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10% off Coles MasterCard Digital Gift Cards & Purchase Fees: $100 for $94.50, $250 for $231.30 @ Giftcards.com.au

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10% off Coles MasterCard Digital Gift Cards & Purchase Fees: $100 for $94.50, $250 for $231.30 @ Giftcards.com.au
Go to Deal
edman on 28/02/2024 - 09:10 giftcards.com.au (19036 clicks)
Last edited 28/02/2024 - 10:36 by 2 other users

One day only for this popular/unpopular deal that hasn't been around for a while, online only and today only.

Receive within 4 hours or on a day of your choice. Funds are ready to use within 24 hours. Digital Account may be used online, over the phone or through mail order everywhere Mastercard® is accepted. Digital Account cannot be used to obtain cash from any ATM or Point of Sale transaction.

Terms and Conditions apply. 10% discount applied to value of card incl. applicable purchase fee. Total cost for $100 gift card is $94.50 ($90 for card + $4.50 purchase fee) & for $250 gift card is $231.30 ($225 for card + $6.30 purchase fee). Excludes $50 Coles Mastercard’s. Offer available from 28/02/24 9am to 5pm. Limited Time Only. Offer only available from giftcards.com.au. Maximum order value $2,500. One order per customer. Can only be used for online purchases.

Other Gift Card MasterCard Prepaid Credit/Debit Card

Related Stores

Coles Group & Myer Gift Cards
Coles Group & Myer Gift Cards

closed Comments

    • CyberMurning on 28/02/2024 - 10:31

      but do you need to pay fees to use card to pay bills ?

    • Poor Ass on 28/02/2024 - 15:56

      impress that you checked out 8 times and managed to get them all approved

    • Tranks27 on 29/02/2024 - 10:29

      i thought $2500 is limit. Are you using multiple identities?

  • day87end on 28/02/2024 - 09:25
    +1

    can this be used at least in Coles and woollies online for pick up or blocked there also . cant see any value if blocked in councils , school, ATO.

    previous discussion .
    https://www.ozbargain.com.au/node/826075

    • easternculture on 28/02/2024 - 09:40
      +2

      Just paid 2k council fees so go crazy

  • pepsicles on 28/02/2024 - 09:25
    +4

    Are these the ones that get hacked quite easily?

    • Stopback on 28/02/2024 - 09:37
      +1

      mine got hacked, but they sent me another 250.

      so took a while but got up 100.

      had to pay shopback for the payments that failed.

    • firestint on 28/02/2024 - 09:39

      Yes so best to use it asap

      • hamwhisperer on 28/02/2024 - 09:42

        Seriously? How?

        • Poor Ass on 28/02/2024 - 10:06

          prepaid bills is the most popular option

          also Royal Carribean payments

          • danielh on 28/02/2024 - 12:53

            @Poor Ass: Hmmm, I still have about AU$8000 to pay off my next Crystal Cruise trip. I used my ING card for the deposit as I was not sure if I would be hit with those international transaction fees as I'm booking direct with the company. Will be interesting if I can use the $250 ones I just ordered but if fees are included then I'll use somewhere else.

            • Poor Ass on 28/02/2024 - 13:15

              @danielh: With royal you can put in a new card and your own amount anytime

  • day87end on 28/02/2024 - 09:28
    -1

    We reserve the right to cancel any or all promotions at any time if we suspect error, fraud or any other abuse of the promotion is occurring

    For full terms and conditions click here

    https://cdn.viicloud.com.au/Static/MI/Promotion/TermsConditi…

    • Snoop on 28/02/2024 - 09:31

      We reserve the right to cancel any or all promotions at any time if we suspect error, fraud or any other abuse of the promotion is occurring

      …or getting OzBargained

  • day87end on 28/02/2024 - 09:34

    previous comments on this card in last deal in august 2023. might be relevant.

    had numerous issues with payments, blocked cards .

    https://www.ozbargain.com.au/node/794046

    main description below :

    Here we go again…. Good luck

    I’m taking a gamble on posting since the last deal flopped but here are a couple of notes:

    A lot of users have had their payments failed, purchase with caution. You may receive a pending charge on your card for some days, if this happens.

    Thanks to Skido, ensure that your pending charge does drop off after a few business days. Otherwise contact customer service to organise a refund.

    A number of users are reporting that the pending charge did not drop off, we advise that you call or email Coles Gift Cards now:
    Email: [email protected]
    Phone 1300 304 990 (Press 0 to speak with customer service. Have the numbers of the credit cards you used handy, in case asked for the last and first digits).

  • TEER3X on 28/02/2024 - 09:34
    +1

    Keep getting transaction failed, CommBank card 5x cards $250, using incognito mode

    • RTY on 28/02/2024 - 09:37

      I used desktop chrome and bought one $250 with commbank.

    • ThePointsGuru on 28/02/2024 - 09:41

      Sometimes transactions get blocked by the bank's automated fraud system as they consider large gift card purchases as part of a scam. Call your bank to reset your card and allow gift card purchases.

    • Jellyfishhy on 28/02/2024 - 10:05

      I used commbank ult rewards card and bought 10x $250 work perfectly fine.

  • akanub on 28/02/2024 - 09:36
    +2

    Can these be added to google/Apple pay wallet?

  • shap08 on 28/02/2024 - 09:36
    +1

    Keep getting transaction failed also

  • zkreap on 28/02/2024 - 09:37

    Can this be used to pay fines, got a parking fine recently that I've gotta pay soon. Also can the payments for fines be split, the fines a bit more than 300 so I'd have to deal with that, might call service nsw and ask.

  • dorikin on 28/02/2024 - 09:37

    Last report I can find from 22/1, confirmed it’s working with ATO

    https://www.ozbargain.com.au/comment/14880954/redir

  • Uncle Roger on 28/02/2024 - 09:38

    Can these be used for amazon and eBay?

    • ChaseTheSun on 28/02/2024 - 09:40

      yes

      • Uncle Roger on 28/02/2024 - 09:47

        Thanks, so how does it work? Just use the balance till it expires?

        • ChaseTheSun on 28/02/2024 - 10:50
          +2

          Yes but a better way is to use the coles giftcard to buy discounted ebay/amazon giftcards.

          • Uncle Roger on 28/02/2024 - 10:51

            @ChaseTheSun: Ooof good call. On like ShopBack etc

            • ChaseTheSun on 28/02/2024 - 15:19

              @Uncle Roger: Yeah especially when shopback has superswap giftcard promos.

              • Uncle Roger on 28/02/2024 - 15:21

                @ChaseTheSun: Cashrewards has 3.5% cashback on Super Swap, essentially making it 11% off eBay - which is pretty good!

              • Uncle Roger on 28/02/2024 - 18:29

                @ChaseTheSun: Looks like CR doesn't accept these for gift card purchases lol. Haven't tried ShopBack yet

                • CodeXD on 28/02/2024 - 19:08
                  +1

                  @Uncle Roger: Works on shopback, I bought uber gift cards with it

                  • Uncle Roger on 28/02/2024 - 19:09

                    @CodeXD: Ta

                  • danielh on 05/03/2024 - 14:54

                    @CodeXD: How did you pay for it on Shopback? I just tried to get Amazon gift cards via ShopBack but it would not let me use that type of 'Credit Card' as an option (via Apple Pay).

                    • CodeXD on 05/03/2024 - 15:03
                      +1

                      @danielh: I added the card details directly to Shopback, didn't go via Apple Pay

                      • danielh on 05/03/2024 - 15:12
                        +1

                        @CodeXD: Thanks. Worked for me. Bought 2 x $100 and 1 x $50 after adding the CC to ShopBack. Looking at the fine print, it looks like I cannot buy more that three of the same denomination Amazon Gift Card per calendar month.

  • froddo on 28/02/2024 - 09:38
    +1

    Same here i been getting error msg transaction failed please contact customer service

  • hamwhisperer on 28/02/2024 - 09:38

    Goddamnit…. Wish I knew this earlier.

  • auindie on 28/02/2024 - 09:39

    Ordered 4 got 4 within a min using Amex card

  • Sheng on 28/02/2024 - 09:39
    +1

    Transaction went through first time with micro gift card. Will update when I get gift card.

    • Sheng on 28/02/2024 - 09:46

      Received 7 mins later :)

      [edit: it says my card has been added to a paypal account already wtf?]

      • Bdawg on 28/02/2024 - 10:24
        +1

        That happened to me once, I checked the balance and it was all good. Apparently they reuse the numbers so someone may have had it in the past. If balance is there, spend it ASAP.

        • easternculture on 28/02/2024 - 10:28

          But even if they reuse number, it would have new cvc and expiry

        • Sheng on 28/02/2024 - 10:34

          Was told that virtual cards can't be added to virtual wallets now.

          • FatTofu on 28/02/2024 - 10:47

            @Sheng: You meant PayPal or just Apple/Google wallet?

            • Sheng on 28/02/2024 - 10:48

              @FatTofu: So because my card number was recycled. I couldn't add to paypal, preezee, shopback. Managed to liquidate it via true rewards.

              Didn't have issues before this experience. Quite concerning as I didn't have an immediate use for it.

              • backupper1 on 28/02/2024 - 11:32

                @Sheng: you converted this card to cash using true rewards?

      • Poor Ass on 28/02/2024 - 11:01

        lol whaaaaaaaaaaat?

    • attalisie on 28/02/2024 - 13:32

      Micro gift card wont work for me, keeps saying transaction failed. Tried to buy 4 (as limit is $999 spend in a day), then 2 then 1. None will go through

  • Uncle Roger on 28/02/2024 - 09:41

    Essentially 7.5% off the $250 GC. Not behd

    • Bii on 28/02/2024 - 12:45

      7.476% to be exact

  • abs898 on 28/02/2024 - 09:41

    GC received in under 5 minutes. Checked all cards balance is all good

  • cucumber on 28/02/2024 - 09:43
    +1

    Dang it.. just paid my council rate yesterday. Oh well.

    • Bdawg on 28/02/2024 - 10:24

      Pay it again and ask for a refund as you accidentally paid twice :D

  • day87end on 28/02/2024 - 09:43
    +1

    Transaction failed, please contact customer service. commbank card

  • skido on 28/02/2024 - 09:45
    +1

    Coles trying to get its financials up this month be like 📈

    • ChaseTheSun on 28/02/2024 - 09:57
      +1

      They already reported their financials on the asx though. This is for the next one.

  • hamwhisperer on 28/02/2024 - 09:48

    Would I be right in assuming one cannot but Coles MasterCard gift cards

    With previous Coles MasterCard gift cards…?

    • ChaseTheSun on 28/02/2024 - 09:57

      Correct

    • soan papdi on 28/02/2024 - 10:12
      +1

      Found Christopher Nolan's OzB account

  • burningrage on 28/02/2024 - 09:48
    +1

    Got 10x. Will use for Private Health.

    • burningrage on 28/02/2024 - 11:10
      +3

      Be aware if you are using this gift card to pay for your Private Health, depending on the provider, you may have some complications as follow:
      1. After using the gift card a number of times, it may spit out a "Something is wrong, call this number" error. No doubt because of making repeated payments of the same amount triggered this error. Solution is to make phone payment instead.
      2. If you are paying by amount (say $250), private health insurer may round down the number of days you are purchasing. To check, say if you are paying using your own credit card 6 months in advance and it gives you a date like 25/12/2024. If you were using the equivalent number of gift cards, the number of days you will end up be getting will be LESS than if you were to pay 6 months straight in one swoop payment. In my case, the 6 months equivalent worth cover ended up 1-2 days less than if I paid the cover 6 months straight using 1x payment

      • CommuterPolluter on 28/02/2024 - 23:53

        Noting that for a 180 day period that’s a loss of ~1% value and you’re still saving money by taking the cash you laid away for insurance premium and buying giftcards.

  • Jellyfishhy on 28/02/2024 - 09:49
    +1

    Thanks OP bought 10 and delivered in 4 mins nice one

  • jimwh on 28/02/2024 - 09:50

    Transaction failed, please contact customer service.

  • wavesgreen on 28/02/2024 - 09:51

    I paid with AMEX last time this deal came around but wasn't there a discounted payment card people were using to double dip? My memory's a little hazy.

    • abs898 on 28/02/2024 - 09:56

      I get these and then buy woolies/Coles etc GC on further discount

      • wavesgreen on 28/02/2024 - 12:35

        No the other way around. There was someone in the previous thread who was buying these with a discounted payment card.

      • Ratch on 28/02/2024 - 14:11

        How do you do that? Through shopback?

  • Robin2012 on 28/02/2024 - 09:52

    great. $1000

  • fishandchips on 28/02/2024 - 09:53

    Just bought 4X250 using Commbank CC, tax invoice came through spontaneously. waiting for cards…

  • NonSense on 28/02/2024 - 09:55

    ordered 6 and wait for delivery! thanks

    • nowich on 28/02/2024 - 10:13
      -7

      it's a digital card mate

      • NonSense on 28/02/2024 - 10:15
        +3

        wait for delivery to my email box : )

        Got them and all used now

  • capslock on 28/02/2024 - 09:56

    I can't get past the 'transaction failed' message. Oh well, no discounted gift cards for me.

  • linkindan on 28/02/2024 - 09:58
    +1

    Can you use these on the special gift cards sale tomorrow?

    • easternculture on 28/02/2024 - 09:59

      Would be nice. Will buy a few petrol ones if so

      • linkindan on 28/02/2024 - 11:27

        Bit the bullet cause this and the 4% from RACV works out well enough that if the sale tomorrow doesn’t work I haven’t really lost anything

  • dealsniper on 28/02/2024 - 09:58
    +1

    how do I split payment for council rate if one card is not enough to cover payment?

    • easternculture on 28/02/2024 - 10:00

      Use bpay point. Enter biller code and rates number.
      Enter the amount to pay minus the fee they charge. For me it was $248.46

      • odb on 28/02/2024 - 11:09

        Ok just doing this kinda stuff for the first time. Tried searching for bpay point and that led me to bpoint.com.au. Is this the bpay point you are referring to?
        I put my biller code but then "Biller code you have entered is currently not registered to accept BPOINT Internet payments". I guess some councils allow and others don't via bpoint.

        Then I go to pay online via my Blacktown council online payment portal. Rates are more than 250 but I can override the total amount and manually write 250 and then it gets to the payment details pay area. From there it's just card number, exp and cvv. Do I put my name as the cardholder name or is it something else related to the actual gift card?

    • daanish on 28/02/2024 - 10:01
      +1

      That's going to depend on your individual council.

      Some allow payment via online portal of x dollars so you'd just have to make multiple $250 transactions (accounting for any fees).

      When this deal last came through on the physical cards, my mum went into the council office and paid in split payments.

    • Poor Ass on 28/02/2024 - 10:10

      adjust so that it takes up the full $250

      allow for credit card surcharge if required e.g. 0.5% surcharge you would divide $250 / 1.005 = $248.76

  • Rehmansayani on 28/02/2024 - 10:00

    How we can pay excess for insurance from these cards as they dont offer split payments?

  • ozvictor on 28/02/2024 - 10:00

    Can you use this to buy 7/11 gift cards from ShopBack?

  • RTY on 28/02/2024 - 10:01
    +1

    This card can be used at card.gift, slightly better than shopback deal(https://www.ozbargain.com.au/node/833501) since I need a lot of amazon gc

  • vetopower on 28/02/2024 - 10:02
    +2

    Just liquidated several thousand as ATO payments, so ATO is working fine.

    • easternculture on 28/02/2024 - 10:05

      I always convert my tax debt into interest free payments for this exact reason

      • RTX9090Ti on 28/02/2024 - 11:56

        why paying soo much tax?

      • dumdum2 on 28/02/2024 - 17:20

        How can you get this? Thought GIC applies

    • OneTonneRodeo on 28/02/2024 - 10:13

      If you don't mind me asking, were you making a payment that was due/upcoming, or loading it as account credit for future tax debt obligations?

      If the latter, do you know if there are any issues/concerns to be mindful of with a (CR)edit sitting against one's tax account? They don't try send it back to the card you used or anything, do they?

      • vetopower on 28/02/2024 - 10:18
        +1

        The former.

        From what I've read, mixed reports on the latter. Some people seem to get away with it. Others seem to get into trouble in the form of refunds to the original payment method or letters from the ATO telling them to stop.

        • OneTonneRodeo on 28/02/2024 - 10:23

          Thanks for that. I thought I'd heard something around the 'credit loading' too, so it's helpful to hear your comments there - sadly just made a PAYG yesterday, doh.

          • tbone74 on 28/02/2024 - 10:54
            +5

            @OneTonneRodeo: I tried the credit loading approach last time. My tax debt ended up being less than I anticipated. So I had a net refund due. The refund of the balance was cancelled automatically and ATO doesn't bother to contact you. I had to contact them and ask them to proceed with refund.

            I asked if they could do EFT or cheque but after waiting weeks for them to get an answer, they said they can't do it that way for payments from credit/debit cards. They have to refund back to the original card instead, basically as a cancellation of the transaction. I had to provide them the card details (fortunately I had records) and wait for it to get processed.

            After more than a month it still wasn't processed so I lodged a formal complaint. May have been a coincidence but it was processed a couple days later. But the funds didn't appear on the cards. I asked them to confirm which cards they refunded to (eg. did they use the card details I provided) and they were unable to confirm. They sent some type of transaction record but it didn't contain card numbers. It did however contain dates of the original transaction when I made payment, and those dates were from earlier payments I made during a previous promotion. Fortunately I had those records as well and found the refund had gone to different cards.

            Also note they didn't provide the interest (3% or so) that I was expecting for the credit I had on the account. They said it doesn't apply for payments made by credit cards. Didn't get a clear explanation but I think it's due to being a cancellation of the payment made by card rather than being processed as a normal refund.

            TLDR; Don't make payments in advance using these cards unless you're certain you will have a debt at least as large as the payment you're making. If you make any payment using these cards, make absolutely certain to keep records of all the card details you use so you can request and track down the returned funds later.

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