• expired

10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au

44256

Here we go again…. Good luck

I’m taking a gamble on posting since the last deal flopped but here are a couple of notes:

  1. A lot of users have had their payments failed, purchase with caution. You may receive a pending charge on your card for some days, if this happens.

  2. Thanks to Skido, ensure that your pending charge does drop off after a few business days. Otherwise contact customer service to organise a refund.

  3. A number of users are reporting that the pending charge did not drop off, we advise that you call or email Coles Gift Cards now:
    Email: [email protected]
    Phone 1300 304 990 (Press 0 to speak with customer service. Have the numbers of the credit cards you used handy, in case asked for the last and first digits).


Receive within 4 hours or on a day of your choice. Funds are ready to use within 24 hours. Digital Account may be used online, over the phone or through mail order everywhere Mastercard® is accepted. Digital Account cannot be used to obtain cash from any ATM or Point of Sale transaction.

10% off Coles Mastercard​ offer

Terms and Conditions apply. 10% discount applied to value of card incl. applicable purchase fee. Cost for $250 gift card is $231.30 (made up of $225 for card + $6.30 purchase fee). Excludes $50 and $100 virtual Coles Mastercard’s. Offer available from 16/8/23 9am to 23/08/23, While stocks last. Offer only available on purchases from giftcards.com.au. Maximum order value $2,500. One order per customer. Card can only be used for online purchases. The virtual Coles Mastercard® Digital Account is issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to licence by Mastercard International Incorporated. Card usage is subject to the Terms and Conditions available at www.mybalancenow.com/#/cardholderAgreement. Card is not redeemable for cash. Card cannot be replaced if lost or stolen and funds remaining on card at expiry will not be refunded. No order refunds provided. Refer to the ordering gift card T&C’s. Refer to individual gift cards for T&C’s We reserve the right to cancel any or all promotions at any time if we suspect error, fraud or any other abuse of the promotion is occurring.

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closed Comments

        • +3
        • @RTY I just tried purchasing Activ Visa egift card using the Coles Mastercard gift card via Paypal and it keeps giving me the error "Check your account with your card issuer before trying this card again."

          Does this method still work for you or they changed it?

          • @Alinnia: after applying the code, refresh the page first then continue to check out with paypal

        • @RTY Great, that works. Thanks.

      • +1

        What's the incentive to do this? Isn't it the same kind of thing and you waste $1?

        • Was wondering this as well. Are the Activ visa cards more secure?

          • +1

            @1d0ntkn0w: Card can be used instore when added to your mobile wallet

            • @littleburrito: Thanks for the clarification. Not bad but depends where you do most of your in store shopping. If you buy from Woolworths, etc. Buy e-gift cards at discounted rates of up to 5% off to basically stack 7% + 5% off your supermarket or Big W shop.

              But I guess it's good for other things like restaurants, etc.

              • @10101010101: Personally I haven't tried but I think it would work if I buy discounted gc (Eg 20x points apple this week or 20x TCN tomorrow at woolworths) in store

              • @10101010101: You can't use these Gift Cards to buy Woolies Gift Cards or WISH Gift cards. Can't use for online orders at Woolies either.

                • +1

                  @eddieboy2: People have mentioned buying Woolies GC by adding these cards to PayPal.

                  • +1

                    @Yola: I can confirm this works

      • -1

        Great idea

  • Anyone knows if we can pay Australia Post insurance with multiple cc ? I know that aami can by calling them.

    • They are online cards only. I tried at Auspost & they said they couldn't manually enter the CC details but needed a physical card.

      • Ok thanks

      • This would depend on the person. I have paid over the phone by dictating the card details.

  • tried to pay rates for Frankston City Council over a few days… can't seem to make last $250 payment through epathway, "declined due to policy reason". council may be on to it (though I did use their chat feature yesterday to ask how much I had outstanding as I couldn't remember how many payments I had made so my account may be flagged, will try again in a few days

    • I'd say its automatically flagged for using many different cards, probably picked up as potentially fraudulent

  • +1

    Never had any issues so far except now.
    It keeps saying transaction is failed

    • Not able to add to cart now..

      • still working and managed to get 10

        • Me too.

      • Change browser or clear your cache

  • Looks like the party is over - hope everyone got a decent haul

  • +1

    Rip it's over - Glad I kept trying, I managed to snag 50 cards today after getting failed transactions in all previous days.
    Only 1 was already linked to another PayPal account so quickly spent it on Amazon credit. I'll take the 1/50 odds tbh.

  • looks like party over early not showing discount.

  • Not showing for me either :(
    Missed out - only bought 2 to test out and wanted to buy a few more today

  • +1

    They always end early. Better luck in next quarter.

    • It almost lasted for the duration of the promo. Last time they had 10%, it lasted until Saturday morning.

  • +1

    42 cards.. should have got more

  • fml only got 30 … had the money ready to get another 15 today

  • +5

    I got 260. Dont neg me but was still hoping to get a few more.

    • Well done. Can i ask how you bought so many? Tried to buy more and kept getting transaction failed.

      • +1

        All with AMEX one card or its 4 subs. Different emails. Kept topping up the AMEX account. Did 4 or 5 per day but only 2 today. Out of 30 x 10 transactions 4 failed.

    • That’s a lot!! You must have lots of bills or tax bill to pay!!

      • +1

        Yes PAYE tax.

    • Last offer ended a day earlier too. Was hoping it'll be midnight tonight cos I'm waiting for funds to clear to get more.

      • Ditto. Was aiming to get another 10 pieces.

    • Got 250 myself, was hoping to get more as well :(

    • +1

      Thanks a nice $4550 of tax savings (tax free too!)

      • Nice! hope you used Amex Plat Edge cos thats 84000 Krisflyer points!

    • -1

      Cards not working now, are you scared?

  • Do ppl think Paypal cares repeated cards being linked and removed?

    • Yep, you will have your account restricted, guaranteed.

    • +2

      I had no issues adding and removing around 40 cards

      • It is all very dynamic/relatively depending on your account history and usage. However your account will definitely get restricted eventually. They will ask you for a range of documents to reinstate the account, if you can provide them satisfactorily.

        • Thanks. What kind of documents will they ask for? I’m guessing just receipts/invoices for the cards

          • @El-Rhi: It is really hard to say. I have been asked to provide ID, proof of address, card statements for all cards linked to the accounts, explanation of past transactions, particularly incoming payments. I would say dont go to fast with Paypal, probably just like 5 cards max/day.
            Btw I feel it might got more to do with the frequency rather than the total number of cards linked. I have added and removed more than 1k cards in my PayPal accounts but the restrictions always happen when I do to many (like 10+) on a single day.

    • My account was restricted but it's easy to unblock it after some security checks.

    • Can get your account flagged and blocked from adding cards for a brief period. Can last for a few hours up to 24 hours sometimes.

      If you get blocked form adding them best to wait and try add them again after a few hours, continually trying will increase the blocks duration.

      Got this from support ^

  • Please bring this back Giftcards.com.au. It’s win-win-win for everyone!

    • +1

      Agree, but a lose for either Coles or the card operator. The free money is coming from somewhere.

      • I guess not every one uses straight away . i still have some balances from previous deals.

        -if a few millions is collected by selling cards this way every quarter they can use this money to generate revenue more than 7% for sure . free cash flows .

        • Expired or left over money or lost card money belongs to them.

        • They have your transactions data they might be able to use or sell.

        google search gave me below link

        https://www.cardsource.com/news/7-reasons-why-your-business-…

      • This card has a very limited use nowadays getting more and more not accepted online. And this card cannot be used at POS at a brick n mortar shop/service. They are banking on people who buy and leave it or forget to use, or leave a small balance in the card

    • they make heaps, for every $1 not spent they can lend out like $10. with higher Net interest margins now they are making a killing.

  • +2

    You can add this card as a payment method in the ShopBack App.

  • +1

    10 cards short of 100! Oh well, fingers crossed they have another one later this year 🤞🤞

  • I used the cards to pay my council bill, worked without any issues

  • +1

    wish i could have bought more but faced the dreaded transaction unsuccessful issues constantly

  • Does anyone know if you can use these cards to pay aami insurance?

    • maybe give it a go by phone? i reckon you'll do split payment?

      • +1

        I tried that. Called up. They can’t do split payments even over the phone. Can go monthly or some other schedule so that the card covers it but I usually pay annual.

        • +2

          I did split payments calling up thru AAMI last friday but still have not got an invoice as they need to 'push' the amount thru. Will call and chase them up again tomorrow for an invoice

          • @akma1: That’s annoying! The lady I got said they can’t do split payments when I tried

  • trying to get my card details but when i click view gift card the website is just showing blank. have tried a couple of different browwers aswell.

    anyone else having the same issue?

    • Same - mybalancenow.com is momentarily unavailable.
      We apologize for any inconvenience.Please try this site again later to check your balance. If you have questions about your Gift Card, please call the Customer Care number on the back of your card

      • I had the same experience, but when I then tried via Safari on my iPhone, it worked immediately.

    • +2

      They ran after they just sold billion dollar of cards

      • They must have a lot of people not using up their cards for them to make a profit on this after subtracting the 10% discount that the issuer, Heritage Bank, is giving away. I imagine that the up-front fee is kept by Coles.

    • Same.

    • I didn't see this coming.

    • It has started working now.

    • Yes, but it is working now

  • -1

    it looks expired now to me, anyone see otherwise?

    • +3

      It has been expired since

      22 Aug 5:58pm

  • My council only allows one payment per business day, annoying.

  • Question, if I made a purchase with this card, and the retailer refunded me due to a return. It will go back to that card yes? If so, how long will it take?

    • +1

      Yes.

      It will take as long as it would take with any credit card, usually a few business days.

      • Ok cool beans. Thanks for confirming!

    • Yes, it does go back onto the card, and in my case, I had already thrown away the card because it was "empty". Money gone.

      • You didn’t keep the original email that was sent with a link to the specific card details?

  • +1

    ShopBack blocked these cards as payment it seems.

    • +3

      Worked for me during the promo.

      If add(/remove) too many cards in a certain timeframe, there is a 7 day cooldown period however.

    • Worked for me. I only added 3 cards over 4 days period.

    • no, they accepted mine

  • yikes! Sydney water doesnt need the CVC.

  • where do people use their cards when under $1?….

    • +1

      amazon gc from amazon

      • +1

        The minimum seems to be $1 on Amazon.

    • +1

      In Colesworth for shopping using split payment, can use even 1c.

      • Not with a digital card

        • You could if you get a staff member to input the details manually. I have done this before when the GC does not scan.

    • +1

      I had a couple with less than $1. I used it at Synergy

  • Comments are reopened by request.

  • I bought 6 X $250 gift cards from this deal. While I have used 2 of them, the link for other 4 does seem to be working. I keep getting the error: A system error has occurred. Please Try again later.

    I have spoken to Giftcards.com.au who keep saying it is Mastercard issue and they are waiting for a response. I am getting nervous as no one seems to be taking responsibility.

    Also, I noticed that all the card links that are not working have location US instead of AU in the web address. I have tried multiple browsers, VPN, mobile interest but to no avail.

    Is someone else in the same situation?

    • My 3 cards are also generating the same error. I hope it's a temporary issue

      • I have just been notified that the issue has been fixed and I seem to be able to access my cards again. Hopefully it works for you too.

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