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American Express Velocity Platinum Card - 120,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $375 Annual Fee

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American Express Velocity Platinum Card - 120,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $375 Annual Fee
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regenade on 08/02/2024 - 18:01 americanexpress.com (9573 clicks)
Last edited 14/02/2024 - 12:29 by 1 other user

No with Bonus 30K points or 20K status credits making it 150K Velocity points as per this deal
https://www.ozbargain.com.au/node/830988

Additional 20,000 points now compared to this deal when using the Google promoted link instead of going through a partner link. Try an incognito browser tab if you see only 100,000 points.

• Now 120K (not 100K as the bonus 20k is taken as commissions by the partners) bonus Velocity Points when you apply online through the link on this page by 15 May 2024, are approved and spend $3,000 on eligible purchases within the first 3 months.
• $375 annual fee.
• Earn up to 1.25 Velocity points per dollar spent.
• Complimentary Virgin Australia return domestic flight each year.
• 100 Velocity Status Credits when you spend $50,000 in your card membership year.
• Two complimentary Virgin Australia lounge passes each year.
• Two complimentary entries to the Centurion Lounge each year.
• Complimentary travel insurance.
• Offer not available if you have held an American Express-issued card in the past 18 months.

Updated 120K sign up link

Referral Links

Business Explorer Card: random (5)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (7)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

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Financial American Express Credit Card Frequent Flyer Reward Points Velocity Frequent Flyer

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Comments

    • Flintz on 08/02/2024 - 21:40

      Got it fine. I churn about 2 new CC's a year

      • starburstyellow on 08/02/2024 - 22:38

        Can you tell me when was the last applied card?

  • xrailgun on 08/02/2024 - 20:04
    +1

    Isn't the 200k points, $275 annual fee deal better?

    • wce2018 on 08/02/2024 - 20:18
      +3

      business card…

  • rekke on 08/02/2024 - 22:22
    +2

    Applied for AmEx recently, credit score >900, income mid $100ks, never churned credit cards before (had 2 previously, both open for a year with perfect repayments) and only had one other open card with a $2000 limit. Got rejected day after application… YMMV….

    • ryefig on 09/02/2024 - 09:39

      Ouch!

      I have 2 (one is fee free for the life of the card so I will keep it as my bills card) and my other I use as an everyday spending card (earns more points and had a good signup bonus). Both have limits of $15k+.
      I'd happily close the second card if I thought I'd be approved for this, but by the sounds of it they're super picky. Might just stay with what I have.

  • kcjh80 on 08/02/2024 - 22:38

    How is the availability of the complimentary free domestic flights? More or less like trying to redeem FF points, or worse?

  • blueyez on 08/02/2024 - 23:38

    Damn. Waited so long for better Amex deals and they all came after finally caving in at 90k lol =(

  • seanmilts on 09/02/2024 - 05:08
    +3

    Looks like I won’t bother trying.. I’m a hardcore churner, 6-7 annually. In addition, the pain of Amex not being accepted everywhere.. interest sake, what does 120k velocity get you in gift cards for Woolies?

    • kehuehue on 09/02/2024 - 05:55

      If you sell the points, its 1200?

      Someone correct me if I'm wrong

    • ryefig on 09/02/2024 - 09:43
      +1

      Hey @seanmilts - when you churn cards, do you close one card before applying for another?
      Or do you keep one open and apply for a new one with the intent of closing the first if being approved by the second, if this makes sense? (not sure approval of a card can be tied to the condition of closing another).

      Reason I ask is that there's a pretty big risk that you might end up without a points earning card if you close one before applying for a second. I wouldn't want to be in this position!

      • seanmilt on 09/02/2024 - 11:58

        I always have a card open that I use for the family expenses, then churn other cards on big spends like flights, holidays etc.. So I've always got one rolling. Works well if your wife/partner is into it also..

  • Jaygtee on 09/02/2024 - 06:27

    Thank you, searching in incognito mode worked for me.

  • lunartemis on 09/02/2024 - 06:38

    What do people buy using amex cards? My CC spend per month is roughly $3.5K and wondering if i can move some of spending over to amex temporarily

  • cakesyy on 09/02/2024 - 08:50
    -1

    not 100K as the bonus 20k is taken as commissions by the partners

    WTF does this even mean?

  • AnyFurtherDiscount on 09/02/2024 - 09:22
    +3

    *** Warm Reminder for Credit Card Churning Ozbargainers ***

    This card seems very high in rejection rate. Few people above earn decent income (>$100k), perfect repayment and good credit rating also got rejected. Please consider carefully.

    • tturtles on 09/02/2024 - 09:36

      Do you know what the min. income should be? Say someone who has never had a cc?

      • jubified on 09/02/2024 - 09:44
        +1

        For a card like this, it use to be around 70-75k. They don’t put a minimum salary anymore because anyone who got rejected with a higher salary will complain.

      • AnyFurtherDiscount on 09/02/2024 - 10:08

        Same card but Qantas Deals is $35K minimum income, for a $3k card

      • konichiwa on 09/02/2024 - 10:58
        +1

        I'm on 68k and got accepted within the hour with a 25k limit. This will be my first cc.

      • skywardfreak on 10/02/2024 - 18:32
        +1

        @tturtles I am only on 45K a year, have kids, and got approved.

        • tturtles on 11/02/2024 - 15:56

          Good to know! Thank you :)

        • tturtles on 11/02/2024 - 15:58

          Do they ask for a copy of your bank account or just payslips?

          • brhg03 on 11/02/2024 - 23:01

            @tturtles: Payslips for the last three months or notice of assessment from the ATO

    • skywardfreak on 10/02/2024 - 18:31

      @AnyFurtherDiscount - I am only on 45K a year, have kids, and got approved.

    • hhbb555 on 17/02/2024 - 17:46
      +1

      But if they reject then what? Can just move on right? One extra credit inquiry is not ideal, but not the end of a churner's world I assume?
      Am I missing something?

      • Emblex on 18/02/2024 - 13:31

        interested to know also.

  • fleetfeather on 09/02/2024 - 10:15

    What is best practice use of velocity points? Do folks convert them to KrisFlyer or something? What sort of points do you need to get to Europe and back?

    • mouseman99 on 09/02/2024 - 11:06

      no need to convert. just use Velocity. Its about 75,000 one way to Europe + taxes. Velocity has plenty of good options into Europe

  • bazzazz on 09/02/2024 - 10:47

    Thanks OP , Just got approved in less than an Hour , Now let's book some holidays👍

    • ozbargainerlife1 on 09/02/2024 - 11:38

      whats your churn history?

      • bazzazz on 09/02/2024 - 12:22

        Had an explorer card about 3 years ago and currently have a David Jones amex card .
        I haven't been a serial churner tbh.

    • hothot on 09/02/2024 - 12:23

      Did you get 120k points? Do you have any direct link?
      I tried multiple times the link in the deal and it's showing me 100k points only

      • bazzazz on 09/02/2024 - 12:25

        The link I clicked definitely was 120k points . Infact clicking it again shows me 120k still.
        I haven't had any confirmation in the approval emails about number of points etc.. So not sure .

        • hothot on 09/02/2024 - 12:27

          Lucky you, I tried 3 different browsers in regular and private mode, but still no luck, it's showing 100k point for me

          • starburstyellow on 09/02/2024 - 14:15

            @hothot: Pm sent

          • hohoisme on 09/02/2024 - 14:39

            @hothot: Me too all showed 100k.

            Anyone has tips to see 120k?

            • hothot on 09/02/2024 - 15:36

              @hohoisme: No luck so far, thanks to @starburstyellow who sent a link on PM, but it's same as on this deal and still showing 100k points to me

              • brhg03 on 10/02/2024 - 14:56

                @hothot: @hothot and @hohoisme do you have another laptop or device that you have never really used for these sorts of things before? Sounds silly but I kept trying multiple times on my usual laptop and phone to no avail (incognito mode and different IP and no luck either). Ended up trying with another one and it was successful - and just got the approval this morning. It certainly was annoying though! Good luck!

  • Killua89 on 09/02/2024 - 11:13

    I'm new to credit cards. Is this card worth getting? Is this a better deal than usual?

    I'm also planning to get a home loan in maybe 1-2 years. Does having a credit card affect getting a loan?

    • Hvardhan on 09/02/2024 - 12:17

      I once had chat regarding this with a house broker, as per his advice if you have a cc with 10k limit it would lower your home loan credit limit by upto 30k, On the other hand he mentioned if you lower the cc limit for the time being when you intend to take the home loan it would not affect that much.

  • Hvardhan on 09/02/2024 - 12:14

    Can anyone tell me how quickly did you recieved the card after approval? was it quick or it took 5-7 Business days as mentioned?

    • Ozymandias on 10/02/2024 - 13:24

      I got approved on Tuesday, card arrived Friday.

      • Hvardhan on 12/02/2024 - 11:43

        that was quick, You must be based in Sydney or Melbourne I believe for it to be so quick?

  • offthetap on 09/02/2024 - 16:34

    i tried incognito in chrome and only 100k offer appeared for me. any other trips to get the 120k offer showing?

    • wizzlesticks on 09/02/2024 - 17:08
      +1

      I opened around 30 instances of incognito without any luck.

      But then tried on my mobile and got it in first go. Different IP perhaps?

      • Schumi5 on 09/02/2024 - 19:21
        +1

        Funny you mentioned this,
        I could only get the 100,000 to appear, I then tried using Express VPN changing to Brisbane location and then in incognito mode got the 120,000 offer to show
        Going to wait until May to apply once I cancel current credit card given alot of people have been declined when holding other cards etc

        • hothot on 10/02/2024 - 01:03

          Can confirm, using VPN + incognito mode works

      • offthetap on 10/02/2024 - 10:15

        thanks!! i just turned off my wifi and opened on my phone in incognito (safari) and worked! cheers

        • tess1988 on 15/02/2024 - 18:37

          +1 did the same, turned wifi off in incognito (safari) and got the 120,000

  • nippy on 09/02/2024 - 19:42

    Used Brave browser, then only I could get 120k offer to come up. Incognito in chrome didnt work for me

    • skywardfreak on 10/02/2024 - 18:34

      @nippy brave, chrome, firefox didnt work for me but edge did lol

    • nippy on 23/02/2024 - 09:36

      Btw got the card delivered within 2 business days after getting approved.
      1st amex card
      100k + income
      Mortgage
      Last card closed was citi prestige deal from Oz bargain aswell

  • bazzazz on 09/02/2024 - 19:54

    Just thinking that , regardless of what appears when you visit the website , how do you know if they have assigned 100k or 120k to the application as my successful application email does not specify any amount that I will receive , Only that it was successful and that my card should arrive within 7 days .
    Also if you have to wait 3 months and spent 3K to trigger it how can you be sure you will receive the full 120k points ?

    • hohoisme on 10/02/2024 - 03:55

      Good point. I guess I will take a sceeenshot of the page showing 120k points along with my application just in case.

  • Thaco on 09/02/2024 - 19:56

    Hi all,

    I saw the 120k bonus points last night and applied for it then. I got my approval this morning and when I opened the browser, I could only see the 100k bonus points. I called up to asked and was advised that the amount of bonus points you see is personalised (not sure how but yea). Their customer service is really good and told me to call back when I get my card to talk about the points discrepancy.

  • CORWIN on 10/02/2024 - 08:58
    +1

    I applied for the 100k points on 6/02/24, got approved next day. Saw this deal and called asking for it as I hadn't received my card or activated account. Call taker approved without having to show any links to deal or screenshots etc. Might have been lucky, but definitely worth a phone call for anyone in similar boat. Also, no on hold shit, got straight through!

    • skywardfreak on 10/02/2024 - 18:28

      Hi Corwin @CORWIN I applied as well and just called up today and they are honoring the additional 20K and asked for nothing either - they said once i meet the criteria spend and receive the 100K I need to call up and they will give me the additional 20K - was yours the same?

      • CORWIN on 10/02/2024 - 18:30

        Yep, said they put a note on account. Gave me a reference number and said call when hit the 3k spend

        • skywardfreak on 10/02/2024 - 18:33

          @CORWIN same, hopefully will be ok once we call :) I have not received my card yet - so have not even activated, wonder if that is why.

  • Jav79 on 10/02/2024 - 19:17

    Does Amex allow you to pay for things via BPay?

    • Ozymandias on 12/02/2024 - 12:30
      +1

      No, but you can use something like Sniip - just make sure the processing surcharge vs. points tradeoff is one you're okay with.

  • mellowmello on 10/02/2024 - 23:21
    +2

    Messaging also works, they have added a note to my account

    • Jav79 on 15/02/2024 - 21:24

      Did you ask for that after you received the card?

      • mellowmello on 22/02/2024 - 17:36
        +1

        Yes

        • Jav79 on 23/02/2024 - 11:33

          I tried that the other day, I was declined, said deals come and go and they couldn't do anything about it.

          • mellowmello on 24/02/2024 - 08:05
            +1

            @Jav79: Mine was within the 7 day window, so they applied it

  • Score on 12/02/2024 - 15:53

    Just got approved - 3k limit, I've done a bit of churning in the past and recently too. Seeing a lot of rejection stories so adding mine as a datapont for everyone. (And for a bit of hope)

    I currently have the star alliance card, a st George plat card and a Bendigo card opened in the last half a year. Also have had a Citi prestige card for over a year.

    Was almost sure I'd get rejected like everyone else, but surprise!

  • 10fps on 12/02/2024 - 18:50

    Closed a cba card in decemebr and applied for a st george and got rejected. Applied for amex last week and got it approved.

    Got the card Friday. 3k limit. Home loan. No other cards.

    • rj-in123 on 12/02/2024 - 22:59

      How many cards did you churn through in the past 12 months?

      • 10fps on 19/02/2024 - 10:14

        1 card

  • tturtles on 13/02/2024 - 14:47

    Question please! Never had an Amex card but I just got the velocity high flyer card in Nov, and recently just closed my other credit card with BOM. Is there a high chance of me getting knocked back?

    • tturtles on 17/02/2024 - 23:38

      FYI, applied for the card and got approved. I’ve churned 4 cards in the past 12months.

  • VRZ on 14/02/2024 - 01:20

    Does anyone have experience with booking the free flight.
    and canceling the Amex card before the departure date?

    Would there be any repercussions of canceling the card before flying?

    • regenade on 14/02/2024 - 12:30

      yep should be fine as long as the flight is booked and tickets are issued

  • dnw213 on 15/02/2024 - 14:34

    Applied last night called up today and was notified rejected. Churned about 3 CC last year, currently holding 2 CC with total limit of 7000, applied for 6k limit. Asked if there is possibility of review, told me to wait for letter and see what it says

  • starburstyellow on 16/02/2024 - 17:47

    Ok my experience totally different to others.

    Applied Suncorp bank cc on 4/01/24 approved. Did minimum spend and got points earlier this month. Cancelled straight away 9/2/24 after paying off balance and transfered points. Applied amex last night and got confirmation approved today. 16/2/24. Prior to getting Amex only got a 15k Citi free for life and usual mortgage.

    So unsure about comments about corners not getting approved. Last applied cards before Suncorp was Citi prestige 01/23.

    YMMV.

  • hhbb555 on 17/02/2024 - 18:34

    I saw the 120k offer when i connected to new zealand via NordVPN
    tried connecting to brisbane or perth vpn but didn't see the 120k offer

    This 120k points should stack with the 30k bonus points from the other deal right?

    The first sentence on this deal is not clear

  • interlocal on 18/02/2024 - 23:15

    Applied last Sunday, got a message "we would review in X business days", nothing since then. Is it normal?

    • nomaz on 21/02/2024 - 09:54

      Same here then I got a letter in the mail that I wouldn't be abke to get it

      • interlocal on 22/02/2024 - 16:04

        got the letter of rejection today too. Weird thing they explain that's due to "credit check with Veda" - Veda is not a thing, it was bought by Equifax long time ago

        • nomaz on 22/02/2024 - 21:12

          Mine just said i wasn't eligible after 'overall assessment of my application'. Whatever that means

  • Emblex on 19/02/2024 - 17:20

    Applied for 120k bonus (after activating 30k bonus) on 18/2. Got an email for income verification instantly and submited same day. Received approved email and text on 19/2.
    Does anyone know if you receive any emails to activate a digital version of the credit card to use before receiving the physical card?

    • Steve238 on 19/02/2024 - 19:47
      +1

      No, you have to wait for the physical card. (I rang and asked)

      • Emblex on 19/02/2024 - 20:59

        Darn. That's a bit annoying. Thanks very much

        • Steve238 on 19/02/2024 - 22:04

          No worries - I'm in the same boat as you haha

    • hohoisme on 20/02/2024 - 15:06

      How long did you wait until receiving the email for income verification?

      • pyramid on 20/02/2024 - 15:06
        +1

        It's normally instant or couple of hrs..

        • hohoisme on 20/02/2024 - 15:11

          Thank you.

          I guess mine would get rejected in this case as no email asking for anything except for "We will notify you of the outcome within 5 - 10 business days."

      • Emblex on 20/02/2024 - 15:41

        Basically right after I submitted the application

  • travelandparty on 20/02/2024 - 11:09

    If you don't get immediate approval does that usually mean a rejection?

    • hohoisme on 20/02/2024 - 12:15

      I worried about this too for not getting instant approval but "We will notify you of the outcome within 5 - 10 business days."

      • travelandparty on 20/02/2024 - 12:52

        My mate applied and was instantly approved, so not liking my chances lol

        Last time I applied for an AMEX and got that same message. Received the rejection later after 2 weeks.

        I have excellent credit score, never missed a repayment and in the mid 100k annual income, so not too sure what the issue is

        • hohoisme on 20/02/2024 - 13:04

          Wow so seems like i will get rejected if this is the case.

          Don't know how they instantly approved someone without verifying income or other information because the application doesn't require anything but just simply some expenses…

          • thriftylashes on 20/02/2024 - 21:09

            @hohoisme: I got the wait 5-10 business days and I got a call the next day to do an ID check and was then approved. No income verification needed. Only used Amex through work before.

            • hohoisme on 20/02/2024 - 22:24

              @thriftylashes: Thank you for sharing which gives me some hope. I will wait and see but feeling unlucky…

    • hohoisme on 21/02/2024 - 12:18
      +1

      Just called them and was advised rejected. Requested a review but asked me to wait for the letter first.

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