This was posted 1 year 5 months 24 days ago, and might be an out-dated deal.

  • expired

10% Cashback (Max $50 Cashback) with Zip Pay Payment @ Amazon AU


Seems like a great offer from Amazon :)

(a) Shop on or the Amazon mobile app using your Zip (Zip Pay or Zip Money) account (“Zip Account”) during the Offer Period to get 10% credit back up to a maximum of $50AUD (“Offer”). The 10% credit back amount will be credited to the applicable Zip Account within 5 business days from the date the Eligible Purchase amount is debited from your Zip Account. The Offer is applicable during the Offer Period for any number of eligible purchases using your Zip Account. You may spend more than $500AUD during the Offer Period and still be eligible for the Offer, however the 10% credit back is limited to a maximum of $50AUD.

(d) For the purposes of this Offer, “Eligible Purchases” refers to any items available to purchase on or the Amazon mobile app (AU marketplace) except:

i. Digital purchases including Ebooks, apps, etc;
ii. Subscription purchases including Prime, Prime Video, Audible, Music Unlimited and Kindle Unlimited;
iii. Purchases made at (USA) or any other non-Australian Amazon site, mobile app marketplace or location;
iv. Subscribe and Save items.

As always, enjoy!

This is part of Black Friday / Cyber Monday deals for 2020

Related Stores

Amazon AU
Amazon AU

closed Comments

  • +1

    How long does it take to sign up to Zip?

    • It takes no time at all, they don't take a credit history either (from when I signed up at least)

      • Ta.

      • +3

        Pretty sure they do, I was rejected. Same as bundll.

        • Really? I remember when I did it, they never asked and this was last year

          • @BarginGrabber: Yeah, it was annoying. I'm pretty much a fresh uni graduate, i don't have established credit. Had to ask my sister to set one up for me >.>

            • @MatrixM: Really strange, signed up earlier this year; undergrad with nothing to go off either and they didn't ask, but I was approved. 🤷‍♂️

        • There is two different zip products. Zippay which is the $1k limit with $6month fee. Then there is zipmoney which can be used for larger purchases, to pay bills etc.
          Zipmoney 100% credit checks.
          Never heard of zippay credit checking.

          • @lestat87: well, all i know is i tried signing up and they rejected me. They apparently legally can't say why.

            • @MatrixM: Same here, got rejected.
              I am going to get 3% off amazon gift card via Paypal:(

      • +6

        100% they credit check.
        We have zip at work and they make it very clear they do.

        • Hmm interesting, its weird I remember a while ago they took credit history then for a short time they stopped doing that and guess now they are doing it again

        • They do? All I did was sign up and then 2 months later they upped my limit without me even asking

          • @Freestyle: Limit increases are based on usage and repayment history.
            They don’t ask but you have to agree to the increase to get it.

            With zip money (not pay) you can request an increase any time.
            With zip pay ( not money) the increase has to be offered.

            When you initially sign up a credit check is performed. They will only then perform another check if you request and increase ( not when it’s offered due to account history)

          • @Freestyle: You should have got email offers for the limit increase. It just means your payments haven't been getting rejected. The catch is it turns the minimum repayment from $20 to $40.

    • +1

      Make sure you grab an ozbargain referral for another $10 on your first purchase!

      • That seems to be only for NZ bro?

        • Not the coupon, the referral machine above it

          • @blighst: oh, good reminder, forgot to put mine (well, my sister's but she doesn't use it) in the system.

      • How does the referral work? I went through there but I didn't get any credit after my Amazon gift card purchase? Does it take a few days for the referral credit? The Amazon cash back happened straight away.

        • Few days yep

      • How do I add my code to the referral engine?

      • Thanks. Just signed up using ozbargain referral and was approved immediately. Any idea when would the $10 referral show up?

        • Few days is my experience

  • oh yes buddy, black friday sale time

  • +1

    switch bundle goes to around 360

    • Isn't it either zip or gift card?

    • even less if you get the lightning deal

  • +2

    Does it stack with cashrewards?

    • +2

      yes, as zip is a payment method.

  • has to be new customer?

  • would account check creates credit check?

    • +2

      Yes. I created zip account and applied for Amex last month together, credit score -119 according to wisr and there’s history of check on that from zip

  • +4

    T&C's state that you can have multiple transactions.

  • Bought a $100 giftcard with GIFTCARD5 voucher and got $10 credit back within 30 seconds on my zip account.

  • Can buy gift cards ?

  • i think i'd remember this deal last year

  • +1

    Just purchased $100 egfit card and got the $10 credit!

    (Didn't read T &C doesn't include digital purchase)

    • It says you don't get credited until after 5 business days. How did it happen so quick?

      • I was surprised as well but the same was confirmed by another user here

      • +1

        it comes up instantly on mine

        Zip-Amazon Credit Back
        27 November 2020
        Purchase - Amazon AU
        Order ID: eadweagkwaoekto
        Zip Transaction ID: 3oo23ko
        27 November 2020

      • I tried it myself and it worked instantly. No 5 day wait. Valid on a digital purchase. Weird.

    • confirmed. got mine as well

      • Yep got mine instantly.

    • How do you know when you get the credit? I just bought physical products and it doesn't get debited until shipped

      • In Zippay account you can see the charge pending is discounted.

      • I can see it in my activities and balance.

        Zip-Amazon Credit Back
        27 November 2020

        Purchase - Amazon AU
        Order ID: 8542002b-b6c0-4210-8236-ec39297437xx
        Zip Transaction ID: 544442xx
        27 November 2020

        I bought egift card so it was debited as soon as the efit card was sent.

  • Is this valid for only one transaction or transaction can stack up until you reach the limit?

    • The way i read it… The offfer is applicable during the Offer Period for any number of eligible purchases using your Zip Account.

  • Still waiting for my cashback from this offer..

    • The $50 back is usually after 14 days that the order shipped!

  • +1

    Never used or setup zip. Can you create an account, pay using this method, get the credit and then close account zip account off? Or does the credit stay in your zip account ? Are there fees, if there are monthly fees, I see personally no point in it as I will just pay with paypal or credit card.

    • +1

      No Fees to keep it active so you can easily close it after you pay everything off afaik

      • Sounds good to me :)

    • as long as you pay the full balance every month, there is no fees
      the point is if you download the app, and set up a virtual VISA card, link it with Apple/Google Pay, you will get 3% "reward dollars" for every instore NFC purchase.
      And you may claim the reward dollars as credit once it reaches $30

  • How many times can you receive the cashback?

    • +1

      The way i read it… The offfer is applicable during the Offer Period for any number of eligible purchases using your Zip Account.

  • -1



    I already have a zip account.

    Your app logged me out.
    Password reset forced me to go through the application process again.
    I decided to see what happened.
    It denied my application. 850+ credit rating thankyou.. Now you've put a black mark on me because you cocked up.

    AND I don't even know if my amazon order has gone through.

    They failed last black Friday too. Remember they couldn't get accounts created in time for their bonus offer? What is wrong with these guys?

    • +2

      AND whatever glitch it was has passed. Now I'm logging in, seeing the correct $1000 available BUT still have a black mark on my credit report. NOT HAPPY

      • F

      • Where are you getting the info that it's a permanent mark on your record?

        To the best of my knowledge that system only applies to America

  • +9

    Thanks, bought $500 Amazon gift cards and got $50 back right away.

    • Alternatively, buy a $500 item that comes with free return and you still get $50, at least for last year.

      • Quite a few people mentioned that they got Amazon gift card from 7-11. I wonder whether there is a promotion going on currently, so we can double dip?

  • Why do some people get their cash back instantly while the rest of us have to wait? Is it because they are buying gift cards?

    • +1

      you'll have to wait until amazon deduct the amount/your order is confirmed and went through the system. This could take a few hours to sometimes days depending on the stock. gift card is instant/within a few minutes.

    • Giftcards are delivered instantly but if you buy an item you're only charged just before it ships

  • -1

    Why are people risking to reduce there Credit Score for a $10 discount? Can't Credit Score affect really important stuff such as if you're able to get a Home Loan for first home etc.

    Has anyone actually raised there Credit Score from these deals or noticed it to be reduced on those Credit Score websites?

    • How does it reduce my credit score if I repay it on time?

      • I thought because more Credit Enquiries on record is bad over good is all

        • If you fact check before you comment you may actually find a wife for very cheap.

  • +1

    Still working for gift cards

  • Cheers OP, it was applied automatically, so $500 in gift cards for $450.

  • +2

    Thanks OP. Got 2 X $100 GC from different accounts(same zip account) with $5 bonus promo.
    $180 for $210 credit. Not bad. Thanks OP

  • Still working $50 back in the account a few minutes after the order.. Still waiting for my $50 from the PS5 deal though.

  • +1

    Anyone getting the error on the ZIP: Your account is on hold

    I made purchases on ZIP and immediately paid back. Only 2 trans, the GC and one for Tommy.

  • So how does it work if I want to repay it in full asap, do I choose 'additional payment'?

    • +1


      • Cheers, might sound stupid but when I set the additional payment to the full amount I owe, it tells me that a scheduled payment of $20 will still be made at a future date, should I just subtract $20 from my additional payment then?

        • +1

          Just pay back full balance, it doesn’t allow you to pay over what you owe. Once you pay back, you will see no balance no pay.

        • +1

          Ignore the scheduled payment message. It only applies when you have outstanding debt.

  • +6

    I read that unlike other BNPL companies, Zip Pay does a hard check upon application. It's not worth it.

  • Can confirm still working for gift cards.

  • +1

    just bought $500 Amazon eGiftcard with Zip pay and got $50 back in Zip pay account instantly

  • Hmm, I just did a $300 Amazon AU gift card. No instant cashback. :S

    • +1

      Oh dear, I screwed up… I bought an amazon gift card via the zip app and not via the amazon website.. sigh.

  • if you check you zip activity you should see an instant credit if you used the amazon website. still havent got my $5 for the code nor the $10 for using mobile app offer i seen. not sure if they will stack or when i will receive them? i did screen print incase i have to case them up for it.

    • +1

      Yeh. I made an error. I didn't buy the gift card from amazon, I bought an amazon gift card from the zip app. LOL
      FML. 30 bucks.

  • Bought the Switch deal and it is still pending, perhaps cash back will come through when it’s cleared

    • +1

      That seems right. Amazon put a hold on it, but don't take it until they're ready to ship. It should work when they take it.

  • Is Zippay & Afterpay a debt trap?
    Been on the news…

    If you pay off your account at the end of the month, any catch?

    • +2

      No catch if you pay off every time.

    • I've used Zip Pay for over two years and as long as you pay it without late payments, you won't have any issues.

      Minimum repayment amount per month is $40 - $80, depending on your approved limit.

      If you don't pay out the whole amount during the month, its only $6 per month added to your balance.

      Honestly, $6 per month ain't that bad compared to other interest.

  • +3

    Does this include items imported from the US but sold on

    • I wondered the same thing. Answered by a rep in an exchange below, copied here:

      "Does it still work if you used the Amazon AU but you purchased a product from Amazon facilities in USA … From the AU website, but US stock.


      Hi, Mac from Zip here.

      If Amazon lets you pay with Zip then we’ll honour it."

    • +1

      I can confirm it worked on an item from Amazon UK sold on

  • Worked for $100 gift card with GIFTCARD5 promo code. $90 for $105 credit, good deal.

    • Is there a minimum spend for GIFTCARD5 promo code to work? Can you post the link on the T&C? Thanks.

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