Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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$3000 Cashback for Refinance for Owner Occupied Variable Rate from 2.19% @ Westpac (& 0.25% Broker Cashback)

expired $3000 Cashback for Refinance for Owner Occupied Variable Rate from 2.19% @ Westpac (& 0.25% Broker Cashback)

AssociatedPWilson Heroes HL @ Heroes Home Loans on 24/12/2021 - 19:44 westpac.com.au

Merry Xmas all Ozbarginers and hope you are having wonderful festive season. Westpac has new offer for the Flexi First Home Loan variable rate' and offering an $3000 Cashback on all refinances …

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ING Variable with Offset 2.04% PI <= 80% LVR, $3,000 Bank Cashback on Refinance

expired ING Variable with Offset 2.04% PI <= 80% LVR, $3,000 Bank Cashback on Refinance

Store RepJamesSimBroker @ James Sim, Nectar Mortgages on 24/12/2021 - 18:58 ing.com.au

Merry Christmas and Happy New Year!! We can still assist clients who need home loan assistance as banks are still operating but be mindful that the turnaround time will be slow. The options we …

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No Fee Home Loan Offset Account @ Athena Home Loans

expired No Fee Home Loan Offset Account @ Athena Home Loans

Kas on 23/12/2021 - 22:09 athena.com.au

We were waiting for a long time for Athena's offset account. Finally it happened and glad they offer $0 fee. I believe most of other banks charge $10 for this service, this is a deal. SAVE THE …

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UBank Home Loan 1.99% Variable and Comparison Rate, 80% LVR (Limited Time for New Customers / Call for Existing Customers)

expired UBank Home Loan 1.99% Variable and Comparison Rate, 80% LVR (Limited Time for New Customers / Call for Existing Customers)

wisc on 15/12/2021 - 12:40 ubank.com.au

UBANK have a new interest rate for a limited time of 1.99%, supposedly for new customers, but I just called there 13 line and asked to be transferred across, no problems, 5 minute call, and should be …

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$3000 Cashback on Minimum $250,000 Home Loan @ St George & Bank of Melbourne

expired $3000 Cashback on Minimum $250,000 Home Loan @ St George & Bank of Melbourne

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 08/12/2021 - 12:41 stgeorge.com.au

St George / Bank of Melbourne has extended the $3,000 cashback offer $3,000 bank cashback (>$250k) 85%LVR $1 LMI for first home borrowers (<$850k) Variable from 2.14% CPR 2.16% lifetime …

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Owner Occupied 2 Years Fixed 2.09% PI < 70% LVR (Expired), $3,000 Cashback on Refinance @ Mystate

expired Owner Occupied 2 Years Fixed 2.09% PI < 70% LVR (Expired), $3,000 Cashback on Refinance @ Mystate

Store RepJamesSimBroker @ James Sim, Nectar Mortgages on 03/12/2021 - 16:33 mystate.com.au

Good option for Ozbargain members who are thinking to refinance for a generous cashback of $3000 with NO package fee for life of the loan. Quick turnaround time in 3 days with FastRefi which allows a …

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Suncorp $3,000 Solar Bonus for New Home Loan Customers (Min Loan $500,000) Only - Solar Must Be Installed & Evidence Supplied

expired Suncorp $3,000 Solar Bonus for New Home Loan Customers (Min Loan $500,000) Only - Solar Must Be Installed & Evidence Supplied

Store RepAdrian Player @ Integral Loan Solutions on 30/11/2021 - 21:15 suncorpgroup.com.au

Its been extended to April 29 2022 - Brokers have an email confirmation from Suncorp You can book an appointment straight into my calendar - …

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$2000 Cashback for Refinance, Rates from 1.99% 2 Yrs Fixed, $395 Annual Fee @ Newcastle Permanent

expired $2000 Cashback for Refinance, Rates from 1.99% 2 Yrs Fixed, $395 Annual Fee @ Newcastle Permanent

AssociatedPWilson Heroes HL @ Heroes Home Loans on 28/11/2021 - 23:29 newcastlepermanent.com.au

One of the lowest 2 year fixed rates in the market, they also provide FREE 60 DAY RATE LOCK and allow additional repayments up to $25,000 per annum. Plus, $2,000 cashback when your customers …

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Beyond Bank – Owner Occupier 2 Years Fixed Rate Home Loans Starting from 1.79% (3.73% Comparison Rate) + $395 Annual Fee

expired Beyond Bank – Owner Occupier 2 Years Fixed Rate Home Loans Starting from 1.79% (3.73% Comparison Rate) + $395 Annual Fee

AssociatedJohnKKMK @ Mortgage Better on 25/11/2021 - 10:29 beyondbank.com.au

Owner Occupier Fixed rate special <60% Loan to Value Ratio 1.79% for 2 years fixed for home loans (CPR 3.73%) 2.09% for 3 years fixed for home loans (CPR 3.66%) Owner Occupier Fixed rate …

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Home Loan Refinance Deal - $500-$1,000 Extra Broker Cashback on Top of Any $2,000-$4,000 Lender Offer @ Integral Loan Solution

expired Home Loan Refinance Deal - $500-$1,000 Extra Broker Cashback on Top of Any $2,000-$4,000 Lender Offer @ Integral Loan Solution

Store RepAdrian Player on 22/11/2021 - 23:20 integralloansolutions.com.au

A lot of changes this past 6 weeks: Lenders putting assessment rates up from 2.50% to 3.00% on top of the interest rate that you get. On 1 mill loan size this could affect your borrowing power by …

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$3000 Cashback for Refinance & $2000 for Purchase, Rates from 1.98% 2 Yrs Fixed @ Virgin Money - Additional 0.2% Broker Cashback

expired $3000 Cashback for Refinance & $2000 for Purchase, Rates from 1.98% 2 Yrs Fixed @ Virgin Money - Additional 0.2% Broker Cashback

AssociatedPWilson Heroes HL @ Heroes Home Loans on 21/11/2021 - 16:52 virginmoney.com.au

One of the lowest 2 year fixed rates in the market, they also provide rate lock and additional repayments up to $10,000 per annum. Plus, $3,000 cashback when your customers refinance with …

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ME Bank Refinance: Uncapped $3,000 Cashback, Fixed Rates from 2.29% 2 Year Fixed and variable offset from 2.03%

expired ME Bank Refinance: Uncapped $3,000 Cashback, Fixed Rates from 2.29% 2 Year Fixed and variable offset from 2.03%

Store RepJamesSimBroker @ James Sim, Nectar Mortgages on 16/11/2021 - 21:57 mebank.com.au

Interest rate changes ME Bank had raised their fixed rates effectively on 26th Nov 2021. A lot of banks had increased fixed rates since APRA’s announcement on 6th of October to restrict home loan …

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Citibank Home Loan from 1.89% 1-Year Fixed + 0.25% Heroes Home Loans Broker Cashback

expired Citibank Home Loan from 1.89% 1-Year Fixed + 0.25% Heroes Home Loans Broker Cashback

AssociatedLWilson Heroes HL @ Heroes Home Loans on 15/11/2021 - 21:26 www1.citibank.com.au

If you haven't hear the news Westpac and NAB have increased their rates again today, with their new 2 year fixed rate standing at 2.49%. According to RBA it's expect further rate increase …

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HSBC Home Value Loan - 1.97% Variable Rate (1.98% Comparison Rate, Excludes LVR above 70%) + $3288 Cashback for Refinancing

expired HSBC Home Value Loan - 1.97% Variable Rate (1.98% Comparison Rate, Excludes LVR above 70%) + $3288 Cashback for Refinancing

[Deactivated] on 14/11/2021 - 21:44 hsbc.com.au

Unlimited free extra repayments Flexibility to redraw additional payments for free No ongoing monthly service fee Receive $3,288 cashback - Available on refinance applications (minimum $250,000) …

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1.85% Variable Rate Home Loan @ Well Home Loans

expired 1.85% Variable Rate Home Loan @ Well Home Loans

PDialADeal on 14/11/2021 - 19:39 wellhomeloans.com.au

Seems to be competitive including their fix term rates. This of for an owner occupied loan. I didn't go with them however I found these guys when shopping around. I stuck with Macquarie as I …

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ING Owner Occupied Home Loans from 1.99% Variable (CPR 2.02%) up to 80% LVR

expired ING Owner Occupied Home Loans from 1.99% Variable (CPR 2.02%) up to 80% LVR

Store RepLoan Base @ Loan Base on 10/11/2021 - 15:03 ing.com.au

Plus $3,000 ING cashback per application (>$500k, <80%LVR), no limits on applications eg. $6,000 for 2 properties, $9,000 for 3 properties etc. As of 10 November 2021, ING has announced that …

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St George/Bank of Melbourne Home Loan 2.14% Variable No Annual Fee

expired St George/Bank of Melbourne Home Loan 2.14% Variable No Annual Fee

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 03/11/2021 - 14:28 stgeorge.com.au

St George / Bank of Melbourne has reduced Basic variable product from tomorrow. Variable from 2.14% CPR 2.16% lifetime discount no annual fee, no offset, $3k bank cashback $100 once off settle …

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BOQ Variable Owner Occ. 1.98% <70% LVR (2.15% CR) / 2.03% <80% LVR (2.20% CR), up to $1000 Extra Broker Cashback

expired BOQ Variable Owner Occ. 1.98% <70% LVR (2.15% CR) / 2.03% <80% LVR (2.20% CR), up to $1000 Extra Broker Cashback

Store RepJamesSimBroker @ James Sim, Nectar Mortgages on 01/11/2021 - 22:39 boq.com.au

**$3k Refinance Cashback and $2k Investor Purchase Cashback Offers Extended to 31 January 2022 BOQ offers basic variable interest rate home loan with a low rate, free redraw and flexible repayment …

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$3,000 Cashback, $0 Application Fee, $0 Annual Fee, 2.29% Fixed 2 Yr I/O Investor Loan (Rate Expired) @ Great Southern Bank

expired $3,000 Cashback, $0 Application Fee, $0 Annual Fee, 2.29% Fixed 2 Yr I/O Investor Loan (Rate Expired) @ Great Southern Bank

Store Repfootyboy @ Blue Owl Finance on 01/11/2021 - 09:54 greatsouthernbank.com.au

Why my investor clients love this new deal: $3,000 cashback paid within 24 hours of settlement $3,000 CASHBACK PER PROPERTY REFINANCED - normally lenders cap at 1 x rebate 2.29% fixed 2 years …

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NAB Owner Occupied Home Loans - from 2.29% Variable, 1.99% 1-Year Fixed, and $2,000 Bank Cashback

expired NAB Owner Occupied Home Loans - from 2.29% Variable, 1.99% 1-Year Fixed, and $2,000 Bank Cashback

Store RepLoan Base @ Loan Base on 27/10/2021 - 08:46 nab.com.au

Plus $2,000 NAB cashback for refinances (>$250k, <80%LVR) As of 27 October 2021, NAB has confirmed that they are reducing their Base Variable Rate Special Offer to 2.29% pa (2.33% comp), on …

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