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10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles

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10% off Coles Mastercard Gift Cards ($5 or $7 Purchase Fee Applies) @ Coles
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tightarse on 08/02/2021 - 17:03 files.ozbargain.com.au (7160 clicks)
Last edited 08/02/2021 - 17:45 by 3 other users

Not a bad deal - some free money. Stay safe, and enjoy :)

Limit of 5 gift cards per customer. 10% discount will be applied to the value of the card including the applicable purchase fee. While stocks last, no rainchecks. Offer valid from 10/02/21 to 16/02/21. Refer to individual gift card for terms and conditions. $5 purchase fee applies to $50 & $100 GCs. $7 purchase fee applies to $250 GCs.

As per the terms, the purchase fee is included in the discount making the final price even better:

  • Buy a $50 gift card for $49.50 - $0.50 profit - ($55 x 0.9 = $49.50)
  • Buy a $100 gift card for $94.50 - $5.50 profit - ($105 x 0.9 = $94.50)
  • Buy a $250 gift card for $231.30 - $18.70 profit - ($257 x 0.9 = $231.30)

And thanks to RichardL for the percentages:

  • Buy a $50 gift card for $49.50 - 1.00% discount
  • Buy a $100 gift card for $94.50 - 5.50% discount
  • Buy a $250 gift card for $231.30 - 7.48% discount
Other Gift Card Instagrampost

Related Stores

Coles
Coles
Coles Prepaid Cards
Coles Prepaid Cards

closed Comments

    • zonra on 08/02/2021 - 17:30
      +4

      I reckon it'll be pretty damn hard to find stocks on the day.

      • JohnHowardsEyebrows on 10/02/2021 - 06:33

        An absolute breeze to find a stack at Coles in Melbourne CBD this morning.

  • capslock on 08/02/2021 - 17:30
    +6

    I'm not sure if its even worth trying to get in on this. No doubt it will sell out at each store within 30 seconds of opening time and I'm sure some people will start hiding them today and tomorrow.

    • Cluster on 08/02/2021 - 17:36

      That was my first thought too. If they're on the shelves now, just hide them somewhere in the store Tuesday night and return Wednesday morning to retrieve. It's unethical, but that won't stop people.

      I hope Coles has a decent level of stock as I can see people buying 5x $250 and cleaning out the store minutes after opening.

      • Munki Kundi on 08/02/2021 - 17:54
        +8

        Wow people hiding them in store 😂😂. Never heard of this…. Its insane and ingenious at the same time

        • imcold on 08/02/2021 - 19:49
          +1

          Well work to my benefit.. I found someone hidden stash.. and took one and turned the rest around.. My way of saying so long and thanks for the fish.

        • Bad Wolf on 08/02/2021 - 23:33

          It gets worse. There was a promo at Woolworths a few years ago that was a money maker. People were talking about stealing the cards from Coles to purchase and activate at Woolworths.
          … that’s when I tune out.

          • Splashtash on 09/02/2021 - 00:45

            @Bad Wolf: and now i just read your comment… lol 1 hour too late

      • Splashtash on 09/02/2021 - 00:45

        lol..ya noob, go one better.. jokes. I heard people actually take them and then return the next day to officially buy them. Happened with him and her gift cards,ect… except in this case they took them from either woolies or coles and went to the other to get the discount XD

    • freefall101 on 08/02/2021 - 17:40

      There's usually, at best, 10 or so of each card in the store when I go there on a regular day. The first two people will buy 5 each of the $250 ones, the next two will buy 5 each of the $100 ones (assuming the same people don't walk out and back in to the same store.

      I tried going in at 11am when they had those His and Hers giftcards 10 or 15% off, shelf had been picked clean.

      I look forward to the complaining in this thread when people steal them from woolworths and try load them at coles again lol

      • Kenb0 on 08/02/2021 - 18:14

        “ when people steal them from woolworths and try load them at coles again lol”

        Would that not work?

        • scrypton on 08/02/2021 - 18:22
          +10

          Woolworths don’t sell Coles Mastercards 😄

      • georgedn on 08/02/2021 - 19:28

        Did it work with the him and hers cards?

  • bongo007 on 08/02/2021 - 17:30
    +1

    Anyone know if you can pay for these with the Westfield EFTPOS cards?

    • frazel on 08/02/2021 - 17:33

      Westfield gift cards are just efpos cards and not restricted to just Westfield.

      So I wouldn't be surprised if you can.

    • 9hcpz on 08/02/2021 - 17:57
      +1

      Can

    • samehada on 08/02/2021 - 18:55

      but what is the point doing that and losing fee for Westfield GC??

  • RichardL on 08/02/2021 - 17:31
    +7

    In terms of percentage off card value:

    • $50 Gift Card = 1% off
    • $100 Gift Card = 5.5% off
    • $250 Gift Card = 7.48% off
    • Essplicit on 08/02/2021 - 17:36

      Not the one who negged you… but shouldnt it be slightly less because of the activation?

      • RichardL on 08/02/2021 - 17:38
        +5

        Percentages calculated after factoring in activation fee.

        10% discount will be applied to the value of the card including the applicable purchase fee.

        • Essplicit on 08/02/2021 - 17:42

          I guess thats right… i was just considering the amount i actually save instead nevermind =)

    • TEER3X on 08/02/2021 - 17:41
      +3

      Can't believe I had to scroll that far down to find this post

    • SBOB on 08/02/2021 - 17:59
      -2

      This guy maths….

  • RichardF89 on 08/02/2021 - 17:33

    AGL doesn't sell 4% off Coles card any more :(

    • CVonC on 08/02/2021 - 18:12
      +1

      Suncorp 3% but you have to make sure the Coles card is at least equal to the gift card + fee

  • jrt2020 on 08/02/2021 - 17:41
    +4

    Hopefully these cards are unused cards unlike auspost mastercards

    • samehada on 08/02/2021 - 18:57
      +3

      these cards are new design packaging which fixed many weaknesses in the old design that dodgy ppl can tamper with easily but it still has weakness. I won't go into detail here but just make sure you check the packaging very very carefully to make sure it has not been tampered with.

      • Yola on 09/02/2021 - 11:01

        I have purchased dozens and did have problems with several few years ago where someone had substituted the cards with used up ones and even a VISA. So I agree you need to be careful.

    • samehada on 08/02/2021 - 21:30
      +1

      You need to check super carefully especially for any sign of super glued on the paper packaging after you opened it.

    • endolphin on 08/02/2021 - 22:15

      I have bought literally hundreds of these cards over the years and not had a single issue.

  • RichardF89 on 08/02/2021 - 17:43

    and can I use flybuy dollar buy gift card?

    • samehada on 08/02/2021 - 18:58
      +2

      No you can't

  • horice on 08/02/2021 - 17:47

    Do they work buying discounted egift cards ?

    • RichardF89 on 08/02/2021 - 17:49

      where can you buy?

    • frazel on 08/02/2021 - 18:12
      +3

      Ya know thats stealing right?

        • brongz on 08/02/2021 - 19:00
          +3

          That items are the store’s property until you pay them.

          • samehada on 08/02/2021 - 19:02
            +1

            @brongz: Isn't it the property of the card issuing company?

            • zonra on 08/02/2021 - 19:08

              @samehada: Well it certainly isn’t bohn’s property.

        • OzBrogains on 09/02/2021 - 13:28

          You shouldn’t need others to teach a grown ass adult what stealing means.

    • imahapyboy on 08/02/2021 - 20:18

      thief, shame on you

      • nightelves on 09/02/2021 - 01:13

        Shame, Shame, Shame…

  • PVS7 on 08/02/2021 - 18:10

    Good deal. Thanks OP.

    • popsiee on 08/02/2021 - 18:25
      +4

      Just went and cleaned out the three stores close to me of their $500s.

      Cool I'd like to see a $500 card . At least know the max card before you lie .

      • serpserpserp on 08/02/2021 - 18:26
        -7

        Oh good point.

        Just went and cleaned out the three stores close to me of their $500s $250s. Figured that instead of missing out on this deal on Wednesday, I'd just bank some flybuys points instead. If you can't beat them, take the playing field away from them I say…

      • boretentsu on 08/02/2021 - 18:49
        +2

        Did they ask if you had a large tax bill and were being chased by the Federal police?

  • wildstone on 08/02/2021 - 18:16

    I'm just wondering, are these promotion meant to be 'the more the merrier' for the promoter? Or are they losing for promoting this? If it was the former, they should stack as much stock as they have for the promotion.

    • Cluster on 08/02/2021 - 18:20
      +4

      Clearly it's a loss leader for someone. Credit card surcharges never come close to covering a whopping 7.5% of the purchase price. Either VISA or (much more likely) Coles is losing money to get customers into the store over 7 days.

      The problem with promotions like this is it can lead to frustration and resentment if the store is always out of stock. Basically, it's an offer that can backfire.

      • Neoika on 08/02/2021 - 18:33

        Simple solution is 10% off applied to a card with $50+ grocery purchase together.

      • TanedaR on 08/02/2021 - 18:50
        +4

        VISA is not losing a single cent lol

  • tsunamisurfer on 08/02/2021 - 18:19
    +1

    How long does the credit in the cards last for?

    For example if you have a $500 bill, is it possible to use 2 of these $250 cards to make payment?

    • bohn on 08/02/2021 - 18:22

      How long does the credit in the cards last for?

      I bought one recently that expired in 2025

      • robinCTS on 10/02/2021 - 13:20

        The ones I bought today have 06/26 as the expiry date.

        • affinity on 10/02/2021 - 14:27

          Same expiry for me too.

  • webtherapist on 08/02/2021 - 18:23
    +1

    beat interest rate, def going for $250 ones lol

    • Neoika on 08/02/2021 - 18:27

      Ones? Maybe not even one you can find.

  • krisspy on 08/02/2021 - 18:26
    +6

    Good for keeping onlyfans payments off the main books

    • bohn on 08/02/2021 - 18:28

      Actually if you are going for a home loan the bank can not like certain types of payments as well, like Lotto and other discretionary spend. To them it will look like you just love your groceries. You can keep a lot of things off the books.

      • samehada on 08/02/2021 - 19:03

        I have not using my transactions account for a long long time… lol…

        Grocery shopping, liquor purchase, petrol purchase with Wish GC and Coles GC. Others with Coles MC GC, what is the need to use my ATM card? 😂😂

        Eating out with TCN Restaurant GC… before my stock ran out, another promo came. 😏

      • Seraphin7 on 08/02/2021 - 19:31

        Yes, home loan applications are the main reason to keep onlyfans payments off the books.

        • bohn on 08/02/2021 - 19:32

          couldn't care less about onlyfans.

      • Splashtash on 09/02/2021 - 00:48
        +1

        interesting thought¬ cheers

    • KozieSeller on 08/02/2021 - 18:29
      +2

      HA SIMP!

    • Cluster on 08/02/2021 - 18:30
      +2

      Belle Delphine's bath water is back in stock?

      • sh4hp on 08/02/2021 - 18:35

        I thought her tears was the way to go?

  • Turd on 08/02/2021 - 18:29

    Buy millions and profit over this.

    • Cluster on 08/02/2021 - 18:31
      +3

      The chances of anyone here finding a $250 gift card to buy are very slim.

      • Turd on 08/02/2021 - 18:50
        -1

        I managed about 25k way back 5 years ago or so.

      • bohn on 08/02/2021 - 18:51
        -1

        I've never seen one.

    • sh4hp on 08/02/2021 - 18:33

      Would be surprised if you manage to get thousands

      • Jinster on 08/02/2021 - 18:40

        1000 cards at 250 each would do nicely… but it seems the limit is 5 per customer.

        • georgedn on 08/02/2021 - 19:32
          +1

          Come back 200 times

        • sh4hp on 08/02/2021 - 20:52

          I actual meant thousands in dollars, i.e. less than 40 cards.

  • basketcase86 on 08/02/2021 - 18:36

    Here are the T and Cs boys and girls.

    https://www.coles.com.au/content/dam/coles/about-coles/our-b…

  • Jinster on 08/02/2021 - 18:41

    You may not earn Flybuys points on this. But would you earn Amex points?

    • bohn on 08/02/2021 - 18:42

      Yes.
      Good deal for those with an AMEX spend.

    • kerfuffle on 08/02/2021 - 18:42
      +7

      Why wouldn't you earn Amex points? They can't tell what you buy from Coles

    • WookieMonster on 08/02/2021 - 20:34

      You can earn Flybuys points when you purchase gift cards at Coles.

      • CVonC on 09/02/2021 - 01:29
        +1

        Yeah you earn FB points for the amount of the transaction. But it does not count to any bonus points for certain spend amounts.

  • bwatt72 on 08/02/2021 - 18:55

    Are these cards only good for coles or used anywhere and its not 10% as you pay a fee on top right?
    If you was to buy $250 at 10% would give you $25 off or am i missing something.

    • bohn on 08/02/2021 - 18:58
      +5

      or am i missing something

      this.

  • WookieMonster on 08/02/2021 - 19:02

    True OzBargainers would buy this with discounted Coles gift cards to maximise savings.

    • chewkl on 08/02/2021 - 19:18
      +1

      Can you buy these with Coles gift cards? Honest question.

      • WookieMonster on 08/02/2021 - 20:30

        It is against the Coles gift card terms and conditions to buy gift cards with gift cards, but the consensus on this website is that you probably can do it. Some tips to keep in mind:

        • You probably need to purchase an item alongside the Coles MasterCard in the same transaction. (Someone told me that it works if you just purchase a Coles MasterCard, but I have never tried that.)
        • You need to pay for the entire transaction on one Coles gift card. No split payments are possible, as Coles’ POS system specifically blocks split payments for a transaction if you are purchasing a gift card in said transaction.
        • It should work at both self-serve and traditional checkouts, but you may have the staff member at the traditional checkout refuse to allow payment with gift card.
        • This may not work at all Coles stores or at all checkouts.

        I personally wouldn’t purchase this with Coles gift cards, because you have no recourse if you have a problem with the Coles MasterCard (e.g. the gift card doesn’t correctly activate). I bring this up because a couple of people on this website got burnt with TCN gift cards not activating correctly, and they happened to use Coles gift cards as the payment method.

        • Major Major on 09/02/2021 - 08:10

          If there is a problem with the Coles MasterCard, wouldn't they just refund into the Coles gift card that was used to purchased, so really no harm done?

          • WookieMonster on 09/02/2021 - 10:10

            @Major Major: I doubt it would be sorted at the store level, because you’d be palmed off to the team who manage the Coles MasterCard and it would be left to them to sort out any issues.

            I mention “no recourse if you have a problem” because you cannot do a chargeback with a Coles gift card. Now I think about it, “no recourse” is not the right way to phrase it; what I mean is that you have less leverage if you have any issues with the card.

            Granted, I’ve purchased 10+ of these cards in the past with no issues at all, but you never know what kind of problems you may run into.

        • Yola on 09/02/2021 - 11:11

          I had a problem with five of these cards I purchased in December 2018, where someone had substituted the cards with used up ones and even a VISA. I had to email Coles finance pictures of front of card, back of card, back of cardboard holder and purchase receipt. I purchased the cards with a Coles Myer Group GC and this could be seen clearly on the receipt. They refunded the money to my bank account.

  • Master Haggler on 08/02/2021 - 19:06

    Is is that good a deal that it gets this many plus votes?

  • Tleyx on 08/02/2021 - 19:06

    can you get a rain check if its out of stock?

  • clx on 08/02/2021 - 19:11
    +2

    Are prepaid MasterCards an acceptable cash substitute for Lunar New Year red envelopes?

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