random12 » posts

Payment Card Interchange Fees - Biggest Monopoly Rip Off?

I have been researching this recently. (Not becoming a merchant, just out of interest) Damn is it complicated. Different fee rates for Credit vs Debit Cards. Different fee rates for Rewards vs Non …

Getting Value out of Sick Leave When Quitting Job

I have been working at the same company for the last 3 years. I have barely taken any sick leave, or even much annual leave. I have more sick leave than actual leave! I am really getting sick of …

RateSetter

Ratesetter Investing past Its Prime

Last year you get about 8% for 3Y and 9% for 5Y. It has since absolutely tanked to 6% for 3Y and 7.5% for 5Y. Also, the arrears statistics have gotten significantly worse as well with the generally …

Commonwealth Bank

How Many People on OzBargain Still Have Accounts with The Big 4 Banks?

I have seen some comments where people say that they have their home loan or whatever with one of the Big 4 Banks. I am just wondering how frequent this is. I am just looking at the headline rates of …

RateSetter

RateSetter - Dealing with Impatient/Economic Illiterates

I assume some people on here use the RateSetter site to lend money. I saw the $75 offer a few months ago and did not take it. I have just opened an account in the last two weeks. I have had lots of …