Greetings fellow Ozbargainers,
We have a competitive Home Loan Offer from St George that may be of interest to you. Message us through Ozbargain or email [email protected] or speak to us on 02 8091 5797 for further info about this deal and other special home loan offers available. Please note that we are more than happy to try and beat any other broker's offer on Ozbargain.
Note that we are offering the CBA and NAB fixed rate deals with the same cashback offer.
Book a quick home loan chat
https://calendly.com/obtainfinance/homeloan
See if you qualify by clicking link below
Rate Table
Please note that St George also has very competitive variable offset rates that the fixed rates below can be matched with. Contact us to see what kind of discount we can obtain for your specific borrowing scenario.
| Home Loan Type | Interest Rate | Comparison Rate | Application Fee | Package Fee |
|---|---|---|---|---|
| Owner Occ 2-Year Fixed | 2.09% | 3.46% | $0 | $395/Year |
| Owner Occ 3-Year Fixed | 2.09% | 3.37% | $0 | $395/Year |
| Owner Occ 4-Year Fixed | 1.99% | 3.26% | $0 | $395/Year |
St George Cashback Offer Details
$2,000 refinance cashback for new refinance applications. Plus $2,000 bonus refinance cashback for a new refinance application with maximum LVR of 80%. For new owner occupier loans with principal and interest repayments and investment loans. Available on Advantage Package and Basic home loans. Apply by 31 January and settle by 31 March 2021. $395 annual package fee. $250k minimum loan per property refinanced. Excludes Portfolio Loans, switches and refinances from within Westpac Group. T&Cs apply.
Our Cashback Offer
Qualifying criteria for the Obtain Finance Cashback
If you proceed with an application for the above home loan products and successfully settle total utilized lending (net of offset or redraw) of more than $300k, we will provide you with an 0.20% cashback of your home loan capped at $3,000. The cashback will be paid as follows: 0.10% on the 2nd month after settlement and 0.10% on Month 14 after loan settlement.
Example of Our Cashback
$400,000 @ 0.20% = $1,000 with $400 paid within 60 days of settlement and $400 balance on Month 14
$600,000 @ 0.20% = $1,500 with $600 paid within 60 days of settlement and $600 balance on Month 14
$800,000 @ 0.20% = $2,000 with $800 paid within 60 days of settlement and $800 balance on Month 14
Maximum of 1 cashback per household (e.g. per couple)
Product switches with the existing lender are not eligible.
*Comparison Rate Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments.
This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Comparison rates can sometimes be misleading as it uses assumptions that are often irrelevant to an individual borrower's circumstances. Typically it assumes a loan size of $150k over 25 year loans term which is not applicable to most borrowers.
Other Important Information: Applications are subject to credit approval of the respective lender applied to. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has
been prepared without considering your objectives, financial situation, or needs, you should consider its appropriateness to your circumstances before acting on the advice.
Contact Details
Michael Short - Finance Broker
Call 0421 744 572
Email
[email protected]
Credit Licence: 506992
Head Office: Level 1, 1-5 Link Road, Zetland, NSW, 2017. Phone: 02 8091 5797
Mod: Please note guidelines. Deals that are not exclusive to the broker should only mention or link to the broker at the bottom of the deal description, as specified in the guidelines for third-party website operators
Removed duplicate from title.
How much additional repayment is allowed for 4 year fix loan?