Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Refinancer Loans: Bonus $500 / $1000 on 2-Yr Home Loans or We Pay Your Rate Lock Fee

expired Refinancer Loans: Bonus $500 / $1000 on 2-Yr Home Loans or We Pay Your Rate Lock Fee

3 of the big 4 banks have increased fixed interest rates this week and we've got a strong feeling this will happen industry wide. It's looking like the next few days we will see a 0.10% to …

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Owner Occupied P&I Variable 2.29% No Annual Fee, 1-Year Fixed from 1.99% + $2,000 Bank Cashback @ CBA

expired Owner Occupied P&I Variable 2.29% No Annual Fee, 1-Year Fixed from 1.99% + $2,000 Bank Cashback @ CBA

CBA lowest variable rates ever from 2.29% no annual fee + $2,000 CBA bank cashback $2,000 CBA bank cashback (>$250k) Owner Occupied P&I 2.29% (CPR 2.30%) Extra home loan variable no annual …

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St George/Bank of Melbourne Home Loan: from 1.79% 2 Yrs Fixed, 2.24% Variable (Expired) No Annual Fee & $3000 Bank Cashback

expired St George/Bank of Melbourne Home Loan: from 1.79% 2 Yrs Fixed, 2.24% Variable (Expired) No Annual Fee & $3000 Bank Cashback

St George / Bank of Melbourne has extended the $3,000 cashback offer $3,000 bank cashback (>$250k) 85%LVR $1 LMI for first home borrowers (<$850k) Owner occ 60LVR (+0.05% for 80LVR) 2 year …

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ING Owner Occupied Home Loans - from 2.24% Variable, 1.89% 2-Year Fixed, and $3,000 Bank Cashback

expired ING Owner Occupied Home Loans - from 2.24% Variable, 1.89% 2-Year Fixed, and $3,000 Bank Cashback

Plus $3,000 ING cashback per application (>$500k, <80%LVR), no limits on applications eg. $6,000 for 2 properties, $9,000 for 3 properties etc. As of 14 October 2021, ING has confirmed that …

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Variable P&I Home Loans - 1.99% Owner Occupied & 2.14% Investment (80% LVR, 1.99% & 2.14% CR) @ Homeloans.com.au

expired Variable P&I Home Loans - 1.99% Owner Occupied & 2.14% Investment (80% LVR, 1.99% & 2.14% CR) @ Homeloans.com.au

Was in the market for refinancing and have seen that homeloans.com.au (Resimac) have dropped their rates. They come with a free 100% offset and allow for loan splitting too. The rates are 0.1% lower …

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[VIC] Government Contribution of up to 25% of Your Home Purchase Price (as Shared Equity) @ State Revenue Office Victoria

expired [VIC] Government Contribution of up to 25% of Your Home Purchase Price (as Shared Equity) @ State Revenue Office Victoria

Eligible homebuyers can now receive a contribution of up to 25% towards the purchase price of their property, reducing their minimum required deposit to 5% and avoiding the need to pay Lenders …

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Citibank 2.19% 2-Year Fixed Rate Investment P&I

expired Citibank 2.19% 2-Year Fixed Rate Investment P&I

Current sla's Service levels - 8-9 business days for refinances 15 days + for purchases that dont have a contract - so please be patient if you take this route. Once you sign on a property …

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Up to $6,000 Cashback for Refinance & Purchases + Rates from 1.89% 2 Yrs Fixed - Citibank

expired Up to $6,000 Cashback for Refinance & Purchases + Rates from 1.89% 2 Yrs Fixed - Citibank

Please note: Citibank has confirmed their 2, 3, 5 yrs fixed rates are increasing from 1/11/2021, applications must submitted by COB31/10/2021 to receive the free 60 day rate lock P&I packaged …

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$500 Bonus for Eligible Suncorp Bank Home Loan Customers with Solar Energy System (or Installed by 31/12/2021)

expired $500 Bonus for Eligible Suncorp Bank Home Loan Customers with Solar Energy System (or Installed by 31/12/2021)

"If you have an existing home loan with Suncorp Bank and that home has a solar power system, or if you have solar installed by 31st December 2021 on that home, you may be eligible to receive …

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Up to $1,000 Extra Broker Cashback on Top of Any Lender Cashback for Refinances and Purchases @ Loan Base

expired Up to $1,000 Extra Broker Cashback on Top of Any Lender Cashback for Refinances and Purchases @ Loan Base

Loan Base are now offering up to $1,000 Broker Cashback on any refinance or purchase loan settled through us, on top of any lender cashback - now up to $6,000 per property. This can be obtained …

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[NSW, ACT, QLD] Owner Occupied Fixed Rate Home Loan 2 Years 1.59% (2.10% CR, 80% LVR) @ Greater Bank

expired [NSW, ACT, QLD] Owner Occupied Fixed Rate Home Loan 2 Years 1.59% (2.10% CR, 80% LVR) @ Greater Bank

Rate will revert to 2.19% variable after the 2-year period

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Home Loan Refinance Cashback Deal: $500-$1,500 Broker Gift Card @ Refinancer

expired Home Loan Refinance Cashback Deal: $500-$1,500 Broker Gift Card @ Refinancer

Hi OzBargain! It's our biggest refinance offer yet! To be clear you can stack the gift card we are giving of up to $1,500 with lender cashbacks of up to $4,000! ($5,500 of potential …

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Medico PLUS Owner Occupied P&I 2 Year Fixed Rate 1.99% (CR 4.26%) for Medical Professionals @ CommBank

expired Medico PLUS Owner Occupied P&I 2 Year Fixed Rate 1.99% (CR 4.26%) for Medical Professionals @ CommBank

Attention MEDICAL PROFESSIONALS!! New policy just released by CBA. Introducing new Medico PLUS+ allows borrowing up to to 94.99% with a max lending of $2,374,000 per security up to a total loan …

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Suncorp Refinance - $3,000 Cashback, $0 Annual Fee, Minimum Loan $750,000 - Variable with Offset 2.39% (2.82% CR) under 70% LVR

expired Suncorp Refinance - $3,000 Cashback, $0 Annual Fee, Minimum Loan $750,000 - Variable with Offset 2.39% (2.82% CR) under 70% LVR

Suncorp has been named Money Magazine’s Bank of the Year and Business Bank of the Year for the fourth year in a row. $3,000 Home Loan Refinance Offer & NO annual fee for the life of the loan …

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Home Loan Refinance Deal - $500-$1,000 Extra Broker Cashback on Top of Any $2,000-$4,000 Lender Offer @ Integral Loan Solutions

expired Home Loan Refinance Deal - $500-$1,000 Extra Broker Cashback on Top of Any $2,000-$4,000 Lender Offer @ Integral Loan Solutions

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. You can book an appointment straight into my calendar - …

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Refinance Home Loan @ ME Bank: $3000 Cashback (Minimum Loan $250,000) - Fixed Rates from 1.79% p.a. & Variable 2.29% p.a

expired Refinance Home Loan @ ME Bank: $3000 Cashback (Minimum Loan $250,000) - Fixed Rates from 1.79% p.a. & Variable 2.29% p.a

Switch your home loan to ME Bank and you’ll get an extremely competitive rate and receive a $3,000 cashback. Available for a limited time only, for new borrowings Owner occupiers and investers up …

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Firstmac Home Loan 2.19% (First 2 Years) Variable Offset Owner-Occupied P&I  No Annual Fee

expired Firstmac Home Loan 2.19% (First 2 Years) Variable Offset Owner-Occupied P&I No Annual Fee

Firstmac announced lowest variable offset on the market, no annual fees for life 2.19% (CPR 2.55%) Variable offset broker special 2yr discount (+0.4% after 2 years). Owner occ P&I. No annual …

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Virgin Money Home Loan - 1.79% Fixed 2 Years (80% LVR), $0 Upfront / $10/Month Ongoing + $3000 Lender Cashback (Expired)

expired Virgin Money Home Loan - 1.79% Fixed 2 Years (80% LVR), $0 Upfront / $10/Month Ongoing + $3000 Lender Cashback (Expired)

As of 15 September 2021, Virgin Money has confirmed that they are now approving discretionary pricing for rates as low as 1.79% pa (2.62% comp), fixed for 2 years all the way up to 80% loan-to-value …

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Variable Home Loans - Eg. Owner Occ Offset 2.24%, Investor Offset 2.49% with $248 annual fee at Macquarie Bank

expired Variable Home Loans - Eg. Owner Occ Offset 2.24%, Investor Offset 2.49% with $248 annual fee at Macquarie Bank

Macquarie have dropped the rate by 0.1% on their variable Basic and Offset owner occupier and investor home loans. Their offset home loans in particular look like a real good deal, equivalent to …

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86 400 (NAB) Home Loan from 1.85% Fixed 3yrs + 85% LVR NO LMI + $2000 Cashback

expired 86 400 (NAB) Home Loan from 1.85% Fixed 3yrs + 85% LVR NO LMI + $2000 Cashback

$2,000 cashback Applies to ALL refinance or purchases – not just First Home Buyers Owner or Investor $250k+ loan Offset Package product only 85% no LMI Applies to ALL refinance or purchases – …