flybuys…..thickening plot

            • checkingthisout on 15/10/2022 - 09:40
              +1

              @Tenzin: Hopefully OP can update the title with the price. Simple math equation that we can hand to our local mathematician to work out.

  • WwDesi on 15/10/2022 - 09:13

    So the $250 gift card works too about $232 ?

    • fozzie on 15/10/2022 - 09:19
      -6

      $218

    • checkingthisout on 15/10/2022 - 09:23

      Yes $232 per card for $250 and $95 per card for $100. + 10% off service fee.

      Certainly not 10% off. Have fun doing the math!

      • jimojr on 15/10/2022 - 09:29

        $250 ones is about 8% off after the Flybuys points.

        • Manny Calavera on 15/10/2022 - 09:33
          +3

          Then 9% after the Amex points!

      • capslock janitor on 15/10/2022 - 10:05

        What service fee!?

  • Neoika on 15/10/2022 - 09:15

    One card hacked and I still upvoted.

    • Lovesfreebies on 15/10/2022 - 09:25
      +1

      How was the dispute process?

      • Neoika on 15/10/2022 - 09:27
        +4

        No communication, replacement card delivered. However, someone having multiple cards compromised may have a hard time.

        • DoctorCalculon on 15/10/2022 - 10:14

          No communication

          What is to stop someone from disputing their own purchases?

          • cloudy on 15/10/2022 - 10:18
            +2

            @DoctorCalculon: Previous hacks were all spent at healthy land massage, so maybe if you get a massage there they’ll think your card is hacked too?

        • cloudy on 15/10/2022 - 10:16

          How long did it take for replacement card to come?

          • Neoika on 15/10/2022 - 10:17
            +1

            @cloudy: 3 to 4 weeks. It is mentioned in the T&C that most disputes are solved in 21 days.

            • cloudy on 15/10/2022 - 10:20

              @Neoika: That’s lucky, a few of us have disputed for that long as well and heard nothing so far.

            • Lovesfreebies on 15/10/2022 - 10:58

              @Neoika: Did you provide the coles receipt during the claim process ?

              • Neoika on 15/10/2022 - 11:01

                @Lovesfreebies: Yes.

                • Lovesfreebies on 15/10/2022 - 11:09

                  @Neoika: That’s the reason why I have not heard from them. I just found the receipt. How can I tell which receipt is for the gift card ? I bought twice , but don’t know which receipt it belongs to.

                  • Neoika on 15/10/2022 - 11:13
                    +1

                    @Lovesfreebies: Coles receipt shows the last 3 digit of the card that matches last 3 digit of the barcode on the back of the card.

                    To make your claim more convincing, you can prove that you own and have spent the whole balance on the other cards that were purchased together on the same receipt by giving cards info. If you have other cards purchased together that are not compromised, you can find the activation time online (as you lost login for the compromised one). The online time is in US/UK zone, but the minute of it should match the activation minute on the receipt.

        • toobzy on 15/10/2022 - 14:22

          Did you dispute with heritage or incomm?

    • thekensai on 15/10/2022 - 09:27

      was it with the new packaging from heritage bank?

      • Neoika on 15/10/2022 - 09:29

        Yes.

        • thekensai on 15/10/2022 - 09:32
          +1

          so what did that dude spend it on this time? still pgoogle play stuff? can't believe it. why not they just enforce the card to be used with cvc

  • Dealgogogo on 15/10/2022 - 09:18

    Any idea if this is a easy way to do money laundry？

    • ireadtermsofuse on 15/10/2022 - 09:21
      +26

      Those laundry’s usually take coins

      • checkingthisout on 15/10/2022 - 09:27
        +3

        I use Apple Pay at the local money laundry. Very progressive. I’ve been laundering dirty dirty clothes through it without any police interference for weeks!

    • cloudie9 on 15/10/2022 - 09:22

      *laundering

    • capslock on 15/10/2022 - 09:26
      +5

      You are better off laundering when there is no sale so you don't have to compete with ruthless OzBargainers for what limited cards there are.

  • drhip on 15/10/2022 - 09:20

    What is it the hack people talking about? We buy the card and there is risk that no money in there?

    • thekensai on 15/10/2022 - 09:29
      +3

      see comments above. the money was there, just that some dude beat u to it.

    • checkingthisout on 15/10/2022 - 09:39
      +2

      By the sounds of it from the comments you don’t need to use the CVC only the card number and possibly the expiry. Meaning you could swipe numbers from the store. Wait till their activated with money and use it before the buyer could.

      Seems like an incredibly insecure system.

      • drhip on 15/10/2022 - 09:41
        +3

        Holly molly !!! That sounds pretty bad system

      • pennypincher98 on 15/10/2022 - 11:12
        +2

        Worth noting that the expiry for all cards on the shelf will likely be the exact same (+/- 1 month at most) for each batch.

        • checkingthisout on 15/10/2022 - 12:21
          +4

          Even more crazy when you think about it. Almost as if they designed them to be insecure.

      • team teri on 15/10/2022 - 13:12
        +3

        You can't see the card number unless you open the pack, and these are very well packaged. No one can do that in-store.

        Someone would have to steal cards (not activated yet), open them at home in a way I would not know how to do 'invisibly', probably involving scalpels or potent solvent, then after noting the details seal them up again, and finally put them back on the shelf reversing the theft. Quite some effort.

        Or someone figures out the algorithm that creates card numbers, expiry dates and CVCs. And/or the algorithm that links the bar-code number on the back of the pack to the actual card number. Insider job perhaps by someone in the know?

        After reading this discussion I opened the 2 cards I still had left from the last promo. Both were fine with full balance. Used them up immediately, just in case.

        • checkingthisout on 15/10/2022 - 14:14

          There is a really good thread above that goes into detail how it happens. It’s pretty bad tbh that it can happen at all.

        • CyberMurning on 15/10/2022 - 14:16

          What did you used them for immediately?

        • pennypincher98 on 15/10/2022 - 15:39
          +1

          These aren't physically being compromised. They're being hacked virtually. No insider job, no solvents etc.

  • MaccDogg on 15/10/2022 - 09:21

    Can I pay my tax bill with these?

    • cloudie9 on 15/10/2022 - 09:24

      If they accept Mastercard, sure…

    • nicholasv on 15/10/2022 - 09:32
      +4

      Yes I did last time and it was fine. There is a surcharge of 0.2% from memory, but the discount far outweighs the surcharge

      • Hendot on 16/10/2022 - 22:09

        And I believe the surcharge is tax deductible.

      • yolow on 18/10/2022 - 20:08

        How did you pay for it? Did you go to the ATO website?

        • nicholasv on 18/10/2022 - 20:10
          +4

          Nah there was a link in the email I received from a Nigerian prince

          • yolow on 18/10/2022 - 20:58

            @nicholasv: lol Nigerian Prince.

            I was reading somewhere on ozbargain that someone on here went to this ATO website and use it to pay off some of their taxes.

            • nicholasv on 18/10/2022 - 21:00

              @yolow: Yeh that looks fine with the .gov.au URL. I paid mine by going onto my gov, then ato, and there was an option to make a payment on there I think. If you get stuck then reach out with a dm :)

            • SydOzber on 18/10/2022 - 21:43
              +2

              @yolow: there is a limit of 5 card on the easypay website and ATO website. So you can pay using 10 cards per day.

              • yolow on 18/10/2022 - 21:54

                @SydOzber: @spk oh nice! I need to pay more than 10 so most likely need to come back and get more since there is a limitation on them.

                Usually when you pay it off via the easypay and ATO, can you see the changes straight away?

                • Yola on 18/10/2022 - 21:55

                  @yolow: Takes a few days to be deducted from what you owe.

                • SydOzber on 18/10/2022 - 22:26

                  @yolow: takes about 3-4 days via both channels.

              • yolow on 19/10/2022 - 07:52

                @SydOzber: @spk - Thanks. What would you put in for the "Cardholder name" section? I can see it printed on the card as "A Gift for You" or my actual name?

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