Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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$3,000 Cashback When You Refinance Your Home Loan with P&N Bank (Rates from 1.99% p.a.)

expired $3,000 Cashback When You Refinance Your Home Loan with P&N Bank (Rates from 1.99% p.a.)

AssociatedCelebrationFinance @ Celebration Finance on 16/02/2021 - 19:42 pnbank.com.au

Switch your home loan to P&N Bank and you’ll get an extremely competitive rate and could receive a $3,000 cashback. Available for a limited time only, for new borrowings up to 80% of the …

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Fixed Owner Occupied P&I Home Loan (LVR ≤ 80%) 2.04% P.a. 1-3 Yr Term with Breakfree Package $395/Yr @ ANZ

expired Fixed Owner Occupied P&I Home Loan (LVR ≤ 80%) 2.04% P.a. 1-3 Yr Term with Breakfree Package $395/Yr @ ANZ

Employeehazachoom on 15/02/2021 - 11:02 anz.com.au

Looking at purchasing a new home or refinancing your loan and want a LOW fixed rate? ANZ is offering some NEW LOW Fixed Rate loans with Break Free Package ($395 annual fee): Term Principal and …

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4 Years Fixed Investment Home Loan 2.25% P&I (CR 3.71%), 2.40% IO (CR 3.78%) Home Loan with Offset Acct @ TMB

expired 4 Years Fixed Investment Home Loan 2.25% P&I (CR 3.71%), 2.40% IO (CR 3.78%) Home Loan with Offset Acct @ TMB

AssociatedJamesSimBroker @ Nectar Mortgages on 10/02/2021 - 22:04 tmbank.com.au

Teacher's Mutual Bank is offering some NEW LOW Investment Fixed Rate loans with Full Offset account. Max LVR 90% Investment Term Principal & Interest (P&I) Comparison …

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UBank Home Loan 3 Year Fixed Rate 1.75% (2.22% CR)

expired UBank Home Loan 3 Year Fixed Rate 1.75% (2.22% CR)

Psuz1e on 22/01/2021 - 15:13 ubank.com.au

UBank Home Loan 3 Year Fixed Rate 1.75% (2.22% CR). Comparison rate is based on a secured loan of $150,000 over the term of 25 years. Owner-occupier P&I loan. Apply by 26 February 2021 and …

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Mortgage Broker Refinance Deal - $500-$1k Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solutions

expired Mortgage Broker Refinance Deal - $500-$1k Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solutions

AssociatedAdrian Player on 19/01/2021 - 22:56 integralloansolutions.com.au

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. Most of my clients are going to these 3 lenders at the …

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Free $10 Priceline Voucher When You Sign up to Uno Loanscore

expired Free $10 Priceline Voucher When You Sign up to Uno Loanscore

thimothiz on 19/01/2021 - 20:43 unohomeloans.com.au

sign up to uno's FREE loanScore report. Once you sign up you will receive a $10 Priceline voucher

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ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions

expired ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions

Store RepLoan Base @ Loan Base on 12/01/2021 - 13:21 anz.com.au

ANZ currently has a refinance cashback of up to $3,000 available. They're offering 100% offset accounts on their 1 year fixed term loans, starting at 2.09% for their P&I Owner Occupied …

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Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions

expired Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions

Store RepLoan Base @ Loan Base on 06/01/2021 - 10:41 brokers.adelaidebank.com.au

Adelaide Bank currently has some very sharp fixed pricing which include a 100% offset account, giving you maximum flexibility with offsetting your lending while still benefiting from very low fixed …

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$4000 Cashback When Refinancing Your Mortgage (> $250k) Online with People Choice Credit Union

expired $4000 Cashback When Refinancing Your Mortgage (> $250k) Online with People Choice Credit Union

GuyfromMelbourne on 06/01/2021 - 01:00 peopleschoicecu.com.au

Subject to these terms and conditions, the $4,000 cashback offer applies in relation to eligible refinance home or investment basic variable and package loans from $250,000.00 with less than 80% …

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St George/Bank of Melbourne Home Loan: Owner Occ 1.89% Fixed 4 Yrs, 1.79% Fixed 2 Yrs 60% LVR (+0.05% 80% LVR) & $4000 Cashback

expired St George/Bank of Melbourne Home Loan: Owner Occ 1.89% Fixed 4 Yrs, 1.79% Fixed 2 Yrs 60% LVR (+0.05% 80% LVR) & $4000 Cashback

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 04/01/2021 - 19:08 stgeorge.com.au

Happy 2021 and stay safe! St George / Bank of Melbourne has extended the $4,000 cashback offer to 30/6/21 and is currently still the highest cashback in the market. $4,000 bank cashback + $2,000 per …

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Citibank 2021 Home Loan Offers - from $3,000 to $4,000 Cashback - Rates from 1.99% 2 Year Fixed

expired Citibank 2021 Home Loan Offers - from $3,000 to $4,000 Cashback - Rates from 1.99% 2 Year Fixed

Store RepLoan Base @ Loan Base on 24/12/2020 - 15:23 www1.citibank.com.au

Citibank has announced a new cashback offer, as follows: For loan amounts up to $750,000 - $3,000 cashback For loan amounts more than $750,000 - $4,000 cashback This cashback applies to both …

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$2,000 Refinance Cashback 5 Years Fixed Interest Only INVESTMENT 2.49% P.a. (Comp. 3.71% P.a.) @ Newcastle Permanent

expired $2,000 Refinance Cashback 5 Years Fixed Interest Only INVESTMENT 2.49% P.a. (Comp. 3.71% P.a.) @ Newcastle Permanent

AssociatedPJamesSimBroker @ Nectar Mortgages on 11/12/2020 - 21:27 newcastlepermanent.com.au

Newcastle is offering a limited time $2,000 cashback with great investment rates: Niches: Redraw available on fixed homeloans up to $25k per annum which is normally not available with major …

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Owner Occupied Fixed 2 Years P&I 2.09% p.a. up to 80% LVR + $2k Refinance Cashback @ NAB

expired Owner Occupied Fixed 2 Years P&I 2.09% p.a. up to 80% LVR + $2k Refinance Cashback @ NAB

Store RepAdrian Player @ Integral Loan Solutions on 07/12/2020 - 12:02 nab.com.au

Were getting to that point of year where you need to start selecting the right banks to get deals done in time. Some banks start putting off staff as of the 18th and have cut off dates. Other banks …

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$3,000 Refinance Cashback 2 & 3 Years Fixed Owner Occupied 2.04% P.a. (Comp. 2.79% P.a.) @ Virgin Money

expired $3,000 Refinance Cashback 2 & 3 Years Fixed Owner Occupied 2.04% P.a. (Comp. 2.79% P.a.) @ Virgin Money

AssociatedPJamesSimBroker @ Nectar Mortgages on 03/12/2020 - 18:12 virginmoney.com.au

Virgin Money is offering a limited time $3,000 cashback with special fixed and variable rates under their Reward Me home loans: Owner Occupied (OO) Term Principal and Interest P&I - Comparison …

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Investment Basic Variable P&I 2.39-2.49% p.a., Interest Only 2.69%-2.79% p.a. @ Citibank

expired Investment Basic Variable P&I 2.39-2.49% p.a., Interest Only 2.69%-2.79% p.a. @ Citibank

Store RepPLoan Base @ Loan Base on 03/12/2020 - 10:17 www1.citibank.com.au

Citibank has announced further changes to their pricing, all available with their $4k to $8k cashback, with key changes as follows (available for applications submitted after 1 December 2020; note …

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NAB Investment Rate 2 Years Fixed P&I 2.49% P.a. (Comp. 4.55% P.a.) Max 90% LVR + $500-$1000 Inhouse Rebate

expired NAB Investment Rate 2 Years Fixed P&I 2.49% P.a. (Comp. 4.55% P.a.) Max 90% LVR + $500-$1000 Inhouse Rebate

AssociatedLJamesSimBroker @ Nectar Mortgages on 25/11/2020 - 15:02 nab.com.au

NAB is offering some NEW LOW Fixed Rate loans with Break Free Package ($395 annual fee) with a $2k Refinance Cashback: Investment Term Principal and Interest P&I - Comparison Rate and max LVR …

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St George - from 2.19% 5 Yr Fixed Owner Occ - 2.39% 2-3 Yr Fixed Investment - 2-3 Yr Fixed IO 2.59%

expired St George - from 2.19% 5 Yr Fixed Owner Occ - 2.39% 2-3 Yr Fixed Investment - 2-3 Yr Fixed IO 2.59%

Store RepPLoan Base @ Loan Base on 24/11/2020 - 11:02 stgeorge.com.au
OzBargain

St George has just announced they are further cutting their fixed rates as follows: Owner Occupied 5 Year Fixed - 2.19% P&I - (3.19% comparison) <60% LVR 5 Year Fixed - 2.24% P&I - …

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1.95% Owner & 2.25% Investor 4yr Fixed with 100% Offset @Unibank, Health Pro, Teachers, Firef Bank + up to 0.4% Broker Rebate

expired 1.95% Owner & 2.25% Investor 4yr Fixed with 100% Offset @Unibank, Health Pro, Teachers, Firef Bank + up to 0.4% Broker Rebate

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 22/11/2020 - 02:02 unibank.com.au

1.95% Owner & 2.25% Investor 4yr Fixed with 100% Offset @Unibank, Health Professionals, Teachers Mutual, Firefighters Bank + up to 0.4% Broker Rebate Rates cut from 23 Nov, not yet updated on …

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Westpac - 2.19% Variable Intro Owner Occ (<70% LVR) - 1.89% 4 Years Fixed Owner Occ - from $3,000 Cashback

expired Westpac - 2.19% Variable Intro Owner Occ (<70% LVR) - 1.89% 4 Years Fixed Owner Occ - from $3,000 Cashback

Store RepPLoan Base @ Loan Base on 20/11/2020 - 12:18 westpac.com.au

Westpac have announced a number of rate cuts, all available with their $3,000 cashback (refinances only, plus $2,000 per additional property). In addition, we are offering a broker cashback - further …

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Home Loan Offer 2.05%/2.78% C.r.* OO P&I 3 Years Fixed with 100% Offset + 0.20% Broker Cashback @ Adelaide Bank

expired Home Loan Offer 2.05%/2.78% C.r.* OO P&I 3 Years Fixed with 100% Offset + 0.20% Broker Cashback @ Adelaide Bank

AssociatedObtain Finance @ Obtain Finance on 19/11/2020 - 12:02 adelaidebank.com.au
OzBargain

Greetings fellow Ozbargainers, We have a competitive Fixed Rate (with 100% offset and Redraw) Home Loan Offer from Adelaide Bank that just came in. Message us through Ozbargain or email …

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