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Bonus 75,000 Qantas Points on The ANZ Frequent Flyer Platinum ($0 Annual Fee Save $295 1st Year) @ Point Hacks (Exclusive Deal)


UPDATE: Due to the current circumstances in the market, ANZ has brought the end date forward. The end date for this offer is now MARCH 24, 2020.

ANZ are offering an increased signup bonus of 75,000 Qantas Points. Plus, enjoy $0 annual card fee, in the first year. Saving you $295. This is an "Exclusive" offer that you can only get through PointHacks.

The 75,000 bonus Qantas points & $0 first year fee offer is now live and ends on 24th March 2020.

Details include:

  • 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months of approval.
  • Complimentary Qantas Frequent Flyer membership.
  • Six complimentary insurances.
  • Access to Visa Platinum Concierge and Visa Platinum privileges.
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above.

  • Annual fee 1st Year: $0

  • Offer Expires: 24th March 2020

View the full offer details only at PointHacks.

This offer is only available exclusively through Point Hacks and not available through any other channel, including if you go to ANZ directly or use a referral link (the offer there remains no bonus points).

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closed Comments

  • "Offer Expires: 31st March 2019"


  • First $0 annual fee credit card in a long long time.

    This is going to explode

  • Finally a bonus points and first free offer is back!

  • Can you have this and the ANZ black at the same time? https://www.ozbargain.com.au/node/503431

    • The usual 12 month condition is pretty obviously stated this time …

      Ensure if applying for an offer, you don’t currently hold and haven’t opened or closed an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in the last 12 months and meet all other offer eligibility criteria

    • I called up and they said if you get approved based on your income/expence you can have both cards but you won't get the 75k points.

      Theres a 12month cooldown before you can get points again on the card.

  • Is there a waiting period to get bonus points?

  • It doesn't state $0 annual fee on ANZ application website, should I be concerned?

  • Closed one this time last year. Anyone know if they go by 365 days or calendar month on the 12 month exclusion?

    • +2 votes

      I've called up before and they said it is from the day you initiated the closure of the previous card

  • ANZ FF Black comes with 120,000 Qantas points and an annual fee of $425, basically the same deal except you are paying for those extra points.

    Either way, the only reason I keep an ANZ card is for the free rental car insurance.

    • Both the Westpac Black and the Amex that came with it has a higher cover than ANZ, and it's free too (part of the benefit). I only keep the Amex because of that reason.

      • Lower 'activation spend' on the ANZ vs Westpac. Only $250 travel costs with AnZ required, vs $500 with Westpac.

        • based on a couple of months ago. So check first.
    • Domestic rental, or international?

    • 120,000 bonus Qantas Points and $275 back to your new ANZ Frequent Flyer Black, when you spend $4,000 on eligible purchases in the first 3 months from approval.Superscript:14T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $425).

      • +2 votes

        I think that's a better deal as it's 1 point up to $7500, whereas this deal is 0.75 up to $3k. All of these are a becoming less and less desirable with the continued points devaluation. At 1 point being worth around 1c nowdays you need to spend $42,500 just to break even after year 1. The only way these deals make sense is if you cancel after 1 year.

    • Not really… $425 less $275 cash back.

      $150 for an extra 45K points. I'll take that, thanks!

    • Sold…!! Much better deal in my opinion. As mentioned below $150 for extra 45k points + 1 point per $1 spend. Plus I was going through the T and C, black card is much comprehensive and beneficial overall.

    • one downside is the $15K minimum credit limit

      • Stupid question - what does a minimum credit limit mean? You need to spend 15k, or able to spend up to this amount, or… ?

        • +2 votes

          You need to have an income where they think you would be ale to pay back $15k. Last time I looked it was 75k pa, for example.

          Also, you can't voluntarily request a lower limit (e.g. if you are worried about theft, or drunkenly browsing OzB)

    • Does anyone know min annual income req for this card?

      • There’s no specific cutoff anymore as it depends on your credit history, but around $75K

  • Great deal OP!

    Looks like no lounge passes, but refreshing to see the banks keen to compete, and offering a NIL fee for QFF Bonus Points.

  • It's like the Coronavirus bargains are extending from flights to flight-related credit cards.

  • What’s the minimum income ?

    • $36k going from previous deals.

      • I work part time ($65k) and was rejected so it must be higher

        • Did you have alot of debts? You can get rejected for many reasons not just for your income.

          • @Homr: Other than a mortgage I have no debts

          • @Homr: I got rejected for one of these bonus points card offers a while back, the only debt I had was a not-terribly-huge mortgage. Apparently it was because I'd recently re-financed my mortgage with another bank (coz I was getting stiffed on the interest rate from the original mortgage bank and they wouldn't come to the party), and despite my repayment amount going down due to the new reduced interest rate, a mortgage application was a big enough flag to cause them to reject it.

            So I just decided 'stuff it', and now run bare-bones zero-fee debit cards. The points chase just isn't worth the hassle, especially with the prices of fares nowadays.

    • I just spoke with them and was rejected with inc of 100k, usual living costs and utilities, hl etc, so not sure what threshold they are looking at. Good deal of you can get it.

  • any deal for the black card with $0 fee??

    • Not yet, but it did happen with the Westpac cards last round (came out after everyone jumped on the platinum). Keep an eye on Finder.com…. Long time no ANZ Black deal, but I have got a few thousand in bills… decisions, decisions…

      • I don’t think there’s ever been a $0 fee black card with 120k points as they are now. The largest amount of points for the black card when it was $0 was 75-80k Points. So I would guess not and you’d have to decide between this or paying the extra $145 for the additional points.

        • True, but back then the Platinum was 50k points, and the Black was 75k points+Status credits+Veloce lounge access.

  • Is it possible to apply for this card, get the points after the minimum spend, then cancel it before the renewal comes up in a years time? What are the pros and cons of doing this?

    • Would like to know this also :)

    • Hey mate, it is entirely possible. Hell, it's the basis of community of people who flip credit cards to gather points. This would be my second time applying to this particular promotion (opened and closed this card last year for the points).

      - Free QFF points
      - No annual fees
      - Free QFF membership

      - Must spend $2500 in 3 months
      - Locked out of getting another ANZ card for 12 months
      - Must remember to cancel before the renewal (can get confusing if you have multiple cards)
      - Increased credit limit which can affect approvals for loans and other credit cards

      • You're not actually "locked out" of getting another ANZ card, you just won't be eligible for most (if not all) bonus offers on signup for 12 months.

        For most here that's effectively "locked out" but if you wanted to take up a new ANZ card for another reason (home loan, balance transfer, etc.) you can still do so.

      • Awesome, thanks for the info.

      • I’ve never understood the credit limit thing. If you’ve paid off your card in full and closed it, why does it affect your credit rating?

        • I should have clarified. This is a con if the card is still open when considering/applying for another card or loan.

          Once closed, it won't affect your future applications.

    • Yes you can, that is how ozbargain members officially use it

    • Yes, I have done it multiple times.

    • Each time you apply for a credit card, they will do a credit check on you. Each time a credit check is requested on you, your credit rating drops. So, it’s not a good idea to frequently apply and cancel credit cards.

  • Damn it.. applied for the 120k bonus QFF points via ANZ frequent flyer black card two weeks ago!

  • What's it worth for a non traveller?

    Travelling right now isn't on my list of things to do either

    • From a quick google: "Your Qantas Points won't expire provided you earn or use Qantas Points through your account at least once every 18 months."

      I also use my stockpiled points to purchase items from their store when they have a black friday sale. I've purchased a coffee machine and all of my luggage from the store using my points.

  • Balance transfers ok?

    • Two answers:

      The card almost certainly accepts some form of balance transfer


      You will not receive any points credits, nor will it count towards the spend requirement (this is standard: no cash, cash equivalent transactions, bpay equivalent, government, gambling etc. count).

  • What's the min credit limit?

  • How much is 75,000 Qantas Points worth?

    • +16 votes

      My rule of thumb is 1c per point if you want to travel on economy class, which makes this worth $750. If you super optimise your points and use them to fly business or first (or on flight upgrades), I think then it can get into multiples of that (2c-10c per point).

      This is a decent article.


      It's also good to try and avoid the trap of valuing points using the retail price of what you're using them for. E.g. If you use points to buy a ticket that Qantas sells for $200 but Jetstar sells for $100, and you would've been happy flying on Jetstar, I would value the savings at $100 rather than $200. This is true for using points for business class too - just because a business class fare is sold for $7000 in cash, doesn't mean using your points to fly business class saved you $7000, if you never would've paid that much to start off with.

      Still though, I started collecting points around a year ago using credit card deals like this one, and have found it to be worth it.

      • Thank you! That's well explained! :)

      • Not to mention the fact that flying business return to somewhere like europe is still going to cost you an additional $1k+ per person in fees/taxes even after points.

        • Aren't the fees and taxes the same whether you fly economy or business, you just use more points? I'm sure that's what I found on my last business flight on Emirates.

          • @thestig: I just did a trial search for return to Athens with emirates and it's only $678 pp in taxes/fees vs $1443 for business class.

          • @thestig: Fees and Taxes are not the same for different classes. There is ways to hack the fees if they are high…. but i shall leave that to your google skills.

    • Further to what yaziyo said, I consider a point to be worth about 0.5 cents if redeemed for something closer to cash (useful gift cards such as woolworths, coles, jb hifi, bunnings etc.).

      Seat upgrades are usually the highest "value" thing to spend on (vs. $ to get the same thing), but if you can live with the shittier seat, that makes no difference. Following that, airline tickets. After that, things on sale from the Qantas store, and last of all, gift cards (but these are some of the most useful to me as they don't go to discretionary travel)

  • do you have to pay for additional cards? that is $10 + $55

    "For additional cardholders on an ANZ Frequent Flyer, ANZ Frequent Flyer Platinum or ANZ Frequent Flyer Black credit card, an annual Additional Cardholder Fee of $10 and an annual Rewards Program Services Fee of $55 will apply per additional cardholder on the account."

    • Wondering this myself too. I guess you can always load the card into google pay or apple pay which can be used similar to an additional physical card.

  • Hey OP - what are the chances of you getting ANZ to do the same deal on their ANZ Rewards Travel Adventures card that gives bonus Velocity points instead of QFF points?

  • Even though I earn a pretty decent salary and only have one other credit card, ANZ rejected me for the ANZ Black card (first time I'd been rejected for a card I'd applied for). While this is tempting I'm expecting it might be the same outcome as that was only a couple of months back…