newbiesh » posts

First Home Buyer Which Loan Package Is 'bargainer' ?

Im getting loan for my first apartment (20% deposit), i have offers from CBA, HSBC and Suncorp.(westpac short-valued my place with 40k less! ) commonwealth= 3.82% P/I with offset account BUT has …

How to Deal with Work Harassment?

Asking for a friend. A friend works somewhere where her boss son started flirting and sexually harassed her (verbally, yet), he has been texting her and trying convince her to give out her address …

Does Standard NBN Worth It?

so nbn just arrived to my place and im currently on adsl 2 wondering if the standard nbn is really worth it compare to adsl 2? or i need to upgarde the nbn in order to really see the difference? the …

Man Sick of Waiting for The NBN Builds His Own Broadband Network

Seems promising, anyone wanna team up with me ? lol Man sick of waiting for the NBN builds his own broadband network

Help Me Find My Allergies? Red Skin

Dear bargainers I've noticed I have an allergy to something that I cannot identify! I have seen Dr and gave me tablets and cream that didn't helped, will soon take blood test but just …

Is This a Good Budget Gaming PC?

A local shops sells: i5 6600 Cosiar gaming tower 8 gb ram Water cooling Cosiar 1tb hhd non ssd 1060 gtx asus 6GB g1 gaming motherboard 3 still under warranty for $800.

Safest Way to Send Huge Amount of Money

I'm buying new apartment I have to pay around 10% of the price. What is the safest way to do this? the seller solicitor has advised direct credit. I was thinking of a cheque perhaps ? whats the …

Missed my business trip fight

So I had a business trip to Indonesia and when I got to the airport I felt sick and unwell to board so I decided not to risk it and take the next flight. I paid for the next flight same airline etc …

Process of Buying an Apartment, Is It Normal?

Guys, ive been just paranoid recently, Im seeing professional broker tomorrow to confirm this however… im buying an apartment (off the plan), ive been seeing a legit buyer solicitor, so the …

How Do You Trust a Business or Buyer Solicitor?

I'm looking for a buyer solicitor and found one on Google with cheap price, they have a com.au website with ABN but is that enough? I've never done this before and planning to put huge …

New Car or 2nd Hand?

So i wanted to upgrade my beloved first car lancer 2001 that still looks/runs good, the car i want is around $30K new or $16-20K used. I can afford to buy new one without the loan but not sure if I …

Getting into a House Loan Budgeting Question

Dear bargainers as a long time bargainer i thought maybe i should put my long saved money into a house loan and sell my soul to a bank… Im a single guy and in my early 20s and dont have much …

Gumtree

poll Gumtree Nightmare Who's Right Here?

So i last week i sold a laptop on gumtree the guy came in with a less money than we discussed and it was advertised and he begun saying this screen is this that so i could lower the price for him. …

Looking for a House Loan Bargain

fellow bargainers i would like to purchase my very first house and i'm totally new to this, i was searching around and found that Bank Australia used to have a really good offer few months which …

Minding Friends Valuables. Ring Has Gone Missing. Whose Fault Is This? What Should I Do?

Last weekend friends were playing basketball and asked me to keep their stuff while they were playing (watch, ring, phone, keys etc.) Today a friend called and said he forgot to get his ring off …

Lancer CE Series Cluster and Gauges/Dashboard Suddenly Stopped Working

My Mitsubishi Lancer dashboard/cluster suddenly stopped working today! the back-light works fine and the indicators flashes are fine but the gauges for speedometer, fuel level and the tiny clock …

Is it right time purchase first home?

Is it a good time at the moment to purchase my first home in QLD? Im totally new to the real estates and dont know much about the market, Ive talked to broker recently and she has found me a …

Driving on Learners Licence without Supervisor

what would the fines be around in QLD? suspended ? court? thanks

Removing Paint Spray from Bumper

Hi First time car owner, had a few scratches on my bumper decided to touch up paint it. I used Dupli-Colour spray can, the colour is a bit darker than my actual bumper colour :( How can I remove it …

Cheap Prepaid Sim?

since optus just changed its $10 recharge prepaid plan from 30 days of expiration to 7 days only, im looking to change my provider. any cheap alternatives out there? i just make few calls no sms and …

Income protection insurance question

Hi im totally new to insurance any type. How does it work with contracts job? like 2 years of contract? or even full-time ? for example if I have a contract of 2 years and I insurace this income, …

Taking a Year off from Work

I would like to take a year off from work without pay, im currently on break already since the last week and planning to travel overseas soon… how should i tell my boss about this without …

Dick Smith / Kogan

Annoyed with Dick smith, got dick'd again!!!

This is 2nd time happening, i bought a bargin and it got cancelled!!! details: i bought a black pebble watch for 84$ 2 days ago, click and collect thing for a store close to my house, called em …

Travel for One? Where to Go?

Hi I'm single and want to travel somewhere for 2 weeks to chill. All my friends are on budget currently and can't much afford to go with me unless I lend money or pay for them… is …

Australian Taxation Office

Quick Easy Question Filling out Tax Form

hi am starting a new job soon and it will be my only job and don't have any other job/s. am filling out the tax form and question 8 asks: do you want to claim the tax-free threshold from this …

Dick Smith / Kogan

Dick Smith Cancelled My Bargain!

hi i have just bought a rc copter from this deal yesterday: https://www.ozbargain.com.au/node/223495 went to pick it up from store today and been told it has been cancelled because of "too much …

Smoke Coming Out of Car Tyre - Help Me

My first ever car, drove it for few days now. Today I noticed, after I took it out from my garage and driving it to work, that the brake wasn't responding as usual. I noticed a strange smell …

Feeling unlucky [job hunting]

hi im a recent grad with good grades and fair experience. currently looking for a job, the problem with me is, i do get to the interviews stage but get rejected afterwards. I've been to almost …

Changing Car Audio System

Hi I would like to upgrade my stock Mitsubishi car radio to new JVC model. I opened up the car audio and noticed the new car audio has 'too many' extra wires and the connector is different …

What Does This Email Mean? [SOLVED]

hi, got an email to attend an interview for a job as: blah blah.. Can you please complete and return the attached forms to me by Monday by COB. Please also email a copy of your passport/drivers …

Can I Get a Queensland RWC on a Weekend?

hi ozbarigansszz quick question can u get rwc qld on Saturday?

Cheapest 3rd Party Car Insurance?

Hi just bought a car, i would like to get a 3rd party insurance as well, which company offers the cheapest plan? thanks,

To Email or to Wait? [Resolved]

Hi, I just did an interview 2 weeks and after the job interview i was told I will be getting an email next week (which was last week) or maybe even next week after which is this week. I really …

New Car Warranty Question

Hi please guide me. I finally found a job which is 70km away distance (one way) from my home. I was worried about my current car's KM clock and possible damages due to the long trips. Thus I …

Commuting from Brisbane to Gold Coast

i would like to know what the traffic is like to commuting from gold coast to brisbane around 7am and 5pm? thanks

Student visa to permanent visa

Hi I'm new to Australia living here about 1 year and Griffith student. I chose Australia because of the loophole with the student visas and high chance of getting a PR visa at the end of my …

itp.com.au

ITP The Income Tax Professionals is trying to rip me off, help!

long story short: I was at westfield center when I saw their kiosk mentioning "$0 Upfront we get it 'cost' from your tax return" so I sat there and tried to do personal tax return …