Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
62
Variable Home Loans - Eg. Owner Occ Offset 2.24%, Investor Offset 2.49% with $248 annual fee at Macquarie Bank

expired Variable Home Loans - Eg. Owner Occ Offset 2.24%, Investor Offset 2.49% with $248 annual fee at Macquarie Bank

Associatedkeithality @ Rate Rank on 11/09/2021 - 12:18 macquarie.com.au

Macquarie have dropped the rate by 0.1% on their variable Basic and Offset owner occupier and investor home loans. Their offset home loans in particular look like a real good deal, equivalent to …

1652
86 400 (NAB) Home Loan from 1.85% Fixed 3yrs + 85% LVR NO LMI + $2000 Cashback

expired 86 400 (NAB) Home Loan from 1.85% Fixed 3yrs + 85% LVR NO LMI + $2000 Cashback

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 08/09/2021 - 12:15 86400.com.au

$2,000 cashback Applies to ALL refinance or purchases – not just First Home Buyers Owner or Investor $250k+ loan Offset Package product only 85% no LMI Applies to ALL refinance or purchases – …

70
2.14% p.a Fixed 1 Year P&I Investment Home Loan (2.79%p.a. CR, 90% LVR, $10/month offset @ 2.92%p.a. CR) @ Tic:Toc Home Loans

expired 2.14% p.a Fixed 1 Year P&I Investment Home Loan (2.79%p.a. CR, 90% LVR, $10/month offset @ 2.92%p.a. CR) @ Tic:Toc Home Loans

Marketingtictochomeloans on 07/09/2021 - 12:01 tictoc.com.au

Tic:Toc have a leading rate for their Fixed 1 Year P&I Investment Home Loan. Loan features Minimum 10% deposit/Maximum 90% LVR (after LMI added) No upfront or ongoing fees Unlimited additional …

170
UBank 3yr Fixed Rate Home Loan (Owner Occupier) 1.85% (CR 2.24%)

expired UBank 3yr Fixed Rate Home Loan (Owner Occupier) 1.85% (CR 2.24%)

Associatedkeithality @ Rate Rank on 05/09/2021 - 09:28 ubank.com.au

Looks like UBank have dropped the rate on their 3Yr Fixed Owner Occupier home loan to 1.85% (down from 1.95%). It's now one of the lowest in the market for 3Yr Fixed. If you are after other …

70
BOQ Variable Owner Occ. 1.98% <70% LVR (2.15% CPR) / 2.03% <80% LVR (2.20% CPR) + $3,000 Refinance / $2,000 Investor Cashback

expired BOQ Variable Owner Occ. 1.98% <70% LVR (2.15% CPR) / 2.03% <80% LVR (2.20% CPR) + $3,000 Refinance / $2,000 Investor Cashback

Store RepLoan Base @ Loan Base on 27/08/2021 - 18:04 boq.com.au

Effective 30 August, 2021, Bank of Queensland / BOQ will be significantly reducing some of their promotional Owner Occupied P&I Rates. Starting at 1.98% (2.15% CPR), these new rates are …

60
St George/BOM/Westpac Home Loan Owner Occ 2.24% Var No Annual Fee

expired St George/BOM/Westpac Home Loan Owner Occ 2.24% Var No Annual Fee

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 24/08/2021 - 21:45 stgeorge.com.au

St George / Bank of Melbourne BOM/ Westpac new rates from 1.79% 2 year fixed to basic variable 1.99% with no annual fee and $3000 bank cashback + broker rebate Owner occ 2.24% (CPR 2.26%) Basic …

230
Westpac Flexi Variable Owner Occ 2 Yr P&I Var 2.09% Investment 2.39% 2 Yr P&I @ Westpac

expired Westpac Flexi Variable Owner Occ 2 Yr P&I Var 2.09% Investment 2.39% 2 Yr P&I @ Westpac

EmployeeRefinancerloans @ Refinancer Loans on 24/08/2021 - 17:37 westpac.com.au

People were going nuts for HSBC's variable offering, this one in my opinion smashes it! Effective Tuesday 24 August 2021, Westpac have reduced their Flexi First Option Home Loan Introductory …

151
Westpac Group Home Loan Interest Rate Reduction - from 1.79% pa Fixed / 1.99% pa Var + Up to $1,000 Loan Base Cashback

expired Westpac Group Home Loan Interest Rate Reduction - from 1.79% pa Fixed / 1.99% pa Var + Up to $1,000 Loan Base Cashback

Store RepLoan Base @ Loan Base on 23/08/2021 - 15:41 stgeorge.com.au

Effective 24 August, 2021, Westpac Group (Including St George, BoM & Bank SA) have announced reductions to some of their promotional headline rates! St George/BoM/BSA are now offering rates as …

50
$1,200 Gift Card with Home Loan Refinance above $500k @ Refinancer

expired $1,200 Gift Card with Home Loan Refinance above $500k @ Refinancer

AssociatedRefinancerloans on 23/08/2021 - 12:22 info.refinancerloans.com.au

Hi OzBargain! We've had such a warm reception to our OzBargain refinance deals that we wanted to up the ante. This is our biggest offering yet Click this link to apply: …

30
MyState 3 Year INV Fixed 2.39% PI and IO 2.49%, $3,000 Cashback on Refinance and up to $1,000 Broker Rebate

expired MyState 3 Year INV Fixed 2.39% PI and IO 2.49%, $3,000 Cashback on Refinance and up to $1,000 Broker Rebate

AssociatedJamesSimBroker @ Nectar Mortgages on 11/08/2021 - 23:05 mystate.com.au

Interesting option for Ozbargain members who are thinking to refinance for a generous cashback of $3000 with no package fee for life of the loan. Quick turnaround time in 3 days with FastRefi which …

100
86 400 Home Loan: 85% LVR, No LMI from 2.04% pa with $2k Cashback / Standard Rates from 1.84% pa / + up to $1k LoanBase Cashback

expired 86 400 Home Loan: 85% LVR, No LMI from 2.04% pa with $2k Cashback / Standard Rates from 1.84% pa / + up to $1k LoanBase Cashback

Store RepLoan Base @ Loan Base on 11/08/2021 - 11:05 86400.com.au

86 400 has recently launched an 85% LVR, no LMI offering, extended their extended their cashback offer, and further reduced their <80% LVR rates! Unlike with most lenders, 86 400's $2,000 …

2190
HSBC Home Value Loan - 2.19% Variable (2.20% Comparison) $3288 Cashback

expired HSBC Home Value Loan - 2.19% Variable (2.20% Comparison) $3288 Cashback

cheapaschips1 on 08/08/2021 - 20:54 hsbc.com.au

Available on refinance applications submitted to HSBC from 15 February 2021 to 30 September 2021 and settle by 30 November 2021. Fees $600 Establishment Fee ($0 with promotional offer) $150 …

30
[NSW, QLD] 0.75% Cashback (Capped at $5,000) on New Loans @ bcu Home Loans

expired [NSW, QLD] 0.75% Cashback (Capped at $5,000) on New Loans @ bcu Home Loans

AssociatedBorispingpong on 07/08/2021 - 07:54 bcu.com.au

Take out a new bcu home loan and get some extra cash to splash! For a limited time only, take out a new bcu home loan and we’ll give you 0.75% of the value of the loan back in cash up to …

160
Mortgage Broker Home Loan Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solution

expired Mortgage Broker Home Loan Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solution

AssociatedAdrian Player on 06/08/2021 - 18:29 integralloansolutions.com.au

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. Interest rate changes Westpac group increased 2 and 3 year fixed …

42
Switch Your Home Loan: $3000 Cashback (Minimum Loan $250,000) - Fixed Rates from 1.84% p.a. & Variable 2.38% p.a. @ ME Bank

expired Switch Your Home Loan: $3000 Cashback (Minimum Loan $250,000) - Fixed Rates from 1.84% p.a. & Variable 2.38% p.a. @ ME Bank

AssociatedCelebrationFinance @ Celebration Finance on 05/08/2021 - 16:52 mebank.com.au

Switch your home loan to ME Bank and you’ll get an extremely competitive rate and receive a $3,000 cashback. Available for a limited time only, for new borrowings Owner occupiers and investers up …

31
Bankwest $395 Annual Fee Rebate - 1 Year for Loans between $500k & $750k, 2 Years for Loans above $750k @ Nectar - JSIM

expired Bankwest $395 Annual Fee Rebate - 1 Year for Loans between $500k & $750k, 2 Years for Loans above $750k @ Nectar - JSIM

Store RepJamesSimBroker @ James Sim, Nectar Mortgages on 27/07/2021 - 23:24 nectarmortgages.com.au

Broker rebate on BankWest annual fee Available for both purchase and refinance applications. First year annual fee of $395 rebate for loans between $500k and $750k First and second year annual fee …

70
1.84% p.a. Fixed 1 year P&I Live-in Home Loan (1.90% p.a. CR, 10% Deposit, $10/m offset @ 2.03%p.a. CR) @ Tic:Toc Home Loans

expired 1.84% p.a. Fixed 1 year P&I Live-in Home Loan (1.90% p.a. CR, 10% Deposit, $10/m offset @ 2.03%p.a. CR) @ Tic:Toc Home Loans

Marketingtictochomeloans on 26/07/2021 - 15:57 tictoc.com.au

Tic:Toc have lowered home loan rates for new customers across a number of products, including their Fixed 1 Year P&I Live-in home loan. Get Australia's leading Fixed 1 Year P&I Live-in …

90
Suncorp Refinance - $3,000 Cashback, $0 Annual Fee for Life of Loan, Minimum Loan $750,000 - Fixed 2 Years 1.89% (2.85% CR)

expired Suncorp Refinance - $3,000 Cashback, $0 Annual Fee for Life of Loan, Minimum Loan $750,000 - Fixed 2 Years 1.89% (2.85% CR)

Store Repfootyboy @ Blue Owl Finance on 21/07/2021 - 11:53 suncorp.com.au

Bank of the Year 2021, Suncorp, just announced to brokers; $3,000 Home Loan Refinance Offer^ Effective Monday 26 July 2021, Suncorp will offer customers a $3,000 refinance incentive if they switch …

171
Refinance or Purchase with Citibank and Receive up to $4,000 Cashback @ Citibank

expired Refinance or Purchase with Citibank and Receive up to $4,000 Cashback @ Citibank

EmployeeRefinancerloans @ Refinancer Loans on 17/07/2021 - 10:16 www1.citibank.com.au

Hi OzBargain community, Could this be the market's leading refinance and purchase deal, we think so! Refinance or purchase with Citibank and receive $3,000 to $4,000 cashback It is quite rare …

648
ING Home Loans Owner Occupied - 1.84% Fixed 2yr, Variable from 2.45%, No Annual Fee @ ING

expired ING Home Loans Owner Occupied - 1.84% Fixed 2yr, Variable from 2.45%, No Annual Fee @ ING

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 12/07/2021 - 18:21 ing.com.au

Plus $3,000 ING cashback per application (>$500k, <80%LVR), no limits on applications eg. $6,000 for 2 properties, $9,000 for 3 properties etc. ING first time refinance cashback offer is …

RSS Feed